[{"data":1,"prerenderedAt":85778},["ShallowReactive",2],{"comparison-girokonto-comdirect":3},{"isTestPage":4,"directusData":5,"subComparisons":7234,"testPages":10102,"page":85615,"uri":85776,"type":85777},true,{"id":6,"slug":7,"title":8,"text":9,"date_updated":10,"custom_table_columns":11,"comparison":12,"product":4455,"previews":4458,"user_created":4459,"items":4465,"table_columns":7170,"disclaimer":233,"product_selection_title":21},2,"comdirect","Comdirect Girokonto","\u003Cp>Das Comdirect Girokonto ist ein Konto, das unter bestimmten Bedingungen kostenlos geführt werden kann. Ein großer Vorteil dieses Kontos ist die Möglichkeit, weltweit Geld abzuheben. Dieses Konto bietet dir viele Leistungen, die deinen Alltag erleichtern können. Du fragst dich, ob das Comdirect Girokonto das Richtige für dich ist? Dann schau dir die Konditionen genauer an und vergleiche das Konto mit anderen Angeboten auf dieser Seite.\u003C\u002Fp>","2026-06-01T07:24:03.983Z",null,{"title":13,"slug":14,"date_updated":15,"factsheet":16,"product_selection_title":21,"default_parameters":22,"table_columns":35,"table_sort":227,"disclaimer":233,"user_created":234,"items":238},"Girokonto-Vergleich","girokonto","2026-07-09T09:27:06.988Z",[17],{"key":18,"value":19,"icon":20,"label":18},"Befragte Personen","1.193","users","Deine Girokonto Auswahl",[23,27,31],{"title":24,"key":25,"value":26},"Geldeingang p.M.","monthlyDeposit","1000",{"title":28,"key":29,"value":30},"Ø Abhebebetrag p.M.","monthlyWithdrawal","800",{"title":32,"key":33,"value":34},"Abhebungen p.M.","monthlyWithdrawalCount","4",[36,40,44,48,53,59,63,70,75,79,84,88,91,94,98,101,107,113,117,120,123,127,130,133,139,143,146,150,154,157,162,166,171,176,180,184,189,194,198,202,205,210,214,217,221,224],{"key":37,"type":37,"active":4,"label":38,"filterable":39},"provider","Anbieter",false,{"key":41,"type":42,"active":4,"label":43,"filterable":39},"label","product","Konto",{"key":45,"type":46,"active":4,"label":47,"custom_cta":11,"custom_cta_no_affiliate":11},"url","cta","Angebot",{"label":49,"key":50,"type":51,"active":4,"description":52},"Gesamtkosten p.M.","total_costs","text","\u003Cp>Für die Gesamtkosten berechnen wir die Kontoführungsgebühr und die Kosten für Abhebungen am Geldautomaten. Bei der Kontoführungsgebühr wird der Geldeingang berücksichtigt, weitere Faktoren wie das Alter, Ausbildungszeit oder Nutzung eines Depots fließen nicht ein. Die Kosten für die Abhebungen werden für die günstigste Karte berechnet. Dafür wird der durchschnittliche Abhebebetrag pro Monat gleichmäßig auf die einzelnen Abhebungen verteilt.\u003C\u002Fp>",{"key":54,"type":54,"active":4,"description":55,"label":56,"options":57,"sort_options":58,"sortable":39},"rating","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Hier sind \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSFKdS9x1_dPbLJyYOS4fRDDONf5Xm1JBm34ABrtMGn0O0oADA4CzM6HlkSAHLC0ItxEBh0oTDBTLt1\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa>.\u003C\u002Fspan>\u003C\u002Fp>","Girokonto-Test",[],[],{"key":60,"type":51,"active":4,"label":61,"mobile_rank":62},"account_maintenance_fee","Kontoführungsgebühr p.M.",1,{"key":64,"type":65,"active":4,"label":66,"options":67,"mobile_rank":69},"girocard","image","Girocard p.M.",[68],"icons-filled",3,{"key":71,"type":65,"active":4,"label":72,"options":73,"mobile_rank":74},"debitcard","Debitkarte p.M.",[68],4,{"key":76,"type":65,"active":4,"label":77,"options":78,"mobile_rank":11},"creditcard","Kreditkarte p.M.",[68],{"key":80,"type":65,"active":4,"label":81,"options":82},"contactless_payment_services","Mobile Bezahldienste",[83],"disable-tooltip",{"key":85,"type":51,"active":4,"label":86,"description":87},"free_withdrawals_per_month","Anzahl kostenloser Abhebungen im Monat","\u003Cp>Beachte, dass Geldautomatenbetreiber im In- und Ausland ein zusätzliches Entgelt verlangen können, auf das die Bank keinen Einfluss hat.\u003C\u002Fp>",{"key":89,"type":51,"active":4,"label":90},"fee_withdrawal_euro_countries","Gebühr für Abhebung im Euro-Ausland",{"key":92,"type":51,"active":39,"label":93},"fee_withdrawal_100_euro_countries","Gebühr für 100€-Abhebung im Euro-Ausland",{"key":95,"type":51,"active":4,"label":96,"description":97},"fee_withdrawal_non_euro_countries","Gebühr für Abhebung in Fremdwährung","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Im Nicht-Euro-Ausland können Gebühren für das Abheben und den Währungstausch anfallen.\u003C\u002Fspan>\u003C\u002Fp>",{"key":99,"type":51,"active":39,"label":100},"fee_withdrawal_100_non_euro_countries","Gebühr für 100€-Abhebung im Nicht-Euro-Ausland",{"key":102,"type":103,"active":4,"label":104,"description":105,"options":106},"deposit_money","check","Geld einzahlen","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Unter Geld einzahlen verstehen wir, dass Bargeld ab 100€ überregional an einer Vielzahl von Stellen eingezahlt werden kann. Zudem werden nur Möglichkeiten zum Einzahlen angezeigt, die mit der günstigsten Bankkarte funktionieren.\u003C\u002Fspan>\u003C\u002Fp>",[68],{"key":108,"type":109,"active":4,"value":11,"field":110,"label":111,"description":112,"mobile_rank":6},"atm_network","atmnetwork","atm_networks_id.machines_count","Anzahl Geldautomaten","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Ein Geldautomatenverbund ist ein Zusammenschluss von Banken, um den Kunden möglichst viele Geldautomaten anzubieten. Angezeigt wird in unserem Vergleich die Anzahl der Geldautomaten, die man mit der günstigsten enthaltenen Bankkarten nutzen kann.\u003C\u002Fspan>\u003C\u002Fp>",{"label":114,"key":115,"type":103,"active":4,"description":116},"Bargeld im Handel abheben","cash_in_retail","\u003Cp>Viele Banken ermöglichen, im Handel (z.B. an Supermarktkassen) Bargeld zu beziehen.\u003C\u002Fp>",{"key":118,"type":51,"active":4,"label":119},"fee_payment_euro_countries","Gebühr für Zahlung im Euro-Ausland",{"key":121,"type":51,"active":39,"label":122},"fee_payment_100_euro_countries","Gebühr für 100€-Zahlung im Euro-Ausland",{"key":124,"type":51,"active":4,"label":125,"description":126},"fee_payment_non_euro_countries","Gebühr für Zahlung in Fremdwährung","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Wie beim Abheben entstehen bei Zahlungen im Nicht-Euro-Ausland üblicherweise Kosten für den Währungstausch.\u003C\u002Fspan>\u003C\u002Fp>",{"key":128,"type":51,"active":39,"label":129},"fee_payment_100_non_euro_countries","Gebühr für 100€-Zahlung im Nicht-Euro-Ausland",{"label":131,"key":132,"type":103,"active":4},"Kostenlose SEPA-Überweisung","free_wire",{"key":134,"label":135,"type":136,"active":39,"description":137,"options":138},"real_time_bankwire","Echtzeitüberweisung","multicheck","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Mit einer Echtzeitüberweisung kann jederzeit (auch an Sonn- und Feiertagen) Geld innerhalb von maximal 20 Sekunden überwiesen werden. Im Vergleich geben wir an, ob das Senden und Empfangen von Echtzeitüberweisungen möglich ist und wie viel das Senden kostet.\u003C\u002Fspan>\u003C\u002Fp>",[68],{"label":140,"key":141,"type":103,"active":4,"description":142},"Geld senden und empfangen mit Wero","wero","\u003Cp>Wero ist ein europaweiter Echtzeit-Bezahldienst.