[{"data":1,"prerenderedAt":4843},["ShallowReactive",2],{"comparison-gesetzliche-krankenversicherung":3},{"directusData":4,"page":4094,"uri":4841,"type":4842},{"id":5,"slug":6,"title":7,"product_selection_title":8,"text":9,"date_updated":10,"factsheet":11,"disclaimer":16,"show_calculator":17,"show_filter":17,"show_layout_toggle":18,"default_parameters":19,"table_columns":20,"table_sort":160,"award_highlight":19,"tags":19,"award_1_label":165,"award_2_label":166,"award_3_label":167,"user_created":168,"award_1_item":174,"award_2_item":183,"award_3_item":193,"items":203},23,"gesetzliche-krankenversicherung","Gesetzliche Krankenkassen","Deine Gesetzliche Krankenkassen Auswahl","\u003Ch2>Die besten gesetzlichen Krankenversicherungen 07\u002F2026\u003C\u002Fh2>\n\u003Cp>Auf den ersten Blick sind alle GKV gleich: Die Leistungen basieren auf einem einheitlichen Leistungskatalog (siehe Text unterhalb des Vergleichs) und der allgemeine Beitragssatz ist gesetzlich festgelegt. Aber durch das Angebot an Zusatzleistungen und die Höhe des Zusatzbeitrags können sich die Krankenversicherungen erheblich voneinander unterscheiden. Während die einen eine professionelle Zahnreinigung großzügig bezuschussen, punkten andere mit attraktiven Bonusprogrammen. In unserem Krankenkassen-Vergleich kannst du die beste und günstigste gesetzliche Krankenkasse für dich finden.\u003C\u002Fp>","2026-07-01T09:09:00.929Z",[12],{"label":13,"value":14,"icon":15},"Befragte Personen","2.351","users","\u003Cp>Quellen: Konditionen-Verzeichnisse und Website-Auskünfte der Krankenkassen.\u003C\u002Fp>\n\u003Cp>Hinweis:\u003Cstrong id=\"docs-internal-guid-f253bc0f-7fff-af46-4f3b-2968fda9e73c\"> \u003C\u002Fstrong>Wir können leider keine Gewähr für die Aktualität, Richtigkeit und Vollständigkeit der Informationen auf dieser Seite übernehmen. Auf den Webseiten der entsprechenden Anbieter findest du alle aktuellen Produkt- und Preisinformationen. Für den Vergleich kooperieren wir mit der Krankenkassennetz.de GmbH. Wie wir die Punkte für einzelne Konditionen vergeben, findest du \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vRgzB-9rKnUylIbrzF-8C1VMA-Pnbcbrgqd3UBCr_180fGC_o4w4fen4rMsX2Il4Lgv9A3PwjKn3wfl\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">in unserer Übersicht\u003C\u002Fa>. Als Highlights heben wir den Testsieger sowie besonders attraktive Angebote (z.B. eine hohe Startprämie) bei Produkten mit der Note „sehr gut“ farblich hervor.\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2025\u002F12\u002Fteilnehmende-krankenkassen.pdf\" target=\"_blank\" rel=\"noopener\">Hier\u003C\u002Fa> findest du eine Übersicht der im Vergleich teilnehmenden gesetzlichen Krankenkassen.\u003C\u002Fp>\n\u003Cp>*Das ist ein Werbe- oder Affiliate-Link. Wenn du darauf klickst und etwas kaufst oder abschließt, erhalten wir eine Provision. Für dich entstehen dadurch keine Mehrkosten und du unterstützt damit unsere Arbeit. Unsere Produktbewertungen bleiben davon unbeeinflusst. Erfahre hier, \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fso-verdienen-wir-geld\u002F\">wie wir uns finanzieren\u003C\u002Fa>.\u003C\u002Fp>",true,false,null,[21,24,28,33,39,48,53,59,63,69,74,79,83,87,91,94,98,102,105,109,113,117,121,126,130,133,139,143,149,153,156],{"label":22,"key":23,"type":23,"active":17},"Anbieter","provider",{"label":25,"key":26,"type":27,"active":17},"Produkt","label","product",{"label":29,"key":30,"type":31,"active":17,"custom_cta":32},"Angebot","url","cta","Zum Antrag",{"label":34,"key":35,"type":36,"active":17,"mobile_rank":37,"description":38},"Ersparnis pro Jahr","difference_per_year_placeholder","text",5,"\u003Cp dir=\"ltr\">Die Beitragsersparnis mindert die Sonderausgaben, wodurch das zu versteuernde Einkommen steigt und ein Teil der Ersparnis über höhere Einkommensteuer verloren geht.\u003C\u002Fp>",{"label":40,"key":41,"type":36,"active":17,"sortable":18,"sort_options":42,"options":45,"description":46,"mobile_rank":47},"Beitrag pro Monat","contribution_per_month_placeholder",[43,44],"default_sort","asc",[],"\u003Cp>Gibt den monatlichen Krankenkassenbeitrag des Arbeitnehmers an. Er setzt sich aus dem allgemeinen Beitrag (14,6% der beitragspflichtigen Einnahmen) und dem Zusatzbeitrag zusammen.\u003C\u002Fp>",6,{"label":49,"key":50,"type":50,"active":17,"sort_options":51,"description":52},"Testnote","rating",[43],"\u003Cp>Wenn du wissen möchtest, wie wir getestet haben, dann kannst du dir \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vRgzB-9rKnUylIbrzF-8C1VMA-Pnbcbrgqd3UBCr_180fGC_o4w4fen4rMsX2Il4Lgv9A3PwjKn3wfl\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa> ansehen.\u003C\u002Fp>",{"label":54,"key":55,"type":36,"active":17,"sortable":17,"sort_options":56,"mobile_rank":57,"description":58},"Zusatzbeitrag","additional_contribution",[44],1,"\u003Cp>Die gesetzlichen Krankenkassen können einen Zusatzbeitrag erheben. Für 2026 liegt der gesetzlich festgelegte Zusatzbeitrag bei 2,9 Prozent. Dieser Durchschnittssatz dient als Richtwert, jede Krankenkasse legt ihren\u003Cspan class=\"Yjhzub\"> Zusatzbeitrag\u003C\u002Fspan> selbst fest, der für Versicherte je nach Kasse variiert. 2025 lag er bei 2,5 Prozent.\u003C\u002Fp>",{"label":60,"key":61,"type":36,"active":17,"description":62},"Gesamtbeitrag","contribution_per_year","\u003Cp>Der Gesamtbeitrag setzt sich aus dem allgemeinen Beitragssatz in Höhe von 14,6% und dem individuellen Zusatzbeitrag zusammen. Die Höhe des individuellen Zusatzbeitrags legt jede Kasse selbst fest. \u003C\u002Fp>",{"label":64,"key":65,"type":66,"active":17,"description":67,"mobile_rank":68},"Bonus","bonus_chip","chips","\u003Cp>Das Bonusprogramm belohnt gesundheitsbewusstes Verhalten. Berücksichtigt werden ausschließlich Geldboni, keine zweckgebundenen Leistungen oder Schwangerschaftsboni. Anerkannt werden bis zu drei Impfungen sowie jährlich mögliche Pflicht‑Vorsorgeuntersuchungen für Männer und Frauen (z.B. keine Krebsvorsorge und kein Check-up). Bonusprogramme für Minderjährige können davon abweichen. Bonuszahlungen werden (soweit steuerlich relevant) automatisch an das Finanzamt gemeldet. Bis 150€ pro Jahr ist der Bonus steuerfrei. Nur der Anteil über 150€ kann deine absetzbaren Kranken-\u002FPflegeversicherungsbeiträge reduzieren. Ausnahme: Erstattungen für selbst bezahlte Gesundheitsleistungen wie Fitnessstudio bleiben auch über 150€ steuerfrei.\u003C\u002Fp>",4,{"label":70,"key":71,"type":66,"active":17,"description":72,"mobile_rank":73},"Hautscreening","skin_screening_chip","\u003Cp>Das Hautscreening zielt darauf ab, Hautkrebs und andere Hauterkrankungen in einem frühen Stadium zu erkennen. In Deutschland haben gesetzlich Versicherte ab 35 Jahren alle zwei Jahre Anspruch auf ein kostenloses Hautscreening, das von der Krankenkasse finanziert wird. Einige Krankenkassen bieten diese Präventionsleistung auch früher an.\u003C\u002Fp>",2,{"label":75,"key":76,"type":66,"active":17,"description":77,"mobile_rank":78},"Professionelle Zahnreinigung","professional_teeth_cleaning_chip","\u003Cp>Durch die professionelle Zahnreinigung (PZR) werden Zahnbeläge und -verfärbungen entfernt.\u003C\u002Fp>",3,{"label":80,"key":81,"type":66,"active":17,"description":82},"Sportmedizinische Untersuchung","sports_medical_examination_chip","\u003Cp>Hat den Zweck, die körperliche Fitness und Gesundheit in Bezug auf sportliche Aktivitäten zu bewerten.\u003C\u002Fp>",{"label":84,"key":85,"type":66,"active":17,"description":86},"Reiseschutzimpfungen","private_travel_vaccinations_chip","\u003Cp>Impfungen, die vor einer Reise in bestimmte Länder oder Regionen empfohlen oder erforderlich sind. Dies kann z.B. eine Malaria-Prophylaxe für den Urlaub in Afrika, Asien oder Südamerika sein. Die Versicherten müssen grundsätzlich die gesetzliche Zuzahlung von 10% des Impfstoffpreises (mind. 5€ und max. 10€) selbst tragen.\u003C\u002Fp>",{"label":88,"key":89,"type":66,"active":17,"description":90},"Grippeschutzimpfung","flu_vaccination_chip","\u003Cp>Für Risikogruppen ist sie standardmäßig im Leistungskatalog der Krankenkassen enthalten. Für alle anderen unterscheidet sich die Leistung zwischen den Krankenkassen.\u003C\u002Fp>",{"label":92,"key":93,"type":66,"active":18},"Bonus für Selbstversicherte","bonus_self_insured_chip",{"label":95,"key":96,"type":66,"active":17,"description":97},"Rezeptfreie Medikamente","cost_coverage_overthecounter_medication_chip","\u003Cp>Krankenkassen können die Kosten für nicht verschreibungspflichtige Medikamente übernehmen. Darunter fallen unter anderem homöopathische oder anthroposophische Medikamente.\u003C\u002Fp>",{"label":99,"key":100,"type":66,"active":17,"description":101},"Osteopathie","osteopathy_chip","\u003Cp>Osteopathie wird auch als Chiropraktik oder Manualtherapie bezeichnet. Darunter versteht man eine Behandlung mit manuellen Techniken, wofür keine Medikamente nötig sind.\u003C\u002Fp>",{"label":103,"key":104,"type":66,"active":17},"Homöopathie","homeopathy_chip",{"label":106,"key":107,"type":66,"active":17,"description":108},"höherer Zuschuss bei künstlicher Befruchtung","artificial_insemination_chip","\u003Cp>Krankenkassen sind gesetzlich verpflichtet, 50% der Kosten für maximal 3 Versuche zu übernehmen. Eine Kostenübernahme darüber hinaus ist eine Zusatzleistung.\u003C\u002Fp>",{"label":110,"key":111,"type":66,"active":17,"description":112},"Hebammenrufbereitschaft","midwife_on_call_chip","\u003Cp>Hebamme verpflichtet sich, sofort bei Geburtsbeginn zur Verfügung zu stehen und begleitet Mutter und Kind, ob zu Hause, im Geburtshaus oder im Krankenhaus. Der Zeitraum dafür umfasst meist die Zeit von etwa der 32. bis 38. Schwangerschaftswoche bis zu zwei Wochen nach dem errechneten Geburtstermin.\u003C\u002Fp>",{"label":114,"key":115,"type":66,"active":17,"description":116},"Zusätzliche Vorsorgeuntersuchungen für Kinder","additional_checkups_children_chip","\u003Cp>U0 = pädiatrische Beratung\u003C\u002Fp>\n\u003Cp>U10 = 7 bis 8 Jahre  \u003C\u002Fp>\n\u003Cp>U11 = 9 bis 10 Jahre\u003C\u002Fp>\n\u003Cp>J1 = 13 Jahre\u003C\u002Fp>\n\u003Cp>J2 = 16 Jahre\u003C\u002Fp>",{"label":118,"key":119,"type":66,"active":17,"description":120},"Brustkrebsvorsorge","breast_cancer_screening_chip","\u003Cp>Umfasst Maßnahmen, um Brustkrebs frühzeitig zu erkennen, bevor er tastbar ist; wichtigstes Instrument ist das Mammographie-Screening, eine Röntgenuntersuchung, die allen Frauen zwischen 50 und 75 Jahren alle zwei Jahre angeboten wird\u003C\u002Fp>",{"label":122,"key":123,"type":124,"active":17,"description":125},"Darmkrebsvorsorge","colorectal_cancer_screening","multicheck","\u003Cp>Alle Krankenkassen übernehmen die Kosten für die Untersuchung zur Früherkennung von Darmkrebs für ihre Versicherten ab 50 Jahren. Einige Krankenkassen übernehmen die Vorsorge darüber hinaus auch schon früher. In diesem Fall zeigen wir in unserem Vergleich einen grünen Haken und vergeben dafür Punkte. Bietet die Krankenkasse die Kostenübernahme der Vorsorgeuntersuchung nicht vor dem 50. Lebensjahr an, zeigen wir ein rotes Kreuz und vergeben keine Punkte.\u003C\u002Fp>",{"label":127,"key":128,"type":124,"active":17,"description":129},"Wahlleistungen","optional_services","\u003Cp>Zu den Wahlleistungen zählen der Selbstbehalt und die Beitragsrückerstattung. Selbstbehalt bedeutet, dass du mit einer Selbstbeteiligung einen Teil der Kosten etwa für Medikamente, Arztbesuche und Krankenhausaufenthalte selbst trägst. Dabei wird der genaue Betrag vereinbart. Entscheidest du dich für einen Selbstbehalt, ist dein Beitrag für die Versicherung günstiger. Beitragsrückerstattung bedeutet, dass du einen Teil deiner Beiträge, oft einen Monatsbeitrag, zurückbekommst, wenn du ein Jahr lang fast keine medizinischen Leistungen in Anspruch nimmst (außer Vorsorge).\u003C\u002Fp>",{"label":131,"key":132,"type":36,"active":17,"mobile_rank":19},"Geschäftsstellen","branches_count",{"label":134,"key":135,"type":136,"active":17,"sortable":18,"options":137},"Online-Service","online_service","image",[138],"transparent",{"label":140,"key":141,"type":36,"active":17,"options":142},"Hotline","hotline",[138],{"label":144,"key":145,"type":36,"active":17,"filterable":18,"filter_type":36,"filter_options":19,"filter_condition":146,"options":147},"Region","region","contains",[148],"clamped-text",{"label":150,"key":151,"type":152,"active":18},"Bundesweit","nationwide","check",{"label":154,"key":155,"type":36,"active":17,"filterable":18,"mobile_rank":19},"Versicherte","members",{"label":157,"key":158,"type":159,"active":18},"Anbieterportal","a_portal_link","link",[161,163],{"label":49,"key":50,"sort":162,"default_sort":17},"desc",{"label":164,"key":55,"sort":44,"default_sort":18},"Niedrigster Beitrag","Bestnote regional","Bestnote bundesweit","Günstigster Beitrag",{"first_name":169,"last_name":170,"avatar":171,"image":172},"Stephan","Kintrup","559880e3-3ca9-4bcb-a46c-037973e6d26c",{"id":171,"filename_download":173},"Stephan.jpg",[175],{"item":176},{"id":78,"label":177,"url":178,"provider":179},"AOK Bayern","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Faok-bayern",{"label":177,"logo":180},{"id":181,"filename_download":182},"75f3ecea-be3d-4126-8129-befbabc556a3","AOK Bayern-02.svg",[184],{"item":185},{"id":186,"label":187,"url":188,"provider":189},18,"TK - Techniker Krankenkasse","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Ftk-techniker-krankenkasse",{"label":187,"logo":190},{"id":191,"filename_download":192},"ada17a01-090d-4dd9-86f8-8810d4db7590","Techniker-02.svg",[194],{"item":195},{"id":196,"label":197,"url":198,"provider":199},30,"BKK Firmus","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fbkk-firmus",{"label":197,"logo":200},{"id":201,"filename_download":202},"b62668cf-5869-4b1c-b897-07bc56890527","BKK