[{"data":1,"prerenderedAt":1463},["ShallowReactive",2],{"comparison-american-express":3},{"directusData":4,"page":651,"uri":1461,"type":1462},{"id":5,"slug":6,"title":7,"product_selection_title":8,"text":9,"date_updated":10,"factsheet":11,"disclaimer":16,"show_calculator":17,"show_filter":18,"show_layout_toggle":18,"default_parameters":19,"table_columns":20,"table_sort":19,"award_highlight":131,"tags":132,"user_created":139,"items":145},32,"american-express","Die besten American Express Kreditkarten","Deine American Express Auswahl","\u003Ch2>Die besten Amex-Karten 07\u002F2026\u003C\u002Fh2>\n\u003Cp>American Express® Karten stehen für Status und Luxus, geschätzt von Meilensammlern und Vielreisenden. Sie bieten exklusive Vorteile wie Flughafen-Lounges und erstklassigen Service. Allerdings sind sie mit hohen Jahresgebühren verbunden und erfordern oft hohe Ausgaben. In diesem Vergleich kannst du herausfinden, welche American Express Kreditkarte sich für dich lohnt.\u003C\u002Fp>","2026-07-01T09:09:00.929Z",[12],{"label":13,"value":14,"icon":15},"Vergleichs-Kriterien","20","laptop","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Quellen: Konditionen-Verzeichnisse und Website-Auskünfte der Anbieter\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp>\u003Cspan style=\"font-weight: 400;\">Hinweis: Wir können leider keine Gewähr für die Aktualität, Richtigkeit und Vollständigkeit der Informationen auf dieser Seite übernehmen. Auf den Webseiten der entsprechenden Anbieter findest du alle aktuellen Produkt- und Preisinformationen. Die aufgeführten Konditionen im Vergleich beziehen sich auf Neukunden.  Als Highlights heben wir den Testsieger sowie besonders attraktive Angebote (z.B. eine hohe Startprämie) bei Produkten mit der Note „sehr gut“ farblich hervor.\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp>*Das ist ein Werbe- oder Affiliate-Link. Wenn du darauf klickst und etwas kaufst oder abschließt, erhalten wir eine Provision. Für dich entstehen dadurch keine Mehrkosten und du unterstützt damit unsere Arbeit. Unsere Produktbewertungen bleiben davon unbeeinflusst. Erfahre hier, \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fso-verdienen-wir-geld\u002F\">wie wir uns finanzieren\u003C\u002Fa>.\u003C\u002Fp>",true,false,null,[21,29,32,36,40,47,53,57,60,64,68,71,75,78,82,86,89,92,95,98,102,107,111,114,119,124,127],{"label":22,"key":23,"type":24,"active":17,"options":25,"mobile_rank":28},"Kreditkarte","payment_card","image",[26,27],"transparent","full-width",-1,{"key":30,"label":31,"active":18,"type":30},"provider","Anbieter",{"key":33,"label":34,"type":35,"active":17},"label","Produkt","product",{"label":37,"key":38,"type":39,"active":17},"Angebot","url","cta",{"label":41,"key":42,"type":43,"active":17,"mobile_rank":44,"sortable":18,"sort_options":45},"Kartengebühr (pro Jahr)","card_fee","text",1,[46],"default_sort",{"label":48,"key":49,"type":50,"active":17,"options":51,"mobile_rank":52},"Membership Rewards Punkte","membership_rewards","check",[],2,{"label":54,"key":55,"type":56,"active":18},"Cashback","cashback_features","features",{"label":58,"type":56,"active":17,"key":59},"Treuepunkte\u002FMeilen","loyality_points_miles",{"label":61,"type":50,"active":17,"key":62,"description":63},"Verlängertes Rückgaberecht","extended_return_policy","\u003Cp>Der Versicherungsfall tritt ein, wenn du maximal 90 Tage nach dem Kauf die Ware zurückgeben möchtest, der Verkäufer dies aber nicht akzeptiert.\u003C\u002Fp>",{"label":65,"type":50,"active":17,"key":66,"description":67},"Schutz für Einkäufe","purchase_protection","\u003Cp>Schützt Einkäufe bis 90 Tage nach Kauf gegen Beschädigungen oder Diebstahl, auch „ShopGarant“ genannt.\u003C\u002Fp>",{"label":69,"type":50,"active":17,"sortable":18,"key":70},"Auslandsreise-Krankenversicherung","international_travel_health_insurance",{"label":72,"key":73,"type":50,"active":17,"description":74},"Verkehrsmittel-Unfallversicherung","public_transport_accident_insurance","\u003Cp>Leistet bei Unfällen in Flugzeugen, Schienenfahrzeugen, im Bus, Taxi oder auf dem Schiff.\u003C\u002Fp>",{"label":76,"type":50,"active":17,"key":77},"Reise-Unfallversicherung","travel_accident_insurance",{"label":79,"type":50,"active":17,"key":80,"description":81},"Reisekomfort-Versicherung","travel_comfort_insurance","\u003Cp>Leistet bei Flugverspätungen oder Gepäckverspätungen.\u003C\u002Fp>",{"label":83,"type":50,"key":84,"active":17,"description":85},"Reiserücktritts- & Reiseabbruch-Versicherung","trip_cancellation_interruption_insurance","\u003Cp>Erstattet Kosten für die Heimreise und die Wiederaufnahme der Reise, wenn eine Reise angebrochen oder unterbrochen werden musste.\u003C\u002Fp>",{"label":87,"type":50,"active":17,"key":88},"Reisegepäckversicherung","travel_luggage_insurance",{"label":90,"type":50,"active":17,"key":91},"Mietwagenversicherung","rental_car_insurance",{"label":93,"type":50,"active":17,"key":94},"Kfz-Schutzbrief","car_assistance_program",{"label":96,"type":43,"active":17,"key":97},"Weitere Versicherungen","additional_insurances",{"label":99,"key":100,"type":43,"active":17,"mobile_rank":101},"Anzahl Zusatzkarten","amount_extra_cards",4,{"label":103,"key":104,"type":43,"active":17,"description":105,"mobile_rank":106},"Kosten Geld abheben","withdrawal_fees","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Die Konditionen für das Abheben von Bargeld beziehen sich auf die Kosten bei der Bank oder der Kreditkartengesellschaft. Möglich ist daher, dass zusätzliche Gebühren vom Geldautomatenbetreiber verlangt werden. Achte daher darauf, ob der Geldautomat ein zusätzliches Entgelt auf dem Display anzeigt.\u003C\u002Fspan>\u003C\u002Fp>",3,{"label":108,"key":109,"type":43,"active":17,"description":110,"mobile_rank":19},"Fremdwährungsgebühr","payment_fees_foreign_currency","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Neben den Fremdwährungsgebühren können zusätzliche Kosten durch einen Aufschlag auf den echten Wechselkurs entstehen. Beim Wechselkurs wird häufig unterschieden, ob das Land zum Europäischen Wirtschaftsraum (EWR) gehört oder nicht (Nicht-EWR). Die Kreditkartengesellschaften erheben meist einen Aufschlag auf den echten Wechselkurs. 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Weitere Konditionen auf der Seite des Anbieters.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Um Bargeld abheben zu können, muss der Bargeld-Service freigeschaltet werden. Dies ist erst nach 6 Monaten möglich."}\" data-sheets-userformat=\"{"2":6915,"3":{"1":0},"4":{"1":3,"3":2},"11":3,"12":0,"14":{"1":2,"2":0},"15":"Roboto, RobotoDraft, Helvetica, Arial, sans-serif"}\">Um Bargeld abheben zu können, muss der Bargeld-Service freigeschaltet werden. 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Weitere Konditionen auf der Seite des Anbieters.\u003C\u002Fp>","1% Cashback auf Tankstellenumsätze; 1 Membership Reward Punkt pro 1€ Umsatz; Zugang zur BMW-Vorteilswelt","600€ Umsatz (unter Ausschluss von Bargeldauszahlungen und nach Abzug von etwaigen Gutschriften von Vertragspartnern) erforderlich. Im Fall einer Kartenkündigung oder eines Kartenwechsels innerhalb der ersten 12 Monate nach Ausstellung der Karte erlischt der Anspruch auf das Startguthaben rückwirkend. ","\u003Cp>zzgl. 2% Fremdwährungsgebühr.\u003C\u002Fp>\n\u003Cp>Um Bargeld abheben zu können, muss der Bargeld-Service freigeschaltet werden. 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Im Unterschied zu Visa und Mastercard, die hauptsächlich als Zahlungsnetzwerke agieren, vereint American Express die Funktionen eines Kartenherausgebers und eines Zahlungsnetzwerks in einem. Während Visa und Mastercard mit Banken zusammenarbeiten, die deren Kreditkartenmarken ausgeben, gibt American Express seine Karten selbst heraus.\u003C\u002Fp>",{},{"content":668,"dropCap":18,"anchor":661},"American Express wurde 1850 ursprünglich als Expresszustelldienst gegründet und hat sich seitdem zu einem der weltweit führenden Finanzdienstleister entwickelt. Im Unterschied zu Visa und Mastercard, die hauptsächlich als Zahlungsnetzwerke agieren, vereint American Express die Funktionen eines Kartenherausgebers und eines Zahlungsnetzwerks in einem. 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Monat",{"cells":746},[747,748,749],{"content":304,"tag":711,"scope":661,"align":661},{"content":305,"tag":711,"scope":661,"align":661},{"content":661,"tag":711,"scope":661,"align":661},{"cells":751},[752,753,754],{"content":222,"tag":711,"scope":661,"align":661},{"content":223,"tag":711,"scope":661,"align":661},{"content":755,"tag":711,"scope":661,"align":661},"Oder 60€ pro Monat",[],{"innerBlocks":758,"name":664,"postId":656,"originalContent":759,"get_parent":760,"attributes":761,"dynamicContent":19},[],"\u003Cp>Auch einige kostenpflichtige Karten können unter bestimmten Voraussetzungen kostenlos sein: Die American Express Card (auch American Express Green Card genannt) ist ab einem Jahresumsatz von 9.000€ gebührenfrei.\u003C\u002Fp>",{},{"content":762,"dropCap":18,"anchor":661},"Auch einige kostenpflichtige Karten können unter bestimmten Voraussetzungen kostenlos sein: Die American Express Card (auch American Express Green Card genannt) ist ab einem Jahresumsatz von 9.000€ gebührenfrei.",{"innerBlocks":764,"name":655,"postId":656,"originalContent":765,"get_parent":766,"attributes":767,"dynamicContent":19},[],"\u003Ch2>Vorteile von American Express Kreditkarten\u003C\u002Fh2>",{},{"content":768,"level":52,"anchor":661},"Vorteile von American Express Kreditkarten",{"innerBlocks":770,"name":664,"postId":656,"originalContent":771,"get_parent":772,"attributes":773,"dynamicContent":19},[],"\u003Cp>Ein wesentliches Unterscheidungsmerkmal von American Express Kreditkarten sind ihre zahlreichen Zusatzleistungen, die je nach Karte unterschiedlich ausfallen:\u003C\u002Fp>",{},{"content":774,"dropCap":18,"anchor":661},"Ein wesentliches Unterscheidungsmerkmal von American Express Kreditkarten sind ihre zahlreichen Zusatzleistungen, die je nach Karte unterschiedlich ausfallen:",{"innerBlocks":776,"name":777,"postId":656,"originalContent":778,"get_parent":779,"attributes":780,"dynamicContent":19},[],"core\u002Flist","\u003Cul>\u003Cli>Membership Rewards®\u003C\u002Fli>\u003Cli>Versicherungen\u003C\u002Fli>\u003Cli>Guthaben\u003C\u002Fli>\u003Cli>Status-Upgrades\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":781,"anchor":661},"\u003Cli>Membership Rewards®\u003C\u002Fli>\u003Cli>Versicherungen\u003C\u002Fli>\u003Cli>Guthaben\u003C\u002Fli>\u003Cli>Status-Upgrades\u003C\u002Fli>",{"innerBlocks":783,"name":664,"postId":656,"originalContent":784,"get_parent":785,"attributes":786,"dynamicContent":19},[],"\u003Cp>Ein zentrales Feature ist das Membership Rewards Programm. Mit bestimmten American Express Karten bist du automatisch Teil des Membership Rewards Programms und sammelst für jeden Euro Umsatz Membership Rewards Punkte. Diese lassen sich in eine Vielzahl von Prämien umwandeln.\u003C\u002Fp>",{},{"content":787,"dropCap":18,"anchor":661},"Ein zentrales Feature ist das Membership Rewards Programm. Mit bestimmten American Express Karten bist du automatisch Teil des Membership Rewards Programms und sammelst für jeden Euro Umsatz Membership Rewards Punkte. Diese lassen sich in eine Vielzahl von Prämien umwandeln.",{"innerBlocks":789,"name":664,"postId":656,"originalContent":790,"get_parent":791,"attributes":792,"dynamicContent":19},[],"\u003Cp>Viele American Express Karten bieten zudem Versicherungsleistungen. Dazu gehören unter anderem eine Auslandsreise-Krankenversicherung, Reise-Unfallversicherung und eine Mietwagenversicherung. Welche Versicherungen bei welcher Karte enthalten sind und welche Schäden abgedeckt werden, findest du in unserer Vergleichstabelle.\u003C\u002Fp>",{},{"content":793,"dropCap":18,"anchor":661},"Viele American Express Karten bieten zudem Versicherungsleistungen. Dazu gehören unter anderem eine Auslandsreise-Krankenversicherung, Reise-Unfallversicherung und eine Mietwagenversicherung. Welche Versicherungen bei welcher Karte enthalten sind und welche Schäden abgedeckt werden, findest du in unserer Vergleichstabelle.",{"innerBlocks":795,"name":664,"postId":656,"originalContent":796,"get_parent":797,"attributes":798,"dynamicContent":19},[],"\u003Cp>Noch einmal spezielle Vorteile bieten die American Express Platinum Card und die BMW Premium Card Carbon. Darunter fällt der Priority Pass, über den du weltweit Zugang zu Flughafenlounges erhältst. Zudem hast du mit diesen Karten die Möglichkeit, regelmäßige Status-Upgrades, zum Beispiel bei Hotelketten, zu erhalten. Ebenso profitieren Kartenbesitzer von Guthaben für diverse Dienstleistungen wie Mietwagen, Hotelübernachtungen und Flüge.\u003C\u002Fp>",{},{"content":799,"dropCap":18,"anchor":661},"Noch einmal spezielle Vorteile bieten die American Express Platinum Card und die BMW Premium Card Carbon. Darunter fällt der Priority Pass, über den du weltweit Zugang zu Flughafenlounges erhältst. Zudem hast du mit diesen Karten die Möglichkeit, regelmäßige Status-Upgrades, zum Beispiel bei Hotelketten, zu erhalten. Ebenso profitieren Kartenbesitzer von Guthaben für diverse Dienstleistungen wie Mietwagen, Hotelübernachtungen und Flüge.",{"innerBlocks":801,"name":655,"postId":656,"originalContent":802,"get_parent":803,"attributes":804,"dynamicContent":19},[],"\u003Ch2>So funktionieren Membership Rewards Punkte\u003C\u002Fh2>",{},{"content":805,"level":52,"anchor":661},"So funktionieren Membership Rewards Punkte",{"innerBlocks":807,"name":664,"postId":656,"originalContent":808,"get_parent":809,"attributes":810,"dynamicContent":19},[],"\u003Cp>Das Membership Rewards Programm von American Express funktioniert ähnlich wie das bekannte Payback-Programm. So viele Membership Rewards Punkte erhältst du pro Umsatz:\u003C\u002Fp>",{},{"content":811,"dropCap":18,"anchor":661},"Das Membership Rewards Programm von American Express funktioniert ähnlich wie das bekannte Payback-Programm. So viele Membership Rewards Punkte erhältst du pro Umsatz:",{"innerBlocks":813,"name":814,"postId":656,"originalContent":661,"saveContent":661,"get_parent":815,"attributes":816},[],"acf\u002Fdashed-card",{},{"name":814,"data":817},{"color":818,"title":661,"description":819,"emoji":661,"link":820,"button_text":661},"blue","1 Membership Rewards Punkt für 1€ Umsatz","\u002F",{"innerBlocks":822,"name":664,"postId":656,"originalContent":823,"get_parent":824,"attributes":825,"dynamicContent":19},[],"\u003Cp>Allerdings nehmen nicht alle American Express Karten am Membership Rewards Programm teil. Die Karten, die das Sammeln von Membership Rewards Punkten ermöglichen, sind:\u003C\u002Fp>",{},{"content":826,"dropCap":18,"anchor":661},"Allerdings nehmen nicht alle American Express Karten am Membership Rewards Programm teil. Die Karten, die das Sammeln von Membership Rewards Punkten ermöglichen, sind:",{"innerBlocks":828,"name":777,"postId":656,"originalContent":829,"get_parent":830,"attributes":831,"dynamicContent":19},[],"\u003Cul>\u003Cli>American Express Blue Card (nur gegen Aufpreis von 30€ pro Jahr)\u003C\u002Fli>\u003Cli>BMW American Express Card\u003C\u002Fli>\u003Cli>American Express Card (Amex Green)\u003C\u002Fli>\u003Cli>American Express Gold Card\u003C\u002Fli>\u003Cli>BMW Premium Card Carbon\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":832,"anchor":661},"\u003Cli>American Express Blue Card (nur gegen Aufpreis von 30€ pro Jahr)\u003C\u002Fli>\u003Cli>BMW American Express Card\u003C\u002Fli>\u003Cli>American Express Card (Amex Green)\u003C\u002Fli>\u003Cli>American Express Gold Card\u003C\u002Fli>\u003Cli>BMW Premium Card Carbon\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>",{"innerBlocks":834,"name":664,"postId":656,"originalContent":835,"get_parent":836,"attributes":837,"dynamicContent":19},[],"\u003Cp>Die American Express Blue Card nimmt nicht automatisch am Membership Rewards Programm teil. Hier muss das Punktesammeln gegen einen Aufpreis von 30€ pro Jahr aktiviert werden. Es gibt also keine kostenlose Möglichkeit, Membership Rewards Punkte zu sammeln. Für die meisten anderen Amex-Karten, wie die American Express Green Card, die American Express Gold Card oder die American Express Platinum Card, ist das Membership Rewards Programm hingegen standardmäßig enthalten.\u003C\u002Fp>",{},{"content":838,"dropCap":18,"anchor":661},"Die American Express Blue Card nimmt nicht automatisch am Membership Rewards Programm teil. Hier muss das Punktesammeln gegen einen Aufpreis von 30€ pro Jahr aktiviert werden. Es gibt also keine kostenlose Möglichkeit, Membership Rewards Punkte zu sammeln. Für die meisten anderen Amex-Karten, wie die American Express Green Card, die American Express Gold Card oder die American Express Platinum Card, ist das Membership Rewards Programm hingegen standardmäßig enthalten.",{"innerBlocks":840,"name":664,"postId":656,"originalContent":841,"get_parent":842,"attributes":843,"dynamicContent":19},[],"\u003Cp>Das Sammelverhältnis der Membership Rewards Punkte kann zudem noch weiter verbessert werden: Gegen einen Aufpreis von 15€ pro Jahr kannst du den Turbo aktivieren. Für jeden Euro Umsatz kommt dann ein halber Membership Rewards Punkt hinzu. Dann ergibt sich dieses Sammelverhältnis:\u003C\u002Fp>",{},{"content":844,"dropCap":18,"anchor":661},"Das Sammelverhältnis der Membership Rewards Punkte kann zudem noch weiter verbessert werden: Gegen einen Aufpreis von 15€ pro Jahr kannst du den Turbo aktivieren. Für jeden Euro Umsatz kommt dann ein halber Membership Rewards Punkt hinzu. Dann ergibt sich dieses Sammelverhältnis:",{"innerBlocks":846,"name":814,"postId":656,"originalContent":661,"saveContent":661,"get_parent":847,"attributes":848},[],{},{"name":814,"data":849},{"color":818,"title":661,"description":850,"emoji":661,"link":820,"button_text":661},"1,5 Membership Rewards Punkte für 1€ Umsatz",{"innerBlocks":852,"name":664,"postId":656,"originalContent":853,"get_parent":854,"attributes":855,"dynamicContent":19},[],"\u003Cp>Dieser Turbo ist bis zu einem Umsatz von 40.000€ limitiert. Du kannst demnach mit dem Turboprogramm maximal 20.000 Extra-Punkte erhalten.