\u003C\u002Fp>",{"label":144,"key":145,"type":103,"active":4},"Zinsen auf dem Girokonto","giro_interest",{"label":147,"key":148,"type":103,"active":4,"description":149},"Kostenloses Tagesgeld mit Zinsen","free_daily_account_interests","\u003Cp>Die genauen Konditionen der Tagesgeldkonten findest du in unserem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fvergleich\u002Ftagesgeld\u002F\" target=\"_blank\" rel=\"noopener\">Tagesgeld-Vergleich\u003C\u002Fa>. Kostenlose Unterkonten wie Pockets oder Spaces, auf denen es Zinsen gibt, zeigen wir ebenfalls an.\u003C\u002Fp>",{"key":151,"type":51,"active":4,"label":152,"description":153},"free_sub_accounts","Anzahl kostenloser Unterkonten","\u003Cp>Als Unterkonten zählen wir Pockets, Spaces, Shares und Tagesgeldkonten.\u003C\u002Fp>",{"key":155,"type":51,"active":39,"label":156},"custody_fee","Verwahrentgelt",{"key":158,"type":159,"active":4,"label":160,"description":161},"customer_support","icons","Telefon-\u002FChat-Support","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Der Telefon- und Chat-Support bezieht sich auf den allgemeinen Kundenservice. Daher zählt etwa eine telefonische Sperrhotline nicht.\u003C\u002Fspan>\u003C\u002Fp>",{"key":163,"type":103,"active":4,"label":164,"options":165},"branches","Filialen",[],{"key":167,"type":65,"active":4,"options":168,"label":170},"online_banking",[169],"transparent","Online-Banking",{"label":172,"key":173,"type":65,"active":39,"options":174,"description":175},"App-Bewertung","app_rating",[169],"\u003Cp>Für die App-Bewertung haben wir den Durchschnitt von den Bewertungen im Apple- und Google-Store gebildet. Bei mehreren Apps wurde jeweils die zuerst angezeigte App verwendet (TAN-Apps ausgenommen).\u003C\u002Fp>",{"label":177,"key":178,"type":65,"active":4,"options":179},"App-Bewertung (iOS)","app_rating_ios",[169],{"label":181,"key":182,"type":65,"active":4,"options":183},"App-Bewertung (Android)","app_rating_android",[169],{"label":185,"key":186,"type":65,"active":4,"options":187,"description":188},"Ident-Verfahren","ident_method",[169],"\u003Cp>Bei der Eröffnung des Girokontos wird deine Identität per Ident-Verfahren überprüft. Typisch sind E-, Video- und Post-Ident. Bei E-Ident wird die Online-Ausweisfunktion des Personalausweises genutzt.\u003C\u002Fp>",{"label":190,"key":191,"type":65,"active":4,"options":192,"description":193},"TAN-Verfahren","tan_method",[169],"\u003Cp>Mithilfe eines TAN-Verfahrens können Transaktionen freigegeben werden. Typische TAN-Verfahren sind SMS, Chip, Push, Photo und QR.\u003C\u002Fp>",{"key":195,"type":103,"active":4,"label":196,"options":197},"depot","Kostenloses Depot",[68],{"key":199,"type":103,"active":4,"label":200,"options":201},"account_switching_service","Kontowechsel-Service",[68],{"key":203,"type":51,"active":4,"label":204},"overdraft_interest","Dispozins",{"label":206,"key":207,"type":208,"active":4,"description":209},"Gesetzliche Einlagensicherung","deposit_protection","flag","\u003Cp>In der EU sind Bankeinlagen bis 100.000€ gesetzlich durch nationale Sicherungssysteme geschützt.\u003C\u002Fp>",{"key":211,"type":212,"active":39,"label":213},"price_performance","link","Preis- und Leistungsverzeichnis",{"key":215,"label":216,"type":212,"active":39},"fee_information","Entgeltinformation",{"key":218,"type":219,"active":4,"label":220,"filterable":39,"filter_type":11,"filter_options":11,"filter_condition":11},"special_features","features","Besondere Eigenschaften",{"key":222,"type":51,"active":39,"label":223},"starting_premium","Startprämie",{"label":225,"key":226,"type":103,"active":39},"Kostenlos für Studenten","is_free_for_students",[228,230],{"label":49,"key":50,"sort":229,"default_sort":39},"asc",{"label":231,"key":54,"sort":232,"default_sort":4},"Testnote","desc","\u003Cp>Quellen: Konditionen-Verzeichnisse und Website-Auskünfte der Banken\u003C\u002Fp>\n\u003Cp>Hinweis: Wir können leider keine Gewähr für die Aktualität, Richtigkeit und Vollständigkeit der Informationen auf dieser Seite übernehmen. Auf den Webseiten der entsprechenden Anbieter findest du alle aktuellen Produkt- und Preisinformationen. Die aufgeführten Konditionen im Vergleich beziehen sich auf Neukunden. Wie wir die Punkte für einzelne Konditionen vergeben, findest du in \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSFKdS9x1_dPbLJyYOS4fRDDONf5Xm1JBm34ABrtMGn0O0oADA4CzM6HlkSAHLC0ItxEBh0oTDBTLt1\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unserer Übersicht\u003C\u002Fa>. Als Highlights heben wir den Testsieger sowie besonders attraktive Angebote (z.B. eine hohe Startprämie) bei Produkten mit der Note „sehr gut“ farblich hervor.\u003C\u002Fp>\n\u003Cp data-pm-slice=\"1 1 []\">*Das ist ein Werbe- oder Affiliate-Link. Wenn du darauf klickst und etwas kaufst oder abschließt, erhalten wir eine Provision. Für dich entstehen dadurch keine Mehrkosten und du unterstützt damit unsere Arbeit. Unsere Produktbewertungen bleiben davon unbeeinflusst. Erfahre hier, \u003Ca class=\"ProsemirrorEditor-link\" href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fso-verdienen-wir-geld\u002F\">wie wir uns finanzieren\u003C\u002Fa>.\u003C\u002Fp>",{"first_name":235,"last_name":236,"avatar":237},"Stephan","Kintrup","559880e3-3ca9-4bcb-a46c-037973e6d26c",[239,392,474,601,679,758,832,920,977,1064,1146,1213,1293,1369,1442,1517,1598,1684,1760,1871,1962,2031,2092,2174,2257,2341,2419,2495,2579,2641,2699,2755,2836,2891,2976,3031,3105,3164,3249,3321,3387,3444,3506,3561,3617,3704,3752,3803,3858,3906,3956,4007,4066,4125,4194,4251,4307,4379],{"item":240},{"free_daily_account_interests":4,"wero":4,"without_schufa":39,"free_wire":4,"cash_in_retail":4,"giro_interest":39,"joint_account_possible":4,"same_primary_residence_required":39,"is_free_for_students":11,"deposit_money":4,"account_switching_service":4,"depot":39,"branches":4,"id":241,"free_sub_accounts":242,"card_preview":243,"app_rating":244,"cash_limit_per_day":245,"cash_limit_per_week":245,"cash_limit_per_month":11,"debitcard_description":246,"girocard_description":246,"deposit_protection_description":247,"giro_interest_description":11,"wero_description":11,"free_daily_account_interests_description":248,"button_info_description":11,"joint_accounts_card_count_description":249,"app_rating_android_description":11,"app_rating_ios_description":11,"is_free_for_students_description":11,"same_primary_residence_required_value":11,"same_primary_residence_required_description":11,"account_type_description":11,"joint_account_possible_value":11,"joint_account_possible_description":11,"giro_interest_value":11,"total_costs_description":11,"branches_value":11,"depot_value":11,"additional_callout_description":11,"customer_support_description":11,"tan_method_description":11,"ident_method_description":11,"cash_in_retail_description":11,"free_wire_description":11,"app_rating_description":11,"sustainability_score_description":250,"customer_service_description":11,"real_time_bankwire_description":11,"starting_premium_description":11,"account_maintenance_fee_description":251,"fee_withdrawal_euro_countries_description":11,"fee_withdrawal_non_euro_countries_description":252,"fee_payment_euro_countries_description":11,"fee_payment_non_euro_countries_description":253,"free_withdrawals_per_month_description":254,"fee_withdrawal_100_euro_countries_description":11,"fee_payment_100_euro_countries_description":11,"deposit_money_description":255,"fee_payment_100_non_euro_countries_description":253,"fee_withdrawal_100_non_euro_countries_description":253,"label_description":11,"depot_description":11,"free_sub_accounts_description":256,"branches_description":11,"support_description":11,"custody_fee_description":11,"overdraft_interest_description":257,"contactless_payment_services_description":11,"creditcard_description":258,"country":259,"real_time_bankwire":261,"customer_support":266,"account_type":11,"child_account_conditions":11,"support":268,"special_features":269,"student_rating":11,"rating_joint_account":272,"rating":272,"bank_sustainability_rating":273,"rating_without_schufa":11,"fee_payment_euro_countries":274,"fee_withdrawal_100_euro_countries":275,"fee_payment_100_euro_countries":274,"custody_fee":11,"creditcard_value":276,"debitcard_value":277,"girocard_value":277,"account_maintenance_fee":278,"overdraft_interest":279,"fee_payment_non_euro_countries":280,"fee_payment_100_non_euro_countries":281,"fee_withdrawal_100_non_euro_countries":275,"additional_callout":11,"tan_method_value":11,"ident_method_value":11,"custom_cta":11,"min_fee_withdrawal":11,"max_fee_withdrawal":11,"percentile_fee_withdrawal":11,"fixed_fee_withdrawals":282,"max_amount_free_withdrawals":11,"necessary_deposits":11,"account_fees_without_deposits":278,"account_fees_with_deposits":278,"app_rating_value":283,"sustainability_score":284,"fee_information_description":11,"fee_information":11,"real_time_bankwire_value":285,"price_performance_description":11,"free_withdrawals_per_month":286,"starting_premium":11,"fee_withdrawal_euro_countries":287,"deposit_protection":288,"button_info":11,"joint_accounts_card_count":289,"app_rating_android_value":290,"app_rating_ios_value":283,"student_account_url":11,"account_type_value":11,"label":291,"status":292,"date_updated":293,"date_created":294,"fee_withdrawal_non_euro_countries":295,"url":296,"price_performance":11,"user_updated":297,"user_created":298,"online_banking":299,"contactless_payment_services":315,"atm_network":321,"ident_method":326,"tan_method":337,"joint_account_type_chips":353,"provider":355,"girocard":363,"debitcard":372,"creditcard":382,"app_rating_ios":384,"app_rating_android":388},40,10,102,6,2500,"\u003Cp>Girocard Debit-Mastercard ist gleichzeitig eine Mastercard-Debitkarte, unter 18-Jährige kostenlos, für 18- bis 27-Jährige 6€ pro Jahr, sonst 15€ pro Jahr.\u003C\u002Fp>","\u003Cp>Bis 100.000€ (gesetzlich, freiwillig unbegrenzt) über die BVR Institutssicherung GmbH (Sicherungseinrichtung des Bundesverbandes der Deutschen Volksbanken und Raiffeisenbanken).\u003C\u002Fp>","\u003Cp>GLS Tagesgeldkonto\u003C\u002Fp>","\u003Cp>Karten sind kostenpflichtig\u003C\u002Fp>","\u003Cp>🟢 Klimaschutz: 96%\u003C\u002Fp>\n\u003Cp>🟢 Korruption: 98%\u003C\u002Fp>\n\u003Cp>🟢 Gender Equality: 100%\u003C\u002Fp>\n\u003Cp>🟢 Menschenrechte: 100%\u003C\u002Fp>\n\u003Cp>🟢 Arbeitsrechte: 100%\u003C\u002Fp>\n\u003Cp>🟢 Biodiversität: 95%\u003C\u002Fp>\n\u003Cp>🟢 Steuern: 97%\u003C\u002Fp>","\u003Cp>3,80€ pro Monat plus 60€\u002FJahr GLS-Beitrag. Unter 27 Jahren: Kostenlos plus 12€\u002FJahr. Unter 18 Jahren kostenlos.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">1% (min. 4€) Abhebegebühr zzgl. 1% (min. 0,77€, max. 3,83€) Fremdwährungsgebühr, Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard (Nicht-EWR)\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard (Nicht-EWR)\u003C\u002Fp>","\u003Cp>Es kann unbegrenzt kostenlos an den 17.300 Bankcard-Geldautomaten abgehoben werden.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Kostenpflichtig bei Reisebank, an GLS-Automaten kostenlos\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"Es können beliebig viele kostenpflichtige Girokonten (mit eigener IBAN) und kostenlose Tagesgeldkonten (ohne eigene IBAN) eröffnet werden."}\" data-sheets-userformat=\"{"2":769,"3":{"1":0},"11":3,"12":0}\">Es können beliebig viele kostenpflichtige Girokonten (je 3,80€\u002FMonat) und kostenlose Tagesgeldkonten eröffnet werden (immer mit dem Girokonto als Referenzkonto).\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Ab 10.000€: 9,109%\u003C\u002Fp>","\u003Cp>30€ pro Jahr. Auch eine Visa Card ist möglich.\u003C\u002Fp>",[260],"germany",[262,264],{"label":263,"value":4},"Senden",{"label":265,"value":4},"Empfangen",[267],"tel",[267],[270],{"feature":271,"rating":4},"Girokonto bei einer nachhaltigen Bank",2.33753,4.04584,"0€","4€","2,50€","1,25€","8,80€","2,109%","1% (min. 0,77€, max. 3,83€)","1€","0","4,8 \u002F 5","🟢 98 \u002F 100 (gut)","0€ \u002F 0€","Unbegrenzt","1% (min. 4€)","DE","0 kostenlose Karten","4,7 \u002F 5","GLS Konto","published","2026-06-09T10:31:57.476Z","2023-09-06T13:55:43.903Z","1% (mind. 4,77€)","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fgls-bank-girokonto","c5b7e7d7-f137-4e71-8f2b-cdc2cb1756b9","6ebe8871-94f7-4aab-8ed8-0e664d778501",[300,305,310],{"label":301,"logo":302},"iOS",{"id":303,"filename_download":304},"a40f229c-5897-415c-b652-25595e19fae2","Icon Apple.svg",{"label":306,"logo":307},"Android",{"id":308,"filename_download":309},"4d429123-d4a6-4760-b772-601dbd90e949","Icon 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data-sheets-root=\"1\">Die Sparkassen-Card (Debitkarte) gibt es kostenlos zum Girokonto dazu. Mit ihr kann weltweit bargeldlos an allen Girocard- und Mastercard-Akzeptanzstellen bezahlt werden.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Bis 100.000€ (gesetzlich, freiwillig unbegrenzt) über die Institutssicherung der Sparkassen, Landesbanken und Landesbausparkassen (auch Haftungsverbund der Sparkassen-Finanzgruppe genannt).\u003C\u002Fp>","\u003Cp>S-Tagesgeld\u003C\u002Fp>","\u003Cp>Sparkassen-Card (Debitkarte) \u003C\u002Fp>","\u003Cp>Filialen nur im Raum Hamburg\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Bis zum 30. Lebensjahr kostenlos, sonst jährlich 0,195% vom Kurswert (in €) am 31.12. (mind. allerdings 10€).\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Bis zum 23. Lebensjahr gibt es keine Kontoführungsgebühr, vom 23. bis 30. Lebensjahr kostet das Konto 4,95€ mtl. und ab dem 30. Lebensjahr kostet das Konto 9,95€ mtl.\u003Cspan data-sheets-root=\"1\">Bis zum 23. Lebensjahr gibt es keine Kontoführungsgebühr, vom 23. bis 30. Lebensjahr kostet das Konto 4,95€ mtl. und ab dem 30. Lebensjahr kostet das Konto 9,95€ mtl.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>1,25% (min. 5€) Abhebegebühr zzgl. 1,5% (min. 1€) Fremdwährungsgebühr. Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank (EWR), Wechselkurs von Visa oder Mastercard (je nach Karte im Nicht-EWR)\u003C\u002Fp>","\u003Cp>Es kann unbegrenzt kostenlos an den 23.574 Sparkassen-Geldautomaten abgehoben werden.\u003C\u002Fp>","\u003Cp>\u003Cspan style=\"font-size: 10pt; font-family: Arial; font-style: normal;\" data-sheets-value=\"{"1":2,"2":"Verfügungen im girocard-System in Euro kostenlos"}\" data-sheets-userformat=\"{"2":4609,"3":{"1":0},"12":0,"15":"Arial"}\">Verfügungen im girocard-System in Euro kostenlos\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Abhängig von der Bonität\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Jährlich 36€\u003C\u002Fspan>\u003C\u002Fp>",[260],[1231,1232],{"label":263,"value":4},{"label":265,"value":4},[267,621],[267,621],3.32603,"4,95€","9,95€","9,69% - 11,69%","1,5% (min. 1€)","5€","1% (min. 