Firmus.svg",[204,304,357,411,470,530,585,638,695,751,809,867,922,979,1033,1085,1137,1196,1252,1308,1359,1412,1464,1520,1569,1623,1674,1729,1780,1837,1883,1937,1991,2054,2100,2154,2207,2260,2310,2360,2412,2462,2517,2572,2627,2681,2734,2788,2838,2892,2946,2998,3051,3102,3153,3212,3266,3316,3370,3426,3483,3532,3587,3639,3692,3736,3789,3840,3887,3939,3991,4041],{"item":205},{"nationwide":18,"bonus_self_insured_chip":19,"id":206,"professional_teeth_cleaning_chip_description":207,"skin_screening_chip_description":208,"colorectal_cancer_screening_description":19,"optional_services_description":19,"branches_count_description":19,"additional_callout_description":19,"nationwide_description":19,"region_description":19,"hotline_description":209,"online_service_description":19,"branches_description":19,"additional_contribution_description":210,"label_description":19,"bonus_self_insured_chip_value":19,"bonus_self_insured_chip_description":19,"bonus_chip_value":211,"additional_checkups_children_chip_description":212,"midwife_on_call_chip_description":213,"artificial_insemination_chip_description":19,"homeopathy_chip_description":214,"osteopathy_chip_description":215,"cost_coverage_overthecounter_medication_chip_description":207,"bonus_chip_description":216,"flu_vaccination_chip_description":217,"private_travel_vaccinations_chip_description":218,"breast_cancer_screening_chip_description":219,"sports_medical_examination_chip_description":207,"colorectal_cancer_screening":220,"optional_services":227,"rating":233,"status":234,"colorectal_cancer_screening_value":19,"optional_services_value":19,"branches_count":235,"additional_callout":19,"hotline":236,"a_portal_link_description":237,"a_portal_link":238,"members":239,"region":240,"branches":18,"additional_contribution":241,"contribution_rate":242,"contribution_per_year":243,"label":244,"url":245,"date_updated":246,"date_created":247,"user_created":248,"user_updated":249,"online_service":250,"provider":266,"bonus_chip":270,"skin_screening_chip":276,"professional_teeth_cleaning_chip":282,"sports_medical_examination_chip":289,"private_travel_vaccinations_chip":290,"flu_vaccination_chip":291,"cost_coverage_overthecounter_medication_chip":292,"osteopathy_chip":293,"homeopathy_chip":294,"artificial_insemination_chip":295,"midwife_on_call_chip":296,"additional_checkups_children_chip":297,"breast_cancer_screening_chip":298},41,"\u003Cp>Zuschuss über Bonusprogramm möglich\u003C\u002Fp>","\u003Cp>Ab Geburt (jährlich) bei teilnehmenden Ärzten\u003C\u002Fp>","\u003Cp>Mo-Fr: 6:45 - 20 Uhr, Sa: 9 - 13 Uhr\u003C\u002Fp>","\u003Cp>Wurde 2026 von 2,18% auf 2,48% erhöht.\u003C\u002Fp>","\u003Cp>Für jede Maßnahme im \"Vorsorgebonus\" gibt es 10€:  \u003C\u002Fp>\u003Cp>- 10€ 1. Impfung  \u003C\u002Fp>\u003Cp>- 10€ 2. Impfung  \u003C\u002Fp>\u003Cp>- 10€ 3. Impfung  \u003C\u002Fp>\u003Cp>- 10€ 1. Zahnvorsorge  \u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Cp>\"Aktivbonus\": für den Nachweis von 3 der folgenden Gesundheitsmaßnahmen gibt es 100€:  \u003C\u002Fp>\u003Cp>- Mitgliedschaft im Fitness-Studio  \u003C\u002Fp>\u003Cp>- Mitgliedschaft im Sportverein  \u003C\u002Fp>\u003Cp>- 1. Präventionskurs  \u003C\u002Fp>\u003Cp>- 2. Präventionskurs  \u003C\u002Fp>\u003Cp>- Sport-\u002FSchwimmabzeichen  \u003C\u002Fp>\u003Cp>- Hautkrebsvorsorge  \u003C\u002Fp>\u003Cp>- Nichtraucher  \u003C\u002Fp>\u003Cp>- Organspendeausweis \u002F DKMS  \u003C\u002Fp>\u003Cp>- Erste Hilfe Kurs  \u003C\u002Fp>","\u003Cp>U7a, U10, U11 & J2\u003C\u002Fp>","\u003Cp>250€\u002FSchwangerschaft\u003C\u002Fp>","\u003Cp>Bei teilnehmenden Ärzten\u003C\u002Fp>","\u003Cp>6 Behandlungen à 60€ (max. 80%, insgesamt 360€ pro Jahr)\u003C\u002Fp>","\u003Cp>140€ Bonus\u003C\u002Fp>","\u003Cp>Volle Kostenübernahme\u003C\u002Fp>","\u003Cp>Volle Kostenübernahme (auch Malariaprophylaxe)\u003C\u002Fp>","\u003Cp>Kostenübernahme bis zu 60€ pro Jahr für Brustkrebsuntersuchung durch blinde und sehbehinderte Medizinische Tastuntersucherinnen (discovering hands)\u003C\u002Fp>",[221,224],{"label":222,"value":17,"description":223},"Koloskopie","Kostenübernahme für eine Darmspiegelung bis zu 100€ bei erhöhtem Erkrankungsrisiko und Teilnahme am Bonusprogramm für Krebsvorsorgeleistungen",{"label":225,"value":18,"description":226},"Stuhltest","",[228,230],{"label":229,"value":18,"description":226},"Selbstbehalt",{"label":231,"value":17,"description":232},"Erstattung","1\u002F12 des gezahlten Jahresbeitrages als Prämie (max. 150€) oder 1\u002F12 des Jahresbeitrages (max. 600€) bei Einkommen über der Beitragsbemessungsgrenze",3.4642856,"published","8","Tel.: 09921 9602 444","Erfahrungen","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Fbkk-faber-castell\u002Ferfahrungen\u002F","110.633","Bayern","2,48%","14,60%","17,08%","BKK Faber-Castell & Partner","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fbkk-faber-castell-partner","2026-07-07T10:54:13.201Z","2023-12-15T08:28:54.319Z","74a7df5e-8b66-41ca-bbec-8756b108179e","1921ebb5-6fe7-4cca-a21e-ca6f34d6c8bd",[251,256,261],{"label":252,"logo":253},"iOS",{"id":254,"filename_download":255},"a40f229c-5897-415c-b652-25595e19fae2","Icon Apple.svg",{"label":257,"logo":258},"Android",{"id":259,"filename_download":260},"4d429123-d4a6-4760-b772-601dbd90e949","Icon Android.svg",{"label":262,"logo":263},"Web",{"id":264,"filename_download":265},"f288c9ec-8a15-44c1-9e95-58bfe311f42c","Desktop Logo.svg",{"label":244,"tan_method_value":19,"tan_method_description":19,"ident_method_value":19,"ident_method_description":19,"customer_support":19,"customer_support_description":19,"app_rating_value":19,"app_rating_description":19,"branches":18,"branches_description":19,"bic":19,"app_rating":19,"logo":267},{"id":268,"filename_download":269},"33dfde73-0b1a-4a1c-b401-5188910d9dd7","BKK Faber Castell-02.svg",{"text":271,"text_color":272,"border_color":273,"background_color":274,"icon":19,"description":275},"Gut","#688D2E","#D6F4A8","#F0FBDE","\u003Cp>Warum schneidet diese Leistung mit „gut“ ab? \u003Ca href=\"#so-bewerten-wir-die-krankenkassen\">Weitere Informationen\u003C\u002Fa>\u003C\u002Fp>",{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},"Sehr gut","#0B8157","#B8F0DC","#E7FAF3","\u003Cp>Warum schneidet diese Leistung mit „sehr gut“ ab? \u003Ca href=\"#so-bewerten-wir-die-krankenkassen\">Weitere Informationen\u003C\u002Fa>\u003C\u002Fp>",{"text":283,"text_color":284,"border_color":285,"background_color":286,"icon":287,"description":288},"Nicht verfügbar","#B94E37","#FFD3C9","#FFF1ED","material-symbols:close-rounded","\u003Cp>Nicht verfügbar\u003C\u002Fp>",{"text":283,"text_color":284,"border_color":285,"background_color":286,"icon":287,"description":288},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":283,"text_color":284,"border_color":285,"background_color":286,"icon":287,"description":288},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":283,"text_color":284,"border_color":285,"background_color":286,"icon":287,"description":288},{"text":271,"text_color":272,"border_color":273,"background_color":274,"icon":19,"description":275},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":299,"text_color":300,"border_color":301,"background_color":302,"icon":19,"description":303},"Befriedigend","#A26229","#FCECDB","#FDF5ED","\u003Cp>Warum schneidet diese Leistung mit „befriedigend“ ab? \u003Ca href=\"#so-bewerten-wir-die-krankenkassen\">Weitere Informationen\u003C\u002Fa>\u003C\u002Fp>",{"item":305},{"nationwide":18,"bonus_self_insured_chip":19,"id":78,"professional_teeth_cleaning_chip_description":306,"skin_screening_chip_description":307,"colorectal_cancer_screening_description":19,"optional_services_description":19,"branches_count_description":19,"additional_callout_description":19,"nationwide_description":19,"region_description":19,"hotline_description":308,"online_service_description":19,"branches_description":19,"additional_contribution_description":19,"label_description":19,"bonus_self_insured_chip_value":19,"bonus_self_insured_chip_description":19,"bonus_chip_value":309,"additional_checkups_children_chip_description":310,"midwife_on_call_chip_description":213,"artificial_insemination_chip_description":311,"homeopathy_chip_description":19,"osteopathy_chip_description":312,"cost_coverage_overthecounter_medication_chip_description":313,"bonus_chip_description":314,"flu_vaccination_chip_description":217,"private_travel_vaccinations_chip_description":218,"breast_cancer_screening_chip_description":315,"sports_medical_examination_chip_description":316,"colorectal_cancer_screening":317,"optional_services":321,"rating":326,"status":234,"colorectal_cancer_screening_value":19,"optional_services_value":19,"branches_count":327,"additional_callout":19,"hotline":328,"a_portal_link_description":237,"a_portal_link":329,"members":330,"region":240,"branches":18,"additional_contribution":331,"contribution_rate":242,"contribution_per_year":332,"label":177,"url":178,"date_updated":333,"date_created":334,"user_created":248,"user_updated":249,"online_service":335,"provider":342,"bonus_chip":344,"skin_screening_chip":345,"professional_teeth_cleaning_chip":346,"sports_medical_examination_chip":347,"private_travel_vaccinations_chip":348,"flu_vaccination_chip":349,"cost_coverage_overthecounter_medication_chip":350,"osteopathy_chip":351,"homeopathy_chip":352,"artificial_insemination_chip":353,"midwife_on_call_chip":354,"additional_checkups_children_chip":355,"breast_cancer_screening_chip":356},"\u003Cp>2 Behandlungen à 50€\u003C\u002Fp>","\u003Cp>50€ (alle 2 Jahre)\u003C\u002Fp>","\u003Cp>24\u002F7 erreichbar\u003C\u002Fp>","\u003Cp>- 90€ Sportliche Aktivität (Fitnesstracking)  \u003C\u002Fp>\u003Cp>- 10€ Mitgliedschaft im Sportverein  \u003C\u002Fp>\u003Cp>- 10€ Mitgliedschaft im Fitnessstudio  \u003C\u002Fp>\u003Cp>- 5€ Teilnahme Sportveranstaltung  \u003C\u002Fp>\u003Cp>- 5€ Sportabzeichen  \u003C\u002Fp>\u003Cp>- 5€ 1. 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Zusätzlich werden privat gezahlte Impfungen bis zu 300€ im Rahmen des IGeL-Budgets erstattet\u003C\u002Fp>","\u003Cp>Jährliche Kostenübernahme für discovering hands-Untersuchung bis zu 65€, Mammographievorsorge oder Ultraschall bis zu 300€, Gendiagnostik und Beratung\u003C\u002Fp>","\u003Cp>300€ (alle 2 Jahre, ab Geburt)\u003C\u002Fp>",[1154,1156],{"label":222,"value":17,"description":1155},"Übernahme der Kosten für eine ärztlich veranlasste Darmspiegelung bis zu 250€ für Versicherte zwischen 45 und 50 Jahren bei Risikofaktoren",{"label":225,"value":17,"description":1157},"Erstattung bis zu 300€ pro Jahr für den FOBplus-Stuhltest oder einen zusätzlichen Check-Up im Rahmen der Darmkrebsvorsorge",[1159,1160],{"label":229,"value":18,"description":226},{"label":231,"value":18,"description":226},3.202381,"Tel.: 0212 2262 0","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Fbergische-krankenkasse\u002Ferfahrungen\u002F","78.181","Hamburg, Hessen, 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Behandlungen à 40€ über Gesundheitskonto\u003C\u002Fp>","\u003Cp>20€ ab 18 Jahre (alle 2 Jahre) über das Gesundheitskonto\u003C\u002Fp>","\u003Cp>Wurde 2026 von 2,50% auf 2,89% erhöht.\u003C\u002Fp>","\u003Cp>- 20€ Aktive Betätigung im Sportverein \u002F Hochschulsport \u002F Fitnessstudio  \u003C\u002Fp>\u003Cp>- 10€ Schutzimpfung  \u003C\u002Fp>\u003Cp>- 10€ Zahnuntersuchung  \u003C\u002Fp>\u003Cp>- 10€ Sportabzeichen  \u003C\u002Fp>\u003Cp>- 10€ Schwimmabzeichen  \u003C\u002Fp>\u003Cp>- 10€ Sportveranstaltung  \u003C\u002Fp>\u003Cp>- 10€ Erste-Hilfe-Kurs  \u003C\u002Fp>\u003Cp>- 10€ 1. 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Lebensjahres, max. 100€",{"label":225,"value":17,"description":1638},"Kostenübernahme für Stuhltest im Rahmen der Darmkrebsvorsorge unter 50 Jahren",[1640,1641],{"label":229,"value":18,"description":226},{"label":231,"value":18,"description":226},3.9404762,"11","Tel.: 0421 64343 und 0541 331410","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Fbkk-firmus\u002Ferfahrungen\u002F","996.813","Baden-Württemberg, Bayern, Berlin, Bremen, Hamburg, Hessen, Niedersachsen, Nordrhein-Westfalen, Sachsen, Sachsen-Anhalt","2,18%","16,78%","2026-07-07T10:54:13.204Z","2023-12-15T08:28:53.569Z",[1653,1655,1657],{"label":252,"logo":1654},{"id":254,"filename_download":255},{"label":257,"logo":1656},{"id":259,"filename_download":260},{"label":262,"logo":1658},{"id":264,"filename_download":265},{"label":197,"tan_method_value":19,"tan_method_description":19,"ident_method_value":19,"ident_method_description":19,"customer_support":19,"customer_support_description":19,"app_rating_value":19,"app_rating_description":19,"branches":18,"branches_description":19,"bic":19,"app_rating":19,"logo":1660},{"id":201,"filename_download":202},{"text":299,"text_color":300,"border_color":301,"background_color":302,"icon":19,"description":303},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":299,"text_color":300,"border_color":301,"background_color":302,"icon":19,"description":303},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":299,"text_color":300,"border_color":301,"background_color":302,"icon":19,"description":303},{"text":299,"text_color":300,"border_color":301,"background_color":302,"icon":19,"description":303},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":283,"text_color":284,"border_color":285,"background_color":286,"icon":287,"description":288},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":271,"text_color":272,"border_color":273,"background_color":274,"icon":19,"description":275},{"item":1675},{"nationwide":18,"bonus_self_insured_chip":19,"id":1676,"professional_teeth_cleaning_chip_description":1677,"skin_screening_chip_description":1678,"colorectal_cancer_screening_description":19,"optional_services_description":19,"branches_count_description":19,"additional_callout_description":19,"nationwide_description":19,"region_description":19,"hotline_description":1679,"online_service_description":19,"branches_description":19,"additional_contribution_description":1680,"label_description":19,"bonus_self_insured_chip_value":19,"bonus_self_insured_chip_description":19,"bonus_chip_value":1681,"additional_checkups_children_chip_description":1682,"midwife_on_call_chip_description":213,"artificial_insemination_chip_description":1683,"homeopathy_chip_description":214,"osteopathy_chip_description":1684,"cost_coverage_overthecounter_medication_chip_description":1685,"bonus_chip_description":1686,"flu_vaccination_chip_description":217,"private_travel_vaccinations_chip_description":218,"breast_cancer_screening_chip_description":1687,"sports_medical_examination_chip_description":1688,"colorectal_cancer_screening":1689,"optional_services":1693,"rating":773,"status":234,"colorectal_cancer_screening_value":19,"optional_services_value":19,"branches_count":1326,"additional_callout":19,"hotline":1697,"a_portal_link_description":237,"a_portal_link":1698,"members":1699,"region":1700,"branches":18,"additional_contribution":892,"contribution_rate":242,"contribution_per_year":893,"label":1701,"url":1702,"date_updated":1703,"date_created":1704,"user_created":248,"user_updated":249,"online_service":1705,"provider":1712,"bonus_chip":1716,"skin_screening_chip":1717,"professional_teeth_cleaning_chip":1718,"sports_medical_examination_chip":1719,"private_travel_vaccinations_chip":1720,"flu_vaccination_chip":1721,"cost_coverage_overthecounter_medication_chip":1722,"osteopathy_chip":1723,"homeopathy_chip":1724,"artificial_insemination_chip":1725,"midwife_on_call_chip":1726,"additional_checkups_children_chip":1727,"breast_cancer_screening_chip":1728},42,"\u003Cp>Eine Behandlung (teilnehmende Zahnärzte) oder eine Behandlung à 60€ (Zahnarzt der Wahl)\u003C\u002Fp>","\u003Cp>Ab 15 Jahren (alle 2 Jahre), zusätzlich jährlich bei Risiken, 35€\u003C\u002Fp>","\u003Cp>Mo-Do: 8 - 17 Uhr, Fr: 8 - 16:30 Uhr\u003C\u002Fp>","\u003Cp>Wurde 2026 von 2,49% auf 2,99% erhöht.