[{"data":1,"prerenderedAt":7549},["ShallowReactive",2],{"comparison-girokonto-kostenlos-ohne-mindesteingang":3},{"directusData":4,"page":7286,"uri":7547,"type":7548},{"id":5,"slug":6,"title":7,"text":8,"date_updated":9,"factsheet":10,"show_calculator":15,"show_filter":15,"show_layout_toggle":16,"default_parameters":17,"default_filter_parameters":30,"items_filter":34,"custom_table_columns":34,"table_sort":35,"disclaimer":44,"selected_alt_product_name":34,"parent_awards":45,"award_highlight":46,"tags":34,"award_1_label":47,"award_2_label":48,"award_4_label":49,"comparison":50,"user_created":4496,"award_1_item":4502,"award_2_item":4507,"award_4_item":4512,"items":4517,"table_columns":7222,"product_selection_title":56},75,"kostenlos-ohne-mindesteingang","Kostenloses Girokonto ohne Mindesteingang","\u003Ch2>Die besten Girokonten ohne Gehaltseingang 07\u002F2026\u003C\u002Fh2>\n\u003Cp dir=\"ltr\">Wir haben 1.594 Personen aus unserer Community befragt, um herauszufinden, welche Kriterien beim Girokonto wichtig sind. Darauf basierend haben wir die besten kostenlosen Girokonten ohne Mindesteingang miteinander verglichen. Nutze unseren Vergleich, um die verschiedenen Leistungen wie Bankkarten oder Bargeldversorgung zu vergleichen.\u003C\u002Fp>","2026-07-01T09:12:04.771Z",[11],{"key":12,"value":13,"icon":14,"label":12},"Befragte Personen","1.193","users",true,false,[18,22,26],{"title":19,"key":20,"value":21},"Geldeingang p.M.","monthlyDeposit","1000",{"title":23,"key":24,"value":25},"Ø Abhebebetrag p.M.","monthlyWithdrawal","800",{"title":27,"key":28,"value":29},"Abhebungen p.M.","monthlyWithdrawalCount","4",[31],{"title":7,"key":32,"value":33},"hasMinCashInflow","true",null,[36,40],{"label":37,"key":38,"sort":39,"default_sort":16},"Gesamtkosten p.M.","total_costs","asc",{"label":41,"key":42,"sort":43,"default_sort":15},"Testnote","rating","desc","\u003Cp>Quellen: Konditionen-Verzeichnisse und Website-Auskünfte der Banken\u003C\u002Fp>\n\u003Cp>Hinweis: Wir können leider keine Gewähr für die Aktualität, Richtigkeit und Vollständigkeit der Informationen auf dieser Seite übernehmen. Auf den Webseiten der entsprechenden Anbieter findest du alle aktuellen Produkt- und Preisinformationen. Die aufgeführten Konditionen im Vergleich beziehen sich auf Neukunden. Wie wir die Punkte für einzelne Konditionen vergeben, findest du in \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSFKdS9x1_dPbLJyYOS4fRDDONf5Xm1JBm34ABrtMGn0O0oADA4CzM6HlkSAHLC0ItxEBh0oTDBTLt1\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unserer Übersicht\u003C\u002Fa>. Als Highlights heben wir den Testsieger sowie besonders attraktive Angebote (z.B. eine hohe Startprämie) bei Produkten mit der Note „sehr gut“ farblich hervor.\u003C\u002Fp>\n\u003Cp data-pm-slice=\"1 1 []\">*Das ist ein Werbe- oder Affiliate-Link. Wenn du darauf klickst und etwas kaufst oder abschließt, erhalten wir eine Provision. Für dich entstehen dadurch keine Mehrkosten und du unterstützt damit unsere Arbeit. Unsere Produktbewertungen bleiben davon unbeeinflusst. Erfahre hier, \u003Ca class=\"ProsemirrorEditor-link\" href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fso-verdienen-wir-geld\u002F\">wie wir uns finanzieren\u003C\u002Fa>.\u003C\u002Fp>",[],"0","Bestes Girokonto","40€ Bonus","2,25% Zinsen",{"title":51,"slug":52,"date_updated":53,"factsheet":54,"product_selection_title":56,"default_parameters":57,"table_columns":61,"table_sort":250,"disclaimer":44,"award_1_label":47,"award_2_label":48,"award_3_label":49,"award_4_label":253,"user_created":254,"award_1_item":258,"award_2_item":269,"award_3_item":280,"award_4_item":290,"items":307},"Girokonto-Vergleich","girokonto","2026-07-09T09:27:06.988Z",[55],{"key":12,"value":13,"icon":14,"label":12},"Deine Girokonto Auswahl",[58,59,60],{"title":19,"key":20,"value":21},{"title":23,"key":24,"value":25},{"title":27,"key":28,"value":29},[62,65,69,73,76,81,85,92,97,101,106,110,113,116,120,123,129,136,140,143,146,150,153,156,162,166,169,173,177,180,185,189,194,199,203,207,212,217,221,225,228,233,237,240,244,247],{"key":63,"type":63,"active":15,"label":64,"filterable":16},"provider","Anbieter",{"key":66,"type":67,"active":15,"label":68,"filterable":16},"label","product","Konto",{"key":70,"type":71,"active":15,"label":72,"custom_cta":34,"custom_cta_no_affiliate":34},"url","cta","Angebot",{"label":37,"key":38,"type":74,"active":15,"description":75},"text","\u003Cp>Für die Gesamtkosten berechnen wir die Kontoführungsgebühr und die Kosten für Abhebungen am Geldautomaten. Bei der Kontoführungsgebühr wird der Geldeingang berücksichtigt, weitere Faktoren wie das Alter, Ausbildungszeit oder Nutzung eines Depots fließen nicht ein. Die Kosten für die Abhebungen werden für die günstigste Karte berechnet. Dafür wird der durchschnittliche Abhebebetrag pro Monat gleichmäßig auf die einzelnen Abhebungen verteilt.\u003C\u002Fp>",{"key":42,"type":42,"active":15,"description":77,"label":78,"options":79,"sort_options":80,"sortable":16},"\u003Cp>\u003Cspan style=\"font-weight: 400;\">Hier sind \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSFKdS9x1_dPbLJyYOS4fRDDONf5Xm1JBm34ABrtMGn0O0oADA4CzM6HlkSAHLC0ItxEBh0oTDBTLt1\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa>.\u003C\u002Fspan>\u003C\u002Fp>","Girokonto-Test",[],[],{"key":82,"type":74,"active":15,"label":83,"mobile_rank":84},"account_maintenance_fee","Kontoführungsgebühr p.M.",1,{"key":86,"type":87,"active":15,"label":88,"options":89,"mobile_rank":91},"girocard","image","Girocard p.M.",[90],"icons-filled",3,{"key":93,"type":87,"active":15,"label":94,"options":95,"mobile_rank":96},"debitcard","Debitkarte p.M.",[90],4,{"key":98,"type":87,"active":15,"label":99,"options":100,"mobile_rank":34},"creditcard","Kreditkarte p.M.",[90],{"key":102,"type":87,"active":15,"label":103,"options":104},"contactless_payment_services","Mobile Bezahldienste",[105],"disable-tooltip",{"key":107,"type":74,"active":15,"label":108,"description":109},"free_withdrawals_per_month","Anzahl kostenloser Abhebungen im Monat","\u003Cp>Beachte, dass Geldautomatenbetreiber im In- und Ausland ein zusätzliches Entgelt verlangen können, auf das die Bank keinen Einfluss hat.\u003C\u002Fp>",{"key":111,"type":74,"active":15,"label":112},"fee_withdrawal_euro_countries","Gebühr für Abhebung im Euro-Ausland",{"key":114,"type":74,"active":16,"label":115},"fee_withdrawal_100_euro_countries","Gebühr für 100€-Abhebung im Euro-Ausland",{"key":117,"type":74,"active":15,"label":118,"description":119},"fee_withdrawal_non_euro_countries","Gebühr für Abhebung in Fremdwährung","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Im Nicht-Euro-Ausland können Gebühren für das Abheben und den Währungstausch anfallen.\u003C\u002Fspan>\u003C\u002Fp>",{"key":121,"type":74,"active":16,"label":122},"fee_withdrawal_100_non_euro_countries","Gebühr für 100€-Abhebung im Nicht-Euro-Ausland",{"key":124,"type":125,"active":15,"label":126,"description":127,"options":128},"deposit_money","check","Geld einzahlen","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Unter Geld einzahlen verstehen wir, dass Bargeld ab 100€ überregional an einer Vielzahl von Stellen eingezahlt werden kann. Zudem werden nur Möglichkeiten zum Einzahlen angezeigt, die mit der günstigsten Bankkarte funktionieren.\u003C\u002Fspan>\u003C\u002Fp>",[90],{"key":130,"type":131,"active":15,"value":34,"field":132,"label":133,"description":134,"mobile_rank":135},"atm_network","atmnetwork","atm_networks_id.machines_count","Anzahl Geldautomaten","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Ein Geldautomatenverbund ist ein Zusammenschluss von Banken, um den Kunden möglichst viele Geldautomaten anzubieten. Angezeigt wird in unserem Vergleich die Anzahl der Geldautomaten, die man mit der günstigsten enthaltenen Bankkarten nutzen kann.\u003C\u002Fspan>\u003C\u002Fp>",2,{"label":137,"key":138,"type":125,"active":15,"description":139},"Bargeld im Handel abheben","cash_in_retail","\u003Cp>Viele Banken ermöglichen, im Handel (z.B. an Supermarktkassen) Bargeld zu beziehen.\u003C\u002Fp>",{"key":141,"type":74,"active":15,"label":142},"fee_payment_euro_countries","Gebühr für Zahlung im Euro-Ausland",{"key":144,"type":74,"active":16,"label":145},"fee_payment_100_euro_countries","Gebühr für 100€-Zahlung im Euro-Ausland",{"key":147,"type":74,"active":15,"label":148,"description":149},"fee_payment_non_euro_countries","Gebühr für Zahlung in Fremdwährung","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Wie beim Abheben entstehen bei Zahlungen im Nicht-Euro-Ausland üblicherweise Kosten für den Währungstausch.