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Tagesgeld-Pocket\u003C\u002Fp>","\u003Cp>Das Gemeinschaftskonto ergänzt das Hauptkonto und kann nicht ohne jeweils eigenes Girokonto bei C24 geführt werden.\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n\u003Cp>Giro- oder Debitkarten (die Karten vom persönlichen Konto können mit dem Gemeinschaftskonto verknüpft werden, oder es kann je eine kostenlose virtuelle Mastercard erstellt werden). \u003C\u002Fp>","\u003Cp>Echtes Gemeinschaftskonto oder Shared Space mit unbegrenzter Anzahl an Teilnehmern möglich\u003C\u002Fp>","\u003Cp>Das Guthaben auf dem Girokonto wird mit 0,5% verzinst.\u003C\u002Fp>","\u003Cp>75€ Bonus bei C24 Kontoeröffnung und Umzug über den Check24 Kontoumzug (über unseren Link oder mit dem Code „C24FINANZF75“). Das alte Konto muss geschlossen werden. Außerdem erhältst du 0,50% Zinsen auf dem Tagesgeldkonto und 0,50% Zinsen auf dem Girokonto. Weitere Konditionen auf der Website des Anbieters.\u003C\u002Fp>","75€ Bonus bei C24 Kontoeröffnung und Umzug über den Check24 Kontoumzug (über unseren Link oder mit dem Code „C24FINANZF75“). Das alte Konto muss geschlossen werden. Weitere Konditionen auf der Website des Anbieters.","\u003Cp>20 Abhebungen pro Monat kostenlos, danach je Abhebung 2€\u003C\u002Fp>","\u003Cp>20 Abhebungen pro Monat kostenlos, danach je Abhebung 2€, Wechselkurs: Mastercard\u003C\u002Fp>","\u003Cp>1x pro Monat bei teilnehmenden Handelspartnern kostenlos, danach 1,75%\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Mit eigener IBAN, darunter ein Tagesgeldkonto"}\" data-sheets-userformat=\"{"2":771,"3":{"1":0},"4":{"1":3,"3":2},"11":3,"12":0}\">Mit eigener IBAN, darunter ein Tagesgeldkonto\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Abhängig von der Bonität, bei Gemeinschaftskonten ist kein Dispo möglich.\u003C\u002Fp>",[1310,1311],{"label":263,"value":4},{"label":265,"value":4},[267,621],[267,621],[1315],{"feature":1316,"rating":4},"1% Cashback (max. 24€ p.M.)",3.94355,"7,49% bis 11,49%","75€ + 0,50% p.a.","oder mit anderem Konto","20","75€","2 kostenlose Karten; nur mit je eigenem 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Max","2026-05-11T06:26:19.233Z","2024-01-16T10:45:29.883Z","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fc24-max",[1329,1331,1333],{"label":301,"logo":1330},{"id":303,"filename_download":304},{"label":306,"logo":1332},{"id":308,"filename_download":309},{"label":311,"logo":1334},{"id":313,"filename_download":314},[1336,1338],{"label":317,"logo":1337},{"id":319,"filename_download":320},{"label":534,"logo":1339},{"id":536,"filename_download":537},[1341],{"atm_networks_id":1342},{"label":374,"machines_count":547},[1344,1346],{"label":328,"image":1345},{"id":330,"filename_download":331},{"label":550,"image":1347},{"id":552,"filename_download":553},[1349],{"label":344,"image":1350},{"id":346,"filename_download":347},[1352,681],8,{"label":1354,"tan_method_value":11,"tan_method_description":11,"ident_method_value":11,"ident_method_description":11,"customer_support":11,"customer_support_description":11,"app_rating_value":11,"app_rating_description":11,"branches":39,"branches_description":11,"bic":1355,"app_rating":11,"logo":1358},"C24 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data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Virtuelle Mastercard kostenlos erhältlich"}\" data-sheets-userformat=\"{"2":11011,"3":{"1":0},"4":{"1":2,"2":15374745},"11":3,"12":0,"14":{"1":2,"2":0},"16":10}\">\u003Cspan data-sheets-formula-bar-text-style=\"font-size:13px;color:#000000;font-weight:normal;text-decoration:none;font-family:'Arial';font-style:normal;text-decoration-skip-ink:none;\">Die Girocard Debit-Mastercard ist gleichzeitig eine Debitkarte.\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Girocard Debit-Mastercard (Die Girocard ist gleichzeitig eine Mastercard-Debitkarte)\u003C\u002Fp>","\u003Cp>MEIN Tagesgeld\u003C\u002Fp>","\u003Cp>Nur eine Filiale in Bad Homburg, aber Videoberatung ortsunabhängig möglich.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">1 % (min. 5€) Abhebegebühr + 1,5%  Fremdwährungsgebühr, Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank (EWR), Wechselkurs von Mastercard (je nach Karte im Nicht-EWR)\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Mind. 1€, max. 5€"}\" data-sheets-userformat=\"{"2":771,"3":{"1":0},"4":{"1":2,"2":15374745},"11":3,"12":0}\">Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank (EWR), Wechselkurs von Mastercard (je nach Karte im Nicht-EWR)\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Es kann mit der Girocard Debit-Mastercard unbegrenzt kostenlos an den 17.300 Bankcard-Geldautomaten abgehoben werden.\u003C\u002Fp>","\u003Cp>7,50€ je angefangene 5.000€ bei der Reisebank\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Tagesgeld Plus von Meine Bank"}\" data-sheets-userformat=\"{"2":769,"3":{"1":0},"11":3,"12":0}\">Tagesgeldkonto \u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"9,45% bis zu einem Betrag von 2.000€, darüber 11,05%"}\" 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kostet jährlich 15€.\u003C\u002Fp>","\u003Cp>Girocard kostet jährlich 12€. Die ServiceKarte (eine andere Debitkarte) ist hingegen kostenlos, damit kann Bargeld nur an Geldautomaten der HypoVereinsbank abgehoben werden.\u003C\u002Fp>","\u003Cp>\u003Cspan class=\"Yjhzub\">HVB FlexSparen\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Service Card ist kostenlos\u003C\u002Fp>","\u003Cp>🟡 Klimaschutz: 39%\u003C\u002Fp>\n\u003Cp>🟡 Korruption: 63%\u003C\u002Fp>\n\u003Cp>🟡 Gender Equality: 60%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 53%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 64%\u003C\u002Fp>\n\u003Cp>🟡  Biodiversität: 41%\u003C\u002Fp>\n\u003Cp>🔴 Steuern: 23%\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">An jedem Geldautomaten mit dem Cash Group Logo und europaweit bei allen UniCredit Banken.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann mit der UniCredit Card unbegrenzt kostenlos an den 7.000 Cash Group-Geldautomaten und an UniCredit Group Geldautomaten abgehoben werden.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Kostenlos am Schalter der HypoVereinsbank\u003C\u002Fp>","\u003Cp>Jährlich 30€\u003C\u002Fp>",[260],[1774,1775],{"label":263,"value":4},{"label":265,"value":4},[267,621],[267,621],2.90135,2.35719,"12,92%","🟠 40 \u002F 100 (schwach)","https:\u002F\u002Fwww.hypovereinsbank.de\u002Fcontent\u002Fdam\u002Fhypovereinsbank\u002Fshared\u002Fpdf\u002FFID\u002FFID_Akti.pdf","1 kostenlose Karten","HypoVereinsbank AktivKonto","2026-06-29T12:24:22.850Z","2023-02-17T08:15:02.487Z"," 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Weitere Konditionen auf der Website des Anbieters.\n\nNicht möglich im Gemeinschaftskonto","\u003Cp>\u003Cspan data-sheets-root=\"1\">Wenn mind. 500€ Geldeingang oder unter 30 Jahren, sonst 3,90€.