\u003C\u002Fp>","\u003Cp>Bedingung: Pflichtkategorie + eine Wahlkategorie müssen erfüllt sein: \u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Cp>Pflichtkategorie:  \u003C\u002Fp>\u003Cp>- regelmäßiger qualitätsgesicherter Sport in einem Fitnessstudio (mindestens sechs Monate) \u003C\u002Fp>\u003Cp>\u003C\u002Fp>\u003Cp>Wahlkategorien:  \u003C\u002Fp>\u003Cp>- regelmäßiger Sport im Sportverein  \u003C\u002Fp>\u003Cp>- Sportabzeichen  \u003C\u002Fp>\u003Cp>- Teilnehmer einer Sportveranstaltung  \u003C\u002Fp>\u003Cp>- Präventionskurs oder Gesundheitsreise  \u003C\u002Fp>\u003Cp>- Blutdruck, Blutzucker und Cholesterin liegen im altersgerechten Normbereich\u003C\u002Fp>","\u003Cp>U0, U10, U11, J2 & M1\u003C\u002Fp>","\u003Cp>2.000€ zusätzlich in 2 Jahren, wenn beide Partner dort versichert sind\u003C\u002Fp>","\u003Cp>8 Behandlungen à 50€ (max. 80%, insgesamt 400€ pro Jahr)\u003C\u002Fp>","\u003Cp>110€ Kostenübernahme\u003C\u002Fp>","\u003Cp>200€ Bonus\u003C\u002Fp>","\u003Cp>Früherkennung und Nachsorge bei familiärer Vorbelastung, Risikofeststellung, jährliche Discovering Hands-Untersuchung bis zu 75€\u003C\u002Fp>","\u003Cp>60€ (Erstuntersuchung), 125€ (Folgeuntersuchung), alle 2 Jahre\u003C\u002Fp>",[1690,1691],{"label":222,"value":18,"description":226},{"label":225,"value":17,"description":1692},"Kostenfreier immunologischer Stuhltest zur Darmkrebsfrüherkennung ab 40 Jahren, einmal jährlich",[1694,1695],{"label":229,"value":18,"description":226},{"label":231,"value":17,"description":1696},"Im 1. Jahr 150€, im 2. Jahr 200€ und ab dem 3. 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Präsentationskurs  \u003C\u002Fp>\u003Cp>- 10€ 2. Präsentationskurs  \u003C\u002Fp>\u003Cp>- 15€ Mitgliedschaft Sportverein  \u003C\u002Fp>\u003Cp>- 15€ qualifizierte Sportveranstaltung  \u003C\u002Fp>\u003Cp>- 10€ Sport- oder Schwimmabzeichen  \u003C\u002Fp>\u003Cp>- 15€ Mitgliedschaft im Fitnessstudio  \u003C\u002Fp>\u003Cp>- 10€ Betriebs- oder Hochschulsport  \u003C\u002Fp>","\u003Cp>250€ Kostenübernahme\u003C\u002Fp>","\u003Cp>Brustkrebsvorsorge alle zwei Jahre und discovering hands-Untersuchung 49,50€\u002Fjährlich bei ärztlicher Bestätigung oder Veranlassung durch Facharzt\u003C\u002Fp>","\u003Cp>250€ (alle 2 Jahre), über Gesundheitskonto\u003C\u002Fp>",[1739,1741],{"label":222,"value":17,"description":1740},"Kostenübernahme für Magen- und Darmkrebsvorsorge alle zwei Jahre im Rahmen des 250€ Vorteil-Pakets",{"label":225,"value":17,"description":1740},[1743,1745],{"label":229,"value":17,"description":1744},"Erstattung im Wahltarif: Prämie 150€, Selbstbehalt 250€, max. Risiko 100€",{"label":231,"value":17,"description":1746},"1\u002F12 des selbst gezahlten Jahresbeitrags zurück (max. 600€)",3.1547618,"5","Tel.: 0800 0255255","https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Fbkk-gildemeister-seidensticker\u002Ferfahrungen\u002F","163.500","3,40%","18,00%","BKK Gildemeister Seidensticker","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fbkk-gildemeister-seidensticker","2026-07-07T10:54:13.210Z","2023-12-15T08:28:54.417Z",[1759,1761],{"label":252,"logo":1760},{"id":254,"filename_download":255},{"label":257,"logo":1762},{"id":259,"filename_download":260},{"label":1754,"tan_method_value":19,"tan_method_description":19,"ident_method_value":19,"ident_method_description":19,"customer_support":19,"customer_support_description":19,"app_rating_value":19,"app_rating_description":19,"branches":18,"branches_description":19,"bic":19,"app_rating":19,"logo":1764},{"id":1765,"filename_download":1766},"646c29f7-6329-4ec3-8f18-7857afad5094","BKK Gildemeister Seidensticker-02.svg",{"text":271,"text_color":272,"border_color":273,"background_color":274,"icon":19,"description":275},{"text":271,"text_color":272,"border_color":273,"background_color":274,"icon":19,"description":275},{"text":299,"text_color":300,"border_color":301,"background_color":302,"icon":19,"description":303},{"text":299,"text_color":300,"border_color":301,"background_color":302,"icon":19,"description":303},{"text":271,"text_color":272,"border_color":273,"background_color":274,"icon":19,"description":275},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":299,"text_color":300,"border_color":301,"background_color":302,"icon":19,"description":303},{"text":299,"text_color":300,"border_color":301,"background_color":302,"icon":19,"description":303},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":283,"text_color":284,"border_color":285,"background_color":286,"icon":287,"description":288},{"text":271,"text_color":272,"border_color":273,"background_color":274,"icon":19,"description":275},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":271,"text_color":272,"border_color":273,"background_color":274,"icon":19,"description":275},{"item":1781},{"nationwide":18,"bonus_self_insured_chip":19,"id":1782,"professional_teeth_cleaning_chip_description":1783,"skin_screening_chip_description":1784,"colorectal_cancer_screening_description":19,"optional_services_description":19,"branches_count_description":19,"additional_callout_description":19,"nationwide_description":19,"region_description":19,"hotline_description":1785,"online_service_description":19,"branches_description":19,"additional_contribution_description":19,"label_description":19,"bonus_self_insured_chip_value":19,"bonus_self_insured_chip_description":19,"bonus_chip_value":1786,"additional_checkups_children_chip_description":1787,"midwife_on_call_chip_description":1788,"artificial_insemination_chip_description":1789,"homeopathy_chip_description":214,"osteopathy_chip_description":1204,"cost_coverage_overthecounter_medication_chip_description":933,"bonus_chip_description":1790,"flu_vaccination_chip_description":1791,"private_travel_vaccinations_chip_description":218,"breast_cancer_screening_chip_description":1792,"sports_medical_examination_chip_description":1793,"colorectal_cancer_screening":1794,"optional_services":1799,"rating":1802,"status":234,"colorectal_cancer_screening_value":19,"optional_services_value":19,"branches_count":1485,"additional_callout":19,"hotline":1803,"a_portal_link_description":237,"a_portal_link":1804,"members":1805,"region":1806,"branches":18,"additional_contribution":1807,"contribution_rate":242,"contribution_per_year":1808,"label":1809,"url":1810,"date_updated":1811,"date_created":1812,"user_created":248,"user_updated":249,"online_service":1813,"provider":1820,"bonus_chip":1824,"skin_screening_chip":1825,"professional_teeth_cleaning_chip":1826,"sports_medical_examination_chip":1827,"private_travel_vaccinations_chip":1828,"flu_vaccination_chip":1829,"cost_coverage_overthecounter_medication_chip":1830,"osteopathy_chip":1831,"homeopathy_chip":1832,"artificial_insemination_chip":1833,"midwife_on_call_chip":1834,"additional_checkups_children_chip":1835,"breast_cancer_screening_chip":1836},44,"\u003Cp>Eine Behandlung (teilnehmende Zahnärzte), zusätzlich eine Behandlung à 40€ (Zahnarzt der Wahl)\u003C\u002Fp>","\u003Cp>Alle 2 Jahre Kostenübernahme in ausgewählten dermatologischen Praxen\u003C\u002Fp>","\u003Cp>Auch außerhalb der Geschäftszeiten\u003C\u002Fp>","\u003Cp>- 20€ Gesundheitswerte im Normbereich  \u003C\u002Fp>\u003Cp>- 20€ BMI im Normbereich  \u003C\u002Fp>\u003Cp>- 45€ Schutzimpfungen (3 x 15€)  \u003C\u002Fp>\u003Cp>- 10€ sportmedizinische Untersuchung  \u003C\u002Fp>\u003Cp>- 20€ Zahnvorsorge  \u003C\u002Fp>\u003Cp>- 15€ professionelle Zahnreinigung  \u003C\u002Fp>\u003Cp>- 20€ Nichtraucher seit mind. 1 Jahr  \u003C\u002Fp>\u003Cp>- 10€ Reiseschutzimpfungen  \u003C\u002Fp>\u003Cp>- 5€ Blutspende  \u003C\u002Fp>\u003Cp>- 5€ Organspendeausweis  \u003C\u002Fp>\u003Cp>- 10€ aktive Mitgliedschaft im Fitnessstudio  \u003C\u002Fp>\u003Cp>- 10€ regelmäßige Teilnahme am Betriebssport oder Hochschulsport  \u003C\u002Fp>\u003Cp>- 10€ aktive Teilnahme an Sportveranstaltungen  \u003C\u002Fp>\u003Cp>- 5€ zertifizierte Gesundheitskurse  \u003C\u002Fp>\u003Cp>- 5€ Anschaffung von Sport- und Fitnessgeräten oder Geräten zur Messung der Fitness  \u003C\u002Fp>\u003Cp>- 10€ Nutzung der Onlinefiliale der BKK Herkules  \u003C\u002Fp>","\u003Cp>U10 & U11\u003C\u002Fp>","\u003Cp>350€\u002FSchwangerschaft\u003C\u002Fp>","\u003Cp>260€ zusätzlich für 3 Versuche, wenn beide Partner dort versichert sind\u003C\u002Fp>","\u003Cp>220€ Bonus\u003C\u002Fp>","\u003Cp>Bei ärztlicher Empfehlung\u003C\u002Fp>","\u003Cp>Brustkrebsvorsorge-Zuschuss bis 30€, Tastuntersuchung (Discovering Hands) 58,50€, Mammografie-Screening 10€, Brustkrebs-Screening 15€\u003C\u002Fp>","\u003Cp>80€ (Basisuntersuchung) oder 160€ (mit 3 Leistungschecks), alle 2 Jahre\u003C\u002Fp>",[1795,1797],{"label":222,"value":17,"description":1796},"Zuschuss für Vorsorgeuntersuchungen außerhalb der Regelversorgung bis zu 30€ pro Jahr",{"label":225,"value":17,"description":1798},"Zuschuss für Vorsorgeuntersuchungen 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Impfung  \u003C\u002Fp>\u003Cp>- 5€ Zahnvorsorge  \u003C\u002Fp>","\u003Cp>U0, U10, U11, J1 & J2\u003C\u002Fp>","\u003Cp>250€\u002FSchwangerschaft, digitale Hebammenberatung\u003C\u002Fp>","\u003Cp>Nur in Baden-Württemberg\u003C\u002Fp>","\u003Cp>1 Behandlung à 20€ (max. 20€ pro Jahr)\u003C\u002Fp>","\u003Cp>400€ Kostenübernahme (auch Malariaprophylaxe)\u003C\u002Fp>","\u003Cp>Screening wird bezahlt, Gendiagnostik für Brust- und Eierstockkrebs bei familiärer Belastung\u003C\u002Fp>","\u003Cp>70€ (Erstuntersuchung), 60€ (Folgeuntersuchung), alle 2 Jahre\u003C\u002Fp>",[4056,4057],{"label":222,"value":18,"description":226},{"label":225,"value":17,"description":4058},"Kostenübernahme für einen immunologischen Stuhltest ab 40 Jahren, wenn keine Vorsorgekoloskopie in den letzten 9 Jahren durchgeführt wurde",[4060,4061],{"label":229,"value":18,"description":226},{"label":231,"value":18,"description":226},"https:\u002F\u002Fwww.finanzfluss.de\u002Fanbieter\u002Fbkk-wmf\u002Ferfahrungen\u002F","22.951","2,85%","17,45%","BKK WMF","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fbkk-wmf","2026-07-07T10:54:13.366Z","2023-12-15T08:28:53.874Z",[4071,4073,4075],{"label":252,"logo":4072},{"id":254,"filename_download":255},{"label":257,"logo":4074},{"id":259,"filename_download":260},{"label":262,"logo":4076},{"id":264,"filename_download":265},{"label":4066,"tan_method_value":19,"tan_method_description":19,"ident_method_value":19,"ident_method_description":19,"customer_support":19,"customer_support_description":19,"app_rating_value":19,"app_rating_description":19,"branches":18,"branches_description":19,"bic":19,"app_rating":19,"logo":4078},{"id":4079,"filename_download":4080},"9199b6e5-61da-426f-9620-5a3370f38a65","BKK WMF-02.svg",{"text":299,"text_color":300,"border_color":301,"background_color":302,"icon":19,"description":303},{"text":271,"text_color":272,"border_color":273,"background_color":274,"icon":19,"description":275},{"text":271,"text_color":272,"border_color":273,"background_color":274,"icon":19,"description":275},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":283,"text_color":284,"border_color":285,"background_color":286,"icon":287,"description":288},{"text":299,"text_color":300,"border_color":301,"background_color":302,"icon":19,"description":303},{"text":283,"text_color":284,"border_color":285,"background_color":286,"icon":287,"description":288},{"text":283,"text_color":284,"border_color":285,"background_color":286,"icon":287,"description":288},{"text":271,"text_color":272,"border_color":273,"background_color":274,"icon":19,"description":275},{"text":277,"text_color":278,"border_color":279,"background_color":280,"icon":19,"description":281},{"text":299,"text_color":300,"border_color":301,"background_color":302,"icon":19,"description":303},{"blocks":4095,"breadcrumbs":4816,"id":4822,"seo":4823,"slug":6,"title":4839,"vgWortUrl":4840},[4096,4105,4112,4118,4124,4130,4136,4142,4148,4158,4164,4170,4176,4190,4196,4202,4208,4214,4220,4226,4232,4238,4244,4250,4256,4272,4285,4300,4306,4312,4318,4324,4330,4337,4341,4347,4351,4357,4361,4367,4371,4377,4381,4387,4391,4397,4401,4407,4411,4417,4421,4427,4433,4439,4661,4667,4673,4679,4796,4802],{"innerBlocks":4097,"name":4098,"postId":4099,"originalContent":4100,"order":4101,"get_parent":4102,"attributes":4103,"dynamicContent":19},[],"core\u002Fheading",3077560,"\u003Ch2>So wechselst du die gesetzliche Krankenkasse\u003C\u002Fh2>",0,{},{"content":4104,"level":73,"anchor":226},"So wechselst du die gesetzliche Krankenkasse",{"innerBlocks":4106,"name":4107,"postId":4099,"originalContent":4108,"get_parent":4109,"attributes":4110,"dynamicContent":19},[],"core\u002Fparagraph","\u003Cp>Wenn dir deine Krankenkasse zu teuer ist oder dir die Leistungen nicht gefallen, ist ein Wechsel sinnvoll. Dieser läuft ziemlich einfach ab und deine künftige Krankenkasse unterstützt dich dabei. Berücksichtigen musst du beim Wechsel die Kündigungsfrist und die Bindungsfrist. Eine Ausnahme von der Bindungsfrist gibt es, wenn die Krankenkasse ihre Beiträge erhöht.