\u003C\u002Fspan>\u003C\u002Fp>",{"key":151,"type":74,"active":16,"label":152},"fee_payment_100_non_euro_countries","Gebühr für 100€-Zahlung im Nicht-Euro-Ausland",{"label":154,"key":155,"type":125,"active":15},"Kostenlose SEPA-Überweisung","free_wire",{"key":157,"label":158,"type":159,"active":16,"description":160,"options":161},"real_time_bankwire","Echtzeitüberweisung","multicheck","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Mit einer Echtzeitüberweisung kann jederzeit (auch an Sonn- und Feiertagen) Geld innerhalb von maximal 20 Sekunden überwiesen werden. Im Vergleich geben wir an, ob das Senden und Empfangen von Echtzeitüberweisungen möglich ist und wie viel das Senden kostet.\u003C\u002Fspan>\u003C\u002Fp>",[90],{"label":163,"key":164,"type":125,"active":15,"description":165},"Geld senden und empfangen mit Wero","wero","\u003Cp>Wero ist ein europaweiter Echtzeit-Bezahldienst.\u003C\u002Fp>",{"label":167,"key":168,"type":125,"active":15},"Zinsen auf dem Girokonto","giro_interest",{"label":170,"key":171,"type":125,"active":15,"description":172},"Kostenloses Tagesgeld mit Zinsen","free_daily_account_interests","\u003Cp>Die genauen Konditionen der Tagesgeldkonten findest du in unserem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fvergleich\u002Ftagesgeld\u002F\" target=\"_blank\" rel=\"noopener\">Tagesgeld-Vergleich\u003C\u002Fa>. Kostenlose Unterkonten wie Pockets oder Spaces, auf denen es Zinsen gibt, zeigen wir ebenfalls an.\u003C\u002Fp>",{"key":174,"type":74,"active":15,"label":175,"description":176},"free_sub_accounts","Anzahl kostenloser Unterkonten","\u003Cp>Als Unterkonten zählen wir Pockets, Spaces, Shares und Tagesgeldkonten.\u003C\u002Fp>",{"key":178,"type":74,"active":16,"label":179},"custody_fee","Verwahrentgelt",{"key":181,"type":182,"active":15,"label":183,"description":184},"customer_support","icons","Telefon-\u002FChat-Support","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Der Telefon- und Chat-Support bezieht sich auf den allgemeinen Kundenservice. Daher zählt etwa eine telefonische Sperrhotline nicht.\u003C\u002Fspan>\u003C\u002Fp>",{"key":186,"type":125,"active":15,"label":187,"options":188},"branches","Filialen",[],{"key":190,"type":87,"active":15,"options":191,"label":193},"online_banking",[192],"transparent","Online-Banking",{"label":195,"key":196,"type":87,"active":16,"options":197,"description":198},"App-Bewertung","app_rating",[192],"\u003Cp>Für die App-Bewertung haben wir den Durchschnitt von den Bewertungen im Apple- und Google-Store gebildet. Bei mehreren Apps wurde jeweils die zuerst angezeigte App verwendet (TAN-Apps ausgenommen).\u003C\u002Fp>",{"label":200,"key":201,"type":87,"active":15,"options":202},"App-Bewertung (iOS)","app_rating_ios",[192],{"label":204,"key":205,"type":87,"active":15,"options":206},"App-Bewertung (Android)","app_rating_android",[192],{"label":208,"key":209,"type":87,"active":15,"options":210,"description":211},"Ident-Verfahren","ident_method",[192],"\u003Cp>Bei der Eröffnung des Girokontos wird deine Identität per Ident-Verfahren überprüft. Typisch sind E-, Video- und Post-Ident. Bei E-Ident wird die Online-Ausweisfunktion des Personalausweises genutzt.\u003C\u002Fp>",{"label":213,"key":214,"type":87,"active":15,"options":215,"description":216},"TAN-Verfahren","tan_method",[192],"\u003Cp>Mithilfe eines TAN-Verfahrens können Transaktionen freigegeben werden. Typische TAN-Verfahren sind SMS, Chip, Push, Photo und QR.\u003C\u002Fp>",{"key":218,"type":125,"active":15,"label":219,"options":220},"depot","Kostenloses Depot",[90],{"key":222,"type":125,"active":15,"label":223,"options":224},"account_switching_service","Kontowechsel-Service",[90],{"key":226,"type":74,"active":15,"label":227},"overdraft_interest","Dispozins",{"label":229,"key":230,"type":231,"active":15,"description":232},"Gesetzliche Einlagensicherung","deposit_protection","flag","\u003Cp>In der EU sind Bankeinlagen bis 100.000€ gesetzlich durch nationale Sicherungssysteme geschützt.\u003C\u002Fp>",{"key":234,"type":235,"active":16,"label":236},"price_performance","link","Preis- und Leistungsverzeichnis",{"key":238,"label":239,"type":235,"active":16},"fee_information","Entgeltinformation",{"key":241,"type":242,"active":15,"label":243,"filterable":16,"filter_type":34,"filter_options":34,"filter_condition":34},"special_features","features","Besondere Eigenschaften",{"key":245,"type":74,"active":16,"label":246},"starting_premium","Startprämie",{"label":248,"key":249,"type":125,"active":16},"Kostenlos für Studenten","is_free_for_students",[251,252],{"label":37,"key":38,"sort":39,"default_sort":16},{"label":41,"key":42,"sort":43,"default_sort":15},"75€ Bonus",{"first_name":255,"last_name":256,"avatar":257},"Stephan","Kintrup","559880e3-3ca9-4bcb-a46c-037973e6d26c",[259],{"item":260},{"id":261,"label":262,"url":263,"provider":264},13,"Norisbank Top-Girokonto","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fnorisbank-top-girokonto",{"label":265,"logo":266},"Norisbank",{"id":267,"filename_download":268},"1b25d2ec-41c0-44aa-bdb8-6950d6b626bf","norisbank-logo-130x35.svg",[270],{"item":271},{"id":272,"label":273,"url":274,"provider":275},88,"BBVA Girokonto","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fbbva-girokonto",{"label":276,"logo":277},"BBVA",{"id":278,"filename_download":279},"ef47c9fe-70d3-4c63-a1bd-c8102d9f8f8c","BBVA_Logo_130x35.svg",[281],{"item":282},{"id":283,"label":284,"url":285,"provider":286},50,"Trade Republic","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Ftrade-republic-girokonto",{"label":284,"logo":287},{"id":288,"filename_download":289},"b3989a65-29ff-42b3-ac41-03c2c64fe41d","trade-republic-logo-wide.svg",[291,300],{"item":292},{"id":91,"label":293,"url":294,"provider":295},"C24 Smart","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fc24-smart",{"label":296,"logo":297},"C24 Bank",{"id":298,"filename_download":299},"0630e917-40cc-4574-8128-e302e324ff0d","C24_Logo_130x35.svg",{"item":301},{"id":302,"label":303,"url":304,"provider":305},35,"C24 Plus","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fc24-plus",{"label":296,"logo":306},{"id":298,"filename_download":299},[308,460,542,669,747,826,900,988,1045,1132,1211,1278,1358,1431,1504,1578,1659,1745,1821,1932,2023,2092,2153,2232,2315,2399,2477,2553,2637,2697,2755,2811,2892,2947,3032,3085,3158,3217,3302,3370,3436,3493,3555,3610,3666,3753,3800,3851,3906,3954,4004,4055,4114,4173,4235,4292,4348,4420],{"item":309},{"free_daily_account_interests":15,"wero":15,"without_schufa":16,"free_wire":15,"cash_in_retail":15,"giro_interest":16,"joint_account_possible":15,"same_primary_residence_required":16,"is_free_for_students":34,"deposit_money":15,"account_switching_service":15,"depot":16,"branches":15,"id":310,"free_sub_accounts":311,"card_preview":312,"app_rating":313,"cash_limit_per_day":314,"cash_limit_per_week":314,"cash_limit_per_month":34,"debitcard_description":315,"girocard_description":315,"deposit_protection_description":316,"giro_interest_description":34,"wero_description":34,"free_daily_account_interests_description":317,"button_info_description":34,"joint_accounts_card_count_description":318,"app_rating_android_description":34,"app_rating_ios_description":34,"is_free_for_students_description":34,"same_primary_residence_required_value":34,"same_primary_residence_required_description":34,"account_type_description":34,"joint_account_possible_value":34,"joint_account_possible_description":34,"giro_interest_value":34,"total_costs_description":34,"branches_value":34,"depot_value":34,"additional_callout_description":34,"customer_support_description":34,"tan_method_description":34,"ident_method_description":34,"cash_in_retail_description":34,"free_wire_description":34,"app_rating_description":34,"sustainability_score_description":319,"customer_service_description":34,"real_time_bankwire_description":34,"starting_premium_description":34,"account_maintenance_fee_description":320,"fee_withdrawal_euro_countries_description":34,"fee_withdrawal_non_euro_countries_description":321,"fee_payment_euro_countries_description":34,"fee_payment_non_euro_countries_description":322,"free_withdrawals_per_month_description":323,"fee_withdrawal_100_euro_countries_description":34,"fee_payment_100_euro_countries_description":34,"deposit_money_description":324,"fee_payment_100_non_euro_countries_description":322,"fee_withdrawal_100_non_euro_countries_description":322,"label_description":34,"depot_description":34,"free_sub_accounts_description":325,"branches_description":34,"support_description":34,"custody_fee_description":34,"overdraft_interest_description":326,"contactless_payment_services_description":34,"creditcard_description":327,"country":328,"real_time_bankwire":330,"customer_support":335,"account_type":34,"child_account_conditions":34,"support":337,"special_features":338,"student_rating":34,"rating_joint_account":341,"rating":341,"bank_sustainability_rating":342,"rating_without_schufa":34,"fee_payment_euro_countries":343,"fee_withdrawal_100_euro_countries":344,"fee_payment_100_euro_countries":343,"custody_fee":34,"creditcard_value":345,"debitcard_value":346,"girocard_value":346,"account_maintenance_fee":347,"overdraft_interest":348,"fee_payment_non_euro_countries":349,"fee_payment_100_non_euro_countries":350,"fee_withdrawal_100_non_euro_countries":344,"additional_callout":34,"tan_method_value":34,"ident_method_value":34,"custom_cta":34,"min_fee_withdrawal":34,"max_fee_withdrawal":34,"percentile_fee_withdrawal":34,"fixed_fee_withdrawals":46,"max_amount_free_withdrawals":34,"necessary_deposits":34,"account_fees_without_deposits":347,"account_fees_with_deposits":347,"app_rating_value":351,"sustainability_score":352,"fee_information_description":34,"fee_information":34,"real_time_bankwire_value":353,"price_performance_description":34,"free_withdrawals_per_month":354,"starting_premium":34,"fee_withdrawal_euro_countries":355,"deposit_protection":356,"button_info":34,"joint_accounts_card_count":357,"app_rating_android_value":358,"app_rating_ios_value":351,"student_account_url":34,"account_type_value":34,"label":359,"status":360,"date_updated":361,"date_created":362,"fee_withdrawal_non_euro_countries":363,"url":364,"price_performance":34,"user_updated":365,"user_created":366,"online_banking":367,"contactless_payment_services":383,"atm_network":389,"ident_method":394,"tan_method":405,"joint_account_type_chips":421,"provider":423,"girocard":431,"debitcard":440,"creditcard":450,"app_rating_ios":452,"app_rating_android":456},40,10,102,6,2500,"\u003Cp>Girocard Debit-Mastercard ist gleichzeitig eine Mastercard-Debitkarte, unter 18-Jährige kostenlos, für 18- bis 27-Jährige 6€ pro Jahr, sonst 15€ pro Jahr.\u003C\u002Fp>","\u003Cp>Bis 100.000€ (gesetzlich, freiwillig unbegrenzt) über die BVR Institutssicherung GmbH (Sicherungseinrichtung des Bundesverbandes der Deutschen Volksbanken und Raiffeisenbanken).\u003C\u002Fp>","\u003Cp>GLS Tagesgeldkonto\u003C\u002Fp>","\u003Cp>Karten sind kostenpflichtig\u003C\u002Fp>","\u003Cp>🟢 Klimaschutz: 96%\u003C\u002Fp>\n\u003Cp>🟢 Korruption: 98%\u003C\u002Fp>\n\u003Cp>🟢 Gender Equality: 100%\u003C\u002Fp>\n\u003Cp>🟢 Menschenrechte: 100%\u003C\u002Fp>\n\u003Cp>🟢 Arbeitsrechte: 100%\u003C\u002Fp>\n\u003Cp>🟢 Biodiversität: 95%\u003C\u002Fp>\n\u003Cp>🟢 Steuern: 97%\u003C\u002Fp>","\u003Cp>3,80€ pro Monat plus 60€\u002FJahr GLS-Beitrag. Unter 27 Jahren: Kostenlos plus 12€\u002FJahr. Unter 18 Jahren kostenlos.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">1% (min. 4€) Abhebegebühr zzgl. 1% (min. 0,77€, max. 3,83€) Fremdwährungsgebühr, Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard (Nicht-EWR)\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard (Nicht-EWR)\u003C\u002Fp>","\u003Cp>Es kann unbegrenzt kostenlos an den 17.300 Bankcard-Geldautomaten abgehoben werden.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Kostenpflichtig bei Reisebank, an GLS-Automaten kostenlos\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"Es können beliebig viele kostenpflichtige Girokonten (mit eigener IBAN) und kostenlose Tagesgeldkonten (ohne eigene IBAN) eröffnet werden."}\" data-sheets-userformat=\"{"2":769,"3":{"1":0},"11":3,"12":0}\">Es können beliebig viele kostenpflichtige Girokonten (je 3,80€\u002FMonat) und kostenlose Tagesgeldkonten eröffnet werden (immer mit dem Girokonto als Referenzkonto).\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Ab 10.000€: 9,109%\u003C\u002Fp>","\u003Cp>30€ pro Jahr. 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100.000€ über die Entschädigungseinrichtung deutscher Banken (EdB).\u003C\u002Fp>","\u003Cp>Comdirect Tagesgeld PLUS\u003C\u002Fp>","\u003Cp>Debitkarte\u003C\u002Fp>","\u003Cp>Kostenlos bei unter 28-jährigen Studenten, Schülern, Auszubildenden oder Praktikanten. Ansonsten 4,90€ im Monat.\u003C\u002Fp>","\u003Cp>Girokonto kostenlos bei mind. 700€ Geldeingang p.M.\u003Cbr>Nicht berücksichtigt in der Gesamtkosten-Berechnung: Ebenfalls kostenlos unter 28 Jahren und Student, Schüler, Auszubildender oder Praktikant. Sonst 4,90€ p.M.\u003C\u002Fp>","\u003Cp>Es gibt 100€ Bonus für ein Girokonto bei Comdirect. Voraussetzung: Zustimmung zum Erhalt werblicher E-Mails und dass in mindestens 2 von 4 Monaten nach Kontoeröffnung jeweils 700€ oder mehr eingehen. Die Prämie wird im 4. Monat nach Kontoeröffnung gutgeschrieben.\u003Cbr>\u003Cbr>\u003C\u002Fp>","\u003Cp>🔴 Klimaschutz: 38%\u003C\u002Fp>\n\u003Cp>🟡 Korruption: 75%\u003C\u002Fp>\n\u003Cp>🔴 Gender Equality: 32%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 40%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 66%\u003C\u002Fp>\n\u003Cp>🔴 Biodiversität: 33%\u003C\u002Fp>\n\u003Cp>🔴 Steuern: 27%\u003C\u002Fp>","Es gibt 100€ Bonus für ein Girokonto bei Comdirect. 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data-sheets-root=\"1\">Virtuelle Visa Platinum-Debitkarte ist bis 31.12.2025 kostenlos. Für die physische Karte werden einmalig 4,99 € Versand fällig.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Bis 100.000€ über den österreichischen Einlagensicherungsfonds Einlagensicherung AUSTRIA Ges. m.b.H. (ESA).\u003C\u002Fp>","\u003Cp>Nicht berücksichtigt in der Gesamtkosten-Berechnung: Inaktivitätsgebühr 1€ p.M., wenn zwölf Monate lang keine Kontoaktivität.\u003C\u002Fp>","\u003Cp>0,50 € pro Überweisung ab der 11. Überweisung pro Monat\u003C\u002Fp>","\u003Cp>Inaktivitätsgebühr 1€ p.M., wenn zwölf Monate lang keine Kontoaktivität. Ansonsten 0€ pro Monat. Weitere Bedingungen auf der Seite des Anbieters.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Danach 2,99€ pro Abhebung"}\" data-sheets-userformat=\"{"2":771,"3":{"1":0},"4":{"1":2,"2":16711935},"11":3,"12":0}\">3x kostenlos in der Euro-Zone, danach 2,99€ pro Abhebung.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan style=\"font-size: 11pt; font-family: Arial; font-style: normal;\" data-sheets-value=\"{"1":2,"2":"Prozentsatz der bei Kartentransaktionen in Fremdwährung zusätzlich zu dem von Visa angewandten Wechselkurs berechnet wird"}\" data-sheets-userformat=\"{"2":13057,"3":{"1":0},"11":4,"12":0,"15":"Arial","16":11}\">2,99€ Abhebegebühr + 2% Fremdwährungsgebühr; Wechselkurs: Visa\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">2% Fremdwährungsgebühr; Wechselkurs: Visa\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>3 Mal kann pro Monat kostenlos an den Visa-Geldautomaten abgehoben werden, danach kostet es je Abhebung 2,99€.\u003C\u002Fp>","\u003Cp>3 kostenlose Abhebungen pro Monat, danach 2,99€ pro Abhebung\u003C\u002Fp>","\u003Cp>2% \u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"Prozentsatz der bei Kartentransaktionen in Fremdwährung zusätzlich zu dem von Visa angewandten Wechselkurs berechnet wird"}\" data-sheets-userformat=\"{"2":13057,"3":{"1":0},"11":4,"12":0,"15":"Arial","16":11}\">2% Wechselkursaufschlag; Wechselkurs: Visa\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"Prozentsatz der bei Kartentransaktionen in Fremdwährung zusätzlich zu dem von Visa angewandten Wechselkurs berechnet wird"}\" data-sheets-userformat=\"{"2":13057,"3":{"1":0},"11":4,"12":0,"15":"Arial","16":11}\">Abhebegebühr, daneben können weitere Umtauschgebühren anfallen; Wechselkurs: Visa\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Sparkonto (Unterkonto ohne eigene IBAN) mit 0,5% p.a. Zins auf bis zu 3.000€\u003C\u002Fspan>\u003C\u002Fp>",[329],[845,846],{"label":332,"value":16},{"label":334,"value":16},[336],[336],[850,852],{"feature":851,"rating":16},"Keine Daueraufträge möglich",{"feature":853,"rating":16},"10 kostenlose Überweisungen pro Monat, sonst 0,50€",3.06383,3.2,"2€","2,99€","https:\u002F\u002Fwww.westernunion.com\u002Fstaticassets\u002FR23-07.03.0\u002Fmedia\u002FWUIB_Fee_information_Standard_account_GER_DE_May2023.pdf","- \u002F -","AT","4,5 \u002F5","Western Union Standardkonto","2026-05-07T09:10:23.120Z","2023-07-26T06:00:36.693Z","2,99€ + 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pro Jahr. Auch eine Mastercard-Debitkarte möglich.\u003C\u002Fp>","\u003Cp>10€ pro Jahr\u003C\u002Fp>","\u003Cp>Pax-Bank Tagesgeld\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Nur 9 Filialen bundesweit"}\" data-sheets-userformat=\"{"2":769,"3":{"1":0},"11":3,"12":0}\">Nur 9 Filialen bundesweit\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>0,08€ je Überweisung\u003C\u002Fp>","\u003Cp>🟡 Klimaschutz: 72%\u003C\u002Fp>\n\u003Cp>🟢 Korruption: 92%\u003C\u002Fp>\n\u003Cp>🟡 Gender Equality: 59%\u003C\u002Fp>\n\u003Cp>🟢 Menschenrechte: 93%\u003C\u002Fp>\n\u003Cp>🟢 Arbeitsrechte: 89%\u003C\u002Fp>\n\u003Cp>🟢 Natur & Umwelt: 87%\u003C\u002Fp>\n\u003Cp>🟢 Steuern: 88%\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann insgesamt 2x pro Monat kostenlos an den 17.300 Bankcard-Geldautomaten abgehoben werden.