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Mit der Mastercard Kreditkarte ist die Abhebung ab 50€ kostenlos, darunter 2,50€ pro Abhebung.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Mit der Mastercard Kreditkarte ist die Abhebung ab 50€ kostenlos, darunter 2,50€ pro Abhebung. Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard (Nicht-EWR)\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard (Nicht-EWR)\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Es kann ab 50€ unbegrenzt kostenlos an den Mastercard-Geldautomaten abgehoben werden, darunter pro Abhebung 2,50€.\u003C\u002Fp>\n\u003Cp>Hinzu kommen kostenlose Abhebungen an den 4.500 Cash-Group-Geldautomaten\u003C\u002Fp>","\u003Cp>Kostenlos an Geldautomaten der Deutschen Bank mit Einzahlfunktion\u003C\u002Fp>",[260],[2109,2110],{"label":263,"value":4},{"label":265,"value":4},[267],[267],[2114,2116],{"feature":2115,"rating":4},"24\u002F7 erreichbar",{"feature":2117,"rating":4},"4% p.a. 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12€\u003C\u002Fp>","\u003Cp>Santander Tagesgeldkonto\u003C\u002Fp>","\u003Cp>Gemeinschaftskonto kann nur in einer Santander-Filiale eröffnet werden.\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n\u003Cp>Beide Kontoinhaber erhalten eine Debitkarte. Zusätzlich können Kontoinhaber eine Kreditkarte zum Girokonto beantragen.\u003C\u002Fp>","\u003Cp>Keine Kontoführungsgebühr für Studenten von 18 bis 31 Jahren.\u003C\u002Fp>","\u003Cp>Mit der Visa-Debitkarte 6x p.M. kostenlos, dann 3,5 % (mind. 5,75 €). Mit der Visa-Debit grundsätzlich 4,95€. Wechselkurs: Visa\u003C\u002Fp>","\u003Cp>Mit der Visa-Debitkarte. Wechselkurs: Visa\u003C\u002Fp>","\u003Cp>Mit der Girokarte kann unbegrenzt an den CashPool-Geldautomaten und mit der Visa-Kreditkarte 6x an den Visa-Geldautomaten abgehoben werden, danach 3,5% (min. 5,75€).\u003C\u002Fp>","\u003Cp>Kostenlos am Schalter der Santander Bank (nicht in allen Filialen möglich)\u003C\u002Fp>","\u003Cp>10,20% bis 500,00€, 11,20% ab 500,01€ bis 1.000,00€, 13,45% ab 1.000,01€\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">die BestCard Basic ist komplett kostenlos. \u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp>\u003Cspan data-sheets-root=\"1\">A\u003C\u002Fspan>\u003Cspan data-sheets-root=\"1\">lternativ kann auch die BestCard Smart gewählt werden. Im ersten Jahr kostenlos. Ab dem zweiten Jahr muss ein Umsatz von 2.000€ vorliegen, sonst 24€. Andere Kreditkarten kostenpflichtig\u003C\u002Fspan>.\u003C\u002Fp>",[260],[2190,2191],{"label":263,"value":4},{"label":265,"value":4},[267],[267],4.59574,4.74468,"10,20% bis 13,45%","oder in Filiale","https:\u002F\u002Fwww.santander.de\u002Fcontent\u002Fpdf\u002Fzkg\u002Fbestgiro-entgeltinformation.pdf","2 kostenlose Karten; kann nur in Filiale eröffnet werden","4,2 \u002F 5","Santander BestGiro","2026-07-10T08:05:23.960Z","2023-01-05T14:40:06.680Z","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fsantander-girokonto","https:\u002F\u002Fwww.santander.de\u002Fcontent\u002Fpdf\u002Fpreise-leistungen\u002Fpreisverzeichnis.pdf",[2207,2209,2211],{"label":301,"logo":2208},{"id":303,"filename_download":304},{"label":306,"logo":2210},{"id":308,"filename_download":309},{"label":311,"logo":2212},{"id":313,"filename_download":314},[2214,2216,2218],{"label":317,"logo":2215},{"id":319,"filename_download":320},{"label":534,"logo":2217},{"id":536,"filename_download":537},{"label":539,"logo":2219},{"id":541,"filename_download":542},[2221,2225],{"atm_networks_id":2222},{"label":2223,"machines_count":2224},"CashPool","2.800",{"atm_networks_id":2226},{"label":546,"machines_count":547},[2228,2230],{"label":328,"image":2229},{"id":330,"filename_download":331},{"label":333,"image":2231},{"id":335,"filename_download":336},[2233,2235],{"label":560,"image":2234},{"id":562,"filename_download":563},{"label":344,"image":2236},{"id":346,"filename_download":347},[2238],58,{"label":2240,"tan_method_value":11,"tan_method_description":11,"ident_method_value":11,"ident_method_description":11,"customer_support":11,"customer_support_description":11,"app_rating_value":11,"app_rating_description":11,"branches":4,"branches_description":11,"bic":2241,"app_rating":11,"logo":2244},"Santander",[2242],{"bic":2243},"SCFBDE33XXX",{"id":2245,"filename_download":2246},"92afb486-40d5-4602-b51b-23d590d28c56","Santander_Logo_130x35.svg",{"id":74,"description":11,"label":364,"date_updated":365,"date_created":366,"user_created":367,"user_updated":368,"logo":2248},{"id":370,"filename_download":371},{"id":62,"description":11,"label":589,"date_updated":590,"date_created":591,"user_created":367,"user_updated":377,"logo":2250},{"id":593,"filename_download":594},{"id":62,"description":11,"label":589,"date_updated":590,"date_created":591,"user_created":367,"user_updated":377,"logo":2252},{"id":593,"filename_download":594},{"id":62,"online_banking_id":62,"label":301,"status":292,"date_created":385,"date_updated":386,"user_updated":377,"user_created":367,"logo":2254},{"id":303,"filename_download":304},{"id":6,"online_banking_id":62,"label":306,"status":292,"date_created":389,"date_updated":390,"user_updated":377,"user_created":367,"logo":2256},{"id":308,"filename_download":309},{"item":2258},{"free_daily_account_interests":4,"wero":4,"without_schufa":39,"free_wire":4,"cash_in_retail":4,"giro_interest":39,"joint_account_possible":4,"same_primary_residence_required":39,"is_free_for_students":11,"deposit_money":4,"account_switching_service":4,"depot":39,"branches":39,"id":1943,"free_sub_accounts":1216,"card_preview":11,"app_rating":244,"cash_limit_per_day":1874,"cash_limit_per_week":11,"cash_limit_per_month":11,"debitcard_description":2259,"girocard_description":2260,"deposit_protection_description":247,"giro_interest_description":11,"wero_description":11,"free_daily_account_interests_description":2261,"button_info_description":11,"joint_accounts_card_count_description":249,"app_rating_android_description":11,"app_rating_ios_description":11,"is_free_for_students_description":11,"same_primary_residence_required_value":11,"same_primary_residence_required_description":11,"account_type_description":11,"joint_account_possible_value":11,"joint_account_possible_description":11,"giro_interest_value":11,"total_costs_description":2262,"branches_value":2263,"depot_value":11,"additional_callout_description":11,"customer_support_description":11,"tan_method_description":11,"ident_method_description":11,"cash_in_retail_description":11,"free_wire_description":11,"app_rating_description":11,"sustainability_score_description":11,"customer_service_description":11,"real_time_bankwire_description":11,"starting_premium_description":11,"account_maintenance_fee_description":2264,"fee_withdrawal_euro_countries_description":2265,"fee_withdrawal_non_euro_countries_description":2266,"fee_payment_euro_countries_description":11,"fee_payment_non_euro_countries_description":2267,"free_withdrawals_per_month_description":2268,"fee_withdrawal_100_euro_countries_description":2269,"fee_payment_100_euro_countries_description":11,"deposit_money_description":2270,"fee_payment_100_non_euro_countries_description":2271,"fee_withdrawal_100_non_euro_countries_description":2272,"label_description":11,"depot_description":11,"free_sub_accounts_description":11,"branches_description":11,"support_description":11,"custody_fee_description":11,"overdraft_interest_description":11,"contactless_payment_services_description":11,"creditcard_description":11,"country":2273,"real_time_bankwire":2274,"customer_support":2277,"account_type":11,"child_account_conditions":11,"support":2278,"special_features":11,"student_rating":11,"rating_joint_account":2279,"rating":2279,"bank_sustainability_rating":11,"rating_without_schufa":11,"fee_payment_euro_countries":274,"fee_withdrawal_100_euro_countries":2280,"fee_payment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data-sheets-value=\"{"1":2,"2":"virtuelle Kreditkarte Mastecard Classic Debit inklusive; physische Mastercard-Kreditkarte 2,42€ mtl."