\u003C\u002Fp>",{},{"content":4111,"dropCap":18,"anchor":226},"Wenn dir deine Krankenkasse zu teuer ist oder dir die Leistungen nicht gefallen, ist ein Wechsel sinnvoll. Dieser läuft ziemlich einfach ab und deine künftige Krankenkasse unterstützt dich dabei. Berücksichtigen musst du beim Wechsel die Kündigungsfrist und die Bindungsfrist. Eine Ausnahme von der Bindungsfrist gibt es, wenn die Krankenkasse ihre Beiträge erhöht.",{"innerBlocks":4113,"name":4107,"postId":4099,"originalContent":4114,"get_parent":4115,"attributes":4116,"dynamicContent":19},[],"\u003Cp>Die \u003Cstrong>Kündigungsfrist\u003C\u002Fstrong> beträgt in der Regel zwei volle Monate zum Monatsende. Zwischen Kündigung und Aufnahme in die neue Krankenkasse müssen also immer zwei volle Monate liegen. Entscheidest du dich zum Beispiel am 17. Februar, die Krankenkasse zu wechseln, kannst du frühestens am 1. Mai in der neuen Krankenkasse Mitglied sein.\u003C\u002Fp>",{},{"content":4117,"dropCap":18,"anchor":226},"Die \u003Cstrong>Kündigungsfrist\u003C\u002Fstrong> beträgt in der Regel zwei volle Monate zum Monatsende. Zwischen Kündigung und Aufnahme in die neue Krankenkasse müssen also immer zwei volle Monate liegen. Entscheidest du dich zum Beispiel am 17. Februar, die Krankenkasse zu wechseln, kannst du frühestens am 1. Mai in der neuen Krankenkasse Mitglied sein.",{"innerBlocks":4119,"name":4107,"postId":4099,"originalContent":4120,"get_parent":4121,"attributes":4122,"dynamicContent":19},[],"\u003Cp>Die \u003Cstrong>Bindungsfrist\u003C\u002Fstrong> wiederum beträgt ein Jahr. So lange musst du mindestens in deiner bisherigen Krankenversicherung Mitglied sein, bevor ein Wechsel möglich ist. Die gesetzliche Krankenversicherung kann also maximal einmal im Jahr gewechselt werden.\u003C\u002Fp>",{},{"content":4123,"dropCap":18,"anchor":226},"Die \u003Cstrong>Bindungsfrist\u003C\u002Fstrong> wiederum beträgt ein Jahr. So lange musst du mindestens in deiner bisherigen Krankenversicherung Mitglied sein, bevor ein Wechsel möglich ist. Die gesetzliche Krankenversicherung kann also maximal einmal im Jahr gewechselt werden.",{"innerBlocks":4125,"name":4098,"postId":4099,"originalContent":4126,"get_parent":4127,"attributes":4128,"dynamicContent":19},[],"\u003Ch3>Wann hast du ein Sonderkündigungsrecht?\u003C\u002Fh3>",{},{"content":4129,"level":78,"anchor":226},"Wann hast du ein Sonderkündigungsrecht?",{"innerBlocks":4131,"name":4107,"postId":4099,"originalContent":4132,"get_parent":4133,"attributes":4134,"dynamicContent":19},[],"\u003Cp>Erhöht deine Krankenkasse den Zusatzbeitrag, hast du ein Sonderkündigungsrecht. In diesem Fall entfällt die Bindungsfrist von einem Jahr. Eine solche Beitragserhöhung ist also eine gute Gelegenheit, Krankenkassen zu vergleichen und sich für diejenige zu entscheiden, die am besten zu deinen Bedürfnissen passt.\u003C\u002Fp>",{},{"content":4135,"dropCap":18,"anchor":226},"Erhöht deine Krankenkasse den Zusatzbeitrag, hast du ein Sonderkündigungsrecht. In diesem Fall entfällt die Bindungsfrist von einem Jahr. Eine solche Beitragserhöhung ist also eine gute Gelegenheit, Krankenkassen zu vergleichen und sich für diejenige zu entscheiden, die am besten zu deinen Bedürfnissen passt.",{"innerBlocks":4137,"name":4107,"postId":4099,"originalContent":4138,"get_parent":4139,"attributes":4140,"dynamicContent":19},[],"\u003Cp>Zunächst werden Mitglieder der Krankenkasse über eine Beitragserhöhung informiert. Das kann sehr kurzfristig geschehen, denn es ist ausreichend, wenn die Information im Vormonat vor der Beitragserhöhung versandt wird.\u003C\u002Fp>",{},{"content":4141,"dropCap":18,"anchor":226},"Zunächst werden Mitglieder der Krankenkasse über eine Beitragserhöhung informiert. Das kann sehr kurzfristig geschehen, denn es ist ausreichend, wenn die Information im Vormonat vor der Beitragserhöhung versandt wird.",{"innerBlocks":4143,"name":4107,"postId":4099,"originalContent":4144,"get_parent":4145,"attributes":4146,"dynamicContent":19},[],"\u003Cp>Für die Sonderkündigung hast du Zeit bis zum Ende des Monats, ab dem der neue Beitrag gilt. Angenommen, deine Versicherung erhöht zum 1. Januar ihren Zusatzbeitrag, dann kannst du bis Ende Januar dein Sonderkündigungsrecht nutzen. Bei einer Sonderkündigung entfällt zwar die Bindungsfrist, aber es gilt weiterhin die Kündigungsfrist von zwei vollen Monaten zum Monatsende.\u003C\u002Fp>",{},{"content":4147,"dropCap":18,"anchor":226},"Für die Sonderkündigung hast du Zeit bis zum Ende des Monats, ab dem der neue Beitrag gilt. Angenommen, deine Versicherung erhöht zum 1. Januar ihren Zusatzbeitrag, dann kannst du bis Ende Januar dein Sonderkündigungsrecht nutzen. Bei einer Sonderkündigung entfällt zwar die Bindungsfrist, aber es gilt weiterhin die Kündigungsfrist von zwei vollen Monaten zum Monatsende.",{"innerBlocks":4149,"name":4150,"postId":4099,"originalContent":4151,"get_parent":4152,"attributes":4153,"dynamicContent":19},[],"core\u002Fembed","\u003Cfigure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\u003Cdiv class=\"wp-block-embed__wrapper\">\nhttps:\u002F\u002Fwww.youtube.com\u002Fwatch?v=WTi5Ej4aeSU\n\u003C\u002Fdiv>\u003C\u002Ffigure>",{},{"caption":226,"allowResponsive":17,"responsive":17,"previewable":17,"url":4154,"type":4155,"providerNameSlug":4156,"className":4157},"https:\u002F\u002Fwww.youtube.com\u002Fwatch?v=WTi5Ej4aeSU","video","youtube","wp-embed-aspect-16-9 wp-has-aspect-ratio",{"innerBlocks":4159,"name":4098,"postId":4099,"originalContent":4160,"get_parent":4161,"attributes":4162,"dynamicContent":19},[],"\u003Ch3>Schritt für Schritt deine Krankenkasse wechseln\u003C\u002Fh3>",{},{"content":4163,"level":78,"anchor":226},"Schritt für Schritt deine Krankenkasse wechseln",{"innerBlocks":4165,"name":4107,"postId":4099,"originalContent":4166,"get_parent":4167,"attributes":4168,"dynamicContent":19},[],"\u003Cp>Aufgrund der Krankenversicherungspflicht benötigst du eine neue Krankenversicherung, bevor du deine alte kündigen kannst.\u003C\u002Fp>",{},{"content":4169,"dropCap":18,"anchor":226},"Aufgrund der Krankenversicherungspflicht benötigst du eine neue Krankenversicherung, bevor du deine alte kündigen kannst.",{"innerBlocks":4171,"name":4107,"postId":4099,"originalContent":4172,"get_parent":4173,"attributes":4174,"dynamicContent":19},[],"\u003Cp>So läuft der Wechsel ab:\u003C\u002Fp>",{},{"content":4175,"dropCap":18,"anchor":226},"So läuft der Wechsel ab:",{"innerBlocks":4177,"name":4178,"postId":4099,"originalContent":226,"saveContent":226,"get_parent":4179,"attributes":4180},[],"acf\u002Flist-number",{},{"name":4178,"data":4181},{"list_number_0_list_number_description":4182,"list_number_0_list_number_headline":4183,"list_number_1_list_number_description":4184,"list_number_1_list_number_headline":4185,"list_number_2_list_number_description":4186,"list_number_2_list_number_headline":4187,"list_number_3_list_number_description":4188,"list_number_3_list_number_headline":4189,"list_number":68},"Nutze unseren Vergleich, um eine neue Krankenkasse zu finden. Schaue dabei nicht nur auf den Beitrag, sondern vor allem auch auf die Leistungen, die dir wichtig sind.","Neue Krankenkasse finden","Es reicht aus, sich bei der neuen gesetzlichen Krankenkasse anzumelden. Dazu füllst du den Mitgliedsantrag aus und verschickst ihn elektronisch oder per Post.","Bei der neuen Krankenkasse anmelden","Deine neue Krankenkasse kümmert sich um die Kündigung deiner alten Krankenversicherung. Du musst nicht weiter aktiv werden. Innerhalb von 14 Tagen bestätigt die alte Krankenkasse deine Kündigung. Die neue Krankenkasse wird dich ebenfalls informieren, wenn der Wechsel erfolgreich war.","Kündigung und Kündigungsbestätigung","Wenn du sozialversicherungspflichtig beschäftigt bist, musst du außerdem deinen Arbeitgeber über den Wechsel der Krankenkasse informieren.","Arbeitgeber informieren",{"innerBlocks":4191,"name":4098,"postId":4099,"originalContent":4192,"get_parent":4193,"attributes":4194,"dynamicContent":19},[],"\u003Ch2>Die richtige GKV wählen\u003C\u002Fh2>",{},{"content":4195,"level":73,"anchor":226},"Die richtige GKV wählen",{"innerBlocks":4197,"name":4107,"postId":4099,"originalContent":4198,"get_parent":4199,"attributes":4200,"dynamicContent":19},[],"\u003Cp>Überlege dir, welche Aspekte und Leistungen für dich am wichtigsten sind. Legst du Wert auf Zuschüsse zur professionellen Zahnreinigung, sportmedizinischen Untersuchung oder Osteopathie? Welche Vorteile erhoffst du dir vom Bonus-Programm? Welche Höhe sollte der Zusatzbeitrag nicht überschreiten? Davon ausgehend kannst du unseren Krankenkassenvergleich nutzen und das beste Angebot für dich finden.\u003C\u002Fp>",{},{"content":4201,"dropCap":18,"anchor":226},"Überlege dir, welche Aspekte und Leistungen für dich am wichtigsten sind. Legst du Wert auf Zuschüsse zur professionellen Zahnreinigung, sportmedizinischen Untersuchung oder Osteopathie? Welche Vorteile erhoffst du dir vom Bonus-Programm? Welche Höhe sollte der Zusatzbeitrag nicht überschreiten? Davon ausgehend kannst du unseren Krankenkassenvergleich nutzen und das beste Angebot für dich finden.",{"innerBlocks":4203,"name":4107,"postId":4099,"originalContent":4204,"get_parent":4205,"attributes":4206,"dynamicContent":19},[],"\u003Cp>Du bist dir noch unsicher, ob sich ein Wechsel für dich überhaupt lohnt? Dann kannst du dir einfach ausrechnen, was du durch einen Wechsel zu einer gesetzlichen Krankenversicherung mit einem niedrigeren Zusatzbeitrag sparen könntest. Wenn du durch einen Wechsel beispielsweise 0,5 Prozentpunkte weniger Zusatzbeitrag zahlen würdest, sparst du dir bei einem monatlichen Bruttoarbeitseinkommen von 3.000€ jährlich 90€.\u003C\u002Fp>",{},{"content":4207,"dropCap":18,"anchor":226},"Du bist dir noch unsicher, ob sich ein Wechsel für dich überhaupt lohnt? Dann kannst du dir einfach ausrechnen, was du durch einen Wechsel zu einer gesetzlichen Krankenversicherung mit einem niedrigeren Zusatzbeitrag sparen könntest. Wenn du durch einen Wechsel beispielsweise 0,5 Prozentpunkte weniger Zusatzbeitrag zahlen würdest, sparst du dir bei einem monatlichen Bruttoarbeitseinkommen von 3.000€ jährlich 90€.",{"innerBlocks":4209,"name":4098,"postId":4099,"originalContent":4210,"get_parent":4211,"attributes":4212,"dynamicContent":19},[],"\u003Ch2>So setzt sich der Krankenkassenbeitrag zusammen\u003C\u002Fh2>",{},{"content":4213,"level":73,"anchor":226},"So setzt sich der Krankenkassenbeitrag zusammen",{"innerBlocks":4215,"name":4107,"postId":4099,"originalContent":4216,"get_parent":4217,"attributes":4218,"dynamicContent":19},[],"\u003Cp>Der Krankenkassenbeitrag setzt sich aus zwei Komponenten zusammen: dem allgemeinen Beitragssatz und dem Zusatzbeitrag.\u003C\u002Fp>",{},{"content":4219,"dropCap":18,"anchor":226},"Der Krankenkassenbeitrag setzt sich aus zwei Komponenten zusammen: dem allgemeinen Beitragssatz und dem Zusatzbeitrag.",{"innerBlocks":4221,"name":4107,"postId":4099,"originalContent":4222,"get_parent":4223,"attributes":4224,"dynamicContent":19},[],"\u003Cp>Der \u003Cstrong>allgemeine Beitragssatz\u003C\u002Fstrong> beträgt 14,6% der beitragspflichtigen Einnahmen. Dieser Beitrag ist gesetzlich festgelegt und gilt für alle gesetzlichen Krankenversicherungen. \u003C\u002Fp>",{},{"content":4225,"dropCap":18,"anchor":226},"Der \u003Cstrong>allgemeine Beitragssatz\u003C\u002Fstrong> beträgt 14,6% der beitragspflichtigen Einnahmen. Dieser Beitrag ist gesetzlich festgelegt und gilt für alle gesetzlichen Krankenversicherungen. ",{"innerBlocks":4227,"name":4107,"postId":4099,"originalContent":4228,"get_parent":4229,"attributes":4230,"dynamicContent":19},[],"\u003Cp>Zusätzlich zu diesem Beitragssatz können Krankenversicherungen einen \u003Cstrong>Zusatzbeitrag\u003C\u002Fstrong> erheben. Dieser kann dazu dienen, die Zusatzleistungen der Versicherung zu finanzieren. Der durchschnittliche Zusatzbeitrag für das Jahr 2026 beträgt 2,9%.\u003C\u002Fp>",{},{"content":4231,"dropCap":18,"anchor":226},"Zusätzlich zu diesem Beitragssatz können Krankenversicherungen einen \u003Cstrong>Zusatzbeitrag\u003C\u002Fstrong> erheben. Dieser kann dazu dienen, die Zusatzleistungen der Versicherung zu finanzieren. Der durchschnittliche Zusatzbeitrag für das Jahr 2026 beträgt 2,9%.",{"innerBlocks":4233,"name":4107,"postId":4099,"originalContent":4234,"get_parent":4235,"attributes":4236,"dynamicContent":19},[],"\u003Cp>Die Beiträge, also der allgemeine Beitragssatz und der Zusatzbeitrag, werden zur Hälfte vom Arbeitnehmer und zur Hälfte vom Arbeitgeber getragen. \u003C\u002Fp>",{},{"content":4237,"dropCap":18,"anchor":226},"Die Beiträge, also der allgemeine Beitragssatz und der Zusatzbeitrag, werden zur Hälfte vom Arbeitnehmer und zur Hälfte vom Arbeitgeber getragen. ",{"innerBlocks":4239,"name":4107,"postId":4099,"originalContent":4240,"get_parent":4241,"attributes":4242,"dynamicContent":19},[],"\u003Cp>Hierzu ein Beispiel: Eine Krankenkasse erhebt einen Zusatzbeitrag von 1,5%. Der gesamte Beitragssatz beträgt also 14,6% + 1,5% = 16,1%. Davon müssen Arbeitnehmer die Hälfte, also 8,05% der beitragspflichtigen Einnahmen, tragen.