[{"data":1,"prerenderedAt":7647},["ShallowReactive",2],{"comparison-girokonto-kostenlos":3,"guide-card-img-src-yidFZDNsKxPdHbnWm-bVWGBOFkeq6kjFygJZHgIEkW8":7646},{"directusData":4,"page":7131,"uri":7644,"type":7645},{"id":5,"slug":6,"title":7,"text":8,"date_updated":9,"factsheet":10,"show_calculator":15,"show_filter":15,"show_layout_toggle":16,"default_parameters":17,"default_filter_parameters":30,"items_filter":35,"custom_table_columns":36,"table_sort":217,"disclaimer":224,"selected_alt_product_name":35,"parent_awards":225,"award_highlight":226,"tags":35,"award_1_label":227,"award_2_label":228,"award_3_label":229,"award_4_label":230,"comparison":231,"user_created":4456,"award_1_item":4462,"award_2_item":4467,"award_3_item":4472,"award_4_item":4477,"items":4482,"table_columns":7069,"product_selection_title":237},6,"kostenlos","Kostenloses Girokonto Vergleich","\u003Ch2>Beste Konten ohne Gebühren im Vergleich 07\u002F2026\u003C\u002Fh2>\n\u003Cp>Wo gibt es ein kostenloses Girokonto? Bei vielen Banken musst du Bedingungen wie z.B. einen gewissen Mindesteingang erfüllen, damit das Girokonto kostenlos ist. Wir zeigen dir, welche Kosten tatsächlich entstehen können, sodass du für dich das beste Girokonto ohne Gebühren finden kannst.\u003C\u002Fp>","2026-07-01T07:35:54.083Z",[11],{"key":12,"value":13,"icon":14,"label":12},"Befragte Personen","1.193","users",true,false,[18,22,26],{"title":19,"key":20,"value":21},"Geldeingang p.M.","monthlyDeposit","1000",{"title":23,"key":24,"value":25},"Ø Abhebebetrag p.M.","monthlyWithdrawal","800",{"title":27,"key":28,"value":29},"Abhebungen p.M.","monthlyWithdrawalCount","4",[31],{"title":32,"key":33,"value":34},"Kostenloses Girokonto","isFreeAccountMaintenanceFee","true",null,[37,40,44,48,53,59,63,69,74,78,83,90,96,101,104,107,110,114,117,120,123,127,130,133,139,142,146,149,152,155,160,164,169,174,179,184,188,192,196,199,203,206,209,213],{"key":38,"type":38,"active":15,"label":39,"filterable":16},"provider","Anbieter",{"key":41,"type":42,"active":15,"label":43,"filterable":16},"label","product","Konto",{"key":45,"type":46,"active":15,"label":47,"custom_cta":35,"custom_cta_no_affiliate":35},"url","cta","Angebot",{"label":49,"key":50,"type":51,"active":15,"description":52},"Gesamtkosten","total_costs","text","\u003Cp>Für die Gesamtkosten berechnen wir die Kontoführungsgebühr und die Kosten für Abhebungen am Geldautomaten. Bei der Kontoführungsgebühr wird der Geldeingang berücksichtigt, weitere Faktoren wie das Alter, Ausbildungszeit oder Nutzung eines Depots fließen nicht ein. Die Kosten für die Abhebungen werden für die günstigste Karte berechnet. Dafür wird der durchschnittliche Abhebebetrag pro Monat gleichmäßig auf die einzelnen Abhebungen verteilt.\u003C\u002Fp>",{"key":54,"type":54,"active":15,"description":55,"label":56,"options":57,"sort_options":58,"sortable":16},"rating","\u003Cp>Wenn du wissen möchtest, wie wir getestet haben, dann kannst du dir \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSNA1NJHYGEm7vZkrMQoEsoKvWJt8Dq1Q_oG8dfMgBOZIN8J1sbvRMR9gGXb_ULb2HErg2hz0AVU-pu\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa> ansehen.\u003C\u002Fp>","Girokonto-Test",[],[],{"key":60,"type":51,"active":15,"label":61,"mobile_rank":62},"account_maintenance_fee","Kontoführungsgebühr (p.M.)",1,{"key":64,"type":65,"active":15,"label":66,"options":67,"mobile_rank":35},"girocard","image","Girocard",[68],"icons-filled",{"key":70,"type":65,"active":15,"label":71,"options":72,"mobile_rank":73},"debitcard","Debitkarte",[68],4,{"key":75,"type":65,"active":15,"label":76,"options":77,"mobile_rank":35},"creditcard","Kreditkarte",[68],{"key":79,"type":65,"active":15,"label":80,"options":81},"contactless_payment_services","Mobile Bezahldienste",[82],"disable-tooltip",{"key":84,"type":85,"active":15,"label":86,"description":87,"options":88,"mobile_rank":89},"deposit_money","check","Geld einzahlen","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Unter Geld einzahlen verstehen wir, dass Bargeld ab 100€ überregional an einer Vielzahl von Stellen eingezahlt werden kann. Zudem werden nur Möglichkeiten zum Einzahlen angezeigt, die mit der günstigsten Bankkarte funktionieren.