\u003C\u002Fp>",{},{"content":856,"dropCap":18,"anchor":661},"Dieser Turbo ist bis zu einem Umsatz von 40.000€ limitiert. Du kannst demnach mit dem Turboprogramm maximal 20.000 Extra-Punkte erhalten.",{"innerBlocks":858,"name":859,"postId":656,"originalContent":661,"saveContent":661,"get_parent":860,"attributes":861},[],"acf\u002Fbox-info-button",{},{"name":859,"data":862},{"box_info_button_description":863,"box_info_button_headline":864,"box_info_button_label":865,"box_info_button_link":866,"box_info_button_same_tab":661},"Detaillierte Informationen zum Membership Rewards Programm erhältst du in unserem Ratgeber. Hier erfährst du auch, wie du Membership Rewards Punkte in Payback-Punkte und andere Vielfliegerprogramme konvertieren kannst. Außerdem erklären wir dir, wie du mit Membership Rewards Punkten bezahlen kannst.","American Express Membership Rewards","Zum Ratgeber",{"title":661,"url":867,"target":661},"https:\u002F\u002Fwww.finanzfluss.de\u002Fkreditkarte\u002Famex-membership-rewards\u002F",{"innerBlocks":869,"name":655,"postId":656,"originalContent":870,"get_parent":871,"attributes":872,"dynamicContent":19},[],"\u003Ch3>Membership Rewards in Vielfliegerprogramme transferieren\u003C\u002Fh3>",{},{"content":873,"level":106,"anchor":661},"Membership Rewards in Vielfliegerprogramme transferieren",{"innerBlocks":875,"name":664,"postId":656,"originalContent":876,"get_parent":877,"attributes":878,"dynamicContent":19},[],"\u003Cp>Besonders flexibel einsetzbar sind Membership Rewards, da sie wiederum in Meilen von anderen Vielfliegerprogrammen und in Payback-Punkte konvertiert werden können. Auf diese Art kannst du bei verschiedenen Airlines vergünstigte Flüge oder Upgrades erhalten. Jedes Vielfliegerprogramm hat dabei ein eigenes Tauschverhältnis mit Membership Rewards Punkten. In der Regel ist das Verhältnis 5:4. Das bedeutet: für 5 Membership Rewards Punkte bekommst du 4 Meilen des jeweiligen Partnerprogramms.\u003C\u002Fp>",{},{"content":879,"dropCap":18,"anchor":661},"Besonders flexibel einsetzbar sind Membership Rewards, da sie wiederum in Meilen von anderen Vielfliegerprogrammen und in Payback-Punkte konvertiert werden können. Auf diese Art kannst du bei verschiedenen Airlines vergünstigte Flüge oder Upgrades erhalten. Jedes Vielfliegerprogramm hat dabei ein eigenes Tauschverhältnis mit Membership Rewards Punkten. In der Regel ist das Verhältnis 5:4. Das bedeutet: für 5 Membership Rewards Punkte bekommst du 4 Meilen des jeweiligen Partnerprogramms.",{"innerBlocks":881,"name":664,"postId":656,"originalContent":882,"get_parent":883,"attributes":884,"dynamicContent":19},[],"\u003Cp>\u003Cstrong>Tauschverhältnisse der Membership Rewards Punkte\u003C\u002Fstrong>\u003C\u002Fp>",{},{"content":885,"dropCap":18,"anchor":661},"\u003Cstrong>Tauschverhältnisse der Membership Rewards Punkte\u003C\u002Fstrong>",{"innerBlocks":887,"name":888,"postId":656,"originalContent":889,"get_parent":890,"attributes":891},[],"core\u002Fimage","\u003Cfigure class=\"wp-block-image size-large\">\u003Cimg src=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F09\u002Fmembership-programm-vielflieger-1301x1080.png\" alt=\"Flowchart: 3 American Express Membership Rewards Punkte = 1 Payback Punkt = 1 Cent; Payback-Punkte in Vielflieger- und Hotelprogramme umtauschen \" class=\"wp-image-3087534\"\u002F>\u003Cfigcaption>Quelle: americanexpress.com\u003C\u002Ffigcaption>\u003C\u002Ffigure>",{},{"url":892,"alt":893,"caption":894,"title":661,"href":820,"rel":661,"linkClass":661,"linkTarget":661,"anchor":661,"id":895,"sizeSlug":896,"linkDestination":897},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F09\u002Fmembership-programm-vielflieger-1301x1080.png","Flowchart: 3 American Express Membership Rewards Punkte = 1 Payback Punkt = 1 Cent; Payback-Punkte in Vielflieger- und Hotelprogramme umtauschen ","Quelle: americanexpress.com",3087534,"large","none",{"innerBlocks":899,"name":664,"postId":656,"originalContent":900,"get_parent":901,"attributes":902,"dynamicContent":19},[],"\u003Cp>Hier geht es direkt zu allen Vielfliegerprogrammen: \u003Ca href=\"https:\u002F\u002Fwww.americanexpress.com\u002Fde-de\u002Frewards\u002Fmembership-rewards\u002Ftravel\u002Fall?currenttravelproducttype=All\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Zu den Transferpartnern von American Express\u003C\u002Fa>.\u003C\u002Fp>",{},{"content":903,"dropCap":18,"anchor":661},"Hier geht es direkt zu allen Vielfliegerprogrammen: \u003Ca href=\"https:\u002F\u002Fwww.americanexpress.com\u002Fde-de\u002Frewards\u002Fmembership-rewards\u002Ftravel\u002Fall?currenttravelproducttype=All\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"app-link\">Zu den Transferpartnern von American Express\u003C\u002Fa>.",{"innerBlocks":905,"name":655,"postId":656,"originalContent":906,"get_parent":907,"attributes":908,"dynamicContent":19},[],"\u003Ch2>Besonderheiten bei Payback-Karten\u003C\u002Fh2>",{},{"content":909,"level":52,"anchor":661},"Besonderheiten bei Payback-Karten",{"innerBlocks":911,"name":664,"postId":656,"originalContent":912,"get_parent":913,"attributes":914,"dynamicContent":19},[],"\u003Cp>Die Payback American Express Karte und die dm Payback American Express Karte nehmen nicht am Membership Rewards Programm teil. Dafür sammelst du mit diesen Karten Payback-Punkte in diesem Sammelverhältnis:\u003C\u002Fp>",{},{"content":915,"dropCap":18,"anchor":661},"Die Payback American Express Karte und die dm Payback American Express Karte nehmen nicht am Membership Rewards Programm teil. Dafür sammelst du mit diesen Karten Payback-Punkte in diesem Sammelverhältnis:",{"innerBlocks":917,"name":814,"postId":656,"originalContent":661,"saveContent":661,"get_parent":918,"attributes":919},[],{},{"name":814,"data":920},{"color":818,"title":661,"description":619,"emoji":661,"link":820,"button_text":661},{"innerBlocks":922,"name":664,"postId":656,"originalContent":923,"get_parent":924,"attributes":925,"dynamicContent":19},[],"\u003Cp>Mit der dm Payback American Express Karte kann zudem noch ein zusätzlicher Payback-Punkt pro 3€ Umsatz bei dm Drogeriemärkten gesammelt werden. Bezahlst du mit dieser Karte also bei dm, erhältst du pro 3€ Umsatz 2 Payback-Punkte.\u003C\u002Fp>",{},{"content":926,"dropCap":18,"anchor":661},"Mit der dm Payback American Express Karte kann zudem noch ein zusätzlicher Payback-Punkt pro 3€ Umsatz bei dm Drogeriemärkten gesammelt werden. Bezahlst du mit dieser Karte also bei dm, erhältst du pro 3€ Umsatz 2 Payback-Punkte.",{"innerBlocks":928,"name":664,"postId":656,"originalContent":929,"get_parent":930,"attributes":931,"dynamicContent":19},[],"\u003Cp>Im Gegensatz zu einer „gewöhnlichen“ Payback-Karte kannst du mit den Payback American Express Karten doppelt Payback-Punkte sammeln. Während du normalerweise bei Payback-Partnern, wie z.B. Supermärkten, eine Payback-Karte vorzeigen würdest, sammelst du mit den Payback American Express Karten automatisch Punkte. Und darüber hinaus bekommst du eben für jeden Kartenumsatz – unabhängig davon, ob es sich um einen Payback-Partner handelt oder nicht – Punkte in dem erwähnten Sammelverhältnis.\u003C\u002Fp>",{},{"content":932,"dropCap":18,"anchor":661},"Im Gegensatz zu einer „gewöhnlichen“ Payback-Karte kannst du mit den Payback American Express Karten doppelt Payback-Punkte sammeln. Während du normalerweise bei Payback-Partnern, wie z.B. Supermärkten, eine Payback-Karte vorzeigen würdest, sammelst du mit den Payback American Express Karten automatisch Punkte. Und darüber hinaus bekommst du eben für jeden Kartenumsatz – unabhängig davon, ob es sich um einen Payback-Partner handelt oder nicht – Punkte in dem erwähnten Sammelverhältnis.",{"innerBlocks":934,"name":655,"postId":656,"originalContent":935,"get_parent":936,"attributes":937,"dynamicContent":19},[],"\u003Ch2>Diese Versicherungen sind inklusive\u003C\u002Fh2>",{},{"content":938,"level":52,"anchor":661},"Diese Versicherungen sind inklusive",{"innerBlocks":940,"name":664,"postId":656,"originalContent":941,"get_parent":942,"attributes":943,"dynamicContent":19},[],"\u003Cp>Alle American Express Karten beinhalten mindestens eine Versicherung. Die höherpreisigen Karten wie die Platinum- oder Gold-Karte enthalten sogar ein umfassendes Versicherungspaket. Der Versicherungsschutz gilt nur für Waren oder Dienstleistungen, die mit der American Express Karte bezahlt worden sind. Nur der Kfz-Schutzbrief gilt unabhängig von der Kartennutzung. Die Versicherungsbedingungen findest du in unserem Vergleich knapp zusammengefasst in den Tooltips. Die genauen Bedingungen sind in den Karteninformationen von American Express enthalten. Diese solltest du vor Erwerb der Karte unbedingt beachten.