\u003C\u002Fp>",{},{"content":4243,"dropCap":18,"anchor":226},"Hierzu ein Beispiel: Eine Krankenkasse erhebt einen Zusatzbeitrag von 1,5%. Der gesamte Beitragssatz beträgt also 14,6% + 1,5% = 16,1%. Davon müssen Arbeitnehmer die Hälfte, also 8,05% der beitragspflichtigen Einnahmen, tragen.",{"innerBlocks":4245,"name":4098,"postId":4099,"originalContent":4246,"get_parent":4247,"attributes":4248,"dynamicContent":19},[],"\u003Ch2>Die besten Krankenversicherungen 2026\u003C\u002Fh2>",{},{"content":4249,"level":73,"anchor":226},"Die besten Krankenversicherungen 2026",{"innerBlocks":4251,"name":4107,"postId":4099,"originalContent":4252,"get_parent":4253,"attributes":4254,"dynamicContent":19},[],"\u003Cp>Die besten Krankenkassen mit einem deutschlandweiten Angebot sind die Techniker Krankenkasse (TK), die HKK und die IKK classic. Wie sich die Krankenkassen unterscheiden, siehst du in den unteren Kästen.\u003C\u002Fp>",{},{"content":4255,"dropCap":18,"anchor":226},"Die besten Krankenkassen mit einem deutschlandweiten Angebot sind die Techniker Krankenkasse (TK), die HKK und die IKK classic. Wie sich die Krankenkassen unterscheiden, siehst du in den unteren Kästen.",{"innerBlocks":4257,"name":4258,"postId":4099,"originalContent":226,"saveContent":226,"get_parent":4259,"attributes":4260},[],"acf\u002Fcta-box-border",{},{"name":4258,"data":4261},{"title":4262,"cta_box_border_description":226,"cta_box_border_list_0_cta_box_border_list_description":4263,"cta_box_border_list_0_cta_box_border_list_icon":4264,"cta_box_border_list_1_cta_box_border_list_description":4265,"cta_box_border_list_1_cta_box_border_list_icon":4264,"cta_box_border_list_2_cta_box_border_list_description":4266,"cta_box_border_list_2_cta_box_border_list_icon":4264,"cta_box_border_list_3_cta_box_border_list_description":4267,"cta_box_border_list_3_cta_box_border_list_icon":4264,"cta_box_border_list_4_cta_box_border_list_description":4268,"cta_box_border_list_4_cta_box_border_list_icon":4264,"cta_box_border_list":37,"cta_box_border_image":4269,"cta_box_border_image_description":226,"cta_box_border_button_link":4270,"cta_box_border_button_label":226,"cta_box_border_button_id":226,"cta_box_border_same_tab":226,"cta_box_border_image_url":4271},"Techniker Krankenkasse (TK)","Zusatzbeitrag: 2,69%","checked","Hautscreening: Ab 20 Jahre, in einigen Bundesländern schon früher (alle 2 Jahre)","Zahnreinigung: Eine Behandlung à 40€","Reiseimpfungen: Volle Kostenübernahme (auch Malariaprophylaxe)","90€ Bonus",3090011,{"title":226,"url":188,"target":226},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2023\u002F12\u002Ftk-techniker-krankenkasse-logo-square.jpeg",{"innerBlocks":4273,"name":4258,"postId":4099,"originalContent":226,"saveContent":226,"get_parent":4274,"attributes":4275},[],{},{"name":4258,"data":4276},{"title":2918,"cta_box_border_description":226,"cta_box_border_list_0_cta_box_border_list_description":4277,"cta_box_border_list_0_cta_box_border_list_icon":4264,"cta_box_border_list_1_cta_box_border_list_description":4278,"cta_box_border_list_1_cta_box_border_list_icon":4264,"cta_box_border_list_2_cta_box_border_list_description":4279,"cta_box_border_list_2_cta_box_border_list_icon":4264,"cta_box_border_list_3_cta_box_border_list_description":4267,"cta_box_border_list_3_cta_box_border_list_icon":4264,"cta_box_border_list_4_cta_box_border_list_description":4280,"cta_box_border_list_4_cta_box_border_list_icon":4264,"cta_box_border_list":37,"cta_box_border_image":4281,"cta_box_border_image_description":226,"cta_box_border_button_link":4282,"cta_box_border_button_label":226,"cta_box_border_button_id":226,"cta_box_border_same_tab":226,"cta_box_border_image_url":4284},"Zusatzbeitrag: 2,59%","Hautscreening: 100€ ab 18 Jahre (alle 2 Jahre)","Zahnreinigung: Eine Behandlung (teilnehmende Zahnärzte)","105€ Bonus",3090014,{"title":226,"url":2919,"target":4283},"_blank","https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2023\u002F12\u002Fhkk-logo-square.jpeg",{"innerBlocks":4286,"name":4258,"postId":4099,"originalContent":226,"saveContent":226,"get_parent":4287,"attributes":4288},[],{},{"name":4258,"data":4289},{"title":3074,"cta_box_border_description":4290,"cta_box_border_list_0_cta_box_border_list_description":4291,"cta_box_border_list_0_cta_box_border_list_icon":4264,"cta_box_border_list_1_cta_box_border_list_description":4292,"cta_box_border_list_1_cta_box_border_list_icon":4264,"cta_box_border_list_2_cta_box_border_list_description":4293,"cta_box_border_list_2_cta_box_border_list_icon":4264,"cta_box_border_list_3_cta_box_border_list_description":4294,"cta_box_border_list_3_cta_box_border_list_icon":4264,"cta_box_border_list_4_cta_box_border_list_description":4295,"cta_box_border_list_4_cta_box_border_list_icon":4264,"cta_box_border_list":37,"cta_box_border_image":4296,"cta_box_border_image_description":226,"cta_box_border_button_link":4297,"cta_box_border_button_label":4298,"cta_box_border_button_id":226,"cta_box_border_same_tab":226,"cta_box_border_image_url":4299},"Versicherung mit gutem Preis-Leistungs-Verhältnis.","Zusatzbeitrag: 3,40%.","Hautscreening ab Geburt (alle 2 Jahre)","Zahnreinigung: 1 Behandlung + 1 Behandlung à 40€ bei einem Zahnarzt der Wahl.","Reiseimpfungen: Volle Kostenübernahme (Malariaprophylaxe max. 50€).","Bonus: 225€ Prämie",3106021,{"title":226,"url":3075,"target":4283},"Zum Anbieter","https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2026\u002F04\u002Fikk-classic-logo-square.jpg",{"innerBlocks":4301,"name":4098,"postId":4099,"originalContent":4302,"get_parent":4303,"attributes":4304,"dynamicContent":19},[],"\u003Ch2>Diese Leistungen gibt es\u003C\u002Fh2>",{},{"content":4305,"level":73,"anchor":226},"Diese Leistungen gibt es",{"innerBlocks":4307,"name":4107,"postId":4099,"originalContent":4308,"get_parent":4309,"attributes":4310,"dynamicContent":19},[],"\u003Cp>Die Leistungen der gesetzlichen Krankenkassen basieren auf dem Leistungskatalog der Krankenversicherung. Dieser ist im \u003Ca href=\"https:\u002F\u002Fwww.gesetze-im-internet.de\u002Fsgb_5\u002FBJNR024820988.html\">fünften Buch des Sozialgesetzbuches\u003C\u002Fa> festgeschrieben und wird durch den gemeinsamen Bundesausschuss konkretisiert. Darüber hinaus kann jede Versicherung Zusatzleistungen anbieten. Diese Zusatzleistungen sind ein wichtiges Unterscheidungskriterium unter den gesetzlichen Versicherungen.\u003C\u002Fp>",{},{"content":4311,"dropCap":18,"anchor":226},"Die Leistungen der gesetzlichen Krankenkassen basieren auf dem Leistungskatalog der Krankenversicherung. Dieser ist im \u003Ca href=\"https:\u002F\u002Fwww.gesetze-im-internet.de\u002Fsgb_5\u002FBJNR024820988.html\" class=\"app-link\">fünften Buch des Sozialgesetzbuches\u003C\u002Fa> festgeschrieben und wird durch den gemeinsamen Bundesausschuss konkretisiert. Darüber hinaus kann jede Versicherung Zusatzleistungen anbieten. Diese Zusatzleistungen sind ein wichtiges Unterscheidungskriterium unter den gesetzlichen Versicherungen.",{"innerBlocks":4313,"name":4107,"postId":4099,"originalContent":4314,"get_parent":4315,"attributes":4316,"dynamicContent":19},[],"\u003Cp>Zu den gesetzlich vorgeschriebenen Leistungen gehören ärztliche, zahnärztliche und psychotherapeutische Behandlungen. Außerdem Medikamente, Verbandsmaterialien, Heil- und Hilfsmittel, häusliche Krankenpflege, Krankenhausbehandlungen, medizinische Rehabilitation und viele weitere Leistungen.\u003C\u002Fp>",{},{"content":4317,"dropCap":18,"anchor":226},"Zu den gesetzlich vorgeschriebenen Leistungen gehören ärztliche, zahnärztliche und psychotherapeutische Behandlungen. Außerdem Medikamente, Verbandsmaterialien, Heil- und Hilfsmittel, häusliche Krankenpflege, Krankenhausbehandlungen, medizinische Rehabilitation und viele weitere Leistungen.",{"innerBlocks":4319,"name":4150,"postId":4099,"originalContent":4320,"get_parent":4321,"attributes":4322,"dynamicContent":19},[],"\u003Cfigure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\u003Cdiv class=\"wp-block-embed__wrapper\">\nhttps:\u002F\u002Fwww.youtube.com\u002Fwatch?v=ODt4ofobcLU\n\u003C\u002Fdiv>\u003C\u002Ffigure>",{},{"caption":226,"allowResponsive":17,"responsive":17,"previewable":17,"url":4323,"type":4155,"providerNameSlug":4156,"className":4157},"https:\u002F\u002Fwww.youtube.com\u002Fwatch?v=ODt4ofobcLU",{"innerBlocks":4325,"name":4107,"postId":4099,"originalContent":4326,"get_parent":4327,"attributes":4328,"dynamicContent":19},[],"\u003Cp>Die Zusatzleistungen sind je nach Krankenkasse individuell und können unter anderem diese Bereiche umfassen:\u003C\u002Fp>",{},{"content":4329,"dropCap":18,"anchor":226},"Die Zusatzleistungen sind je nach Krankenkasse individuell und können unter anderem diese Bereiche umfassen:",{"innerBlocks":4331,"name":4332,"postId":4099,"originalContent":4333,"get_parent":4334,"attributes":4335,"dynamicContent":19},[],"core\u002Flist","\u003Cul>\u003Cli>\u003Cstrong>Hautscreening:\u003C\u002Fstrong> Ab 35 Jahren erstattet die gesetzliche Krankenkasse alle zwei Jahre ein Hautscreening. Einige Krankenkassen bieten aber als Zusatzleistung spezielle Diagnoseverfahren bereits ab einem früheren Lebensalter oder sogar jährlich ein solches Screening an.\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":4336,"anchor":226},"\u003Cli>\n\u003Cstrong>Hautscreening:\u003C\u002Fstrong> Ab 35 Jahren erstattet die gesetzliche Krankenkasse alle zwei Jahre ein Hautscreening. Einige Krankenkassen bieten aber als Zusatzleistung spezielle Diagnoseverfahren bereits ab einem früheren Lebensalter oder sogar jährlich ein solches Screening an.\u003C\u002Fli>",{"innerBlocks":4338,"name":4107,"postId":4099,"originalContent":1841,"get_parent":4339,"attributes":4340,"dynamicContent":19},[],{},{"content":226,"dropCap":18,"anchor":226},{"innerBlocks":4342,"name":4332,"postId":4099,"originalContent":4343,"get_parent":4344,"attributes":4345,"dynamicContent":19},[],"\u003Cul>\u003Cli>\u003Cstrong>Brust- und Darmkrebsvorsorge:\u003C\u002Fstrong> Neben dem Hautscreening können Krankenkassen weitere Krebsvorsorgeuntersuchungen anbieten. Bei der Darmkrebsvorsorge gibt es als Verfahren die Koloskopie und den immunologischen Stuhltest.\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":4346,"anchor":226},"\u003Cli>\n\u003Cstrong>Brust- und Darmkrebsvorsorge:\u003C\u002Fstrong> Neben dem Hautscreening können Krankenkassen weitere Krebsvorsorgeuntersuchungen anbieten. Bei der Darmkrebsvorsorge gibt es als Verfahren die Koloskopie und den immunologischen Stuhltest.\u003C\u002Fli>",{"innerBlocks":4348,"name":4107,"postId":4099,"originalContent":1841,"get_parent":4349,"attributes":4350,"dynamicContent":19},[],{},{"content":226,"dropCap":18,"anchor":226},{"innerBlocks":4352,"name":4332,"postId":4099,"originalContent":4353,"get_parent":4354,"attributes":4355,"dynamicContent":19},[],"\u003Cul>\u003Cli>\u003Cstrong>Professionelle Zahnreinigung:\u003C\u002Fstrong> Gehört nicht zum Leistungskatalog der Krankenversicherungen und muss daher privat bezahlt werden. Viele Krankenkassen bieten aber Zuschüsse zur Zahnreinigung an.\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":4356,"anchor":226},"\u003Cli>\n\u003Cstrong>Professionelle Zahnreinigung:\u003C\u002Fstrong> Gehört nicht zum Leistungskatalog der Krankenversicherungen und muss daher privat bezahlt werden. Viele Krankenkassen bieten aber Zuschüsse zur Zahnreinigung an.\u003C\u002Fli>",{"innerBlocks":4358,"name":4107,"postId":4099,"originalContent":1841,"get_parent":4359,"attributes":4360,"dynamicContent":19},[],{},{"content":226,"dropCap":18,"anchor":226},{"innerBlocks":4362,"name":4332,"postId":4099,"originalContent":4363,"get_parent":4364,"attributes":4365,"dynamicContent":19},[],"\u003Cul>\u003Cli>\u003Cstrong>Reiseimpfungen:\u003C\u002Fstrong> Viele Krankenkassen übernehmen die Kosten für Reiseimpfungen. Da diese aber nicht zum Leistungskatalog der Krankenkassen gehören, handelt es sich um eine Zusatzleistung, die sich individuell je nach Krankenkasse unterscheidet. In vielen Fällen zahlen Krankenkassen einen Anteil (z.B. 80%) oder übernehmen die Kosten sogar komplett.\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":4366,"anchor":226},"\u003Cli>\n\u003Cstrong>Reiseimpfungen:\u003C\u002Fstrong> Viele Krankenkassen übernehmen die Kosten für Reiseimpfungen. Da diese aber nicht zum Leistungskatalog der Krankenkassen gehören, handelt es sich um eine Zusatzleistung, die sich individuell je nach Krankenkasse unterscheidet. In vielen Fällen zahlen Krankenkassen einen Anteil (z.B. 80%) oder übernehmen die Kosten sogar komplett.\u003C\u002Fli>",{"innerBlocks":4368,"name":4107,"postId":4099,"originalContent":1841,"get_parent":4369,"attributes":4370,"dynamicContent":19},[],{},{"content":226,"dropCap":18,"anchor":226},{"innerBlocks":4372,"name":4332,"postId":4099,"originalContent":4373,"get_parent":4374,"attributes":4375,"dynamicContent":19},[],"\u003Cul>\u003Cli>\u003Cstrong>Grippeschutzimpfung:\u003C\u002Fstrong> Anspruch auf eine Grippeschutzimpfung haben insbesondere Angehörige bestimmter Risikogruppen. Die meisten Krankenkassen übernehmen die Kosten aber als Zusatzleistung auch für alle übrigen Personen.\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":4376,"anchor":226},"\u003Cli>\n\u003Cstrong>Grippeschutzimpfung:\u003C\u002Fstrong> Anspruch auf eine Grippeschutzimpfung haben insbesondere Angehörige bestimmter Risikogruppen. Die meisten Krankenkassen übernehmen die Kosten aber als Zusatzleistung auch für alle übrigen Personen.