\u003C\u002Fspan>\u003C\u002Fp>",[68],2,{"key":91,"type":92,"active":15,"value":35,"field":93,"label":94,"description":95,"mobile_rank":35},"atm_network","atmnetwork","atm_networks_id.machines_count","Anzahl Geldautomaten","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Ein Geldautomatenverbund ist ein Zusammenschluss von Banken, um den Kunden möglichst viele Geldautomaten anzubieten. Angezeigt wird in unserem Vergleich die Anzahl der Geldautomaten, die man mit den kostenlos enthaltenen Bankkarten nutzen kann. Falls weder die Girocard noch die Debit- oder Kreditkarte kostenlos ist, wird davon die günstigste Karte gewählt.\u003C\u002Fspan>\u003C\u002Fp>",{"key":97,"type":51,"active":15,"label":98,"description":99,"mobile_rank":100},"free_withdrawals_per_month","Anzahl kostenloser Abhebungen p.M.","\u003Cp>Bei manchen Konten gibt es einen Mindestbetrag, den man pro Vorgang abheben muss. Wenn dieser Betrag größer als 50€ ist, zeigen wir diesen per Tooltip an. Beachte zudem, dass Geldautomatenbetreiber im In- und Ausland ein zusätzliches Entgelt verlangen können, auf das die Bank keinen Einfluss hat. Achte daher darauf, ob der Geldautomat zusätzliche Gebühren auf dem Display anzeigt.\u003C\u002Fp>",3,{"label":102,"key":103,"type":85,"active":16},"Bargeld im Handel","cash_in_retail",{"key":105,"type":51,"active":15,"label":106},"fee_withdrawal_euro_countries","Gebühr für Abhebung im Euro-Ausland",{"key":108,"type":51,"active":16,"label":109},"fee_withdrawal_100_euro_countries","Gebühr für 100€-Abhebung im Euro-Ausland",{"key":111,"type":51,"active":15,"label":112,"description":113},"fee_withdrawal_non_euro_countries","Gebühr für Abhebung im Nicht-Euro-Ausland","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Im Nicht-Euro-Ausland können Gebühren für das Abheben und den Währungstausch anfallen. Für die Fremdwährung fällt meist eine Fremdwährungsgebühr an. Teilweise gibt es einen zusätzlichen Aufschlag auf den echten Wechselkurs. Häufig wird beim Wechselkurs zwischen dem Europäischen Wirtschaftsraum (EWR) und der Region außerhalb (Nicht-EWR) unterschieden. Kreditkartengesellschaften, wie Visa oder Mastercard, erheben häufig einen Aufschlag auf den echten Wechselkurs. Teilweise verlangen Banken zudem einen Aufschlag auf den Wechselkurs der Kreditkartengesellschaft.\u003C\u002Fspan>\u003C\u002Fp>",{"key":115,"type":51,"active":16,"label":116},"fee_withdrawal_100_non_euro_countries","Gebühr für 100€-Abhebung im Nicht-Euro-Ausland",{"key":118,"type":51,"active":15,"label":119},"fee_payment_euro_countries","Gebühr für Zahlung im Euro-Ausland",{"key":121,"type":51,"active":16,"label":122},"fee_payment_100_euro_countries","Gebühr für 100€-Zahlung im Euro-Ausland",{"key":124,"type":51,"active":15,"label":125,"description":126},"fee_payment_non_euro_countries","Gebühr für Zahlung im Nicht-Euro-Ausland","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Wie beim Abheben entstehen bei Zahlungen im Nicht-Euro-Ausland üblicherweise Kosten für den Währungstausch. Die Gebühren äußern sich in der Fremdwährungsgebühr oder in Aufschlägen auf den Wechselkurs.