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank (EWR), Wechselkurs von Visa oder Mastercard (je nach Karte im Nicht-EWR)\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">\u003Cspan data-sheets-root=\"1\">Es kann insgesamt 2x pro Monat kostenlos an den 17.300 Bankcard-Geldautomaten abgehoben werden.\u003C\u002Fspan>\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>am Schalter\u003C\u002Fp>","\u003Cp>Tagesgeldkonto möglich\u003C\u002Fp>","\u003Cp>30€ pro Jahr. Auch eine Visa-Kreditkarte möglich.\u003C\u002Fp>",[329],[918,919],{"label":332,"value":15},{"label":334,"value":15},[336],[336],[923,924,926],{"feature":340,"rating":15},{"feature":925,"rating":16},"Gutschrift eine Überweisung kostet 0,10€ pro Überweisung",{"feature":927,"rating":16},"Einrichtung von Daueraufträgen kostet 2,00€ pro Dauerauftrag",2.52819,3.7094,"1,67€","0,83€","9,61%","3,00€","🟢 86 \u002F 100 (gut)","0,10€ \u002F 0,10€","2","Pax-Bank Pax-BCK Individuell","2026-05-07T09:44:39.261Z","2023-09-06T13:01:56.850Z","1% (min. 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Kombination von bis zu 3 Debit- oder Kreditkarten von bis zu 3 Karten ist kostenlos enthalten. Zusätzlich sind 25 virtuelle Karten enthalten.\u003C\u002Fp>","\u003Cp>Debit- oder Kreditkarten\u003C\u002Fp>","\u003Cp>6 Abhebungen p.M. sind kostenlos. Die nächsten 5 Abhebungen kosten 0,99€.\u003Cbr>Nicht berücksichtigt in der Gesamtkosten-Berechnung: Nach der 11. Abhebung kostet es 2,99€ pro Abhebung.\u003C\u002Fp>","\u003Cp>6 Abhebungen pro Monat sind kostenlos. Nächste 5 Abhebungen kosten 0,99€. Danach 2,99 € pro Abhebung.\u003C\u002Fp>","\u003Cp>6 Abhebungen pro Monat sind kostenlos. Nächste 5 Abhebungen kosten 0,99€. Danach 2,99 € pro Abhebung. Wechselkurs: Mastercard-Wechselkurs zzgl. 0,5%\u003C\u002Fp>","\u003Cp>6 Mal kann pro Monat kostenlos an den Mastercard-Geldautomaten abgehoben werden, die nächsten 5 Abhebung kosten 0,99€. Dannach kostet es 2,99€ je Abhebung.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"Die ersten 100€ sind kostenlos, danach 2,5% Gebühr."}\" data-sheets-userformat=\"{"2":11075,"3":{"1":0},"4":{"1":3,"3":2},"9":0,"11":3,"12":0,"14":{"1":2,"2":0},"16":10}\">Die ersten 100€ sind kostenlos, danach 2,5% Gebühr.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>25 IBANs inklusive\u003C\u002Fp>",[999,1000],{"label":332,"value":15},{"label":334,"value":15},[689],[689],3.58095,3.44826,3.74454,"9,99€","0,99 €","6","bunq 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style=\"font-size: 10pt; font-family: Arial; font-style: normal;\" data-sheets-value=\"{"1":2,"2":"bis zu 2 Girocards gratis"}\" data-sheets-userformat=\"{"2":513,"3":{"1":0},"12":0}\">bis zu 2 Girocards gratis\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Topzinskonto Plus\u003C\u002Fp>","\u003Cp>Girocard (Debitkarte)\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">1% (mind. 5,98€) Kosten für die Abhebung zzgl. 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data-sheets-value=\"{"1":2,"2":"Auf Wunsch kann die Mastercard direkt ohne Bonitätsvoraussetzung und ohne Jahresbeitrag zusammen mit dem Girokonto plus beantragt werden"}\" data-sheets-userformat=\"{"2":769,"3":{"1":0},"11":4,"12":0}\">Auf Wunsch kann die Mastercard direkt ohne Bonitätsvoraussetzung und ohne Jahresbeitrag zusammen mit dem Girokonto plus beantragt werden.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Norisbank Top-Zinskonto\u003C\u002Fp>","\u003Cp>Norisbank ServiceCard und Mastercard direkt sind kostenlos\u003C\u002Fp>","\u003Cp>🟡 Klimaschutz: 40%\u003C\u002Fp>\n\u003Cp>🟡 Korruption: 72%\u003C\u002Fp>\n\u003Cp>🔴 Gender Equality: 38%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 56%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 65%\u003C\u002Fp>\n\u003Cp>🟡 Biodiversität: 41%\u003C\u002Fp>\n\u003Cp>🔴 Steuern: 17%\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Mit der Mastercard Kreditkarte ist die Abhebung kostenlos.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan 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go","2025-12-18T05:35:12.863Z","2023-07-24T14:34:47.613Z","4%","https:\u002F\u002Fmonese.com\u002Fde\u002Fde\u002Ffees-and-limits\u002Ffee-and-limits-information",[1248,1250,1252],{"label":369,"logo":1249},{"id":371,"filename_download":372},{"label":374,"logo":1251},{"id":376,"filename_download":377},{"label":379,"logo":1253},{"id":381,"filename_download":382},[1255,1257],{"label":385,"logo":1256},{"id":387,"filename_download":388},{"label":602,"logo":1258},{"id":604,"filename_download":605},[1260],{"atm_networks_id":1261},{"label":442,"machines_count":615},[],[1264],{"label":412,"image":1265},{"id":414,"filename_download":415},[310],{"label":1268,"tan_method_value":34,"tan_method_description":34,"ident_method_value":1239,"ident_method_description":1218,"customer_support":34,"customer_support_description":34,"app_rating_value":34,"app_rating_description":34,"branches":16,"branches_description":34,"bic":34,"app_rating":34,"logo":1269},"Monese",{"id":1270,"filename_download":1271},"5b162501-d650-41f7-88e3-4f2567bf18b5","monese_Logo_130x35-01.svg",{"id":441,"description":34,"label":442,"date_updated":443,"date_created":444,"user_created":445,"user_updated":446,"logo":1273},{"id":448,"filename_download":449},{"id":84,"online_banking_id":84,"label":369,"status":360,"date_created":453,"date_updated":454,"user_updated":445,"user_created":435,"logo":1275},{"id":371,"filename_download":372},{"id":135,"online_banking_id":84,"label":374,"status":360,"date_created":457,"date_updated":458,"user_updated":445,"user_created":435,"logo":1277},{"id":376,"filename_download":377},{"item":1279},{"free_daily_account_interests":15,"wero":15,"without_schufa":16,"free_wire":15,"cash_in_retail":16,"giro_interest":16,"joint_account_possible":15,"same_primary_residence_required":16,"is_free_for_students":34,"deposit_money":15,"account_switching_service":15,"depot":16,"branches":16,"id":1280,"free_sub_accounts":1281,"card_preview":34,"app_rating":313,"cash_limit_per_day":544,"cash_limit_per_week":34,"cash_limit_per_month":34,"debitcard_description":1282,"girocard_description":1282,"deposit_protection_description":1283,"giro_interest_description":34,"wero_description":34,"free_daily_account_interests_description":1284,"button_info_description":34,"joint_accounts_card_count_description":1285,"app_rating_android_description":34,"app_rating_ios_description":34,"is_free_for_students_description":34,"same_primary_residence_required_value":34,"same_primary_residence_required_description":34,"account_type_description":34,"joint_account_possible_value":34,"joint_account_possible_description":34,"giro_interest_value":34,"total_costs_description":34,"branches_value":1286,"depot_value":1287,"additional_callout_description":34,"customer_support_description":34,"tan_method_description":34,"ident_method_description":34,"cash_in_retail_description":34,"free_wire_description":34,"app_rating_description":34,"sustainability_score_description":34,"customer_service_description":34,"real_time_bankwire_description":34,"starting_premium_description":34,"account_maintenance_fee_description":1288,"fee_withdrawal_euro_countries_description":34,"fee_withdrawal_non_euro_countries_description":1289,"fee_payment_euro_countries_description":34,"fee_payment_non_euro_countries_description":911,"free_withdrawals_per_month_description":1290,"fee_withdrawal_100_euro_countries_description":1291,"fee_payment_100_euro_countries_description":34,"deposit_money_description":34,"fee_payment_100_non_euro_countries_description":911,"fee_withdrawal_100_non_euro_countries_description":911,"label_description":34,"depot_description":34,"free_sub_accounts_description":34,"branches_description":34,"support_description":34,"custody_fee_description":34,"overdraft_interest_description":1292,"contactless_payment_services_description":34,"creditcard_description":1293,"country":1294,"real_time_bankwire":1295,"customer_support":1298,"account_type":34,"child_account_conditions":34,"support":1299,"special_features":34,"student_rating":34,"rating_joint_account":1300,"rating":1300,"bank_sustainability_rating":34,"rating_without_schufa":34,"fee_payment_euro_countries":343,"fee_withdrawal_100_euro_countries":1301,"fee_payment_100_euro_countries":1070,"custody_fee":777,"creditcard_value":699,"debitcard_value":343,"girocard_value":343,"account_maintenance_fee":1302,"overdraft_interest":1303,"fee_payment_non_euro_countries":1304,"fee_payment_100_non_euro_countries":1070,"fee_withdrawal_100_non_euro_countries":1305,"additional_callout":34,"tan_method_value":34,"ident_method_value":34,"custom_cta":34,"min_fee_withdrawal":34,"max_fee_withdrawal":34,"percentile_fee_withdrawal":34,"fixed_fee_withdrawals":46,"max_amount_free_withdrawals":34,"necessary_deposits":34,"account_fees_without_deposits":1302,"account_fees_with_deposits":1302,"app_rating_value":577,"sustainability_score":34,"fee_information_description":34,"fee_information":34,"real_time_bankwire_value":353,"price_performance_description":34,"free_wi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data-sheets-root=\"1\">Die Sparkassen-Card (Debitkarte) gibt es kostenlos zum Girokonto dazu. Mit ihr kann weltweit bargeldlos an allen Girocard- und Mastercard-Akzeptanzstellen bezahlt werden.