\u003C\u002Fli>",{"innerBlocks":4378,"name":4107,"postId":4099,"originalContent":1841,"get_parent":4379,"attributes":4380,"dynamicContent":19},[],{},{"content":226,"dropCap":18,"anchor":226},{"innerBlocks":4382,"name":4332,"postId":4099,"originalContent":4383,"get_parent":4384,"attributes":4385,"dynamicContent":19},[],"\u003Cul>\u003Cli>\u003Cstrong>Rezeptfreie Medikamente:\u003C\u002Fstrong> Krankenkassen sind nicht verpflichtet, die Kosten für rezeptfreie Medikamente zu übernehmen. Viele Krankenkassen erstatten diese trotzdem. In der Regel gibt es hier einen jährlichen Höchstbetrag. \u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":4386,"anchor":226},"\u003Cli>\n\u003Cstrong>Rezeptfreie Medikamente:\u003C\u002Fstrong> Krankenkassen sind nicht verpflichtet, die Kosten für rezeptfreie Medikamente zu übernehmen. Viele Krankenkassen erstatten diese trotzdem. In der Regel gibt es hier einen jährlichen Höchstbetrag. \u003C\u002Fli>",{"innerBlocks":4388,"name":4107,"postId":4099,"originalContent":1841,"get_parent":4389,"attributes":4390,"dynamicContent":19},[],{},{"content":226,"dropCap":18,"anchor":226},{"innerBlocks":4392,"name":4332,"postId":4099,"originalContent":4393,"get_parent":4394,"attributes":4395,"dynamicContent":19},[],"\u003Cul>\u003Cli>\u003Cstrong>\u003Cstrong>Osteopathie und Homöopathie:\u003C\u002Fstrong> \u003C\u002Fstrong>Viele Krankenkassen beteiligen sich an alternativmedizinischen Leistungen – etwa mit einem maximalen Zuschuss pro Jahr. Verpflichtet sind sie dazu aber nicht.\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":4396,"anchor":226},"\u003Cli>\n\u003Cstrong>\u003Cstrong>Osteopathie und Homöopathie:\u003C\u002Fstrong> \u003C\u002Fstrong>Viele Krankenkassen beteiligen sich an alternativmedizinischen Leistungen – etwa mit einem maximalen Zuschuss pro Jahr. Verpflichtet sind sie dazu aber nicht.\u003C\u002Fli>",{"innerBlocks":4398,"name":4107,"postId":4099,"originalContent":1841,"get_parent":4399,"attributes":4400,"dynamicContent":19},[],{},{"content":226,"dropCap":18,"anchor":226},{"innerBlocks":4402,"name":4332,"postId":4099,"originalContent":4403,"get_parent":4404,"attributes":4405,"dynamicContent":19},[],"\u003Cul>\u003Cli>\u003Cstrong>Zusatzleistungen für Familien:\u003C\u002Fstrong> Für Familien können Zusatzleistungen wie künstliche Befruchtung, Hebammenrufbereitschaft oder zusätzliche Vorsorgeuntersuchungen für Kinder angeboten werden.\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":4406,"anchor":226},"\u003Cli>\n\u003Cstrong>Zusatzleistungen für Familien:\u003C\u002Fstrong> Für Familien können Zusatzleistungen wie künstliche Befruchtung, Hebammenrufbereitschaft oder zusätzliche Vorsorgeuntersuchungen für Kinder angeboten werden.\u003C\u002Fli>",{"innerBlocks":4408,"name":4107,"postId":4099,"originalContent":1841,"get_parent":4409,"attributes":4410,"dynamicContent":19},[],{},{"content":226,"dropCap":18,"anchor":226},{"innerBlocks":4412,"name":4332,"postId":4099,"originalContent":4413,"get_parent":4414,"attributes":4415,"dynamicContent":19},[],"\u003Cul>\u003Cli>\u003Cstrong>Bonus:\u003C\u002Fstrong> Bonusprogramme sollen ein gesundheitsbewusstes Leben fördern und sind ein dementsprechender Anreiz. Bei vielen Krankenversicherungen lässt sich so Geld sparen oder sie kommen für bestimmte Leistungen auf, die ansonsten nicht erstattet werden würden.\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":4416,"anchor":226},"\u003Cli>\n\u003Cstrong>Bonus:\u003C\u002Fstrong> Bonusprogramme sollen ein gesundheitsbewusstes Leben fördern und sind ein dementsprechender Anreiz. Bei vielen Krankenversicherungen lässt sich so Geld sparen oder sie kommen für bestimmte Leistungen auf, die ansonsten nicht erstattet werden würden.\u003C\u002Fli>",{"innerBlocks":4418,"name":4107,"postId":4099,"originalContent":1841,"get_parent":4419,"attributes":4420,"dynamicContent":19},[],{},{"content":226,"dropCap":18,"anchor":226},{"innerBlocks":4422,"name":4332,"postId":4099,"originalContent":4423,"get_parent":4424,"attributes":4425,"dynamicContent":19},[],"\u003Cul>\u003Cli>\u003Cstrong>Wahlleistungen:\u003C\u002Fstrong> Krankenkassen können den Selbstbehalt und die Beitragsrückerstattung als Wahlleistung anbieten. Auf diese Weise kann der Beitrag gesetzt werden.\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":18,"values":4426,"anchor":226},"\u003Cli>\n\u003Cstrong>Wahlleistungen:\u003C\u002Fstrong> Krankenkassen können den Selbstbehalt und die Beitragsrückerstattung als Wahlleistung anbieten. Auf diese Weise kann der Beitrag gesetzt werden.\u003C\u002Fli>",{"innerBlocks":4428,"name":4098,"postId":4099,"originalContent":4429,"get_parent":4430,"attributes":4431,"dynamicContent":19},[],"\u003Ch2>Welche Krankenkasse erhöht 2026 ihren Beitrag?\u003C\u002Fh2>",{},{"content":4432,"level":73,"anchor":226},"Welche Krankenkasse erhöht 2026 ihren Beitrag?",{"innerBlocks":4434,"name":4107,"postId":4099,"originalContent":4435,"get_parent":4436,"attributes":4437,"dynamicContent":19},[],"\u003Cp>Zu Beginn des Jahres 2026 erhöhen viele Krankenkassen ihre Beiträge. Zudem sind auch Erhöhungen während des Jahres möglich. Diese Krankenkassen haben für den Jahreswechsel 2026 eine Erhöhung angekündigt:\u003C\u002Fp>",{},{"content":4438,"dropCap":18,"anchor":226},"Zu Beginn des Jahres 2026 erhöhen viele Krankenkassen ihre Beiträge. Zudem sind auch Erhöhungen während des Jahres möglich. 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Rheinland\u002FHamburg\u003C\u002Ftd>\u003Ctd>3,29%\u003C\u002Ftd>\u003Ctd>+0,30%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>AOK Sachsen-Anhalt\u003C\u002Ftd>\u003Ctd>2,89%\u003C\u002Ftd>\u003Ctd>+0,39%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Audi BKK\u003C\u002Ftd>\u003Ctd>2,60%\u003C\u002Ftd>\u003Ctd>+0,20%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BAHN-BKK\u003C\u002Ftd>\u003Ctd>3,65%\u003C\u002Ftd>\u003Ctd>+0,25%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BERGISCHE Krankenkasse\u003C\u002Ftd>\u003Ctd>3,79%\u003C\u002Ftd>\u003Ctd>+0,84%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BIG\u003C\u002Ftd>\u003Ctd>3,69%\u003C\u002Ftd>\u003Ctd>+0,30%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BKK exklusiv\u003C\u002Ftd>\u003Ctd>3,49%\u003C\u002Ftd>\u003Ctd>+1,10%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BKK Faber-Castell & Partner\u003C\u002Ftd>\u003Ctd>2,48%\u003C\u002Ftd>\u003Ctd>+0,30%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BKK Freudenberg\u003C\u002Ftd>\u003Ctd>2,99%\u003C\u002Ftd>\u003Ctd>+0,50%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BKK melitta hmr\u003C\u002Ftd>\u003Ctd>3,90%\u003C\u002Ftd>\u003Ctd>+0,40%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BKK ProVita\u003C\u002Ftd>\u003Ctd>3,79%\u003C\u002Ftd>\u003Ctd>+0,90%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BKK Public\u003C\u002Ftd>\u003Ctd>2,50%\u003C\u002Ftd>\u003Ctd>+0,20%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BKK SBH\u003C\u002Ftd>\u003Ctd>2,79%\u003C\u002Ftd>\u003Ctd>+0,35%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BKK Scheufelen\u003C\u002Ftd>\u003Ctd>3,99%\u003C\u002Ftd>\u003Ctd>+0,59%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>BKK WERRA-MEISSNER\u003C\u002Ftd>\u003Ctd>4,35%\u003C\u002Ftd>\u003Ctd>+0,98%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Bosch BKK\u003C\u002Ftd>\u003Ctd>3,18%\u003C\u002Ftd>\u003Ctd>+0,50%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>DAK-Gesundheit\u003C\u002Ftd>\u003Ctd>3,20%\u003C\u002Ftd>\u003Ctd>+0,40%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>energie-BKK\u003C\u002Ftd>\u003Ctd>3,98%\u003C\u002Ftd>\u003Ctd>+1,00%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Heimat Krankenkasse\u003C\u002Ftd>\u003Ctd>3,90%\u003C\u002Ftd>\u003Ctd>+0,70%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>HEK\u003C\u002Ftd>\u003Ctd>2,89%\u003C\u002Ftd>\u003Ctd>+0,39%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Knappschaft\u003C\u002Ftd>\u003Ctd>4,30%\u003C\u002Ftd>\u003Ctd>-0,10%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>mhplus BKK\u003C\u002Ftd>\u003Ctd>3,86%\u003C\u002Ftd>\u003Ctd>+0,56%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>novitas bkk\u003C\u002Ftd>\u003Ctd>3,60%\u003C\u002Ftd>\u003Ctd>+0,62%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Pronova BKK\u003C\u002Ftd>\u003Ctd>3,70%\u003C\u002Ftd>\u003Ctd>+0,70%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>R+V BKK\u003C\u002Ftd>\u003Ctd>3,49%\u003C\u002Ftd>\u003Ctd>+0,53%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Salus BKK\u003C\u002Ftd>\u003Ctd>3,29%\u003C\u002Ftd>\u003Ctd>+0,30%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>SKD BKK\u003C\u002Ftd>\u003Ctd>2,98%\u003C\u002Ftd>\u003Ctd>+0,50%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Techniker Krankenkasse\u003C\u002Ftd>\u003Ctd>2,69%\u003C\u002Ftd>\u003Ctd>+0,24%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>VIACTIV Krankenkasse\u003C\u002Ftd>\u003Ctd>4,19%\u003C\u002Ftd>\u003Ctd>+0,92%\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>WMF BKK\u003C\u002Ftd>\u003Ctd>2,85%\u003C\u002Ftd>\u003Ctd>+0,40%\u003C\u002Ftd>\u003C\u002Ftr>\u003C\u002Ftbody>\u003C\u002Ftable>\u003C\u002Ffigure>",{},{"hasFixedLayout":18,"caption":226,"head":4445,"body":4446,"foot":4660,"anchor":226},[],[4447,4455,4461,4467,4473,4480,4486,4492,4497,4504,4511,4517,4523,4529,4535,4542,4548,4553,4559,4565,4572,4577,4582,4589,4595,4601,4607,4613,4620,4625,4631,4636,4641,4648,4654],{"cells":4448},[4449,4451,4453],{"content":226,"tag":4450,"scope":226,"align":226},"td",{"content":4452,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Zusatzbeitrag 2026\u003C\u002Fstrong>",{"content":4454,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Veränderung\u003C\u002Fstrong>",{"cells":4456},[4457,4458,4459],{"content":383,"tag":4450,"scope":226,"align":226},{"content":381,"tag":4450,"scope":226,"align":226},{"content":4460,"tag":4450,"scope":226,"align":226},"+0,80%",{"cells":4462},[4463,4464,4465],{"content":502,"tag":4450,"scope":226,"align":226},{"content":500,"tag":4450,"scope":226,"align":226},{"content":4466,"tag":4450,"scope":226,"align":226},"+0,49%",{"cells":4468},[4469,4470,4471],{"content":557,"tag":4450,"scope":226,"align":226},{"content":500,"tag":4450,"scope":226,"align":226},{"content":4472,"tag":4450,"scope":226,"align":226},"+0,28%",{"cells":4474},[4475,4477,4478],{"content":4476,"tag":4450,"scope":226,"align":226},"AOK 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bkk",{"content":3453,"tag":4450,"scope":226,"align":226},{"content":4619,"tag":4450,"scope":226,"align":226},"+0,62%",{"cells":4621},[4622,4623,4624],{"content":3559,"tag":4450,"scope":226,"align":226},{"content":3557,"tag":4450,"scope":226,"align":226},{"content":4594,"tag":4450,"scope":226,"align":226},{"cells":4626},[4627,4628,4629],{"content":3761,"tag":4450,"scope":226,"align":226},{"content":1594,"tag":4450,"scope":226,"align":226},{"content":4630,"tag":4450,"scope":226,"align":226},"+0,53%",{"cells":4632},[4633,4634,4635],{"content":3812,"tag":4450,"scope":226,"align":226},{"content":381,"tag":4450,"scope":226,"align":226},{"content":4485,"tag":4450,"scope":226,"align":226},{"cells":4637},[4638,4639,4640],{"content":3611,"tag":4450,"scope":226,"align":226},{"content":500,"tag":4450,"scope":226,"align":226},{"content":4534,"tag":4450,"scope":226,"align":226},{"cells":4642},[4643,4645,4646],{"content":4644,"tag":4450,"scope":226,"align":226},"Techniker Krankenkasse",{"content":331,"tag":4450,"scope":226,"align":226},{"content":4647,"tag":4450,"scope":226,"align":226},"+0,24%",{"cells":4649},[4650,4651,4652],{"content":3911,"tag":4450,"scope":226,"align":226},{"content":3909,"tag":4450,"scope":226,"align":226},{"content":4653,"tag":4450,"scope":226,"align":226},"+0,92%",{"cells":4655},[4656,4658,4659],{"content":4657,"tag":4450,"scope":226,"align":226},"WMF BKK",{"content":4064,"tag":4450,"scope":226,"align":226},{"content":4541,"tag":4450,"scope":226,"align":226},[],{"innerBlocks":4662,"name":4107,"postId":4099,"originalContent":4663,"get_parent":4664,"attributes":4665,"dynamicContent":19},[],"\u003Cp>Viele Krankenkassen haben Ende Dezember 2025 den Zusatzbeitrag für das Jahr 2026 festgelegt. Möglicherweise können im Laufe des Jahres 2026 noch weitere Krankenkassen hinzukommen.\u003C\u002Fp>",{},{"content":4666,"dropCap":18,"anchor":226},"Viele Krankenkassen haben Ende Dezember 2025 den Zusatzbeitrag für das Jahr 2026 festgelegt. Möglicherweise können im Laufe des Jahres 2026 noch weitere Krankenkassen hinzukommen.",{"innerBlocks":4668,"name":4098,"postId":4099,"originalContent":4669,"get_parent":4670,"attributes":4671,"dynamicContent":19},[],"\u003Ch2>So bewerten wir die Krankenkassen\u003C\u002Fh2>",{},{"content":4672,"level":73,"anchor":226},"So bewerten wir die Krankenkassen",{"innerBlocks":4674,"name":4107,"postId":4099,"originalContent":4675,"get_parent":4676,"attributes":4677,"dynamicContent":19},[],"\u003Cp>Wie wir die einzelnen Leistungen wie Hautscreening bewertet haben, kannst du in dieser Tabelle sehen. Ein ausführliches Bewertungsschema, in dem du erfährst, wie wir unsere Noten vergeben, findest du in unserem \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vRgzB-9rKnUylIbrzF-8C1VMA-Pnbcbrgqd3UBCr_180fGC_o4w4fen4rMsX2Il4Lgv9A3PwjKn3wfl\u002Fpub?output=pdf\">Transparenz-Dokument\u003C\u002Fa>.