\u003C\u002Fspan>\u003C\u002Fp>",{"key":128,"type":51,"active":16,"label":129},"fee_payment_100_non_euro_countries","Gebühr für 100€-Zahlung im Nicht-Euro-Ausland",{"label":131,"key":132,"type":85,"active":15},"Kostenlose SEPA-Überweisung","free_wire",{"key":134,"label":135,"type":136,"active":16,"description":137,"options":138},"real_time_bankwire","Echtzeitüberweisung","multicheck","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Mit einer Echtzeitüberweisung kann jederzeit (auch an Sonn- und Feiertagen) Geld innerhalb von maximal 20 Sekunden überwiesen werden. Im Vergleich geben wir an, ob das Senden und Empfangen von Echtzeitüberweisungen möglich ist und wie viel das Senden kostet.\u003C\u002Fspan>\u003C\u002Fp>",[68],{"label":140,"key":141,"type":85,"active":15},"Zinsen auf dem Girokonto","giro_interest",{"label":143,"key":144,"type":85,"active":15,"description":145},"Kostenloses Tagesgeld mit Zinsen","free_daily_account_interests","\u003Cp>Die genauen Konditionen der Tagesgeldkonten findest du in unserem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fvergleich\u002Ftagesgeld\u002F\" target=\"_blank\" rel=\"noopener\">Tagesgeld-Vergleich\u003C\u002Fa>.\u003C\u002Fp>",{"key":147,"type":51,"active":15,"label":148},"free_sub_accounts","Anzahl kostenloser Unterkonten",{"key":150,"type":51,"active":15,"label":151},"overdraft_interest","Dispozins",{"key":153,"type":51,"active":16,"label":154},"custody_fee","Verwahrentgelt",{"key":156,"type":157,"active":15,"label":158,"description":159},"customer_support","icons","Telefon-\u002FChat-Support","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Der Telefon- und Chat-Support bezieht sich auf den allgemeinen Kundenservice. Daher zählt etwa eine telefonische Sperrhotline nicht.\u003C\u002Fspan>\u003C\u002Fp>",{"key":161,"type":85,"active":15,"label":162,"options":163},"branches","Filialen",[],{"key":165,"type":65,"active":15,"options":166,"label":168},"online_banking",[167],"transparent","Online-Banking",{"label":170,"key":171,"type":65,"active":15,"options":172,"description":173},"App-Bewertung","app_rating",[167],"\u003Cp>Für die App-Bewertung haben wir den Durchschnitt von den Bewertungen im Apple- und Google-Store gebildet. Bei mehreren Apps wurde jeweils die zuerst angezeigte App verwendet (TAN-Apps ausgenommen).\u003C\u002Fp>",{"label":175,"key":176,"type":65,"active":15,"options":177,"description":178},"Ident-Verfahren","ident_method",[167],"\u003Cp>Bei der Eröffnung des Girokontos wird deine Identität per Ident-Verfahren überprüft. Typisch sind E-, Video- und Post-Ident. Bei E-Ident wird die Online-Ausweisfunktion des Personalausweises genutzt.\u003C\u002Fp>",{"label":180,"key":181,"type":65,"active":15,"options":182,"description":183},"TAN-Verfahren","tan_method",[167],"\u003Cp>Mithilfe eines TAN-Verfahrens können Transaktionen freigegeben werden. In diesem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fbanking\u002Fonline-banking-sicherheit\u002F\" target=\"_blank\" rel=\"noopener\">Ratgeber\u003C\u002Fa> erfährst du mehr über die verschiedenen TAN-Verfahren.\u003C\u002Fp>",{"key":185,"type":85,"active":15,"label":186,"options":187},"depot","Kostenloses Depot",[68],{"key":189,"type":85,"active":15,"label":190,"options":191},"account_switching_service","Kontowechsel-Service",[68],{"key":193,"type":194,"active":16,"label":195},"price_performance","link","Preis- und Leistungsverzeichnis",{"key":197,"label":198,"type":194,"active":16},"fee_information","Entgeltinformation",{"key":200,"type":201,"active":15,"label":202,"filterable":16,"filter_type":35,"filter_options":35,"filter_condition":35},"special_features","features","Besondere Eigenschaften",{"key":204,"type":51,"active":16,"label":205},"starting_premium","Startprämie",{"label":207,"key":208,"type":85,"active":16},"Kostenlos für Studenten","is_free_for_students",{"label":210,"key":211,"type":65,"active":16,"options":212},"App-Bewertung (iOS)","app_rating_ios",[167],{"label":214,"key":215,"type":65,"active":16,"options":216},"App-Bewertung (Android)","app_rating_android",[167],[218,221],{"label":219,"key":50,"sort":220,"default_sort":16},"Gesamtkosten p.M.","asc",{"label":222,"key":54,"sort":223,"default_sort":15},"Testnote","desc","\u003Cp>Quellen: Konditionen-Verzeichnisse und Website-Auskünfte der Banken\u003C\u002Fp>\n\u003Cp>Hinweis: Wir können leider keine Gewähr für die Aktualität, Richtigkeit und Vollständigkeit der Informationen auf dieser Seite übernehmen. Auf den Webseiten der entsprechenden Anbieter findest du alle aktuellen Produkt- und Preisinformationen. Die aufgeführten Konditionen im Vergleich beziehen sich auf Neukunden. Wie wir die Punkte für einzelne Konditionen vergeben, findest du in \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSFKdS9x1_dPbLJyYOS4fRDDONf5Xm1JBm34ABrtMGn0O0oADA4CzM6HlkSAHLC0ItxEBh0oTDBTLt1\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unserer Übersicht\u003C\u002Fa>. Als Highlights heben wir den Testsieger sowie besonders attraktive Angebote (z.B. eine hohe Startprämie) bei Produkten mit der Note „sehr gut“ farblich hervor.\u003C\u002Fp>\n\u003Cp data-pm-slice=\"1 1 []\">*Das ist ein Werbe- oder Affiliate-Link. Wenn du darauf klickst und etwas kaufst oder abschließt, erhalten wir eine Provision. Für dich entstehen dadurch keine Mehrkosten und du unterstützt damit unsere Arbeit. Unsere Produktbewertungen bleiben davon unbeeinflusst. Erfahre hier, \u003Ca class=\"ProsemirrorEditor-link\" href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fso-verdienen-wir-geld\u002F\">wie wir uns finanzieren\u003C\u002Fa>.\u003C\u002Fp>",[],"0","Bestes Gratis-Konto","200€ Bonus","2,25% Zinsen","75€ + 0,5% Bonus",{"title":232,"slug":233,"date_updated":234,"factsheet":235,"product_selection_title":237,"default_parameters":238,"table_columns":242,"table_sort":330,"disclaimer":224,"award_1_label":333,"award_2_label":334,"award_3_label":229,"award_4_label":335,"user_created":336,"award_1_item":340,"award_2_item":351,"award_3_item":362,"award_4_item":372,"items":389},"Girokonto-Vergleich","girokonto","2026-07-09T09:27:06.988Z",[236],{"key":12,"value":13,"icon":14,"label":12},"Deine Girokonto Auswahl",[239,240,241],{"title":19,"key":20,"value":21},{"title":23,"key":24,"value":25},{"title":27,"key":28,"value":29},[243,244,245,246,247,251,253,256,259,262,264,267,268,269,272,273,275,277,280,281,282,285,286,287,289,293,294,296,298,299,300,302,304,306,308,310,312,315,317,319,320,325,326,327,328,329],{"key":38,"type":38,"active":15,"label":39,"filterable":16},{"key":41,"type":42,"active":15,"label":43,"filterable":16},{"key":45,"type":46,"active":15,"label":47,"custom_cta":35,"custom_cta_no_affiliate":35},{"label":219,"key":50,"type":51,"active":15,"description":52},{"key":54,"type":54,"active":15,"description":248,"label":56,"options":249,"sort_options":250,"sortable":16},"\u003Cp>\u003Cspan style=\"font-weight: 400;\">Hier sind \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSFKdS9x1_dPbLJyYOS4fRDDONf5Xm1JBm34ABrtMGn0O0oADA4CzM6HlkSAHLC0ItxEBh0oTDBTLt1\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa>.\u003C\u002Fspan>\u003C\u002Fp>",[],[],{"key":60,"type":51,"active":15,"label":252,"mobile_rank":62},"Kontoführungsgebühr p.M.",{"key":64,"type":65,"active":15,"label":254,"options":255,"mobile_rank":100},"Girocard p.M.",[68],{"key":70,"type":65,"active":15,"label":257,"options":258,"mobile_rank":73},"Debitkarte p.M.",[68],{"key":75,"type":65,"active":15,"label":260,"options":261,"mobile_rank":35},"Kreditkarte p.M.",[68],{"key":79,"type":65,"active":15,"label":80,"options":263},[82],{"key":97,"type":51,"active":15,"label":265,"description":266},"Anzahl kostenloser Abhebungen im Monat","\u003Cp>Beachte, dass Geldautomatenbetreiber im In- und Ausland ein zusätzliches Entgelt verlangen können, auf das die Bank keinen Einfluss hat.