\u003C\u002Fp>",{},{"content":944,"dropCap":18,"anchor":661},"Alle American Express Karten beinhalten mindestens eine Versicherung. Die höherpreisigen Karten wie die Platinum- oder Gold-Karte enthalten sogar ein umfassendes Versicherungspaket. Der Versicherungsschutz gilt nur für Waren oder Dienstleistungen, die mit der American Express Karte bezahlt worden sind. Nur der Kfz-Schutzbrief gilt unabhängig von der Kartennutzung. Die Versicherungsbedingungen findest du in unserem Vergleich knapp zusammengefasst in den Tooltips. Die genauen Bedingungen sind in den Karteninformationen von American Express enthalten. Diese solltest du vor Erwerb der Karte unbedingt beachten.",{"innerBlocks":946,"name":655,"postId":656,"originalContent":947,"get_parent":948,"attributes":949,"dynamicContent":19},[],"\u003Ch3>Verlängertes Rückgaberecht\u003C\u002Fh3>",{},{"content":61,"level":106,"anchor":661},{"innerBlocks":951,"name":664,"postId":656,"originalContent":952,"get_parent":953,"attributes":954,"dynamicContent":19},[],"\u003Cp>Der Versicherungsfall tritt ein, wenn du maximal 90 Tage nach dem Kauf die Ware zurückgeben möchtest, der Verkäufer dies aber nicht akzeptiert. So hast du die Gewissheit, die Ware bis zu 90 Tage immer zurückgeben zu können. Die Leistung ist gedeckelt auf 300 bis 400€ pro Fall (je nach Karte) und 1.200 bis 1.500€ pro Jahr. Der Mindestwarenwert beträgt 30€.\u003C\u002Fp>",{},{"content":955,"dropCap":18,"anchor":661},"Der Versicherungsfall tritt ein, wenn du maximal 90 Tage nach dem Kauf die Ware zurückgeben möchtest, der Verkäufer dies aber nicht akzeptiert. So hast du die Gewissheit, die Ware bis zu 90 Tage immer zurückgeben zu können. Die Leistung ist gedeckelt auf 300 bis 400€ pro Fall (je nach Karte) und 1.200 bis 1.500€ pro Jahr. Der Mindestwarenwert beträgt 30€.",{"innerBlocks":957,"name":664,"postId":656,"originalContent":958,"get_parent":959,"attributes":960,"dynamicContent":19},[],"\u003Cp>Bei diesen Karten erhältst du das verlängerte Rückgaberecht:\u003C\u002Fp>",{},{"content":961,"dropCap":18,"anchor":661},"Bei diesen Karten erhältst du das verlängerte Rückgaberecht:",{"innerBlocks":963,"name":777,"postId":656,"originalContent":964,"get_parent":965,"attributes":966,"dynamicContent":19},[],"\u003Cul>\u003Cli>dm Payback American Express\u003C\u002Fli>\u003Cli>Payback American Express\u003C\u002Fli>\u003Cli>American Express Card (Amex Green)\u003C\u002Fli>\u003Cli>American Express Gold Card\u003C\u002Fli>\u003Cli>BMW Premium Card Carbon\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":967,"anchor":661},"\u003Cli>dm Payback American Express\u003C\u002Fli>\u003Cli>Payback American Express\u003C\u002Fli>\u003Cli>American Express Card (Amex Green)\u003C\u002Fli>\u003Cli>American Express Gold Card\u003C\u002Fli>\u003Cli>BMW Premium Card Carbon\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>",{"innerBlocks":969,"name":655,"postId":656,"originalContent":970,"get_parent":971,"attributes":972,"dynamicContent":19},[],"\u003Ch3>Schutz für Einkäufe (ShopGarant)\u003C\u002Fh3>",{},{"content":973,"level":106,"anchor":661},"Schutz für Einkäufe (ShopGarant)",{"innerBlocks":975,"name":664,"postId":656,"originalContent":976,"get_parent":977,"attributes":978,"dynamicContent":19},[],"\u003Cp>Dieser Versicherungsschutz schützt Einkäufe bis 90 Tage nach Kauf gegen Beschädigungen oder Diebstahl und wird von American Express auch als „ShopGarant“ bezeichnet. Die Versicherung deckt Schäden bis maximal 550-2.000€ pro Fall und 3.100 bis 10.000€ pro Jahr (je nach Karte). Der Selbstbehalt beträgt immer 50€.\u003C\u002Fp>",{},{"content":979,"dropCap":18,"anchor":661},"Dieser Versicherungsschutz schützt Einkäufe bis 90 Tage nach Kauf gegen Beschädigungen oder Diebstahl und wird von American Express auch als „ShopGarant“ bezeichnet. Die Versicherung deckt Schäden bis maximal 550-2.000€ pro Fall und 3.100 bis 10.000€ pro Jahr (je nach Karte). Der Selbstbehalt beträgt immer 50€.",{"innerBlocks":981,"name":664,"postId":656,"originalContent":982,"get_parent":983,"attributes":984,"dynamicContent":19},[],"\u003Cp>Bei diesen Karten erhältst du den Schutz für Einkäufe:\u003C\u002Fp>",{},{"content":985,"dropCap":18,"anchor":661},"Bei diesen Karten erhältst du den Schutz für Einkäufe:",{"innerBlocks":987,"name":777,"postId":656,"originalContent":988,"get_parent":989,"attributes":990,"dynamicContent":19},[],"\u003Cul>\u003Cli>American Express Card (Amex Green)\u003C\u002Fli>\u003Cli>American Express Gold Card\u003C\u002Fli>\u003Cli>BMW Premium Card Carbon\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":991,"anchor":661},"\u003Cli>American Express Card (Amex Green)\u003C\u002Fli>\u003Cli>American Express Gold Card\u003C\u002Fli>\u003Cli>BMW Premium Card Carbon\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>",{"innerBlocks":993,"name":655,"postId":656,"originalContent":994,"get_parent":995,"attributes":996,"dynamicContent":19},[],"\u003Ch3>Auslandsreise-Krankenversicherung\u003C\u002Fh3>",{},{"content":69,"level":106,"anchor":661},{"innerBlocks":998,"name":664,"postId":656,"originalContent":999,"get_parent":1000,"attributes":1001,"dynamicContent":19},[],"\u003Cp>Die Auslandsreise-Krankenversicherung übernimmt Heilbehandlungskosten und Kosten für Krankenhausaufenthalte im Ausland. Hier muss jeweils ein Selbstbehalt von 10% der entstandenen Kosten (mindestens 100€, maximal 500€) geleistet werden.\u003C\u002Fp>",{},{"content":1002,"dropCap":18,"anchor":661},"Die Auslandsreise-Krankenversicherung übernimmt Heilbehandlungskosten und Kosten für Krankenhausaufenthalte im Ausland. Hier muss jeweils ein Selbstbehalt von 10% der entstandenen Kosten (mindestens 100€, maximal 500€) geleistet werden.",{"innerBlocks":1004,"name":664,"postId":656,"originalContent":1005,"get_parent":1006,"attributes":1007,"dynamicContent":19},[],"\u003Cp>Diese Karten enthalten die Auslandsreise-Krankenversicherung:\u003C\u002Fp>",{},{"content":1008,"dropCap":18,"anchor":661},"Diese Karten enthalten die Auslandsreise-Krankenversicherung:",{"innerBlocks":1010,"name":777,"postId":656,"originalContent":1011,"get_parent":1012,"attributes":1013,"dynamicContent":19},[],"\u003Cul>\u003Cli>BMW American Express Card\u003C\u002Fli>\u003Cli>American Express Gold\u003C\u002Fli>\u003Cli>BMW Premium Card Carbon\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":1014,"anchor":661},"\u003Cli>BMW American Express Card\u003C\u002Fli>\u003Cli>American Express Gold\u003C\u002Fli>\u003Cli>BMW Premium Card Carbon\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>",{"innerBlocks":1016,"name":655,"postId":656,"originalContent":1017,"get_parent":1018,"attributes":1019,"dynamicContent":19},[],"\u003Ch3>Verkehrsmittel-Unfallversicherung\u003C\u002Fh3>",{},{"content":72,"level":106,"anchor":661},{"innerBlocks":1021,"name":664,"postId":656,"originalContent":1022,"get_parent":1023,"attributes":1024,"dynamicContent":19},[],"\u003Cp>Bei Unfällen in Flugzeugen, Schienenfahrzeugen, im Bus, Taxi oder auf dem Schiff kann die Verkehrsmittel-Unfallversicherung leisten, wenn es durch den Unfall zu einer Invalidität oder zum Tod kommt. Zudem enthält die Versicherung bei einigen Karten ein Krankenhaustagegeld.\u003C\u002Fp>",{},{"content":1025,"dropCap":18,"anchor":661},"Bei Unfällen in Flugzeugen, Schienenfahrzeugen, im Bus, Taxi oder auf dem Schiff kann die Verkehrsmittel-Unfallversicherung leisten, wenn es durch den Unfall zu einer Invalidität oder zum Tod kommt. Zudem enthält die Versicherung bei einigen Karten ein Krankenhaustagegeld.",{"innerBlocks":1027,"name":664,"postId":656,"originalContent":1028,"get_parent":1029,"attributes":1030,"dynamicContent":19},[],"\u003Cp>Enthalten ist die Verkehrsmittel-Unfallversicherung bei diesen Karten:\u003C\u002Fp>",{},{"content":1031,"dropCap":18,"anchor":661},"Enthalten ist die Verkehrsmittel-Unfallversicherung bei diesen Karten:",{"innerBlocks":1033,"name":777,"postId":656,"originalContent":1034,"get_parent":1035,"attributes":1036,"dynamicContent":19},[],"\u003Cul>\u003Cli>American Express Blue Card\u003C\u002Fli>\u003Cli>American Express Card (Amex Green)\u003C\u002Fli>\u003Cli>American Express Gold Card\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":1037,"anchor":661},"\u003Cli>American Express Blue Card\u003C\u002Fli>\u003Cli>American Express Card (Amex Green)\u003C\u002Fli>\u003Cli>American Express Gold Card\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>",{"innerBlocks":1039,"name":664,"postId":656,"originalContent":1040,"get_parent":1041,"attributes":1042,"dynamicContent":19},[],"\u003Cp>Die Platinum Card enthält keine separate Verkehrsmittel-Unfallversicherung, allerdings werden diese Schäden durch die Reise-Unfallversicherung abgedeckt.