\u003C\u002Fp>",{},{"content":4678,"dropCap":18,"anchor":226},"Wie wir die einzelnen Leistungen wie Hautscreening bewertet haben, kannst du in dieser Tabelle sehen. Ein ausführliches Bewertungsschema, in dem du erfährst, wie wir unsere Noten vergeben, findest du in unserem \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vRgzB-9rKnUylIbrzF-8C1VMA-Pnbcbrgqd3UBCr_180fGC_o4w4fen4rMsX2Il4Lgv9A3PwjKn3wfl\u002Fpub?output=pdf\" class=\"app-link\">Transparenz-Dokument\u003C\u002Fa>.",{"innerBlocks":4680,"name":4441,"postId":4099,"originalContent":4681,"get_parent":4682,"attributes":4683,"dynamicContent":19},[],"\u003Cfigure class=\"wp-block-table\">\u003Ctable>\u003Cthead>\u003Ctr>\u003Cth>Kriterium\u003C\u002Fth>\u003Cth>Bewertung\u003C\u002Fth>\u003C\u002Ftr>\u003C\u002Fthead>\u003Ctbody>\u003Ctr>\u003Ctd>Hautscreening\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut: \u003C\u002Fstrong>ab 100€ Kostenübernahme für Hautkrebs-Screening für 18- bis 34-Jährige alle zwei Jahre im gesamten Bundesgebiet\u003Cbr>\u003Cstrong>Gut\u003Cstrong>: \u003C\u002Fstrong>\u003C\u002Fstrong>ab 50€ Kostenübernahme Hautkrebs-Screening für Versicherte von 18 bis 34 Jahre alle zwei Jahre, nur bei Vertragsärzten oder Kostenübernahme im Rahmen eines Gesundheitskontos ab 300€ insgesamt für verschiedene Leistungen, Kostenübernahme erfolgt in den meisten Bundesländern, Online-Hautcheck\u003Cbr>\u003Cstrong>Befriedigend\u003Cstrong>: \u003C\u002Fstrong>\u003C\u002Fstrong>unter 50€ Kostenübernahme, Hautkrebs-Screening im Rahmen eines Gesundheitskontos unter 300€ insgesamt für verschiedene Leistungen oder nur in einzelnen Regionen\u002FBundesländern\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Zusatzbeitrag\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut:\u003C\u002Fstrong> untere 25% der Zusatzbeiträge\u003Cbr>\u003Cstrong>Gut\u003C\u002Fstrong>: untere 25 bis 50% der Zusatzbeiträge\u003Cbr>Befriedigend: untere 50 bis 75% der Zusatzbeiträge\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Professionelle Zahnreinigung\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut\u003C\u002Fstrong>: ab 50€ Kostenübernahme für PZR\u003Cbr>\u003Cstrong>Gut:\u003C\u002Fstrong> ab 30€ Kostenübernahme für PZR oder ab 50€ Kostenübernahme im Rahmen des Gesundheitskontos\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>unter 30€ Kostenübernahme für PZR, unter 50€ Kostenübernahme im Rahmen des Gesundheitskontos oder nur Vertragszahnärzte\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Bonus\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut:\u003C\u002Fstrong> ab 150€ jährlich wiederholbare Geldprämie\u003Cbr>\u003Cstrong>Gut\u003C\u002Fstrong>: 100 - 149€ jährlich wiederholbare Geldprämie\u003Cbr>\u003Cstrong>Befriedigend:\u003C\u002Fstrong> unter 100€ jährlich wiederholbare Geldprämie\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Reiseimpfungen\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut\u003C\u002Fstrong>: Übernahme von 100% der Kosten, mind. 9 der von der STIKO empfohlenen Impfkosten werden bezahlt (auch Malariaprophylaxe).\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>Übernahme von mehr als 80% der Kosten und mind. 8 der empfohlenen Impfungen. Gesamtsumme der jährlichen Impfkosten ist begrenzt oder es werden nur Impfkosten voll und ärztliche Leistungen anteilig bezahlt. Erstattung über Gesundheitskonto\u003Cbr>\u003Cstrong>Befriedigend\u003C\u002Fstrong>: bis 80% der Kosten werden bezahlt\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Grippeschutzimpfung\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut\u003C\u002Fstrong>: volle Kostenübernahme ohne Altersbeschränkung und ohne Einschränkungen.\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>volle Kostenübernahme nur des Impfstoffes ohne Altersbeschränkung oder gesamte Kostenübernahme, aber nur zu 90%, Gesamtsumme der jährlichen Impfkosten ist begrenzt, bestimmte Einschränkungen gibt es, ärztliche Leistungen werden nur anteilig bezahlt.\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>Kostenübernahme nur zu 80%, nur anteilig, nur für einzelne Altersgruppen\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Kostenübernahme für rezeptfreie Medikamente\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut\u003C\u002Fstrong>: rezeptfreie Medikamente besonderer Therapierichtungen für Erwachsene ab 18 Jahre werden mit mehr als 100€ pro Jahr erstattet Oder: Erstattung möglich über Gesundheitskonto mit Gesamtbudget von mehr als 500€\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>rezeptfreie Medikamente besonderer Therapierichtungen für Erwachsene ab 18 Jahre werden zwischen 50€ und 99€ pro Jahr erstattet. Oder: Erstattung nur über Vertragsärzte \u002F im Rahmen eines Gesundheitskontos ab einem Gesamtbudget von 300€\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>rezeptfreie Medikamente besonderer Therapierichtungen für Erwachsene ab 18 Jahre werden unter 50€ pro Jahr erstattet. Oder: im Rahmen eines Gesundheitskontos unter 300€ Gesamtbudget\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Sportmedizinische Untersuchungen\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut\u003C\u002Fstrong>: sportmedizinische Untersuchungen werden alle zwei Jahre mit mindestens 60€ für den Basis-Check und 120€ für erweiterte Untersuchungen bei jedem Sportmediziner übernommen\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>anteilige Kostenübernahme (80% - 90% des Rechnungsbetrages) alle zwei Jahre bis zu 60€ für den Basis-Check und 120€ für erweiterte Untersuchungen bei jedem Sportmediziner oder im Rahmen eines Gesundheitskontos ab 300€ insgesamt für verschiedene Leistungen, Erstattung erfolgt, sofern ärztlich bescheinigte Risiken vorliegen\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>anteilige Kostenübernahme (weniger als 80%) oder im Rahmen eines Gesundheitskontos unter 300€ insgesamt für verschiedene Leistungen\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Osteopathie\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut\u003C\u002Fstrong>: ab 360€ Kostenerstattung oder im Rahmen eines Gesundheitskontos ab 500€ insgesamt für verschiedene Leistungen\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>Kostenerstattung von 240 - 359€ oder im Rahmen eines Gesundheitskontos ab 300€ insgesamt für verschiedene Leistungen\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>Kostenerstattung unter 240€ bzw. im Rahmen eines Gesundheitskontos unter 300€ insgesamt für verschiedene Leistungen\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Homöopathie\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut: \u003C\u002Fstrong>über 300€ Kostenübernahme für Homöopathie erfolgt ohne weitere Einschränkungen oder im Rahmen eines Gesundheitskontos ab 500€ insgesamt für verschiedene Leistungen\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>Kostenübernahme nur bei Vertragsärzten, nur anteilig, nicht in allen Bundesländern oder im Rahmen eines Gesundheitskontos ab 300€ insgesamt für verschiedene Leistungen\u003Cbr>\u003Cstrong>Befriedigend\u003C\u002Fstrong>: Kostenübernahme nur in ganz bestimmten Kliniken, bei ganz bestimmten Therapien oder nach 24 Monaten Ruhejahr bzw. im Rahmen eines Gesundheitskontos unter 300€ insgesamt für verschiedene Leistungen\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Zusätzliche Vorsorgeuntersuchungen für Kinder\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut: \u003C\u002Fstrong>U10, U11, J2 werden im gesamten Versorgungsgebiet voll bezahlt\u003Cbr>\u003Cstrong>Gut:\u003C\u002Fstrong> U10, U11, J2 werden anteilig bezahlt\u003Cbr>\u003Cstrong>Befriedigend:\u003C\u002Fstrong> Es werden weniger als drei Untersuchungen bezahlt oder Bezahlung erfolgt nur teilweise im Versorgungsgebiet.\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Zuschuss bei künstlicher Befruchtung\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut: \u003C\u002Fstrong>Zusätzlich zu den gesetzlichen 50 % werden mind. 25% der Behandlungskosten oder mind. 500€ für jeden der 3 Standard-Versuche bezahlt.\u003Cbr>\u003Cstrong>Gut:\u003C\u002Fstrong> Zusätzlich zu den gesetzlichen 50 % werden mind. 25% der Behandlungskosten oder 250 bis 499€ für jeden der 3 Standard-Versuche bezahlt.\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>Zusätzlich zu den gesetzlichen 50 % werden max. 24 % der Behandlungskosten oder bis zu 249€ für jeden der 3 Standard-Versuche bezahlt.\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Hebammenrufbereitschaft\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut:\u003C\u002Fstrong> Kostenübernahme in Höhe von mindestens 251€ für Hebammenrufbereitschaft bzw. 100% Kostenübernahme im Rahmen eines Gesundheitskontos ab 500€ insgesamt für verschiedene Leistungen\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>Kostenübernahme in Höhe von 200 - 250€ oder volle Kostenübernahme im Rahmen eines Gesundheitskontos ab 300€ insgesamt für verschiedene Leistungen oder anteilige Kostenübernahme im Rahmen eines Gesundheitskontos ab 500€\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>Kostenübernahme bis zu 199€ oder im Rahmen eines Gesundheitskontos unter 300€ insgesamt für verschiedene Leistungen\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Brustkrebsvorsorge\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut: \u003C\u002Fstrong>Zwei zusätzliche Früherkennungsuntersuchungen oder eine zusätzliche Brustkrebsvorsorge sowie ein Discovering Hands werden übernommen.\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>Die Krankenkasse übernimmt eine zusätzliche Früherkennungsuntersuchung oder Discovering Hands sowie einen MammaCare Kurs.\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>Discovering Hands oder MammaCare Kurs oder allg. Maßnahme zur Gendiagnostik, nur regional, nur für bestimmte Risikogruppen oder über Gesundheitskonto\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Online-Service\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut: \u003C\u002Fstrong>iOS + Android + Desktop\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>2 von 3\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>1 von 3\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Wahlleistungen (Selbstbehalt)\u003C\u002Ftd>\u003Ctd>Sehr gut: Selbstbehalt-Tarife werden\u003Cbr>angeboten. Das jährliche Risiko liegt für ein\u003Cbr>Durchschnittseinkommen von 30.000€ bei max. 150\u003Cbr>€.\u003Cbr>\u003Cstrong>Gut:\u003C\u002Fstrong> Selbstbehalt-Tarife werden\u003Cbr>angeboten. Das jährliche Risiko liegt für ein\u003Cbr>Durchschnittseinkommen von 30.000€ bei über 150\u003Cbr>€ bis max. 250€.\u003Cbr>\u003Cstrong>Befriedigend:\u003C\u002Fstrong> Selbstbehalt-Tarife werden\u003Cbr>angeboten. Das jährliche Risiko liegt für ein\u003Cbr>Durchschnittseinkommen von 30.000€ bei über 250\u003Cbr>€ oder es gibt Einschränkungen (z.B. Untergrenze für\u003Cbr>Einkommen oder nur in Verbindung mit anderen\u003Cbr>Wahltarifen z.B. mit WT Kostenerstattung).\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Wahlleistungen (Beitragsrückerstattung)\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Sehr gut:\u003C\u002Fstrong> Wahltarif Beitragsrückerstattung\u003Cbr>wird für alle Mitglieder ohne weitere Bedingungen\u003Cbr>angeboten. Für ein Durchschnittseinkommen von\u003Cbr>30.000€ gibt es eine Prämie von mindestens 200€.\u003Cbr>\u003Cstrong>Gut:\u003C\u002Fstrong> Wahltarif Beitragsrückerstattung\u003Cbr>wird für alle Mitglieder ohne weitere Bedingungen\u003Cbr>angeboten. Für ein Durchschnittseinkommen von\u003Cbr>30.000€ gibt es eine Prämie unter 200€.\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>mit Einschränkungen, z.B. nur für\u003Cbr>freiwillig Versicherte, nur für Azubis oder nur in\u003Cbr>Verbindung mit Prinzip Kostenerstattung\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Magen- und Darmkrebsvorsorge (Koloskopie)\u003C\u002Ftd>\u003Ctd>Volle Punktzahl, wenn die Untersuchung vor dem 50. Lebensjahr angeboten wird.\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Magen- und Darmkrebsvorsorge\u003Cbr>(Immunologischer Stuhltest)\u003C\u002Ftd>\u003Ctd>Volle Punktzahl, wenn die Untersuchung vor dem 50. Lebensjahr angeboten wird.\u003C\u002Ftd>\u003C\u002Ftr>\u003C\u002Ftbody>\u003C\u002Ftable>\u003C\u002Ffigure>",{},{"hasFixedLayout":18,"caption":226,"head":4684,"body":4692,"foot":4795,"anchor":226},[4685],{"cells":4686},[4687,4690],{"content":4688,"tag":4689,"scope":226,"align":226},"Kriterium","th",{"content":4691,"tag":4689,"scope":226,"align":226},"Bewertung",[4693,4698,4703,4708,4713,4719,4724,4730,4736,4741,4746,4751,4757,4762,4767,4772,4778,4784,4790],{"cells":4694},[4695,4696],{"content":70,"tag":4450,"scope":226,"align":226},{"content":4697,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut: \u003C\u002Fstrong>ab 100€ Kostenübernahme für Hautkrebs-Screening für 18- bis 34-Jährige alle zwei Jahre im gesamten Bundesgebiet\u003Cbr>\u003Cstrong>Gut\u003Cstrong>: \u003C\u002Fstrong>\u003C\u002Fstrong>ab 50€ Kostenübernahme Hautkrebs-Screening für Versicherte von 18 bis 34 Jahre alle zwei Jahre, nur bei Vertragsärzten oder Kostenübernahme im Rahmen eines Gesundheitskontos ab 300€ insgesamt für verschiedene Leistungen, Kostenübernahme erfolgt in den meisten Bundesländern, Online-Hautcheck\u003Cbr>\u003Cstrong>Befriedigend\u003Cstrong>: \u003C\u002Fstrong>\u003C\u002Fstrong>unter 50€ Kostenübernahme, Hautkrebs-Screening im Rahmen eines Gesundheitskontos unter 300€ insgesamt für verschiedene Leistungen oder nur in einzelnen Regionen\u002FBundesländern",{"cells":4699},[4700,4701],{"content":54,"tag":4450,"scope":226,"align":226},{"content":4702,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut:\u003C\u002Fstrong> untere 25% der Zusatzbeiträge\u003Cbr>\u003Cstrong>Gut\u003C\u002Fstrong>: untere 25 bis 50% der Zusatzbeiträge\u003Cbr>Befriedigend: untere 50 bis 75% der Zusatzbeiträge",{"cells":4704},[4705,4706],{"content":75,"tag":4450,"scope":226,"align":226},{"content":4707,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut\u003C\u002Fstrong>: ab 50€ Kostenübernahme für PZR\u003Cbr>\u003Cstrong>Gut:\u003C\u002Fstrong> ab 30€ Kostenübernahme für PZR oder ab 50€ Kostenübernahme im Rahmen des Gesundheitskontos\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>unter 30€ Kostenübernahme für PZR, unter 50€ Kostenübernahme im Rahmen des Gesundheitskontos oder nur Vertragszahnärzte",{"cells":4709},[4710,4711],{"content":64,"tag":4450,"scope":226,"align":226},{"content":4712,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut:\u003C\u002Fstrong> ab 150€ jährlich wiederholbare Geldprämie\u003Cbr>\u003Cstrong>Gut\u003C\u002Fstrong>: 100 - 149€ jährlich wiederholbare Geldprämie\u003Cbr>\u003Cstrong>Befriedigend:\u003C\u002Fstrong> unter 100€ jährlich wiederholbare Geldprämie",{"cells":4714},[4715,4717],{"content":4716,"tag":4450,"scope":226,"align":226},"Reiseimpfungen",{"content":4718,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut\u003C\u002Fstrong>: Übernahme von 100% der Kosten, mind. 9 der von der STIKO empfohlenen Impfkosten werden bezahlt (auch Malariaprophylaxe).