\u003C\u002Fp>",{"key":105,"type":51,"active":15,"label":106},{"key":108,"type":51,"active":16,"label":109},{"key":111,"type":51,"active":15,"label":270,"description":271},"Gebühr für Abhebung in Fremdwährung","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Im Nicht-Euro-Ausland können Gebühren für das Abheben und den Währungstausch anfallen.\u003C\u002Fspan>\u003C\u002Fp>",{"key":115,"type":51,"active":16,"label":116},{"key":84,"type":85,"active":15,"label":86,"description":87,"options":274},[68],{"key":91,"type":92,"active":15,"value":35,"field":93,"label":94,"description":276,"mobile_rank":89},"\u003Cp>\u003Cspan style=\"font-weight: 400;\">Ein Geldautomatenverbund ist ein Zusammenschluss von Banken, um den Kunden möglichst viele Geldautomaten anzubieten. Angezeigt wird in unserem Vergleich die Anzahl der Geldautomaten, die man mit der günstigsten enthaltenen Bankkarten nutzen kann.\u003C\u002Fspan>\u003C\u002Fp>",{"label":278,"key":103,"type":85,"active":15,"description":279},"Bargeld im Handel abheben","\u003Cp>Viele Banken ermöglichen, im Handel (z.B. an Supermarktkassen) Bargeld zu beziehen.\u003C\u002Fp>",{"key":118,"type":51,"active":15,"label":119},{"key":121,"type":51,"active":16,"label":122},{"key":124,"type":51,"active":15,"label":283,"description":284},"Gebühr für Zahlung in Fremdwährung","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Wie beim Abheben entstehen bei Zahlungen im Nicht-Euro-Ausland üblicherweise Kosten für den Währungstausch.\u003C\u002Fspan>\u003C\u002Fp>",{"key":128,"type":51,"active":16,"label":129},{"label":131,"key":132,"type":85,"active":15},{"key":134,"label":135,"type":136,"active":16,"description":137,"options":288},[68],{"label":290,"key":291,"type":85,"active":15,"description":292},"Geld senden und empfangen mit Wero","wero","\u003Cp>Wero ist ein europaweiter Echtzeit-Bezahldienst.\u003C\u002Fp>",{"label":140,"key":141,"type":85,"active":15},{"label":143,"key":144,"type":85,"active":15,"description":295},"\u003Cp>Die genauen Konditionen der Tagesgeldkonten findest du in unserem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fvergleich\u002Ftagesgeld\u002F\" target=\"_blank\" rel=\"noopener\">Tagesgeld-Vergleich\u003C\u002Fa>. Kostenlose Unterkonten wie Pockets oder Spaces, auf denen es Zinsen gibt, zeigen wir ebenfalls an.\u003C\u002Fp>",{"key":147,"type":51,"active":15,"label":148,"description":297},"\u003Cp>Als Unterkonten zählen wir Pockets, Spaces, Shares und Tagesgeldkonten.\u003C\u002Fp>",{"key":153,"type":51,"active":16,"label":154},{"key":156,"type":157,"active":15,"label":158,"description":159},{"key":161,"type":85,"active":15,"label":162,"options":301},[],{"key":165,"type":65,"active":15,"options":303,"label":168},[167],{"label":170,"key":171,"type":65,"active":16,"options":305,"description":173},[167],{"label":210,"key":211,"type":65,"active":15,"options":307},[167],{"label":214,"key":215,"type":65,"active":15,"options":309},[167],{"label":175,"key":176,"type":65,"active":15,"options":311,"description":178},[167],{"label":180,"key":181,"type":65,"active":15,"options":313,"description":314},[167],"\u003Cp>Mithilfe eines TAN-Verfahrens können Transaktionen freigegeben werden. Typische TAN-Verfahren sind SMS, Chip, Push, Photo und QR.\u003C\u002Fp>",{"key":185,"type":85,"active":15,"label":186,"options":316},[68],{"key":189,"type":85,"active":15,"label":190,"options":318},[68],{"key":150,"type":51,"active":15,"label":151},{"label":321,"key":322,"type":323,"active":15,"description":324},"Gesetzliche Einlagensicherung","deposit_protection","flag","\u003Cp>In der EU sind Bankeinlagen bis 100.000€ gesetzlich durch nationale Sicherungssysteme geschützt.