\u003C\u002Fp>",{},{"content":1043,"dropCap":18,"anchor":661},"Die Platinum Card enthält keine separate Verkehrsmittel-Unfallversicherung, allerdings werden diese Schäden durch die Reise-Unfallversicherung abgedeckt.",{"innerBlocks":1045,"name":655,"postId":656,"originalContent":1046,"get_parent":1047,"attributes":1048,"dynamicContent":19},[],"\u003Ch3>Reisekomfort-Versicherung\u003C\u002Fh3>",{},{"content":79,"level":106,"anchor":661},{"innerBlocks":1050,"name":664,"postId":656,"originalContent":1051,"get_parent":1052,"attributes":1053,"dynamicContent":19},[],"\u003Cp>Flugverspätungen oder Gepäckverspätungen werden durch die Reisekomfort-Versicherung mit einem Geldbetrag bezuschusst. Bei mindestens 4 Stunden Flugverspätung zahlt die Versicherung 125 bis 200€, je nach Karte. Auch für Gepäckverspätungen über 6 Stunden zahlt die Versicherung 225 bis 400€. Bei der Platinum Card leistet die Versicherung schon nach 4 Stunden. Nach über 48 Stunden Gepäckverspätung gibt es noch einmal mehr.\u003C\u002Fp>",{},{"content":1054,"dropCap":18,"anchor":661},"Flugverspätungen oder Gepäckverspätungen werden durch die Reisekomfort-Versicherung mit einem Geldbetrag bezuschusst. Bei mindestens 4 Stunden Flugverspätung zahlt die Versicherung 125 bis 200€, je nach Karte. Auch für Gepäckverspätungen über 6 Stunden zahlt die Versicherung 225 bis 400€. Bei der Platinum Card leistet die Versicherung schon nach 4 Stunden. Nach über 48 Stunden Gepäckverspätung gibt es noch einmal mehr.",{"innerBlocks":1056,"name":664,"postId":656,"originalContent":1057,"get_parent":1058,"attributes":1059,"dynamicContent":19},[],"\u003Cp>Diese drei Karten kommen mit der Reisekomfort-Versicherung:\u003C\u002Fp>",{},{"content":1060,"dropCap":18,"anchor":661},"Diese drei Karten kommen mit der Reisekomfort-Versicherung:",{"innerBlocks":1062,"name":777,"postId":656,"originalContent":1063,"get_parent":1064,"attributes":1065,"dynamicContent":19},[],"\u003Cul>\u003Cli>American Express Card (Amex Green)\u003C\u002Fli>\u003Cli>American Express Gold Card\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":1066,"anchor":661},"\u003Cli>American Express Card (Amex Green)\u003C\u002Fli>\u003Cli>American Express Gold Card\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>",{"innerBlocks":1068,"name":655,"postId":656,"originalContent":1069,"get_parent":1070,"attributes":1071,"dynamicContent":19},[],"\u003Ch3>Reiserücktritts- & Reiseabbruch-Versicherung\u003C\u002Fh3>",{},{"content":1072,"level":106,"anchor":661},"Reiserücktritts- & Reiseabbruch-Versicherung",{"innerBlocks":1074,"name":664,"postId":656,"originalContent":1075,"get_parent":1076,"attributes":1077,"dynamicContent":19},[],"\u003Cp>Muss eine Reise abgebrochen oder unterbrochen werden, erstattet die Reiserücktritts- und Reiseabbruch-Versicherung Kosten für die Heimreise und die Wiederaufnahme der Reise. Maximal werden 5.000 bis 6.000€ erstattet (je nach Karte), wobei es einen Selbstbehalt von 10% gibt, der mindestens 100€ beträgt.\u003C\u002Fp>",{},{"content":1078,"dropCap":18,"anchor":661},"Muss eine Reise abgebrochen oder unterbrochen werden, erstattet die Reiserücktritts- und Reiseabbruch-Versicherung Kosten für die Heimreise und die Wiederaufnahme der Reise. Maximal werden 5.000 bis 6.000€ erstattet (je nach Karte), wobei es einen Selbstbehalt von 10% gibt, der mindestens 100€ beträgt.",{"innerBlocks":1080,"name":664,"postId":656,"originalContent":1081,"get_parent":1082,"attributes":1083,"dynamicContent":19},[],"\u003Cp>Enthalten ist die Reiserücktritts- & Reiseabbruch-Versicherung bei diesen Karten:\u003C\u002Fp>",{},{"content":1084,"dropCap":18,"anchor":661},"Enthalten ist die Reiserücktritts- & Reiseabbruch-Versicherung bei diesen Karten:",{"innerBlocks":1086,"name":777,"postId":656,"originalContent":1087,"get_parent":1088,"attributes":1089,"dynamicContent":19},[],"\u003Cul>\u003Cli>American Express Gold Card\u003C\u002Fli>\u003Cli>BMW Premium Card Carbon\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":1090,"anchor":661},"\u003Cli>American Express Gold Card\u003C\u002Fli>\u003Cli>BMW Premium Card Carbon\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>",{"innerBlocks":1092,"name":655,"postId":656,"originalContent":1093,"get_parent":1094,"attributes":1095,"dynamicContent":19},[],"\u003Ch3>Reisegepäckversicherung\u003C\u002Fh3>",{},{"content":87,"level":106,"anchor":661},{"innerBlocks":1097,"name":664,"postId":656,"originalContent":1098,"get_parent":1099,"attributes":1100,"dynamicContent":19},[],"\u003Cp>Pro Reise kannst du bis zu 3.000€ erhalten, wenn persönliche Gegenstände oder Dokumente verloren gehen oder beschädigt werden. Pro Gegenstand oder Dokument gilt hier eine Grenze von 750€ und ein Selbstbehalt von 10%, aber mindestens 100€.\u003C\u002Fp>",{},{"content":1101,"dropCap":18,"anchor":661},"Pro Reise kannst du bis zu 3.000€ erhalten, wenn persönliche Gegenstände oder Dokumente verloren gehen oder beschädigt werden. Pro Gegenstand oder Dokument gilt hier eine Grenze von 750€ und ein Selbstbehalt von 10%, aber mindestens 100€.",{"innerBlocks":1103,"name":664,"postId":656,"originalContent":1104,"get_parent":1105,"attributes":1106,"dynamicContent":19},[],"\u003Cp>Die Versicherung ist bei diesen beiden Karten enthalten:\u003C\u002Fp>",{},{"content":1107,"dropCap":18,"anchor":661},"Die Versicherung ist bei diesen beiden Karten enthalten:",{"innerBlocks":1109,"name":777,"postId":656,"originalContent":1110,"get_parent":1111,"attributes":1112,"dynamicContent":19},[],"\u003Cul>\u003Cli>BMW Premium Card Carbon\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":1113,"anchor":661},"\u003Cli>BMW Premium Card Carbon\u003C\u002Fli>\u003Cli>American Express Platinum Card\u003C\u002Fli>",{"innerBlocks":1115,"name":655,"postId":656,"originalContent":1116,"get_parent":1117,"attributes":1118,"dynamicContent":19},[],"\u003Ch3>Mietwagenversicherung\u003C\u002Fh3>",{},{"content":90,"level":106,"anchor":661},{"innerBlocks":1120,"name":664,"postId":656,"originalContent":1121,"get_parent":1122,"attributes":1123,"dynamicContent":19},[],"\u003Cp>Bei der Mietwagenbuchung fallen meist hohe Zusatzkosten für diverse Versicherungen an. Als Besitzer einer dieser beiden Karten musst du dir unter bestimmten Bedingungen keine Sorgen mehr machen:\u003C\u002Fp>",{},{"content":1124,"dropCap":18,"anchor":661},"Bei der Mietwagenbuchung fallen meist hohe Zusatzkosten für diverse Versicherungen an. Als Besitzer einer dieser beiden Karten musst du dir unter bestimmten Bedingungen keine Sorgen mehr machen:",{"innerBlocks":1126,"name":777,"postId":656,"originalContent":1127,"get_parent":1128,"attributes":1129,"dynamicContent":19},[],"\u003Cul>\u003Cli>American Express Platinum Card\u003C\u002Fli>\u003Cli>BMW Premium Card Carbon\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":1130,"anchor":661},"\u003Cli>American Express Platinum Card\u003C\u002Fli>\u003Cli>BMW Premium Card Carbon\u003C\u002Fli>",{"innerBlocks":1132,"name":664,"postId":656,"originalContent":1133,"get_parent":1134,"attributes":1135,"dynamicContent":19},[],"\u003Cp>Die Mietwagenversicherung bietet einen Kaskoschutz bis 75.000€ und eine Mietwagenhaftpflicht von bis zu 750.000€ (oder 1 Mio. US-Dollar). Pro Versicherungsfall gilt eine Selbstbeteiligung von 200€.\u003C\u002Fp>",{},{"content":1136,"dropCap":18,"anchor":661},"Die Mietwagenversicherung bietet einen Kaskoschutz bis 75.000€ und eine Mietwagenhaftpflicht von bis zu 750.000€ (oder 1 Mio. US-Dollar). Pro Versicherungsfall gilt eine Selbstbeteiligung von 200€.",{"innerBlocks":1138,"name":655,"postId":656,"originalContent":1139,"get_parent":1140,"attributes":1141,"dynamicContent":19},[],"\u003Ch3>Kfz-Schutzbrief\u003C\u002Fh3>",{},{"content":93,"level":106,"anchor":661},{"innerBlocks":1143,"name":664,"postId":656,"originalContent":1144,"get_parent":1145,"attributes":1146,"dynamicContent":19},[],"\u003Cp>Autobesitzer könnten eine solche Versicherung zu schätzen wissen: Der Kfz-Schutzbrief, auch Fahrzeug-Assistance genannt, leistet bei Pannen, Unfällen und Diebstahl. Im Unterschied zur ADAC-Mitgliedschaft gilt dieser Schutzbrief aber nur ab einer Entfernung von 50km vom Wohnort. Dafür leistet die Versicherung in ganz Europa.