}\" data-sheets-userformat=\"{"2":11011,"3":{"1":0},"4":{"1":2,"2":16777215},"11":3,"12":0,"14":{"1":2,"2":0},"16":10}\">virtuelle Kreditkarte Mastercard Classic Debit inklusive; physische Mastercard-Kreditkarte 2,42€ mtl.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"digitale Girocard inklusive; Girocard V Pay 1,25 € mtl. "}\" data-sheets-userformat=\"{"2":513,"3":{"1":0},"12":0}\">digitale Girocard inklusive; Girocard V Pay 1,25 € mtl. \u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>PSD TagesGeld Online\u003C\u002Fp>","\u003Cp>Nicht berücksichtigt in der Gesamtkosten-Berechnung: Als Selbstständiger gibt es Mindest-Privatentnahmen in Höhe von 850€ für den Lebensunterhalt bei Selbstständigen, ab dem man 2,90€ p.M. bezahlt (wie Privatkunden bei Geldeingang ohne Mindestbetrag), sonst 4,90€ p.M.\u003C\u002Fp>","\u003Cp>Filialen nur im Raum Nürnberg\u003C\u002Fp>","\u003Cp>2,90€ p.M. bei regelmäßigem Gehalts- oder Renteneingang, sonst 4,90€ p.M.\u003C\u002Fp>","\u003Cp>mit der kostenpflichtigen Girocard V Pay;an eigenen Geldautomaten kostenlos; bei Banken die am BankCard Service-Netz teilnehmen 1,02 € pro Abhebung, wobei die Gebühr für 13 Abhebungen pro Quartal durch die PSD komplett erstattet wird\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Mit der kostenpflichtigen Girocard 1% (min. 5€) Abhebegebühr zzgl. 1% (min. 0,77€, max. 3,83€) Fremdwährungsgebühr. \u003C\u002Fspan>Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">1 % (mind. 0,77€, max. 3,83€), Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Es kann 13 Mal pro Quartal mit der kostenpflichtigen Debitkarte (Girocard V Pay: 1,25 € mtl.) an den 17.300 Bankcard-Geldautomaten kostenlos abgehoben werden, danach kostet es 1,02€ pro Abhebung im BankCard-ServiceNetz. 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Ansonsten betragen die Kosten 4,90€.\u003C\u002Fp>","\u003Cp>200€ Bonus für die Eröffnung deines ersten Girokontos oder Girokonto Future bis zum 31.07.2026. Dafür musst du „Tipps für Sie persönlich\" zustimmen, dich mindestens einmal mit deinen eigenen Zugangsdaten in der ING App einloggen und in den ersten vier Monaten zwei aufeinanderfolgende monatliche Geldeingänge erhalten: ab 28 Jahren mindestens 1.000 €, unter 28 Jahren mindestens 700 €. Weitere Infos auf der Website des Anbieters.\u003C\u002Fp>","\u003Cp>🟡 Klimaschutz: 49%\u003C\u002Fp>\n\u003Cp>\u003Cspan data-sheets-root=\"1\">🟡\u003C\u002Fspan> Korruption: 75%\u003C\u002Fp>\n\u003Cp>🟡 Gender Equality: 48%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 70%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 70%\u003C\u002Fp>\n\u003Cp>🟡 Biodiversität: 60%\u003C\u002Fp>\n\u003Cp>🟡 Steuern: 36%\u003C\u002Fp>","200€ Bonus für die Eröffnung deines ersten Girokontos oder Girokonto Future bis zum 31.07.2026. 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Es kann unbegrenzt kostenlos an den Visa-Geldautomaten abgehoben werden.\u003C\u002Fp>","\u003Cp>1% (\u003Cspan data-sheets-root=\"1\">min. 2,50€, max. 7,50€)\u003C\u002Fspan> bei teilnehmenden Handelspartnern\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>","\u003Cp>5 Tagesgeldkonten mit eigener IBAN möglich\u003C\u002Fp>",[260],[3046,3047],{"label":263,"value":4},{"label":265,"value":4},[267,621],[267,621],4.14249,3.2475,"9,14%","2,2%","2,20€","🟠 56 \u002F 100 (schwach)","https:\u002F\u002Fwww.ing.de\u002Fdokumente\u002Fentgeltinformation-girokonto\u002F","ING 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kostet 10€ für 4 Jahre. Neukunden erhalten eine Visa Debitkarte und keine Girocard.\u003Cspan data-sheets-root=\"1\"> Bestandskunden können weiterhin ihre Girocard nutzen.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Wird nicht mehr an Neukunden ausgegeben. Bestandskunden können weiterhin ihre Girocard nutzen.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Targobank Tagesgeldkonto\u003C\u002Fp>","\u003Cp>Wenn min. 600€ Gehaltseingang p.M., sonst 3,95€ p.M.\u003C\u002Fp>","\u003Cp>Kostenlos mit der Visa-Debitkarte\u003C\u002Fp>","\u003Cp>3,95€ Abhebegebühr + 1,85% Fremdwährungsgebühr + 2% Aufschlag auf den Wechselkurs. Wechselkurs: Euro-Referenzwechselkurs der EZB zzgl. 2% (EWR) und Visa zzgl. 2% (Nicht-EWR)\u003C\u002Fp>","\u003Cp>1,85% Fremdwährungsgebühr + 2% Aufschlag auf den Wechselkurs; Wechselkurs: Euro-Referenzwechselkurs der EZB zzgl. 2% (EWR) und Visa zzgl. 2% (Nicht-EWR)\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann unbegrenzt kostenlos an den 300 Targobank-Geldautomaten abgehoben werden. 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Die Auszahlung kann nach Erfüllung der Bedingungen bis zu 8 Wochen dauern und erfolgt auf das eröffnete BBBank-Girokonto. Änderungen, Anpassungen oder Beendigung des Angebotes bleiben vorbehalten.","\u003Cp>\u003Cspan data-sheets-root=\"1\">Bis zum 30. Lebensjahr entfällt die Kontoführungsgebühr.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Abhebegebühr 1% (min. 3,50€) zzgl. Fremdwährungsgebührsgebühr mit Girocard V Pay 1% vom Umsatz (min. 0,77€, max. 3,83€).\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">mit girocard V Pay 1% vom Umsatz, min. 0,77€, max. 3,83€\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann unbegrenzt kostenlos an den Geldautomaten der BBBank und der Cash-Pool-Partner abgehoben werden. 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data-sheets-root=\"1\">Virtuelle Visa Platinum-Debitkarte ist bis 31.12.2025 kostenlos. 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DKB Girokonto ist kostenlos ab einem Geldeingang von 700€ pro Monat. 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Comdirect Girokonto, genauer gesagt das Comdirect Girokonto Aktiv, ist unter bestimmten Bedingungen kostenlos. Es fallen keine Kontoführungsgebühren an, wenn du mindestens 700€ pro Monat auf das Konto einzahlst. Alternativ ist das Konto auch kostenlos, wenn du unter 28 Jahre alt und Student, Schüler, Auszubildender oder Praktikant bist. Eine weitere Möglichkeit, das Konto kostenlos zu führen, besteht darin, monatlich mindestens drei Zahlungen über Apple Pay oder Google Pay zu tätigen oder eine Order oder Sparplanausführung pro Monat auf dem Comdirect-Depot durchzuführen. Wenn diese Bedingungen nicht erfüllt sind, beträgt die Kontoführungsgebühr 4,90€ pro Monat.