\u003C\u002Fp>",{"key":193,"type":194,"active":16,"label":195},{"key":197,"label":198,"type":194,"active":16},{"key":200,"type":201,"active":15,"label":202,"filterable":16,"filter_type":35,"filter_options":35,"filter_condition":35},{"key":204,"type":51,"active":16,"label":205},{"label":207,"key":208,"type":85,"active":16},[331,332],{"label":219,"key":50,"sort":220,"default_sort":16},{"label":222,"key":54,"sort":223,"default_sort":15},"Bestes Girokonto","40€ Bonus","75€ 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zur pyhsischen Karte ist 1 virtuelle Karte inklusive. \u003C\u002Fp>","\u003Cp dir=\"ltr\">Bis 100.000€ über den niederländischen Einlagensicherungsfonds Depositogarantiestelsel (DGS).\u003C\u002Fp>","\u003Cp>bunq Sparkonto\u003C\u002Fp>","\u003Cp>physische Debit-Mastercard und eine zusätzliche virtuelle Debit-Mastercard\u003C\u002Fp>","\u003Cp>Nicht berücksichtigt in der Gesamtkosten-Berechnung: Ab der 6. Abhebung im Monat werden 2,99€ pro Abhebung fällig statt 0,99€.\u003C\u002Fp>","\u003Cp>Ausweisdaten hochladen\u003C\u002Fp>","\u003Cp>5x p.M. 0,99€, danach 2,99€\u003C\u002Fp>","\u003Cp>5x p.M. 0,99€ (danach 2,99€) zzgl. 0,5% Wechselkursaufschlag; Wechselkurs: Mastercard\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Wechselkurs: Mastercard-Wechselkurs inkl. 0,5% Wechselkurs-Risiko\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>5 Mal kann pro Monat für 0,99€ an den Mastercard-Geldautomaten abgehoben werden, danach kostet es je Abhebung 2,99€.\u003C\u002Fp>","\u003Cp>Die ersten 100€ sind kostenlos, danach 2,5% Gebühr\u003C\u002Fp>","\u003Cp>Wechselkurs: Mastercard\u003C\u002Fp>","\u003Cp>5 weitere IBANs inklusive\u003C\u002Fp>","\u003Cp>Es wird kein Dispokredit angeboten.\u003C\u002Fp>",[410],[841,842],{"label":413,"value":15},{"label":415,"value":15},[764],[764],3.51329,3.26259,3.67121,"0,99€","3,99€","-","0,5%","0,50€","1,49€","Ausweisdaten 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data-sheets-root=\"1\">Virtuelle Visa Platinum-Debitkarte ist bis 31.12.2025 kostenlos. Für die physische Karte werden einmalig 4,99 € Versand fällig.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Bis 100.000€ über den österreichischen Einlagensicherungsfonds Einlagensicherung AUSTRIA Ges. m.b.H. (ESA).\u003C\u002Fp>","\u003Cp>Nicht berücksichtigt in der Gesamtkosten-Berechnung: Inaktivitätsgebühr 1€ p.M., wenn zwölf Monate lang keine Kontoaktivität.\u003C\u002Fp>","\u003Cp>0,50 € pro Überweisung ab der 11. Überweisung pro Monat\u003C\u002Fp>","\u003Cp>Inaktivitätsgebühr 1€ p.M., wenn zwölf Monate lang keine Kontoaktivität. Ansonsten 0€ pro Monat. Weitere Bedingungen auf der Seite des Anbieters.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Danach 2,99€ pro Abhebung"}\" data-sheets-userformat=\"{"2":771,"3":{"1":0},"4":{"1":2,"2":16711935},"11":3,"12":0}\">3x kostenlos in der Euro-Zone, danach 2,99€ pro Abhebung.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan style=\"font-size: 11pt; font-family: Arial; font-style: normal;\" data-sheets-value=\"{"1":2,"2":"Prozentsatz der bei Kartentransaktionen in Fremdwährung zusätzlich zu dem von Visa angewandten Wechselkurs berechnet wird"}\" data-sheets-userformat=\"{"2":13057,"3":{"1":0},"11":4,"12":0,"15":"Arial","16":11}\">2,99€ Abhebegebühr + 2% Fremdwährungsgebühr; Wechselkurs: Visa\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">2% Fremdwährungsgebühr; Wechselkurs: Visa\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>3 Mal kann pro Monat kostenlos an den Visa-Geldautomaten abgehoben werden, danach kostet es je Abhebung 2,99€.