\u003C\u002Fp>",{},{"content":1147,"dropCap":18,"anchor":661},"Autobesitzer könnten eine solche Versicherung zu schätzen wissen: Der Kfz-Schutzbrief, auch Fahrzeug-Assistance genannt, leistet bei Pannen, Unfällen und Diebstahl. Im Unterschied zur ADAC-Mitgliedschaft gilt dieser Schutzbrief aber nur ab einer Entfernung von 50km vom Wohnort. Dafür leistet die Versicherung in ganz Europa.",{"innerBlocks":1149,"name":664,"postId":656,"originalContent":1150,"get_parent":1151,"attributes":1152,"dynamicContent":19},[],"\u003Cp>Enthalten ist der Kfz-Schutzbrief bei diesen Karten:\u003C\u002Fp>",{},{"content":1153,"dropCap":18,"anchor":661},"Enthalten ist der Kfz-Schutzbrief bei diesen Karten:",{"innerBlocks":1155,"name":777,"postId":656,"originalContent":1087,"get_parent":1156,"attributes":1157,"dynamicContent":19},[],{},{"ordered":18,"values":1090,"anchor":661},{"innerBlocks":1159,"name":655,"postId":656,"originalContent":1160,"get_parent":1161,"attributes":1162,"dynamicContent":19},[],"\u003Ch3>Vorteile und Status-Upgrades\u003C\u002Fh3>",{},{"content":1163,"level":106,"anchor":661},"Vorteile und Status-Upgrades",{"innerBlocks":1165,"name":664,"postId":656,"originalContent":1166,"get_parent":1167,"attributes":1168,"dynamicContent":19},[],"\u003Cp>Im Premium-Segment bieten die American Express Platinum Karten besondere Vorteile wie Status-Upgrades oder besondere Guthaben. Die Karten im Premium-Segment sind:\u003C\u002Fp>",{},{"content":1169,"dropCap":18,"anchor":661},"Im Premium-Segment bieten die American Express Platinum Karten besondere Vorteile wie Status-Upgrades oder besondere Guthaben. Die Karten im Premium-Segment sind:",{"innerBlocks":1171,"name":777,"postId":656,"originalContent":1110,"get_parent":1172,"attributes":1173,"dynamicContent":19},[],{},{"ordered":18,"values":1113,"anchor":661},{"innerBlocks":1175,"name":655,"postId":656,"originalContent":1176,"get_parent":1177,"attributes":1178,"dynamicContent":19},[],"\u003Ch3>Lounge-Zugang am Flughafen\u003C\u002Fh3>",{},{"content":1179,"level":106,"anchor":661},"Lounge-Zugang am Flughafen",{"innerBlocks":1181,"name":664,"postId":656,"originalContent":1182,"get_parent":1183,"attributes":1184,"dynamicContent":19},[],"\u003Cp>Ein besonders beliebtes Feature dieser Karten ist der Priority Pass, der weltweit Zugang zu Flughafen-Lounges gewährt. Diese Lounges bieten Komfort wie Arbeitsmöglichkeiten, Ruhepausen sowie oft auch kostenlose Speisen und Getränke.\u003C\u002Fp>",{},{"content":1185,"dropCap":18,"anchor":661},"Ein besonders beliebtes Feature dieser Karten ist der Priority Pass, der weltweit Zugang zu Flughafen-Lounges gewährt. Diese Lounges bieten Komfort wie Arbeitsmöglichkeiten, Ruhepausen sowie oft auch kostenlose Speisen und Getränke.",{"innerBlocks":1187,"name":664,"postId":656,"originalContent":1188,"get_parent":1189,"attributes":1190,"dynamicContent":19},[],"\u003Cp>Außerdem ist es möglich, mit jedem Priority Pass eine Begleitperson in die Flughafen-Lounge mitzunehmen. Die Platinum Card ermöglicht es dir zudem bis zu 7 Zusatzkarten an Partner, Familienmitglieder oder Freunde auszugeben. Eine dieser Partnerkarten erhält ebenfalls einen Priority Pass. Somit können mit einem Account bis zu 4 (Begleit-)Personen einen Lounge-Zugang erhalten.\u003C\u002Fp>",{},{"content":1191,"dropCap":18,"anchor":661},"Außerdem ist es möglich, mit jedem Priority Pass eine Begleitperson in die Flughafen-Lounge mitzunehmen. Die Platinum Card ermöglicht es dir zudem bis zu 7 Zusatzkarten an Partner, Familienmitglieder oder Freunde auszugeben. Eine dieser Partnerkarten erhält ebenfalls einen Priority Pass. Somit können mit einem Account bis zu 4 (Begleit-)Personen einen Lounge-Zugang erhalten.",{"innerBlocks":1193,"name":664,"postId":656,"originalContent":1194,"get_parent":1195,"attributes":1196,"dynamicContent":19},[],"\u003Cp>Ob sich diese Vorteile lohnen, hängt von deinem Reiseverhalten ab und vor allem, wie viel Wert du einem solchen Komfort beimisst.\u003C\u002Fp>",{},{"content":1197,"dropCap":18,"anchor":661},"Ob sich diese Vorteile lohnen, hängt von deinem Reiseverhalten ab und vor allem, wie viel Wert du einem solchen Komfort beimisst.",{"innerBlocks":1199,"name":655,"postId":656,"originalContent":1200,"get_parent":1201,"attributes":1202,"dynamicContent":19},[],"\u003Ch2>Guthaben und Status-Upgrades\u003C\u002Fh2>",{},{"content":1203,"level":52,"anchor":661},"Guthaben und Status-Upgrades",{"innerBlocks":1205,"name":655,"postId":656,"originalContent":1206,"get_parent":1207,"attributes":1208,"dynamicContent":19},[],"\u003Ch3>\u003Cstrong>200€ Online-Reiseguthaben\u003C\u002Fstrong>\u003C\u002Fh3>",{},{"content":1209,"level":106,"anchor":661},"\u003Cstrong>200€ Online-Reiseguthaben\u003C\u002Fstrong>",{"innerBlocks":1211,"name":664,"postId":656,"originalContent":1212,"get_parent":1213,"attributes":1214,"dynamicContent":19},[],"\u003Cp>Mit dem Reiseguthaben von 200€ pro Jahr kannst du Buchungen über das American Express Reiseportal vornehmen, wie z.B. Flüge, Hotelübernachtungen oder Mietwagen. Das Guthaben kann aber nur bei einer Buchung von mindestens 200€ verwendet werden. Es muss also in einer einzigen Buchung eingelöst werden und kann nicht aufgeteilt werden.\u003C\u002Fp>",{},{"content":1215,"dropCap":18,"anchor":661},"Mit dem Reiseguthaben von 200€ pro Jahr kannst du Buchungen über das American Express Reiseportal vornehmen, wie z.B. Flüge, Hotelübernachtungen oder Mietwagen. Das Guthaben kann aber nur bei einer Buchung von mindestens 200€ verwendet werden. Es muss also in einer einzigen Buchung eingelöst werden und kann nicht aufgeteilt werden.",{"innerBlocks":1217,"name":655,"postId":656,"originalContent":1218,"get_parent":1219,"attributes":1220,"dynamicContent":19},[],"\u003Ch3>\u003Cstrong>200€ Sixt Ride Fahrtguthaben\u003C\u002Fstrong>\u003C\u002Fh3>",{},{"content":1221,"level":106,"anchor":661},"\u003Cstrong>200€ Sixt Ride Fahrtguthaben\u003C\u002Fstrong>",{"innerBlocks":1223,"name":664,"postId":656,"originalContent":1224,"get_parent":1225,"attributes":1226,"dynamicContent":19},[],"\u003Cp>Mit dem Sixt Ride Guthaben von insgesamt 200€ pro Jahr kannst du weltweit Limousinen- oder Flughafentransfers buchen. Das Guthaben wird allerdings in 8 Gutscheine über jeweils 25€ aufgeteilt. Pro Buchung kann jeweils nur ein Gutschein verwendet werden, unabhängig von der Höhe des Fahrpreises.\u003C\u002Fp>",{},{"content":1227,"dropCap":18,"anchor":661},"Mit dem Sixt Ride Guthaben von insgesamt 200€ pro Jahr kannst du weltweit Limousinen- oder Flughafentransfers buchen. Das Guthaben wird allerdings in 8 Gutscheine über jeweils 25€ aufgeteilt. Pro Buchung kann jeweils nur ein Gutschein verwendet werden, unabhängig von der Höhe des Fahrpreises.",{"innerBlocks":1229,"name":655,"postId":656,"originalContent":1230,"get_parent":1231,"attributes":1232,"dynamicContent":19},[],"\u003Ch3>\u003Cstrong>150€ Restaurantguthaben\u003C\u002Fstrong>\u003C\u002Fh3>",{},{"content":1233,"level":106,"anchor":661},"\u003Cstrong>150€ Restaurantguthaben\u003C\u002Fstrong>",{"innerBlocks":1235,"name":664,"postId":656,"originalContent":1236,"get_parent":1237,"attributes":1238,"dynamicContent":19},[],"\u003Cp>Mit dem jährlichen Restaurantguthaben von 150€ kannst du in teilnehmenden Restaurants im In- und Ausland speisen. Das Guthaben kann bei teilnehmenden Restaurants für mehrere oder eine größere Rechnung genutzt werden. Zu den teilnehmenden Restaurants gehören sowohl gehobene Restaurants als auch Ketten wie zum Beispiel Block House.\u003C\u002Fp>",{},{"content":1239,"dropCap":18,"anchor":661},"Mit dem jährlichen Restaurantguthaben von 150€ kannst du in teilnehmenden Restaurants im In- und Ausland speisen. Das Guthaben kann bei teilnehmenden Restaurants für mehrere oder eine größere Rechnung genutzt werden. Zu den teilnehmenden Restaurants gehören sowohl gehobene Restaurants als auch Ketten wie zum Beispiel Block House.",{"innerBlocks":1241,"name":655,"postId":656,"originalContent":1242,"get_parent":1243,"attributes":1244,"dynamicContent":19},[],"\u003Ch3>\u003Cstrong>Status-Upgrades\u003C\u002Fstrong>\u003C\u002Fh3>",{},{"content":1245,"level":106,"anchor":661},"\u003Cstrong>Status-Upgrades\u003C\u002Fstrong>",{"innerBlocks":1247,"name":664,"postId":656,"originalContent":1248,"get_parent":1249,"attributes":1250,"dynamicContent":19},[],"\u003Cp>Zusätzlich zu den Guthaben gibt es noch einige weitere Vorteile, die besonders für Vielreisende wertvoll sind:\u003C\u002Fp>",{},{"content":1251,"dropCap":18,"anchor":661},"Zusätzlich zu den Guthaben gibt es noch einige weitere Vorteile, die besonders für Vielreisende wertvoll sind:",{"innerBlocks":1253,"name":777,"postId":656,"originalContent":1254,"get_parent":1255,"attributes":1256,"dynamicContent":19},[],"\u003Cul>\u003Cli>Hotel-Upgrades bei bestimmten Hotelketten\u003C\u002Fli>\u003Cli>Status-Upgrades bei Autovermietungen wie Sixt und Hertz\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":1257,"anchor":661},"\u003Cli>Hotel-Upgrades bei bestimmten Hotelketten\u003C\u002Fli>\u003Cli>Status-Upgrades bei Autovermietungen wie Sixt und Hertz\u003C\u002Fli>",{"innerBlocks":1259,"name":655,"postId":656,"originalContent":1260,"get_parent":1261,"attributes":1262,"dynamicContent":19},[],"\u003Ch2>Zusatzkarten\u003C\u002Fh2>",{},{"content":1263,"level":52,"anchor":661},"Zusatzkarten",{"innerBlocks":1265,"name":664,"postId":656,"originalContent":1266,"get_parent":1267,"attributes":1268,"dynamicContent":19},[],"\u003Cp>Hilfreich beim Punktesammeln sind die kostenlosen Zusatzkarten, von denen es mindestens eine bei jeder Kartenvariante gibt. Auf diese Art können Partner, Freunde oder Mitbewohner eine kostenlose Karte erhalten. Zudem sammeln auch die Zusatzkarten Membership Rewards Punkte oder Payback-Punkte.