\u003C\u002Fp>",{},{"content":85632,"dropCap":39,"anchor":85625},"Das Comdirect Girokonto, genauer gesagt das Comdirect Girokonto Aktiv, ist unter bestimmten Bedingungen kostenlos. Es fallen keine Kontoführungsgebühren an, wenn du mindestens 700€ pro Monat auf das Konto einzahlst. Alternativ ist das Konto auch kostenlos, wenn du unter 28 Jahre alt und Student, Schüler, Auszubildender oder Praktikant bist. Eine weitere Möglichkeit, das Konto kostenlos zu führen, besteht darin, monatlich mindestens drei Zahlungen über Apple Pay oder Google Pay zu tätigen oder eine Order oder Sparplanausführung pro Monat auf dem Comdirect-Depot durchzuführen. Wenn diese Bedingungen nicht erfüllt sind, beträgt die Kontoführungsgebühr 4,90€ pro Monat.",{"innerBlocks":85634,"name":85628,"postId":85620,"originalContent":85635,"get_parent":85636,"attributes":85637,"dynamicContent":11},[],"\u003Cp>Beim Abheben von Geld im In- und Ausland gibt es einige Dinge zu beachten. Du kannst 3 Mal pro Monat weltweit kostenlos Geld abheben. Danach wird eine Gebühr von 4,90€ pro Abhebung fällig. Dasselbe gilt für das Euro-Ausland.\u003C\u002Fp>",{},{"content":85638,"dropCap":39,"anchor":85625},"Beim Abheben von Geld im In- und Ausland gibt es einige Dinge zu beachten. Du kannst 3 Mal pro Monat weltweit kostenlos Geld abheben. Danach wird eine Gebühr von 4,90€ pro Abhebung fällig. Dasselbe gilt für das Euro-Ausland.",{"innerBlocks":85640,"name":85628,"postId":85620,"originalContent":85641,"get_parent":85642,"attributes":85643,"dynamicContent":11},[],"\u003Cp>Solltest du ein Guthaben von mehr als 50.000€ auf deinem Konto haben, wird ein Verwahrentgelt von 0,5% erhoben, wenn du dein Konto nach dem 17.01.2020 eröffnet hast.\u003C\u002Fp>",{},{"content":85644,"dropCap":39,"anchor":85625},"Solltest du ein Guthaben von mehr als 50.000€ auf deinem Konto haben, wird ein Verwahrentgelt von 0,5% erhoben, wenn du dein Konto nach dem 17.01.2020 eröffnet hast.",{"innerBlocks":85646,"name":85619,"postId":85620,"originalContent":85647,"get_parent":85648,"attributes":85649,"dynamicContent":11},[],"\u003Ch2>Karten\u003C\u002Fh2>",{},{"content":85650,"level":6,"anchor":85625},"Karten",{"innerBlocks":85652,"name":85628,"postId":85620,"originalContent":85653,"get_parent":85654,"attributes":85655,"dynamicContent":11},[],"\u003Cp>Beim Comdirect Girokonto erhältst du eine Visa Debitkarte kostenlos dazu. Zusätzlich bietet das Comdirect Girokonto auch eine Visa \u003Ca href=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fkreditkarte\u002F\">Kreditkarte\u003C\u002Fa> für 1,90€ pro Monat und eine \u003Ca href=\"https:\u002F\u002Fcontent.finanzfluss.de\u002Fbanking\u002Fgirocard\u002F\">Girocard\u003C\u002Fa> für 1€ monatlich.\u003C\u002Fp>",{},{"content":85656,"dropCap":39,"anchor":85625},"Beim Comdirect Girokonto erhältst du eine Visa Debitkarte kostenlos dazu. Zusätzlich bietet das Comdirect Girokonto auch eine Visa \u003Ca href=\"\u002Fkreditkarte\u002F\" class=\"app-link\">Kreditkarte\u003C\u002Fa> für 1,90€ pro Monat und eine \u003Ca href=\"\u002Fbanking\u002Fgirocard\u002F\" class=\"app-link\">Girocard\u003C\u002Fa> für 1€ monatlich.",{"innerBlocks":85658,"name":85619,"postId":85620,"originalContent":85659,"get_parent":85660,"attributes":85661,"dynamicContent":11},[],"\u003Ch2>Vor- und Nachteile\u003C\u002Fh2>",{},{"content":85662,"level":6,"anchor":85625},"Vor- und Nachteile",{"innerBlocks":85664,"name":85628,"postId":85620,"originalContent":85665,"get_parent":85666,"attributes":85667,"dynamicContent":11},[],"\u003Cp>Das Comdirect Girokonto bietet dir eine Reihe von Vorteilen, aber auch einige Nachteile, die du berücksichtigen solltest.\u003C\u002Fp>",{},{"content":85668,"dropCap":39,"anchor":85625},"Das Comdirect Girokonto bietet dir eine Reihe von Vorteilen, aber auch einige Nachteile, die du berücksichtigen solltest.",{"innerBlocks":85670,"name":85628,"postId":85620,"originalContent":85671,"get_parent":85672,"attributes":85673,"dynamicContent":11},[],"\u003Cp>Beginnen wir mit den Kosten. Ein großer Vorteil ist die kostenlose Kontoführung, die unter bestimmten Bedingungen angeboten wird. Zudem erhältst du eine kostenlose Visa Debitkarte. Ein weiterer Pluspunkt ist die Möglichkeit, weltweit bis zu 3 Mal pro Monat gebührenfrei Geld abzuheben. \u003C\u002Fp>",{},{"content":85674,"dropCap":39,"anchor":85625},"Beginnen wir mit den Kosten. Ein großer Vorteil ist die kostenlose Kontoführung, die unter bestimmten Bedingungen angeboten wird. Zudem erhältst du eine kostenlose Visa Debitkarte. Ein weiterer Pluspunkt ist die Möglichkeit, weltweit bis zu 3 Mal pro Monat gebührenfrei Geld abzuheben.",{"innerBlocks":85676,"name":85628,"postId":85620,"originalContent":85677,"get_parent":85678,"attributes":85679,"dynamicContent":11},[],"\u003Cp>Das Comdirect Girokonto ermöglicht dir, Geld einzuzahlen und bietet mobile Bezahldienste wie Apple Pay und Google Pay an. Du kannst Echtzeitüberweisungen senden und empfangen. Ein weiterer Vorteil ist der angebotene Kontowechsel-Service und die Möglichkeit, ein Depot zu eröffnen.\u003C\u002Fp>",{},{"content":85680,"dropCap":39,"anchor":85625},"Das Comdirect Girokonto ermöglicht dir, Geld einzuzahlen und bietet mobile Bezahldienste wie Apple Pay und Google Pay an. Du kannst Echtzeitüberweisungen senden und empfangen. Ein weiterer Vorteil ist der angebotene Kontowechsel-Service und die Möglichkeit, ein Depot zu eröffnen.",{"innerBlocks":85682,"name":85628,"postId":85620,"originalContent":85683,"get_parent":85684,"attributes":85685,"dynamicContent":11},[],"\u003Cp>Allerdings gibt es auch hier Nachteile. So gibt es beispielsweise keine Filialen, was für manche Kunden ein wichtiger Aspekt sein kann. Zudem wird ein Verwahrentgelt erhoben.\u003C\u002Fp>",{},{"content":85686,"dropCap":39,"anchor":85625},"Allerdings gibt es auch hier Nachteile. So gibt es beispielsweise keine Filialen, was für manche Kunden ein wichtiger Aspekt sein kann. Zudem wird ein Verwahrentgelt erhoben.",{"innerBlocks":85688,"name":85689,"postId":85620,"originalContent":85625,"saveContent":85625,"get_parent":85690,"attributes":85691},[],"acf\u002Fpros-cons",{},{"name":85689,"data":85692},{"pros_cons_title":85693,"pros_cons_pros_0_pros_cons_pros_description":85694,"pros_cons_pros_1_pros_cons_pros_description":85695,"pros_cons_pros_2_pros_cons_pros_description":85696,"pros_cons_pros_3_pros_cons_pros_description":85697,"pros_cons_pros_4_pros_cons_pros_description":85698,"pros_cons_pros":682,"pros_cons_cons_0_pros_cons_cons_description":85699,"pros_cons_cons_1_pros_cons_cons_description":85700,"pros_cons_cons":6},"Vor- & Nachteile","Keine Kontoführungsgebühren","Kostenlose Visa Debitkarte","3x pro Monat kostenlos abheben","Geld einzahlen möglich","Google & Apple Pay","Keine unbegrenzt kostenlosen Abhebungen","Keine Filialen",{"innerBlocks":85702,"name":85619,"postId":85620,"originalContent":85703,"get_parent":85704,"attributes":85705,"dynamicContent":11},[],"\u003Ch2 id=\"8\">Wie kann ich bei der Comdirect kostenlos Bargeld einzahlen und abheben?