\u003C\u002Fp>","\u003Cp>3 kostenlose Abhebungen pro Monat, danach 2,99€ pro Abhebung\u003C\u002Fp>","\u003Cp>2% \u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"Prozentsatz der bei Kartentransaktionen in Fremdwährung zusätzlich zu dem von Visa angewandten Wechselkurs berechnet wird"}\" data-sheets-userformat=\"{"2":13057,"3":{"1":0},"11":4,"12":0,"15":"Arial","16":11}\">2% Wechselkursaufschlag; Wechselkurs: Visa\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"Prozentsatz der bei Kartentransaktionen in Fremdwährung zusätzlich zu dem von Visa angewandten Wechselkurs berechnet wird"}\" data-sheets-userformat=\"{"2":13057,"3":{"1":0},"11":4,"12":0,"15":"Arial","16":11}\">Abhebegebühr, daneben können weitere Umtauschgebühren anfallen; Wechselkurs: Visa\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Sparkonto (Unterkonto ohne eigene IBAN) mit 0,5% p.a. Zins auf bis zu 3.000€\u003C\u002Fspan>\u003C\u002Fp>",[410],[916,917],{"label":413,"value":16},{"label":415,"value":16},[417],[417],[921,923],{"feature":922,"rating":16},"Keine Daueraufträge möglich",{"feature":924,"rating":16},"10 kostenlose Überweisungen pro Monat, sonst 0,50€",3.06383,3.2,"2€","2,99€","https:\u002F\u002Fwww.westernunion.com\u002Fstaticassets\u002FR23-07.03.0\u002Fmedia\u002FWUIB_Fee_information_Standard_account_GER_DE_May2023.pdf","- \u002F -","AT","4,5 \u002F5","Western Union Standardkonto","2026-05-07T09:10:23.120Z","2023-07-26T06:00:36.693Z","2,99€ + 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data-sheets-value=\"{"1":2,"2":"Auf Wunsch kann die Mastercard direkt ohne Bonitätsvoraussetzung und ohne Jahresbeitrag zusammen mit dem Girokonto plus beantragt werden"}\" data-sheets-userformat=\"{"2":769,"3":{"1":0},"11":4,"12":0}\">Auf Wunsch kann die Mastercard direkt ohne Bonitätsvoraussetzung und ohne Jahresbeitrag zusammen mit dem Girokonto plus beantragt werden.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Norisbank Top-Zinskonto\u003C\u002Fp>","\u003Cp>Norisbank ServiceCard und Mastercard direkt sind kostenlos\u003C\u002Fp>","\u003Cp>🟡 Klimaschutz: 40%\u003C\u002Fp>\n\u003Cp>🟡 Korruption: 72%\u003C\u002Fp>\n\u003Cp>🔴 Gender Equality: 38%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 56%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 65%\u003C\u002Fp>\n\u003Cp>🟡 Biodiversität: 41%\u003C\u002Fp>\n\u003Cp>🔴 Steuern: 17%\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Mit der Mastercard Kreditkarte ist die Abhebung kostenlos.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan 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Inlandsüberweisungen kosten 1,29€ pro Überweisung\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Wenn über einen Zeitraum von 12 aufeinanderfolgenden Monaten keine Zahlungen auf oder von dem Konto getätigt werden, einschließlich Kartenzahlungen (aber mit Ausnahme geschuldeter Gebühren und Verwaltungszahlungen), wird eine monatliche Inaktivitätsgebühr für das Konto von 1€ fällig, bis die Transaktionsaktivität wieder aufgenommen wird\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">2% Abehbegebühr zzgl. 2% Fremdwährungebühr, \u003C\u002Fspan>Wechselkurs: Mastercard \u003C\u002Fp>","\u003Cp>Wechselkurs: Mastercard \u003C\u002Fp>","\u003Cp>Es kann für 2% des Abhebungsvolumens an den Mastercard-Geldautomaten abgehoben werden.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-formula-bar-text-style=\"font-size:13px;color:#000000;font-weight:normal;text-decoration:none;font-family:'Arial';font-style:normal;text-decoration-skip-ink:none;\">3,5% (min. 3€), Baraufladung mit Paysafecash \u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>3% der Transaktion; Wechselkurs: Mastercard\u003C\u002Fp>",[1288,1289],{"value":16,"label":413},{"value":16,"label":415},[764],[764],[1293,1295],{"feature":1294,"rating":16},"Keine gesetzliche Einlagensicherung",{"feature":1296,"rating":16},"Inlandsüberweisungen kosten 1,29€ pro Überweisung.",2.56085,2.68,"3%","Bild von Personalausweis\u002FReisepass und