\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>Übernahme von mehr als 80% der Kosten und mind. 8 der empfohlenen Impfungen. Gesamtsumme der jährlichen Impfkosten ist begrenzt oder es werden nur Impfkosten voll und ärztliche Leistungen anteilig bezahlt. Erstattung über Gesundheitskonto\u003Cbr>\u003Cstrong>Befriedigend\u003C\u002Fstrong>: bis 80% der Kosten werden bezahlt",{"cells":4720},[4721,4722],{"content":88,"tag":4450,"scope":226,"align":226},{"content":4723,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut\u003C\u002Fstrong>: volle Kostenübernahme ohne Altersbeschränkung und ohne Einschränkungen.\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>volle Kostenübernahme nur des Impfstoffes ohne Altersbeschränkung oder gesamte Kostenübernahme, aber nur zu 90%, Gesamtsumme der jährlichen Impfkosten ist begrenzt, bestimmte Einschränkungen gibt es, ärztliche Leistungen werden nur anteilig bezahlt.\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>Kostenübernahme nur zu 80%, nur anteilig, nur für einzelne Altersgruppen",{"cells":4725},[4726,4728],{"content":4727,"tag":4450,"scope":226,"align":226},"Kostenübernahme für rezeptfreie Medikamente",{"content":4729,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut\u003C\u002Fstrong>: rezeptfreie Medikamente besonderer Therapierichtungen für Erwachsene ab 18 Jahre werden mit mehr als 100€ pro Jahr erstattet Oder: Erstattung möglich über Gesundheitskonto mit Gesamtbudget von mehr als 500€\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>rezeptfreie Medikamente besonderer Therapierichtungen für Erwachsene ab 18 Jahre werden zwischen 50€ und 99€ pro Jahr erstattet. Oder: Erstattung nur über Vertragsärzte \u002F im Rahmen eines Gesundheitskontos ab einem Gesamtbudget von 300€\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>rezeptfreie Medikamente besonderer Therapierichtungen für Erwachsene ab 18 Jahre werden unter 50€ pro Jahr erstattet. Oder: im Rahmen eines Gesundheitskontos unter 300€ Gesamtbudget",{"cells":4731},[4732,4734],{"content":4733,"tag":4450,"scope":226,"align":226},"Sportmedizinische Untersuchungen",{"content":4735,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut\u003C\u002Fstrong>: sportmedizinische Untersuchungen werden alle zwei Jahre mit mindestens 60€ für den Basis-Check und 120€ für erweiterte Untersuchungen bei jedem Sportmediziner übernommen\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>anteilige Kostenübernahme (80% - 90% des Rechnungsbetrages) alle zwei Jahre bis zu 60€ für den Basis-Check und 120€ für erweiterte Untersuchungen bei jedem Sportmediziner oder im Rahmen eines Gesundheitskontos ab 300€ insgesamt für verschiedene Leistungen, Erstattung erfolgt, sofern ärztlich bescheinigte Risiken vorliegen\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>anteilige Kostenübernahme (weniger als 80%) oder im Rahmen eines Gesundheitskontos unter 300€ insgesamt für verschiedene Leistungen",{"cells":4737},[4738,4739],{"content":99,"tag":4450,"scope":226,"align":226},{"content":4740,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut\u003C\u002Fstrong>: ab 360€ Kostenerstattung oder im Rahmen eines Gesundheitskontos ab 500€ insgesamt für verschiedene Leistungen\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>Kostenerstattung von 240 - 359€ oder im Rahmen eines Gesundheitskontos ab 300€ insgesamt für verschiedene Leistungen\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>Kostenerstattung unter 240€ bzw. im Rahmen eines Gesundheitskontos unter 300€ insgesamt für verschiedene Leistungen",{"cells":4742},[4743,4744],{"content":103,"tag":4450,"scope":226,"align":226},{"content":4745,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut: \u003C\u002Fstrong>über 300€ Kostenübernahme für Homöopathie erfolgt ohne weitere Einschränkungen oder im Rahmen eines Gesundheitskontos ab 500€ insgesamt für verschiedene Leistungen\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>Kostenübernahme nur bei Vertragsärzten, nur anteilig, nicht in allen Bundesländern oder im Rahmen eines Gesundheitskontos ab 300€ insgesamt für verschiedene Leistungen\u003Cbr>\u003Cstrong>Befriedigend\u003C\u002Fstrong>: Kostenübernahme nur in ganz bestimmten Kliniken, bei ganz bestimmten Therapien oder nach 24 Monaten Ruhejahr bzw. im Rahmen eines Gesundheitskontos unter 300€ insgesamt für verschiedene Leistungen",{"cells":4747},[4748,4749],{"content":114,"tag":4450,"scope":226,"align":226},{"content":4750,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut: \u003C\u002Fstrong>U10, U11, J2 werden im gesamten Versorgungsgebiet voll bezahlt\u003Cbr>\u003Cstrong>Gut:\u003C\u002Fstrong> U10, U11, J2 werden anteilig bezahlt\u003Cbr>\u003Cstrong>Befriedigend:\u003C\u002Fstrong> Es werden weniger als drei Untersuchungen bezahlt oder Bezahlung erfolgt nur teilweise im Versorgungsgebiet.",{"cells":4752},[4753,4755],{"content":4754,"tag":4450,"scope":226,"align":226},"Zuschuss bei künstlicher Befruchtung",{"content":4756,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut: \u003C\u002Fstrong>Zusätzlich zu den gesetzlichen 50 % werden mind. 25% der Behandlungskosten oder mind. 500€ für jeden der 3 Standard-Versuche bezahlt.\u003Cbr>\u003Cstrong>Gut:\u003C\u002Fstrong> Zusätzlich zu den gesetzlichen 50 % werden mind. 25% der Behandlungskosten oder 250 bis 499€ für jeden der 3 Standard-Versuche bezahlt.\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>Zusätzlich zu den gesetzlichen 50 % werden max. 24 % der Behandlungskosten oder bis zu 249€ für jeden der 3 Standard-Versuche bezahlt.",{"cells":4758},[4759,4760],{"content":110,"tag":4450,"scope":226,"align":226},{"content":4761,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut:\u003C\u002Fstrong> Kostenübernahme in Höhe von mindestens 251€ für Hebammenrufbereitschaft bzw. 100% Kostenübernahme im Rahmen eines Gesundheitskontos ab 500€ insgesamt für verschiedene Leistungen\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>Kostenübernahme in Höhe von 200 - 250€ oder volle Kostenübernahme im Rahmen eines Gesundheitskontos ab 300€ insgesamt für verschiedene Leistungen oder anteilige Kostenübernahme im Rahmen eines Gesundheitskontos ab 500€\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>Kostenübernahme bis zu 199€ oder im Rahmen eines Gesundheitskontos unter 300€ insgesamt für verschiedene Leistungen",{"cells":4763},[4764,4765],{"content":118,"tag":4450,"scope":226,"align":226},{"content":4766,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut: \u003C\u002Fstrong>Zwei zusätzliche Früherkennungsuntersuchungen oder eine zusätzliche Brustkrebsvorsorge sowie ein Discovering Hands werden übernommen.\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>Die Krankenkasse übernimmt eine zusätzliche Früherkennungsuntersuchung oder Discovering Hands sowie einen MammaCare Kurs.\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>Discovering Hands oder MammaCare Kurs oder allg. Maßnahme zur Gendiagnostik, nur regional, nur für bestimmte Risikogruppen oder über Gesundheitskonto",{"cells":4768},[4769,4770],{"content":134,"tag":4450,"scope":226,"align":226},{"content":4771,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut: \u003C\u002Fstrong>iOS + Android + Desktop\u003Cbr>\u003Cstrong>Gut: \u003C\u002Fstrong>2 von 3\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>1 von 3",{"cells":4773},[4774,4776],{"content":4775,"tag":4450,"scope":226,"align":226},"Wahlleistungen (Selbstbehalt)",{"content":4777,"tag":4450,"scope":226,"align":226},"Sehr gut: Selbstbehalt-Tarife werden\u003Cbr>angeboten. Das jährliche Risiko liegt für ein\u003Cbr>Durchschnittseinkommen von 30.000€ bei max. 150\u003Cbr>€.\u003Cbr>\u003Cstrong>Gut:\u003C\u002Fstrong> Selbstbehalt-Tarife werden\u003Cbr>angeboten. Das jährliche Risiko liegt für ein\u003Cbr>Durchschnittseinkommen von 30.000€ bei über 150\u003Cbr>€ bis max. 250€.\u003Cbr>\u003Cstrong>Befriedigend:\u003C\u002Fstrong> Selbstbehalt-Tarife werden\u003Cbr>angeboten. Das jährliche Risiko liegt für ein\u003Cbr>Durchschnittseinkommen von 30.000€ bei über 250\u003Cbr>€ oder es gibt Einschränkungen (z.B. Untergrenze für\u003Cbr>Einkommen oder nur in Verbindung mit anderen\u003Cbr>Wahltarifen z.B. mit WT Kostenerstattung).",{"cells":4779},[4780,4782],{"content":4781,"tag":4450,"scope":226,"align":226},"Wahlleistungen (Beitragsrückerstattung)",{"content":4783,"tag":4450,"scope":226,"align":226},"\u003Cstrong>Sehr gut:\u003C\u002Fstrong> Wahltarif Beitragsrückerstattung\u003Cbr>wird für alle Mitglieder ohne weitere Bedingungen\u003Cbr>angeboten. Für ein Durchschnittseinkommen von\u003Cbr>30.000€ gibt es eine Prämie von mindestens 200€.\u003Cbr>\u003Cstrong>Gut:\u003C\u002Fstrong> Wahltarif Beitragsrückerstattung\u003Cbr>wird für alle Mitglieder ohne weitere Bedingungen\u003Cbr>angeboten. Für ein Durchschnittseinkommen von\u003Cbr>30.000€ gibt es eine Prämie unter 200€.\u003Cbr>\u003Cstrong>Befriedigend: \u003C\u002Fstrong>mit Einschränkungen, z.B. nur für\u003Cbr>freiwillig Versicherte, nur für Azubis oder nur in\u003Cbr>Verbindung mit Prinzip Kostenerstattung",{"cells":4785},[4786,4788],{"content":4787,"tag":4450,"scope":226,"align":226},"Magen- und Darmkrebsvorsorge (Koloskopie)",{"content":4789,"tag":4450,"scope":226,"align":226},"Volle Punktzahl, wenn die Untersuchung vor dem 50. Lebensjahr angeboten wird.",{"cells":4791},[4792,4794],{"content":4793,"tag":4450,"scope":226,"align":226},"Magen- und Darmkrebsvorsorge\u003Cbr>(Immunologischer Stuhltest)",{"content":4789,"tag":4450,"scope":226,"align":226},[],{"innerBlocks":4797,"name":4098,"postId":4099,"originalContent":4798,"get_parent":4799,"attributes":4800,"dynamicContent":19},[],"\u003Ch2>Häufig gestellte Fragen\u003C\u002Fh2>",{},{"content":4801,"level":73,"anchor":226},"Häufig gestellte Fragen",{"innerBlocks":4803,"name":4804,"postId":4099,"originalContent":226,"saveContent":226,"get_parent":4805,"attributes":4806},[],"acf\u002Faccordion",{},{"name":4804,"data":4807},{"accordion_0_accordion_headline":4808,"accordion_0_accordion_description":4809,"accordion_1_accordion_headline":4810,"accordion_1_accordion_description":4811,"accordion_2_accordion_headline":4812,"accordion_2_accordion_description":4813,"accordion_3_accordion_headline":4814,"accordion_3_accordion_description":4815,"accordion":68},"Gibt es Voraussetzungen für den Wechsel der gesetzlichen Krankenversicherung?","Wenn du neu bei deiner aktuellen Krankenkasse bist, musst du die Bindungsfrist von einem Jahr abwarten. Erst dann darfst du die Krankenkasse erneut wechseln. Dabei gibt es eine Ausnahme: Wenn die Krankenkasse den Zusatzbeitrag erhöht, hast du ein Sonderkündigungsrecht, unabhängig von der Bindungsfrist. Dann kannst du dir einfach eine neue gesetzliche Krankenversicherung aussuchen und dich bei dieser anmelden. In diesem Fall gilt eine Kündigungsfrist von 2 Monaten.","Wie kann ich meine gesetzliche Krankenversicherung wechseln?","Ein Wechsel deiner gesetzlichen Krankenversicherung ist in der Regel unkompliziert. Solange du die entsprechenden Bindungs- und Kündigungsfristen beachtest, kannst du dich einfach bei einer neuen gesetzlichen Krankenkasse anmelden. Deine neue Versicherung kümmert sich dann auch um die Kündigung deiner alten Krankenversicherung.","Wann gilt das Sonderkündigungsrecht bei gesetzlichen Krankenkassen?","Wenn deine bisherige gesetzliche Krankenversicherung den Zusatzbeitrag erhöht, hast du ein Sonderkündigungsrecht. Dieses kannst du ausüben, auch wenn die Bindungsfrist noch nicht abgelaufen ist und dich bei einer anderen gesetzliche Krankenversicherung anmelden.","Kann ich von einer privaten zu einer gesetzlichen Krankenkasse wechseln?","Wenn du bisher privat krankenversichert warst, ist der Wechsel in eine gesetzliche Krankenversicherung nur unter ganz bestimmten Voraussetzungen möglich. Wenn du etwa von einer Selbstständigkeit in ein Angestelltenverhältnis wechselst und dabei nicht mehr als die Versicherungspflichtgrenze (Jahresarbeitsentgeltgrenze) verdienst, entsteht eine gesetzliche Versicherungspflicht und du kannst in die gesetzliche Krankenversicherung wechseln.",[4817,4820],{"title":4818,"link":4819},"Vergleich","\u002Fvergleich\u002F",{"title":4821,"link":226},"Gesetzliche Krankenversicherung","cG9zdDozMDc3NTYw",{"__typename":4824,"metaDesc":4825,"opengraphType":4826,"opengraphTitle":4827,"opengraphSiteName":4828,"opengraphImage":4829,"metaRobotsNoindex":4836,"metaRobotsNofollow":4837,"opengraphDescription":4825,"opengraphModifiedTime":4838,"opengraphPublishedTime":226,"twitterTitle":226,"twitterDescription":226,"title":4827,"readingTime":753},"PostTypeSEO","Die besten gesetzlichen Krankenversicherungen im Vergleich: BKK Firmus, HKK, Audi BKK TK, HEK, R+V BKK, DAK, Barmer, AOK, Bahn BKK","article","Krankenkassenvergleich 07\u002F2026: Beste GKV finden","Finanzfluss",{"__typename":4830,"sourceUrl":4831,"mediaDetails":4832},"MediaItem","https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2023\u002F12\u002Fheader-krankenkasse.jpg",{"__typename":4833,"width":4834,"height":4835},"MediaDetails",1280,720,"index","follow","2026-04-07T10:24:39+00:00","Krankenkassenvergleich 2026","https:\u002F\u002Fvg05.met.vgwort.de\u002Fna\u002F48ac735665cb442da17d76e020d084f6","\u002Fvergleich\u002Fgesetzliche-krankenversicherung\u002F","main-comparison",1784640732749]