\u003C\u002Fp>",{},{"content":1269,"dropCap":18,"anchor":661},"Hilfreich beim Punktesammeln sind die kostenlosen Zusatzkarten, von denen es mindestens eine bei jeder Kartenvariante gibt. Auf diese Art können Partner, Freunde oder Mitbewohner eine kostenlose Karte erhalten. Zudem sammeln auch die Zusatzkarten Membership Rewards Punkte oder Payback-Punkte.",{"innerBlocks":1271,"name":693,"postId":656,"originalContent":1272,"get_parent":1273,"attributes":1274,"dynamicContent":19},[],"\u003Cfigure class=\"wp-block-table\">\u003Ctable>\u003Ctbody>\u003Ctr>\u003Ctd>\u003Cstrong>Karte\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Anzahl an kostenlosen Zusatzkarten\u003C\u002Fstrong>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>American Express Blue\u003C\u002Ftd>\u003Ctd>1\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>dm Payback American Express\u003C\u002Ftd>\u003Ctd>1\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Payback American Express\u003C\u002Ftd>\u003Ctd>1\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BMW American Express\u003C\u002Ftd>\u003Ctd>1\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>American Express Card (Amex Green)\u003C\u002Ftd>\u003Ctd>1\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>American Express Gold\u003C\u002Ftd>\u003Ctd>1\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BMW Premium Card Carbon\u003C\u002Ftd>\u003Ctd>4\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>American Express Platinum\u003C\u002Ftd>\u003Ctd>6\u003C\u002Ftd>\u003C\u002Ftr>\u003C\u002Ftbody>\u003C\u002Ftable>\u003C\u002Ffigure>",{},{"hasFixedLayout":18,"caption":661,"head":1275,"body":1276,"foot":1317,"anchor":661},[],[1277,1283,1288,1292,1296,1301,1305,1309,1313],{"cells":1278},[1279,1281],{"content":1280,"tag":711,"scope":661,"align":661},"\u003Cstrong>Karte\u003C\u002Fstrong>",{"content":1282,"tag":711,"scope":661,"align":661},"\u003Cstrong>Anzahl an kostenlosen Zusatzkarten\u003C\u002Fstrong>",{"cells":1284},[1285,1287],{"content":1286,"tag":711,"scope":661,"align":661},"American Express Blue",{"content":360,"tag":711,"scope":661,"align":661},{"cells":1289},[1290,1291],{"content":723,"tag":711,"scope":661,"align":661},{"content":360,"tag":711,"scope":661,"align":661},{"cells":1293},[1294,1295],{"content":644,"tag":711,"scope":661,"align":661},{"content":360,"tag":711,"scope":661,"align":661},{"cells":1297},[1298,1300],{"content":1299,"tag":711,"scope":661,"align":661},"BMW American Express",{"content":360,"tag":711,"scope":661,"align":661},{"cells":1302},[1303,1304],{"content":734,"tag":711,"scope":661,"align":661},{"content":360,"tag":711,"scope":661,"align":661},{"cells":1306},[1307,1308],{"content":380,"tag":711,"scope":661,"align":661},{"content":360,"tag":711,"scope":661,"align":661},{"cells":1310},[1311,1312],{"content":304,"tag":711,"scope":661,"align":661},{"content":301,"tag":711,"scope":661,"align":661},{"cells":1314},[1315,1316],{"content":251,"tag":711,"scope":661,"align":661},{"content":218,"tag":711,"scope":661,"align":661},[],{"innerBlocks":1319,"name":664,"postId":656,"originalContent":1320,"get_parent":1321,"attributes":1322,"dynamicContent":19},[],"\u003Cp>Die Zusatzkarten haben aber auch einen Haken: Alle Kreditkartenumsätze laufen weiterhin über die Kartenabrechnung des Hauptkarteninhabers, sodass dessen Konto damit belastet wird. Eine Zusatzkarte eignet sich also primär bei einer gemeinsamen Haushaltsführung und für gemeinsame Ausgaben.\u003C\u002Fp>",{},{"content":1323,"dropCap":18,"anchor":661},"Die Zusatzkarten haben aber auch einen Haken: Alle Kreditkartenumsätze laufen weiterhin über die Kartenabrechnung des Hauptkarteninhabers, sodass dessen Konto damit belastet wird. Eine Zusatzkarte eignet sich also primär bei einer gemeinsamen Haushaltsführung und für gemeinsame Ausgaben.",{"innerBlocks":1325,"name":655,"postId":656,"originalContent":1326,"get_parent":1327,"attributes":1328,"dynamicContent":19},[],"\u003Ch2>Wann lohnt sich eine American Express Karte?\u003C\u002Fh2>",{},{"content":1329,"level":52,"anchor":661},"Wann lohnt sich eine American Express Karte?",{"innerBlocks":1331,"name":664,"postId":656,"originalContent":1332,"get_parent":1333,"attributes":1334,"dynamicContent":19},[],"\u003Cp>Vor der Bestellung einer American Express Kreditkarte solltest du dir diese Fragen stellen:\u003C\u002Fp>",{},{"content":1335,"dropCap":18,"anchor":661},"Vor der Bestellung einer American Express Kreditkarte solltest du dir diese Fragen stellen:",{"innerBlocks":1337,"name":777,"postId":656,"originalContent":1338,"get_parent":1339,"attributes":1340,"dynamicContent":19},[],"\u003Cul>\u003Cli>Möchtest du am Membership Rewards Programm teilnehmen und Punkte sammeln?\u003C\u002Fli>\u003Cli>Legst du wert auf die enthaltenen Versicherungen?\u003C\u002Fli>\u003Cli>Sind dir Status-Upgrades, Flughafen-Lounge-Zugänge und verschiedene Guthaben wichtig?\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":1341,"anchor":661},"\u003Cli>Möchtest du am Membership Rewards Programm teilnehmen und Punkte sammeln?\u003C\u002Fli>\u003Cli>Legst du wert auf die enthaltenen Versicherungen?\u003C\u002Fli>\u003Cli>Sind dir Status-Upgrades, Flughafen-Lounge-Zugänge und verschiedene Guthaben wichtig?\u003C\u002Fli>",{"innerBlocks":1343,"name":664,"postId":656,"originalContent":1344,"get_parent":1345,"attributes":1346,"dynamicContent":19},[],"\u003Cp>Würdest du alle Fragen mit „nein“ beantworten, lohnt sich eine American Express Kreditkarte nicht. Lautet die Antwort auf eine der Fragen hingegen „ja“, könnte sich eine der Karten lohnen. Hierbei solltest du allerdings die Kosten der Karte berücksichtigen. Erst wenn du die Zusatzleistungen in besonderem Maße nutzt, können sich die teureren Karten lohnen.\u003C\u002Fp>",{},{"content":1347,"dropCap":18,"anchor":661},"Würdest du alle Fragen mit „nein“ beantworten, lohnt sich eine American Express Kreditkarte nicht. Lautet die Antwort auf eine der Fragen hingegen „ja“, könnte sich eine der Karten lohnen. Hierbei solltest du allerdings die Kosten der Karte berücksichtigen. Erst wenn du die Zusatzleistungen in besonderem Maße nutzt, können sich die teureren Karten lohnen.",{"innerBlocks":1349,"name":1350,"postId":656,"originalContent":661,"saveContent":661,"get_parent":1351,"attributes":1352},[],"acf\u002Fcta-box-border",{},{"name":1350,"data":1353},{"title":500,"cta_box_border_description":661,"cta_box_border_list_0_cta_box_border_list_description":1354,"cta_box_border_list_0_cta_box_border_list_icon":1355,"cta_box_border_list_1_cta_box_border_list_description":1356,"cta_box_border_list_1_cta_box_border_list_icon":1355,"cta_box_border_list_2_cta_box_border_list_description":1357,"cta_box_border_list_2_cta_box_border_list_icon":1355,"cta_box_border_list_3_cta_box_border_list_description":1358,"cta_box_border_list_3_cta_box_border_list_icon":1359,"cta_box_border_list":101,"cta_box_border_image":1360,"cta_box_border_image_description":661,"cta_box_border_button_link":661,"cta_box_border_button_label":661,"cta_box_border_button_id":661,"cta_box_border_same_tab":661,"cta_box_border_image_url":1361},"Kosten: 20€\u002FJahr, kostenlos ab 4.000€ Vorjahresumsatz","checked","Geeignet, wenn du nur Membership Rewards Punkte sammeln möchtest","Günstigste Möglichkeit zum Sammeln von Membership Rewards Punkten unabhängig vom Jahresumsatz","Kein Punkte-Turbo möglich","unchecked",3087466,"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F09\u002Fbmw-card-von-american-express.png",{"innerBlocks":1363,"name":1350,"postId":656,"originalContent":661,"saveContent":661,"get_parent":1364,"attributes":1365},[],{},{"name":1350,"data":1366},{"title":548,"cta_box_border_description":661,"cta_box_border_list_0_cta_box_border_list_description":713,"cta_box_border_list_0_cta_box_border_list_icon":1355,"cta_box_border_list_1_cta_box_border_list_description":1367,"cta_box_border_list_1_cta_box_border_list_icon":1355,"cta_box_border_list_2_cta_box_border_list_description":1368,"cta_box_border_list_2_cta_box_border_list_icon":1355,"cta_box_border_list_3_cta_box_border_list_description":1369,"cta_box_border_list_3_cta_box_border_list_icon":1355,"cta_box_border_list":101,"cta_box_border_image":1370,"cta_box_border_image_description":661,"cta_box_border_button_link":1371,"cta_box_border_button_label":661,"cta_box_border_button_id":661,"cta_box_border_same_tab":661,"cta_box_border_image_url":1372},"Teilnahme