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Bis 100.000€ (gesetzlich, freiwillig unbegrenzt) über die Institutssicherung der Sparkassen, Landesbanken und Landesbausparkassen (auch Haftungsverbund der Sparkassen-Finanzgruppe genannt).\u003C\u002Fp>","\u003Cp>S-Tagesgeld\u003C\u002Fp>","\u003Cp>Sparkassen-Card (Debitkarte) \u003C\u002Fp>","\u003Cp>Filialen nur im Raum Hamburg\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Bis zum 30. Lebensjahr kostenlos, sonst jährlich 0,195% vom Kurswert (in €) am 31.12. (mind. allerdings 10€).\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Bis zum 23. Lebensjahr gibt es keine Kontoführungsgebühr, vom 23. bis 30. Lebensjahr kostet das Konto 4,95€ mtl. und ab dem 30. Lebensjahr kostet das Konto 9,95€ mtl.\u003Cspan data-sheets-root=\"1\">Bis zum 23. Lebensjahr gibt es keine Kontoführungsgebühr, vom 23. bis 30. Lebensjahr kostet das Konto 4,95€ mtl. und ab dem 30. Lebensjahr kostet das Konto 9,95€ mtl.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>1,25% (min. 5€) Abhebegebühr zzgl. 1,5% (min. 1€) Fremdwährungsgebühr. 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Tagesgeld-Pocket\u003C\u002Fp>","\u003Cp>Das Gemeinschaftskonto ergänzt das Hauptkonto und kann nicht ohne jeweils eigenes Girokonto bei C24 geführt werden.\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n\u003Cp>Giro- oder Debitkarten (die Karten vom persönlichen Konto können mit dem Gemeinschaftskonto verknüpft werden, oder es kann je eine kostenlose virtuelle Mastercard erstellt werden). \u003C\u002Fp>","\u003Cp>Echtes Gemeinschaftskonto oder Shared Space mit unbegrenzter Anzahl an Teilnehmern möglich\u003C\u002Fp>","\u003Cp>Das Guthaben auf dem Girokonto wird mit 0,5% verzinst.\u003C\u002Fp>","\u003Cp>75€ Bonus bei C24 Kontoeröffnung und Umzug über den Check24 Kontoumzug (über unseren Link oder mit dem Code „C24FINANZF75“). Das alte Konto muss geschlossen werden. Außerdem erhältst du 0,50% Zinsen auf dem Tagesgeldkonto und 0,50% Zinsen auf dem Girokonto. Weitere Konditionen auf der Website des Anbieters.\u003C\u002Fp>","75€ Bonus bei C24 Kontoeröffnung und Umzug über den Check24 Kontoumzug (über unseren Link oder mit dem Code „C24FINANZF75“). Das alte Konto muss geschlossen werden. 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Das Berliner Volksbank Girokonto lässt sich als Gemeinschaftskonto eröffnen.","\u003Cp>\u003Cspan data-sheets-root=\"1\">Mit Girocard\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Abhebegebühr 1% (min. 7,50€) zzgl. Fremdwährungsgebühr in Höhe von 1,8%. Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank\u003C\u002Fp>","\u003Cp>Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank\u003C\u002Fp>","\u003Cp>Es kann unbegrenzt kostenlos an den 17.300 Bankcard-Geldautomaten und eigenen Volksbank-Automaten abgehoben werden.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Kostenlos an Volksbank-Automaten\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Eine Kreditkarte ist im Kontomodell inklusive. Jede weitere Kreditkarte kostet 30€ jährlich.\u003C\u002Fspan>\u003C\u002Fp>",[329],[1950,1951],{"label":332,"value":15},{"label":334,"value":15},[336,689],[336,689],3.62007,"3,95€","11,954%","1,8% ","1,80€","200€ Bonus","https:\u002F\u002Fwww.berliner-volksbank.de\u002Fservice\u002Fpflichtinformationen\u002Fentgeltinformationen.html","200€","Berliner Volksbank Girokonto","2026-06-19T07:28:58.302Z","2023-09-06T09:30:57.839Z","1% (mind. 7,50€) + 1,8%","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fberliner-volksbank-girokonto","https:\u002F\u002Fwww.berliner-volksbank.de\u002Fcontent\u002Fdam\u002Ff0120-0\u002Fwebn\u002Fdokumente\u002Fservice\u002Fagb-und-sonderbedingungen\u002Fpreisverzeichnis.pdf",[1969,1971,1973],{"label":369,"logo":1970},{"id":371,"filename_download":372},{"label":374,"logo":1972},{"id":376,"filename_download":377},{"label":379,"logo":1974},{"id":381,"filename_download":382},[1976,1978,1980,1982],{"label":385,"logo":1977},{"id":387,"filename_download":388},{"label":507,"logo":1979},{"id":509,"filename_download":510},{"label":602,"logo":1981},{"id":604,"filename_download":605},{"label":607,"logo":1983},{"id":609,"filename_download":610},[1985],{"atm_networks_id":1986},{"label":392,"machines_count":393},[1988,1990,1992],{"label":396,"image":1989},{"id":398,"filename_download":399},{"label":401,"image":1991},{"id":403,"filename_download":404},{"label":618,"image":1993},{"id":620,"filename_download":621},[1995,1997,1999,2001],{"label":628,"image":1996},{"id":630,"filename_download":631},{"label":407,"image":1998},{"id":409,"filename_download":410},{"label":412,"image":2000},{"id":414,"filename_download":415},{"label":417,"image":2002},{"id":419,"filename_download":420},[2004],43,{"label":2006,"tan_method_value":34,"tan_method_description":34,"ident_method_value":34,"ident_method_description":34,"customer_support":34,"customer_support_description":34,"app_rating_value":34,"app_rating_description":34,"branches":16,"branches_description":34,"bic":2007,"app_rating":34,"logo":2010},"Berliner 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Debit Mastercard kostenlos.\u003C\u002Fp>","\u003Cp>Konto 3 Monate aktiv nutzen, d.h. mind. 5 monatliche Buchungen über mind. 25€ (keine Eigenüberweisungen). 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data-sheets-value=\"{"1":2,"2":"virtuelle Kreditkarte Mastecard Classic Debit inklusive; physische Mastercard-Kreditkarte 2,42€ mtl."}\" data-sheets-userformat=\"{"2":11011,"3":{"1":0},"4":{"1":2,"2":16777215},"11":3,"12":0,"14":{"1":2,"2":0},"16":10}\">virtuelle Kreditkarte Mastercard Classic Debit inklusive; physische Mastercard-Kreditkarte 2,42€ mtl.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"digitale Girocard inklusive; Girocard V Pay 1,25 € mtl. 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Ansonsten betragen die Kosten 4,90€.\u003C\u002Fp>","\u003Cp>200€ Bonus für die Eröffnung deines ersten Girokontos oder Girokonto Future bis zum 31.07.2026. Dafür musst du „Tipps für Sie persönlich\" zustimmen, dich mindestens einmal mit deinen eigenen Zugangsdaten in der ING App einloggen und in den ersten vier Monaten zwei aufeinanderfolgende monatliche Geldeingänge erhalten: ab 28 Jahren mindestens 1.000 €, unter 28 Jahren mindestens 700 €. Weitere Infos auf der Website des Anbieters.\u003C\u002Fp>","\u003Cp>🟡 Klimaschutz: 49%\u003C\u002Fp>\n\u003Cp>\u003Cspan data-sheets-root=\"1\">🟡\u003C\u002Fspan> Korruption: 75%\u003C\u002Fp>\n\u003Cp>🟡 Gender Equality: 48%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 70%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 70%\u003C\u002Fp>\n\u003Cp>🟡 Biodiversität: 60%\u003C\u002Fp>\n\u003Cp>🟡 Steuern: 36%\u003C\u002Fp>","200€ Bonus für die Eröffnung deines ersten Girokontos oder Girokonto Future bis zum 31.07.2026. Dafür musst du „Tipps für Sie persönlich\" zustimmen, dich mindestens einmal mit deinen eigenen Zugangsdaten in der ING App einloggen und in den ersten vier Monaten zwei aufeinanderfolgende monatliche Geldeingänge erhalten: ab 28 Jahren mindestens 1.000 €, unter 28 Jahren mindestens 700 €. Weitere Infos auf der Website des Anbieters.","\u003Cp>\u003Cspan data-sheets-root=\"1\">Wenn min. 1.000€ Geldeingang oder unter 28 Jahren, sonst 4,90€ p.M.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Mindestabhebebetrag: 50€. Es kann unbegrenzt kostenlos an den Visa-Geldautomaten abgehoben werden.\u003C\u002Fp>","\u003Cp>1% (\u003Cspan data-sheets-root=\"1\">min. 2,50€, max. 7,50€)\u003C\u002Fspan> bei teilnehmenden Handelspartnern\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>","\u003Cp>5 Tagesgeldkonten mit eigener IBAN möglich\u003C\u002Fp>",[329],[3100,3101],{"label":332,"value":15},{"label":334,"value":15},[336,689],[336,689],4.14249,3.2475,"9,14%","2,2%","2,20€","🟠 56 \u002F 100 (schwach)","https:\u002F\u002Fwww.ing.de\u002Fdokumente\u002Fentgeltinformation-girokonto\u002F","ING 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kostet 10€ für 4 Jahre. Neukunden erhalten eine Visa Debitkarte und keine Girocard.