\u003C\u002Fh2>",{},{"content":85706,"level":6,"anchor":1465},"Wie kann ich bei der Comdirect kostenlos Bargeld einzahlen und abheben?",{"innerBlocks":85708,"name":85628,"postId":85620,"originalContent":85709,"get_parent":85710,"attributes":85711,"dynamicContent":11},[],"\u003Cp>Die Comdirect ist die Direktbank der Commerzbank. Aus diesem Grund darfst du die Filialen der Commerzbank nutzen, um Bargeld auf dein Girokonto bei der Comdirect einzuzahlen. Dafür nutzt du entweder die Geldautomaten mit Ein- und Auszahlungsfunktion oder die Kasse. Letzteres geht im Hinblick auf die Gutschrift schneller, da noch am selben Tag. Zahlst du am Automaten ein, vergehen bis zu 2 Bankarbeitstage. Beachte, dass du dies nur dreimal pro Kalenderjahr kostenlos erledigen kannst. Ab der 4. Einzahlung verlangt die Comdirect 1,90€. Einzige Ausnahme ist der Automat in der Quickborner Commerzbank-Filiale, wo du stets kostenfrei Geld einzahlen kannst.\u003C\u002Fp>",{},{"content":85712,"dropCap":39,"anchor":85625},"Die Comdirect ist die Direktbank der Commerzbank. Aus diesem Grund darfst du die Filialen der Commerzbank nutzen, um Bargeld auf dein Girokonto bei der Comdirect einzuzahlen. Dafür nutzt du entweder die Geldautomaten mit Ein- und Auszahlungsfunktion oder die Kasse. Letzteres geht im Hinblick auf die Gutschrift schneller, da noch am selben Tag. Zahlst du am Automaten ein, vergehen bis zu 2 Bankarbeitstage. Beachte, dass du dies nur dreimal pro Kalenderjahr kostenlos erledigen kannst. Ab der 4. Einzahlung verlangt die Comdirect 1,90€. Einzige Ausnahme ist der Automat in der Quickborner Commerzbank-Filiale, wo du stets kostenfrei Geld einzahlen kannst.",{"innerBlocks":85714,"name":85628,"postId":85620,"originalContent":85715,"get_parent":85716,"attributes":85717,"dynamicContent":11},[],"\u003Cp>Möchtest du in Deutschland und in europäischen Ländern mit dem Euro als Währung – also in der Euro-Zone – Geld abheben, nutzt du deine Comdirect Girocard. Während du im Ausland an sämtlichen Automaten kostenlos Geld ziehen kannst, funktioniert dies in Deutschland an zirka 9000 Geldautomaten der Cash Group. Zu jener gehören die Automaten der\u003C\u002Fp>",{},{"content":85718,"dropCap":39,"anchor":85625},"Möchtest du in Deutschland und in europäischen Ländern mit dem Euro als Währung – also in der Euro-Zone – Geld abheben, nutzt du deine Comdirect Girocard. Während du im Ausland an sämtlichen Automaten kostenlos Geld ziehen kannst, funktioniert dies in Deutschland an zirka 9000 Geldautomaten der Cash Group. Zu jener gehören die Automaten der",{"innerBlocks":85720,"name":85721,"postId":85620,"originalContent":85722,"get_parent":85723,"attributes":85724,"dynamicContent":11},[],"core\u002Flist","\u003Cul>\u003Cli>Commerzbank\u003C\u002Fli>\u003Cli>Deutschen Bank\u003C\u002Fli>\u003Cli>HypoVereinsbank\u003C\u002Fli>\u003Cli>Postbank\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":39,"values":85725,"anchor":85625},"\u003Cli>Commerzbank\u003C\u002Fli>\u003Cli>Deutschen Bank\u003C\u002Fli>\u003Cli>HypoVereinsbank\u003C\u002Fli>\u003Cli>Postbank\u003C\u002Fli>",{"innerBlocks":85727,"name":85628,"postId":85620,"originalContent":85728,"get_parent":85729,"attributes":85730,"dynamicContent":11},[],"\u003Cp>Bedenke, dass die Automatenbetreiber ein direktes Kundenentgelt verlangen können. Jenes wird dir mit der Möglichkeit des Abbruchs am Automat angezeigt. Außerdem hebst du kostenlos Bargeld bei teilnehmenden Shell-Tankstellen sowie an der Kasse von etwa 13.000 Partnern der Comdirect ab. Ab 20€ Einkaufswert kannst du maximal 200€ in bar mitnehmen. Zudem stehen dir die Geldautomaten in den Commerzbank-Filialen kostenfrei zur Verfügung.\u003C\u002Fp>",{},{"content":85731,"dropCap":39,"anchor":85625},"Bedenke, dass die Automatenbetreiber ein direktes Kundenentgelt verlangen können. Jenes wird dir mit der Möglichkeit des Abbruchs am Automat angezeigt. Außerdem hebst du kostenlos Bargeld bei teilnehmenden Shell-Tankstellen sowie an der Kasse von etwa 13.000 Partnern der Comdirect ab. Ab 20€ Einkaufswert kannst du maximal 200€ in bar mitnehmen. Zudem stehen dir die Geldautomaten in den Commerzbank-Filialen kostenfrei zur Verfügung.",{"innerBlocks":85733,"name":85619,"postId":85620,"originalContent":85734,"get_parent":85735,"attributes":85736,"dynamicContent":11},[],"\u003Ch2>Häufig gestellte Fragen\u003C\u002Fh2>",{},{"content":85737,"level":6,"anchor":85625},"Häufig gestellte Fragen",{"innerBlocks":85739,"name":85740,"postId":85620,"originalContent":85625,"saveContent":85625,"get_parent":85741,"attributes":85742},[],"acf\u002Faccordion",{},{"name":85740,"data":85743},{"accordion_0_accordion_headline":85744,"accordion_0_accordion_description":85745,"accordion_1_accordion_headline":85746,"accordion_1_accordion_description":85747,"accordion_2_accordion_headline":85748,"accordion_2_accordion_description":85749,"accordion":69},"Wie viel kostet das Comdirect Girokonto?","Das Comdirect Girokonto bietet eine kostenlose Kontoführung unter bestimmten Bedingungen. Diese beinhalten einen monatlichen Geldeingang von mindestens 700€ oder wenn du unter 28 Jahre alt bist und Student, Schüler, Auszubildender oder Praktikant bist. Auch bei Nutzung von Apple Pay oder Google Pay für mindestens drei Zahlungen pro Monat oder bei mindestens einer Order oder Sparplanausführung pro Monat auf dem Comdirect-Depot ist die Kontoführung kostenlos. Sollten diese Bedingungen nicht erfüllt sein, fallen Kontoführungsgebühren in Höhe von 4,90€ pro Monat an.","Ist das Comdirect Girokonto zu empfehlen?","Das Comdirect Girokonto hat eine Sternebewertung von 3.9, was bedeutet, dass es gut ist. Es bietet eine Reihe von Vorteilen wie kostenlose Kontoführung unter bestimmten Bedingungen, kostenlose Visa Debitkarte und die Möglichkeit, weltweit bis zu dreimal pro Monat gebührenfrei Geld abzuheben. Allerdings sind die kostenlosen Abhebungen begrenzt. Daher empfehlen wir dir, das Comdirect Girokonto mit anderen Girokonten in diesem Artikel zu vergleichen, um das beste Konto für deine Bedürfnisse zu finden.","Welche Karten gibt es beim Comdirect Girokonto?","Beim Comdirect Girokonto erhältst du eine kostenlose Visa Debitkarte. Zusätzlich kannst du eine Girocard für 1€ pro Monat und eine Visa Kreditkarte für 1,90€ pro Monat erhalten.",[85751,85754,85757],{"title":85752,"link":85753},"Vergleich","\u002Fvergleich\u002F",{"title":85755,"link":85756},"Girokonto","\u002Fvergleich\u002Fgirokonto\u002F",{"title":8,"link":85625},"cG9zdDozMDY5NTQ5",{"__typename":85760,"metaDesc":85761,"opengraphType":85762,"opengraphTitle":85763,"opengraphSiteName":85764,"opengraphImage":85765,"metaRobotsNoindex":85772,"metaRobotsNofollow":85773,"opengraphDescription":85761,"opengraphModifiedTime":85774,"opengraphPublishedTime":85625,"twitterTitle":85625,"twitterDescription":85625,"title":85763,"readingTime":69},"PostTypeSEO","Vergleiche das Comdirect Girokonto und erfahre mehr über Konditionen, Kosten & Vor- und Nachteile. Finde das beste Girokonto für dich.","article","Comdirect Girokonto: Vor- und Nachteile","Finanzfluss",{"__typename":85766,"sourceUrl":85767,"mediaDetails":85768},"MediaItem","https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2022\u002F03\u002Fgirokonto-vergleich-ratgeber-scaled.jpg",{"__typename":85769,"width":85770,"height":85771},"MediaDetails",2560,1440,"index","follow","2024-01-17T09:00:37+00:00","https:\u002F\u002Fvg05.met.vgwort.de\u002Fna\u002Fcde9952d34d54ba5a037da9c364e6c01","\u002Fvergleich\u002Fgirokonto\u002Fcomdirect\u002F","sub-comparison",1784640738687]