am Membership Rewards Programm kostet 30€\u002FJahr","Punkte-Turbo möglich","Günstigste Möglichkeit zum Punktesammeln mit Punkte-Turbo, unabhängig vom Umsatz",3087467,{"title":661,"url":547,"target":661},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F09\u002Famerican-express-blue-card.png",{"innerBlocks":1374,"name":1350,"postId":656,"originalContent":661,"saveContent":661,"get_parent":1375,"attributes":1376},[],{},{"name":1350,"data":1377},{"title":723,"cta_box_border_description":661,"cta_box_border_list_0_cta_box_border_list_description":713,"cta_box_border_list_0_cta_box_border_list_icon":1355,"cta_box_border_list_1_cta_box_border_list_description":1378,"cta_box_border_list_1_cta_box_border_list_icon":1355,"cta_box_border_list_2_cta_box_border_list_description":1379,"cta_box_border_list_2_cta_box_border_list_icon":1355,"cta_box_border_list":106,"cta_box_border_image":1380,"cta_box_border_image_description":661,"cta_box_border_button_link":661,"cta_box_border_button_label":661,"cta_box_border_button_id":661,"cta_box_border_same_tab":661,"cta_box_border_image_url":1381},"Geeignet, wenn du Payback-Punkte sammeln möchtest","Doppelte Payback-Punkte bei Zahlungen in dm-Drogeriemärkten",3087465,"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F09\u002Fdm-payback-american-express-karte.png",{"innerBlocks":1383,"name":1350,"postId":656,"originalContent":661,"saveContent":661,"get_parent":1384,"attributes":1385},[],{},{"name":1350,"data":1386},{"title":644,"cta_box_border_description":661,"cta_box_border_list_0_cta_box_border_list_description":713,"cta_box_border_list_0_cta_box_border_list_icon":1355,"cta_box_border_list_1_cta_box_border_list_description":1378,"cta_box_border_list_1_cta_box_border_list_icon":1355,"cta_box_border_list":52,"cta_box_border_image":1387,"cta_box_border_image_description":661,"cta_box_border_button_link":1388,"cta_box_border_button_label":661,"cta_box_border_button_id":661,"cta_box_border_same_tab":661,"cta_box_border_image_url":1389},524785,{"title":661,"url":626,"target":661},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2020\u002F08\u002Famerican-express-payback-kreditkarte-e1726673923240.png",{"innerBlocks":1391,"name":1350,"postId":656,"originalContent":661,"saveContent":661,"get_parent":1392,"attributes":1393},[],{},{"name":1350,"data":1394},{"title":734,"cta_box_border_description":661,"cta_box_border_list_0_cta_box_border_list_description":1395,"cta_box_border_list_0_cta_box_border_list_icon":1355,"cta_box_border_list_1_cta_box_border_list_description":1396,"cta_box_border_list_1_cta_box_border_list_icon":1355,"cta_box_border_list_2_cta_box_border_list_description":1397,"cta_box_border_list_2_cta_box_border_list_icon":1355,"cta_box_border_list_3_cta_box_border_list_description":1398,"cta_box_border_list_3_cta_box_border_list_icon":1355,"cta_box_border_list_4_cta_box_border_list_description":1368,"cta_box_border_list_4_cta_box_border_list_icon":1355,"cta_box_border_list":524,"cta_box_border_image":1399,"cta_box_border_image_description":661,"cta_box_border_button_link":1400,"cta_box_border_button_label":661,"cta_box_border_button_id":661,"cta_box_border_same_tab":661,"cta_box_border_image_url":1401},"Kosten: 5€\u002FMonat oder 55€\u002FJahr, kostenlos ab 9.000€ Vorjahresumsatz","Günstigste Amex-Karte bei Umsätzen über 9.000€ pro Jahr","Reisekomfort-Versicherung und Verkehrsmittel-Unfallversicherung inklusive","Membership Rewards Punkte werden gesammelt",3087468,{"title":661,"url":453,"target":661},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F09\u002Famerican-express-green-card.png",{"innerBlocks":1403,"name":1350,"postId":656,"originalContent":661,"saveContent":661,"get_parent":1404,"attributes":1405},[],{},{"name":1350,"data":1406},{"title":363,"cta_box_border_description":661,"cta_box_border_list_0_cta_box_border_list_description":1407,"cta_box_border_list_0_cta_box_border_list_icon":1355,"cta_box_border_list_1_cta_box_border_list_description":1408,"cta_box_border_list_1_cta_box_border_list_icon":1355,"cta_box_border_list_2_cta_box_border_list_description":1398,"cta_box_border_list_2_cta_box_border_list_icon":1355,"cta_box_border_list_3_cta_box_border_list_description":1368,"cta_box_border_list_3_cta_box_border_list_icon":1355,"cta_box_border_list":101,"cta_box_border_image":1409,"cta_box_border_image_description":661,"cta_box_border_button_link":1410,"cta_box_border_button_label":661,"cta_box_border_button_id":661,"cta_box_border_same_tab":661,"cta_box_border_image_url":1411},"Kosten: 12€\u002FMonat oder 140€\u002FJahr","Geeignet, wenn du vom Versicherungspaket profitieren möchtest",3087469,{"title":661,"url":362,"target":661},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F09\u002Famerican-express-gold.png",{"innerBlocks":1413,"name":1350,"postId":656,"originalContent":661,"saveContent":661,"get_parent":1414,"attributes":1415},[],{},{"name":1350,"data":1416},{"title":304,"cta_box_border_description":661,"cta_box_border_list_0_cta_box_border_list_description":1417,"cta_box_border_list_0_cta_box_border_list_icon":1355,"cta_box_border_list_1_cta_box_border_list_description":1418,"cta_box_border_list_1_cta_box_border_list_icon":1355,"cta_box_border_list_2_cta_box_border_list_description":1419,"cta_box_border_list_2_cta_box_border_list_icon":1355,"cta_box_border_list_3_cta_box_border_list_description":1398,"cta_box_border_list_3_cta_box_border_list_icon":1355,"cta_box_border_list_4_cta_box_border_list_description":1358,"cta_box_border_list_4_cta_box_border_list_icon":1359,"cta_box_border_list":524,"cta_box_border_image":1420,"cta_box_border_image_description":661,"cta_box_border_button_link":661,"cta_box_border_button_label":661,"cta_box_border_button_id":661,"cta_box_border_same_tab":661,"cta_box_border_image_url":1421},"Kosten: 500€\u002FJahr","Günstigste American Express Karte mit Flughafen-Lounge-Zugang","Geeignet, wenn du vom Lounge-Zugang und dem Versicherungspaket profitieren möchtest",3087470,"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F09\u002Fbmw-premium-card-carbon.png",{"innerBlocks":1423,"name":1350,"postId":656,"originalContent":661,"saveContent":661,"get_parent":1424,"attributes":1425},[],{},{"name":1350,"data":1426},{"title":222,"cta_box_border_description":661,"cta_box_border_list_0_cta_box_border_list_description":1427,"cta_box_border_list_0_cta_box_border_list_icon":1355,"cta_box_border_list_1_cta_box_border_list_description":1428,"cta_box_border_list_1_cta_box_border_list_icon":1355,"cta_box_border_list_2_cta_box_border_list_description":1429,"cta_box_border_list_2_cta_box_border_list_icon":1355,"cta_box_border_list_3_cta_box_border_list_description":1398,"cta_box_border_list_3_cta_box_border_list_icon":1355,"cta_box_border_list_4_cta_box_border_list_description":1368,"cta_box_border_list_4_cta_box_border_list_icon":1355,"cta_box_border_list":524,"cta_box_border_image":1430,"cta_box_border_image_description":661,"cta_box_border_button_link":1431,"cta_box_border_button_label":661,"cta_box_border_button_id":661,"cta_box_border_same_tab":661,"cta_box_border_image_url":1432},"Kosten: 60€\u002FMonat oder 720€\u002FJahr","Inklusive Flughafen-Lounge-Zugang, Guthaben und Status-Upgrades","Umfangreiches Versicherungspaket enthalten, u.a. Mietwagenversicherung",3087471,{"title":661,"url":221,"target":661},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F09\u002Famerican-express-platinum.png",[1434,1437,1439],{"title":1435,"link":1436},"Vergleich","\u002Fvergleich\u002F",{"title":22,"link":1438},"\u002Fvergleich\u002Fkreditkarte\u002F",{"title":1440,"link":661},"American Express","cG9zdDozMDg3NDIy",{"__typename":1443,"metaDesc":1444,"opengraphType":1445,"opengraphTitle":1446,"opengraphSiteName":1447,"opengraphImage":1448,"metaRobotsNoindex":1455,"metaRobotsNofollow":1456,"opengraphDescription":1444,"opengraphModifiedTime":1457,"opengraphPublishedTime":661,"twitterTitle":661,"twitterDescription":661,"title":1446,"readingTime":1458},"PostTypeSEO","Finde die beste American Express Kreditkarte. Vergleiche Cashbacks, Versicherungen & Gebühren. BMW American Express, Amex Blue, Gold, Platinum u.v.m.","article","American Express Kreditkarte: 8 Karten im Vergleich (07\u002F2026)","Finanzfluss",{"__typename":1449,"sourceUrl":1450,"mediaDetails":1451},"MediaItem","https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F09\u002Fheader-amex-kreditkarte.jpg",{"__typename":1452,"width":1453,"height":1454},"MediaDetails",1280,720,"index","follow","2026-01-05T08:58:38+00:00",10,"American Express Kreditkarten im Vergleich","https:\u002F\u002Fvg06.met.vgwort.de\u002Fna\u002F3ecc8fe842c047268db7fe4a1f31f60a","\u002Fvergleich\u002Famerican-express\u002F","main-comparison",1784640732778]