\u003Cspan data-sheets-root=\"1\"> Bestandskunden können weiterhin ihre Girocard nutzen.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Wird nicht mehr an Neukunden ausgegeben. Bestandskunden können weiterhin ihre Girocard nutzen.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Targobank Tagesgeldkonto\u003C\u002Fp>","\u003Cp>Wenn min. 600€ Gehaltseingang p.M., sonst 3,95€ p.M.\u003C\u002Fp>","\u003Cp>Kostenlos mit der Visa-Debitkarte\u003C\u002Fp>","\u003Cp>3,95€ Abhebegebühr + 1,85% Fremdwährungsgebühr + 2% Aufschlag auf den Wechselkurs. Wechselkurs: Euro-Referenzwechselkurs der EZB zzgl. 2% (EWR) und Visa zzgl. 2% (Nicht-EWR)\u003C\u002Fp>","\u003Cp>1,85% Fremdwährungsgebühr + 2% Aufschlag auf den Wechselkurs; Wechselkurs: Euro-Referenzwechselkurs der EZB zzgl. 2% (EWR) und Visa zzgl. 2% (Nicht-EWR)\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann unbegrenzt kostenlos an den 300 Targobank-Geldautomaten abgehoben werden. 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data-sheets-root=\"1\">Virtuelle Visa Platinum-Debitkarte ist bis 31.12.2025 kostenlos. 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Weitere Bedingungen auf der Seite des Anbieters.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">2,99€ Abhebegebühr + 1% Fremdwährungsgebühr; Wechselkurs: Visa\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">1% Fremdwährungsgebühr; Wechselkurs: Visa\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann unbegrenzt kostenlos an den Visa-Geldautomaten abgehoben werden.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Sparkonto (Unterkonto ohne eigene IBAN) mit 1,5% p.a. 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data-sheets-root=\"1\">Die BforBasic Karte ist kostenlos, wenn eine Kartenzahlung oder Abhebung pro Monat getätigt wird, sonst mtl. 2€. 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Konto\u003C\u002Fh3>",{},{"content":7312,"level":91,"anchor":7296},"C24 Smart: Bedingungslos kostenloses Konto",{"innerBlocks":7314,"name":7315,"postId":7291,"originalContent":7316,"get_parent":7317,"attributes":7318,"dynamicContent":34},[],"core\u002Fparagraph","\u003Cp>Das C24 Smart Girokonto bringt einige Vorteile mit sich, die es zum besten Konto aus unserem Test machen.\u003C\u002Fp>",{},{"content":7319,"dropCap":16,"anchor":7296},"Das C24 Smart Girokonto bringt einige Vorteile mit sich, die es zum besten Konto aus unserem Test machen.",{"innerBlocks":7321,"name":7315,"postId":7291,"originalContent":7322,"get_parent":7323,"attributes":7324,"dynamicContent":34},[],"\u003Cp>Das Konto ist bedingungslos kostenlos – es gibt keine versteckten Gebühren oder Mindesteinzahlungen. Sowohl die Debitkarte als auch die Girocard sind inklusive und kosten dich keinen Cent. Auch Echtzeitüberweisungen sind kostenlos, was eine schnelle und unkomplizierte Geldüberweisung ermöglicht.\u003C\u002Fp>",{},{"content":7325,"dropCap":16,"anchor":7296},"Das Konto ist bedingungslos kostenlos – es gibt keine versteckten Gebühren oder Mindesteinzahlungen. Sowohl die Debitkarte als auch die Girocard sind inklusive und kosten dich keinen Cent. Auch Echtzeitüberweisungen sind kostenlos, was eine schnelle und unkomplizierte Geldüberweisung ermöglicht.",{"innerBlocks":7327,"name":7328,"postId":7291,"originalContent":7296,"saveContent":7296,"get_parent":7329,"attributes":7330},[],"acf\u002Fcta-box-border",{},{"name":7328,"data":7331},{"title":293,"cta_box_border_description":7296,"cta_box_border_list_0_cta_box_border_list_description":7332,"cta_box_border_list_0_cta_box_border_list_icon":7333,"cta_box_border_list_1_cta_box_border_list_description":7334,"cta_box_border_list_1_cta_box_border_list_icon":7333,"cta_box_border_list_2_cta_box_border_list_description":7335,"cta_box_border_list_2_cta_box_border_list_icon":7333,"cta_box_border_list_3_cta_box_border_list_description":7336,"cta_box_border_list_3_cta_box_border_list_icon":7333,"cta_box_border_list_4_cta_box_border_list_description":7337,"cta_box_border_list_4_cta_box_border_list_icon":7333,"cta_box_border_list_5_cta_box_border_list_description":7338,"cta_box_border_list_5_cta_box_border_list_icon":7339,"cta_box_border_list":313,"cta_box_border_image":7340,"cta_box_border_image_description":7296,"cta_box_border_button_link":7341,"cta_box_border_button_label":7296,"cta_box_border_button_id":7296,"cta_box_border_same_tab":7296,"cta_box_border_image_url":16},"Bedingungslos kostenlos","checked","\u003Cspan style=\"font-weight: 400;\">Debitkarte und Girocard ist kostenlos\u003C\u002Fspan>","Echtzeitüberweisung ist kostenlos","\u003Cspan style=\"font-weight: 400;\">Gleiche Konditionen für Geld abheben und bezahlen im In- und Ausland\u003C\u002Fspan>","4 kostenlose Unterkonten mit eigener IBAN","\u003Cspan style=\"font-weight: 400;\">Keine „echte“ Kreditkarte inklusive\u003C\u002Fspan>","unchecked",3066430,{"title":7296,"url":294,"target":7296},{"innerBlocks":7343,"name":7315,"postId":7291,"originalContent":7344,"get_parent":7345,"attributes":7346,"dynamicContent":34},[],"\u003Cp>Zudem kannst du viermal im Monat kostenlos Bargeld abheben, danach fallen nur 2€ pro Abhebung an. Besonders praktisch sind die 4 kostenlosen Unterkonten, die jeweils mit einer eigenen IBAN ausgestattet sind, wodurch du deine Finanzen noch besser organisieren kannst.\u003C\u002Fp>",{},{"content":7347,"dropCap":16,"anchor":7296},"Zudem kannst du viermal im Monat kostenlos Bargeld abheben, danach fallen nur 2€ pro Abhebung an. Besonders praktisch sind die 4 kostenlosen Unterkonten, die jeweils mit einer eigenen IBAN ausgestattet sind, wodurch du deine Finanzen noch besser organisieren kannst.",{"innerBlocks":7349,"name":7315,"postId":7291,"originalContent":7350,"get_parent":7351,"attributes":7352,"dynamicContent":34},[],"\u003Cp>Natürlich gibt es auch ein paar Nachteile, die du beachten solltest. Es gibt keine physische Filiale, alles läuft digital. Außerdem ist keine „echte“ Kreditkarte inklusive. Obwohl viele aus der Finanzfluss-Community mit dem Konto zufrieden sind, gibt es einige Erfahrungen zu C24, die von plötzlichen Kontoschließungen berichten. Außerdem soll der Kundenservice sehr lange brauchen, um auf Anfragen zu antworten.\u003C\u002Fp>",{},{"content":7353,"dropCap":16,"anchor":7296},"Natürlich gibt es auch ein paar Nachteile, die du beachten solltest. Es gibt keine physische Filiale, alles läuft digital. Außerdem ist keine „echte“ Kreditkarte inklusive. Obwohl viele aus der Finanzfluss-Community mit dem Konto zufrieden sind, gibt es einige Erfahrungen zu C24, die von plötzlichen Kontoschließungen berichten. Außerdem soll der Kundenservice sehr lange brauchen, um auf Anfragen zu antworten.",{"innerBlocks":7355,"name":7315,"postId":7291,"originalContent":7356,"get_parent":7357,"attributes":7358,"dynamicContent":34},[],"\u003Cp>Das C24 Smart Girokonto ist ideal für alle, die ein digitales Konto mit einfach zu bedienender App und vielen kostenlosen Leistungen suchen und auf Filialbesuche oder eine echte Kreditkarte verzichten können.\u003C\u002Fp>",{},{"content":7359,"dropCap":16,"anchor":7296},"Das C24 Smart Girokonto ist ideal für alle, die ein digitales Konto mit einfach zu bedienender App und vielen kostenlosen Leistungen suchen und auf Filialbesuche oder eine echte Kreditkarte verzichten können.",{"innerBlocks":7361,"name":7290,"postId":7291,"originalContent":7362,"get_parent":7363,"attributes":7364,"dynamicContent":34},[],"\u003Ch3>BBVA Girokonto: Kostenloses Girokonto bei neuer Bank\u003C\u002Fh3>",{},{"content":7365,"level":91,"anchor":7296},"BBVA Girokonto: Kostenloses Girokonto bei neuer Bank",{"innerBlocks":7367,"name":7315,"postId":7291,"originalContent":7368,"get_parent":7369,"attributes":7370,"dynamicContent":34},[],"\u003Cp>Bei der BBVA ist das Girokonto bedingungslos kostenlos. Das Konto bietet seinen Kunden eine kostenfreie Mastercard-Debitkarte, womit du unbegrenzt kostenlos Bargeld abheben kannst. Es sind keine Girocard oder Kreditkarte enthalten. Ein Nachteil für alle, die gerne mit Bargeld zahlen: Pro Abhebung werden 2€ fällig, außer du hebst mindestens 150€ ab.\u003C\u002Fp>",{},{"content":7371,"dropCap":16,"anchor":7296},"Bei der BBVA ist das Girokonto bedingungslos kostenlos. Das Konto bietet seinen Kunden eine kostenfreie Mastercard-Debitkarte, womit du unbegrenzt kostenlos Bargeld abheben kannst. Es sind keine Girocard oder Kreditkarte enthalten. Ein Nachteil für alle, die gerne mit Bargeld zahlen: Pro Abhebung werden 2€ fällig, außer du hebst mindestens 150€ ab.",{"innerBlocks":7373,"name":7328,"postId":7291,"originalContent":7296,"saveContent":7296,"get_parent":7374,"attributes":7375},[],{},{"name":7328,"data":7376},{"title":273,"cta_box_border_description":7296,"cta_box_border_list_0_cta_box_border_list_description":7,"cta_box_border_list_0_cta_box_border_list_icon":7333,"cta_box_border_list_1_cta_box_border_list_description":7377,"cta_box_border_list_1_cta_box_border_list_icon":7333,"cta_box_border_list_2_cta_box_border_list_description":7378,"cta_box_border_list_2_cta_box_border_list_icon":7333,"cta_box_border_list_3_cta_box_border_list_description":7379,"cta_box_border_list_3_cta_box_border_list_icon":7339,"cta_box_border_list_4_cta_box_border_list_description":7380,"cta_box_border_list_4_cta_box_border_list_icon":7339,"cta_box_border_list":750,"cta_box_border_image":7381,"cta_box_border_image_description":7296,"cta_box_border_button_link":7382,"cta_box_border_button_label":7296,"cta_box_border_button_id":7296,"cta_box_border_same_tab":7296,"cta_box_border_image_url":7384},"Kostenlose Mastercard-Debitkarte enthalten","\u003Cspan data-v-8a5a3276=\"\">Unbegrenzt kostenlos Geld abheben (wenn min. 150€ abgehoben werden, ansonsten 2€ pro Abhebung)\u003C\u002Fspan>","Geld einzahlen für 1,4% bei Handelspartnern, 50€ - 999€, monatlich max. 8.000€","Spanische Einlagensicherung",3098702,{"title":7296,"url":274,"target":7383},"_blank","https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2025\u002F07\u002Fbbva-logo-square.png",{"innerBlocks":7386,"name":7315,"postId":7291,"originalContent":7387,"get_parent":7388,"attributes":7389,"dynamicContent":34},[],"\u003Cp>Bei der BBVA kannst du neben der Debitkarte auch Apple Pay und Google Pay zum Bezahlen nutzen. Garmin Pay ist bisher nicht integriert. Um Geld einzuzahlen, zahlst du 1,4% bei über 12.000 Handelspartnern. Du kannst dann mindestens 50€ und maximal 999€ pro Einzahlung bewegen. Insgesamt kannst du nur 8.000€ pro Monat einzahlen.\u003C\u002Fp>",{},{"content":7390,"dropCap":16,"anchor":7296},"Bei der BBVA kannst du neben der Debitkarte auch Apple Pay und Google Pay zum Bezahlen nutzen. Garmin Pay ist bisher nicht integriert. Um Geld einzuzahlen, zahlst du 1,4% bei über 12.000 Handelspartnern. Du kannst dann mindestens 50€ und maximal 999€ pro Einzahlung bewegen. Insgesamt kannst du nur 8.000€ pro Monat einzahlen.",{"innerBlocks":7392,"name":7315,"postId":7291,"originalContent":7393,"get_parent":7394,"attributes":7395,"dynamicContent":34},[],"\u003Cp>Insgesamt gibt es bei der BBVA ein kostenloses Unterkonto, die Sparbox. Ein verzinstes Tagesgeldkonto ist nicht enthalten, auch kein kostenloses Depot.\u003C\u002Fp>",{},{"content":7396,"dropCap":16,"anchor":7296},"Insgesamt gibt es bei der BBVA ein kostenloses Unterkonto, die Sparbox. Ein verzinstes Tagesgeldkonto ist nicht enthalten, auch kein kostenloses Depot.",{"innerBlocks":7398,"name":7315,"postId":7291,"originalContent":7399,"get_parent":7400,"attributes":7401,"dynamicContent":34},[],"\u003Cp>Die BBVA hat eine spanische Einlagensicherung. Bis zu 100.000€ sind über den spanischen Einlagensicherungsfonds Fondo de Garantia de Depósitos de Entidades de Créditos (FGD) garantiert.\u003C\u002Fp>",{},{"content":7402,"dropCap":16,"anchor":7296},"Die BBVA hat eine spanische Einlagensicherung. Bis zu 100.000€ sind über den spanischen Einlagensicherungsfonds Fondo de Garantia de Depósitos de Entidades de Créditos (FGD) garantiert.",{"innerBlocks":7404,"name":7290,"postId":7291,"originalContent":7405,"get_parent":7406,"attributes":7407,"dynamicContent":34},[],"\u003Ch3>Santander BestGiro: Kostenloses Girokonto bei Filialbank\u003C\u002Fh3>",{},{"content":7408,"level":91,"anchor":7296},"Santander BestGiro: Kostenloses Girokonto bei Filialbank",{"innerBlocks":7410,"name":7315,"postId":7291,"originalContent":7411,"get_parent":7412,"attributes":7413,"dynamicContent":34},[],"\u003Cp>Einer der größten Vorteile des Santander BestGiro-Kontos ist, dass es als Konto bei einer Filialbank bedingungslos kostenlos ist. Es gibt keine versteckten Gebühren oder Mindestanforderungen, die erfüllt werden müssen, um das Konto kostenlos zu führen. \u003C\u002Fp>",{},{"content":7414,"dropCap":16,"anchor":7296},"Einer der größten Vorteile des Santander BestGiro-Kontos ist, dass es als Konto bei einer Filialbank bedingungslos kostenlos ist. Es gibt keine versteckten Gebühren oder Mindestanforderungen, die erfüllt werden müssen, um das Konto kostenlos zu führen. ",{"innerBlocks":7416,"name":7328,"postId":7291,"originalContent":7296,"saveContent":7296,"get_parent":7417,"attributes":7418},[],{},{"name":7328,"data":7419},{"title":2259,"cta_box_border_description":7296,"cta_box_border_list_0_cta_box_border_list_description":7420,"cta_box_border_list_0_cta_box_border_list_icon":7333,"cta_box_border_list_1_cta_box_border_list_description":7421,"cta_box_border_list_1_cta_box_border_list_icon":7333,"cta_box_border_list_2_cta_box_border_list_description":7422,"cta_box_border_list_2_cta_box_border_list_icon":7333,"cta_box_border_list_3_cta_box_border_list_description":7423,"cta_box_border_list_3_cta_box_border_list_icon":7333,"cta_box_border_list_4_cta_box_border_list_description":7424,"cta_box_border_list_4_cta_box_border_list_icon":7339,"cta_box_border_list_5_cta_box_border_list_description":7425,"cta_box_border_list_5_cta_box_border_list_icon":7339,"cta_box_border_list":313,"cta_box_border_image":7426,"cta_box_border_image_description":7296,"cta_box_border_button_link":7427,"cta_box_border_button_label":7296,"cta_box_border_button_id":7296,"cta_box_border_same_tab":7296,"cta_box_border_image_url":7428},"\u003Cspan style=\"font-weight: 400;\">Bedingungslos kostenlos\u003C\u002Fspan>","\u003Cspan style=\"font-weight: 400;\">Debitkarte und „echte“ Kreditkarte sind kostenlos\u003C\u002Fspan>","\u003Cspan style=\"font-weight: 400;\">Echtzeitüberweisung ist kostenlos\u003C\u002Fspan>","\u003Cspan style=\"font-weight: 400;\">Unbegrenzt kostenlos Bargeld abheben und einzahlen in Filialen\u003C\u002Fspan>","\u003Cspan style=\"font-weight: 400;\">Freistellungsauftrag umständlich einzurichten\u003C\u002Fspan>","\u003Cspan style=\"font-weight: 400;\">Max. 5.000€ pro Tag überweisen\u003C\u002Fspan>",3088822,{"title":7296,"url":2262,"target":7296},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F11\u002Fsantander-logo-square.png",{"innerBlocks":7430,"name":7315,"postId":7291,"originalContent":7431,"get_parent":7432,"attributes":7433,"dynamicContent":34},[],"\u003Cp>Die Debitkarte ist kostenlos im Paket enthalten. Die Girocard hingegen kostet 1€ pro Monat, was immer noch eine moderate Gebühr ist. Dafür gibt es eine kostenlose „echte“ Kreditkarte dazu.\u003C\u002Fp>",{},{"content":7434,"dropCap":16,"anchor":7296},"Die Debitkarte ist kostenlos im Paket enthalten. Die Girocard hingegen kostet 1€ pro Monat, was immer noch eine moderate Gebühr ist. Dafür gibt es eine kostenlose „echte“ Kreditkarte dazu.",{"innerBlocks":7436,"name":7315,"postId":7291,"originalContent":7437,"get_parent":7438,"attributes":7439,"dynamicContent":34},[],"\u003Cp>Das Konto ermöglicht unbegrenzte kostenlose Bargeldabhebungen an den 2.800 CashPool-Geldautomaten in Deutschland. Weiterhin kannst du viermal im Monat kostenlos an den 53.000 Visa-Geldautomaten Bargeld abheben, was dir eine große Flexibilität und Zugänglichkeit bietet. Zudem hast du Zugang zu einer Filiale und einem Ansprechpartner vor Ort, der dir bei Fragen und Problemen zur Seite steht. In der Filiale kannst du zudem unbegrenzt Geld abheben und kostenlos Bargeld einzahlen.\u003C\u002Fp>",{},{"content":7440,"dropCap":16,"anchor":7296},"Das Konto ermöglicht unbegrenzte kostenlose Bargeldabhebungen an den 2.800 CashPool-Geldautomaten in Deutschland. Weiterhin kannst du viermal im Monat kostenlos an den 53.000 Visa-Geldautomaten Bargeld abheben, was dir eine große Flexibilität und Zugänglichkeit bietet. Zudem hast du Zugang zu einer Filiale und einem Ansprechpartner vor Ort, der dir bei Fragen und Problemen zur Seite steht. In der Filiale kannst du zudem unbegrenzt Geld abheben und kostenlos Bargeld einzahlen.",{"innerBlocks":7442,"name":7315,"postId":7291,"originalContent":7443,"get_parent":7444,"attributes":7445,"dynamicContent":34},[],"\u003Cp>Allerdings gibt es auch einige Nachteile, die du beachten solltest. So gibt es nur ein Tagesgeldkonto als Unterkonto. Nutzer berichten in unserem A-Portal zu ihren Erfahrungen mit Santander  außerdem davon, dass es per Post nur sehr umständlich möglich ist, einen Freistellungsauftrag einzurichten. Zudem kann man gar nicht sehen, wie hoch der Zins auf dem Tagesgeldkonto ist und es ist nicht möglich, mehr als 5.000€ pro Tag zu überweisen. \u003C\u002Fp>",{},{"content":7446,"dropCap":16,"anchor":7296},"Allerdings gibt es auch einige Nachteile, die du beachten solltest. So gibt es nur ein Tagesgeldkonto als Unterkonto. Nutzer berichten in unserem A-Portal zu ihren Erfahrungen mit Santander  außerdem davon, dass es per Post nur sehr umständlich möglich ist, einen Freistellungsauftrag einzurichten. Zudem kann man gar nicht sehen, wie hoch der Zins auf dem Tagesgeldkonto ist und es ist nicht möglich, mehr als 5.000€ pro Tag zu überweisen. ",{"innerBlocks":7448,"name":7315,"postId":7291,"originalContent":7449,"get_parent":7450,"attributes":7451,"dynamicContent":34},[],"\u003Cp>Trotz dieser Nachteile ist das Santander BestGiro-Konto weiterhin eine ausgezeichnete Option für alle, die ein kostengünstiges und vielseitiges Girokonto suchen. Es überzeugt mit bedingungsloser Gebührenfreiheit, einer kostenlosen Debit- und Kreditkarte, moderaten Gebühren für die Girocard, kostenlosen Echtzeitüberweisungen und großzügigen Möglichkeiten zur kostenlosen Bargeldabhebung. \u003C\u002Fp>",{},{"content":7452,"dropCap":16,"anchor":7296},"Trotz dieser Nachteile ist das Santander BestGiro-Konto weiterhin eine ausgezeichnete Option für alle, die ein kostengünstiges und vielseitiges Girokonto suchen. Es überzeugt mit bedingungsloser Gebührenfreiheit, einer kostenlosen Debit- und Kreditkarte, moderaten Gebühren für die Girocard, kostenlosen Echtzeitüberweisungen und großzügigen Möglichkeiten zur kostenlosen Bargeldabhebung. ",{"innerBlocks":7454,"name":7290,"postId":7291,"originalContent":7455,"get_parent":7456,"attributes":7457,"dynamicContent":34},[],"\u003Ch2>Was bedeutet „kostenlos ohne Mindesteingang“\u003C\u002Fh2>",{},{"content":7458,"level":135,"anchor":7296},"Was bedeutet „kostenlos ohne Mindesteingang“",{"innerBlocks":7460,"name":7315,"postId":7291,"originalContent":7461,"get_parent":7462,"attributes":7463,"dynamicContent":34},[],"\u003Cp>Ein Girokonto ohne Mindesteingang sollte komplett kostenlos sein, unabhängig davon, ob du es aktiv nutzt oder nicht. Keine versteckten Gebühren oder Bedingungen, wie der Eingang von bestimmten Summen. \u003C\u002Fp>",{},{"content":7464,"dropCap":16,"anchor":7296},"Ein Girokonto ohne Mindesteingang sollte komplett kostenlos sein, unabhängig davon, ob du es aktiv nutzt oder nicht. Keine versteckten Gebühren oder Bedingungen, wie der Eingang von bestimmten Summen. ",{"innerBlocks":7466,"name":7315,"postId":7291,"originalContent":7467,"get_parent":7468,"attributes":7469,"dynamicContent":34},[],"\u003Cp>Viele Banken bieten zwar ein kostenloses Girokonto an, verbinden damit aber bestimmte Bedingungen wie beispielsweise den Eingang von mindestens 700€ pro Monat oder eine aktive Nutzung der Bankkarten.\u003C\u002Fp>",{},{"content":7470,"dropCap":16,"anchor":7296},"Viele Banken bieten zwar ein kostenloses Girokonto an, verbinden damit aber bestimmte Bedingungen wie beispielsweise den Eingang von mindestens 700€ pro Monat oder eine aktive Nutzung der Bankkarten.",{"innerBlocks":7472,"name":7315,"postId":7291,"originalContent":7473,"get_parent":7474,"attributes":7475,"dynamicContent":34},[],"\u003Cp>Daher haben wir in unserem Vergleich ausschließlich Konten aufgenommen, die bedingungslos kostenfrei sind und noch weitere kostenlose Leistung bieten:\u003C\u002Fp>",{},{"content":7476,"dropCap":16,"anchor":7296},"Daher haben wir in unserem Vergleich ausschließlich Konten aufgenommen, die bedingungslos kostenfrei sind und noch weitere kostenlose Leistung bieten:",{"innerBlocks":7478,"name":7479,"postId":7291,"originalContent":7480,"get_parent":7481,"attributes":7482,"dynamicContent":34},[],"core\u002Flist","\u003Cul>\u003Cli>Eine kostenlose Kredit- oder Debitkarte sollte unbedingt dabei sein, damit du jederzeit und überall bezahlen kannst.\u003C\u002Fli>\u003Cli>Es sollte ausreichend Möglichkeiten für Bargeldeinzahlungen und -auszahlungen geben.\u003C\u002Fli>\u003Cli>Echtzeitüberweisungen sollten kostenfrei möglich sein, damit du jederzeit schnell und unkompliziert Geld transferieren kannst.\u003C\u002Fli>\u003Cli>Zahlungen und Bargeldabhebungen im Ausland sollten möglichst günstig oder, noch besser, kostenlos sein.\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":16,"values":7483,"anchor":7296},"\u003Cli>Eine kostenlose Kredit- oder Debitkarte sollte unbedingt dabei sein, damit du jederzeit und überall bezahlen kannst.\u003C\u002Fli>\u003Cli>Es sollte ausreichend Möglichkeiten für Bargeldeinzahlungen und -auszahlungen geben.\u003C\u002Fli>\u003Cli>Echtzeitüberweisungen sollten kostenfrei möglich sein, damit du jederzeit schnell und unkompliziert Geld transferieren kannst.\u003C\u002Fli>\u003Cli>Zahlungen und Bargeldabhebungen im Ausland sollten möglichst günstig oder, noch besser, kostenlos sein.\u003C\u002Fli>",{"innerBlocks":7485,"name":7290,"postId":7291,"originalContent":7486,"get_parent":7487,"attributes":7488,"dynamicContent":34},[],"\u003Ch2>Voraussetzungen\u003C\u002Fh2>",{},{"content":7489,"level":135,"anchor":7296},"Voraussetzungen",{"innerBlocks":7491,"name":7315,"postId":7291,"originalContent":7492,"get_parent":7493,"attributes":7494,"dynamicContent":34},[],"\u003Cp>Auch, wenn ein Konto ohne Mindesteingang meist nicht als Hauptkonto geführt wird, müssen trotzdem einige Bedingungen erfüllt werden:\u003C\u002Fp>",{},{"content":7495,"dropCap":16,"anchor":7296},"Auch, wenn ein Konto ohne Mindesteingang meist nicht als Hauptkonto geführt wird, müssen trotzdem einige Bedingungen erfüllt werden:",{"innerBlocks":7497,"name":7479,"postId":7291,"originalContent":7498,"get_parent":7499,"attributes":7500,"dynamicContent":34},[],"\u003Cul>\u003Cli>Du musst mindestens 18 Jahre alt sein, um ein Girokonto eröffnen zu können.\u003C\u002Fli>\u003Cli>Ein deutscher Wohnsitz ist erforderlich, um die Kontoeröffnung abzuschließen.\u003C\u002Fli>\u003Cli>Eine gute oder sehr gute Bonität ist notwendig, da auch viele der kostenlosen Girokonten einen Dispokredit zur Verfügung stellen.\u003C\u002Fli>\u003C\u002Ful>",{},{"ordered":16,"values":7501,"anchor":7296},"\u003Cli>Du musst mindestens 18 Jahre alt sein, um ein Girokonto eröffnen zu können.\u003C\u002Fli>\u003Cli>Ein deutscher Wohnsitz ist erforderlich, um die Kontoeröffnung abzuschließen.\u003C\u002Fli>\u003Cli>Eine gute oder sehr gute Bonität ist notwendig, da auch viele der kostenlosen Girokonten einen Dispokredit zur Verfügung stellen.\u003C\u002Fli>",{"innerBlocks":7503,"name":7290,"postId":7291,"originalContent":7504,"get_parent":7505,"attributes":7506,"dynamicContent":34},[],"\u003Ch2>Häufig gestellte Fragen\u003C\u002Fh2>",{},{"content":7507,"level":135,"anchor":7296},"Häufig gestellte Fragen",{"innerBlocks":7509,"name":7510,"postId":7291,"originalContent":7296,"saveContent":7296,"get_parent":7511,"attributes":7512},[],"acf\u002Faccordion",{},{"name":7510,"data":7513},{"accordion_0_accordion_headline":7514,"accordion_0_accordion_description":7515,"accordion_1_accordion_headline":7516,"accordion_1_accordion_description":7517,"accordion_2_accordion_headline":7518,"accordion_2_accordion_description":7519,"accordion":91},"Was bedeutet „bedingungslos kostenlos“?","Das Konto ist dauerhaft ohne monatliche Grundgebühr, völlig unabhängig davon, ob oder wie viel Geld jeden Monat darauf eingeht. Es eignet sich daher ideal als Zweit- oder Nebenkonto.","Sind alle Bankkarten im Paket enthalten? ","Nicht immer. Während eine digitale Debitkarte meist gratis ist, verlangen manche Banken für eine physische Plastikkarte oder die klassische Girocard (EC-Karte) eine kleine monatliche Gebühr oder einmalige Versandkosten.","Wie funktioniert das Abheben von Bargeld?","Da Filialen fehlen, erfolgt der Bezug über eine begrenzte Anzahl an Gratis-Abhebungen pro Monat an beliebigen Automaten oder via App-Code im Einzelhandel (z. B. bei Rewe oder Rossmann). Oft gilt ein Mindestbetrag von 50 € pro Abhebung.",[7521,7524,7527],{"title":7522,"link":7523},"Vergleich","\u002Fvergleich\u002F",{"title":7525,"link":7526},"Girokonto","\u002Fvergleich\u002Fgirokonto\u002F",{"title":7528,"link":7296},"Kostenlos ohne Mindesteingang","cG9zdDozMDg0Njg4",{"__typename":7531,"metaDesc":7532,"opengraphType":7533,"opengraphTitle":7534,"opengraphSiteName":7535,"opengraphImage":7536,"metaRobotsNoindex":7543,"metaRobotsNofollow":7544,"opengraphDescription":7532,"opengraphModifiedTime":7545,"opengraphPublishedTime":7296,"twitterTitle":7296,"twitterDescription":7296,"title":7534,"readingTime":96},"PostTypeSEO","Kostenloses Girokonto ohne Mindesteingang: Die besten Angebote von C24, BBVA, Openbank & Co. im aktuellen Vergleich. Finde dein passendes Konto!","article","Kostenloses Girokonto ohne Mindesteingang 07\u002F2026","Finanzfluss",{"__typename":7537,"sourceUrl":7538,"mediaDetails":7539},"MediaItem","https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2023\u002F05\u002Fimage-3-1.png",{"__typename":7540,"width":7541,"height":7542},"MediaDetails",1280,720,"index","follow","2026-04-20T14:17:48+00:00","https:\u002F\u002Fvg09.met.vgwort.de\u002Fna\u002Faa4e3ffb680d4fa38bf4e0cebd23695d","\u002Fvergleich\u002Fgirokonto\u002Fkostenlos-ohne-mindesteingang\u002F","sub-comparison",1784640737006]