Selfie","https:\u002F\u002Fmonese.com\u002Fde\u002Fde\u002Fpricing","NONE","Monese Pay as you go","2025-12-18T05:35:12.863Z","2023-07-24T14:34:47.613Z","4%","https:\u002F\u002Fmonese.com\u002Fde\u002Fde\u002Ffees-and-limits\u002Ffee-and-limits-information",[1309,1311,1313],{"label":450,"logo":1310},{"id":452,"filename_download":453},{"label":455,"logo":1312},{"id":457,"filename_download":458},{"label":460,"logo":1314},{"id":462,"filename_download":463},[1316,1318],{"label":466,"logo":1317},{"id":468,"filename_download":469},{"label":679,"logo":1319},{"id":681,"filename_download":682},[1321],{"atm_networks_id":1322},{"label":522,"machines_count":692},[],[1325],{"label":493,"image":1326},{"id":495,"filename_download":496},[392],{"label":1329,"tan_method_value":35,"tan_method_description":35,"ident_method_value":1300,"ident_method_description":1279,"customer_support":35,"customer_support_description":35,"app_rating_value":35,"app_rating_description":35,"branches":16,"branches_description":35,"bic":35,"app_rating":35,"logo":1330},"Monese",{"id":1331,"filename_download":1332},"5b162501-d650-41f7-88e3-4f2567bf18b5","monese_Logo_130x35-01.svg",{"id":521,"description":35,"label":522,"date_updated":523,"date_created":524,"user_created":525,"user_updated":526,"logo":1334},{"id":528,"filename_download":529},{"id":5,"online_banking_id":35,"label":533,"status":441,"date_created":534,"date_updated":535,"user_updated":447,"user_created":447,"logo":1336},{"id":537,"filename_download":538},{"item":1338},{"free_daily_account_interests":15,"wero":15,"without_schufa":16,"free_wire":15,"cash_in_retail":16,"giro_interest":16,"joint_account_possible":15,"same_primary_residence_required":16,"is_free_for_students":35,"deposit_money":15,"account_switching_service":15,"depot":16,"branches":16,"id":1339,"free_sub_accounts":1340,"card_preview":35,"cash_limit_per_day":621,"cash_limit_per_week":35,"cash_limit_per_month":35,"app_rating_ios":62,"app_rating_android":89,"debitcard_description":1341,"girocard_description":1341,"deposit_protection_description":1342,"giro_interest_description":35,"wero_description":35,"free_daily_account_interests_description":1343,"button_info_description":35,"joint_accounts_card_count_description":1344,"app_rating_android_description":35,"app_rating_ios_description":35,"is_free_for_students_description":35,"same_primary_residence_required_value":35,"same_primary_residence_required_description":35,"account_type_description":35,"joint_account_possible_value":35,"joint_account_possible_description":35,"giro_interest_value":35,"total_costs_description":35,"branches_value":1345,"depot_value":1346,"additional_callout_description":35,"customer_support_description":35,"tan_method_description":35,"ident_method_description":35,"cash_in_retail_description":35,"free_wire_description":35,"app_rating_description":35,"sustainability_score_description":35,"customer_service_description":35,"real_time_bankwire_description":35,"starting_premium_description":35,"account_maintenance_fee_description":1347,"fee_withdrawal_euro_countries_description":35,"fee_withdrawal_non_euro_countries_description":1348,"fee_payment_euro_countries_description":35,"fee_payment_non_euro_countries_description":980,"free_withdrawals_per_month_description":1349,"fee_withdrawal_100_euro_countries_description":1350,"fee_payment_100_euro_countries_description":35,"deposit_money_description":35,"fee_payment_100_non_euro_countries_description":980,"fee_withdrawal_100_non_euro_countries_description":980,"label_description":35,"depot_description":35,"free_sub_accounts_description":35,"branches_description":35,"support_description":35,"custody_fee_description":35,"overdraft_interest_description":1351,"contactless_payment_services_description":35,"creditcard_description":1352,"country":1353,"real_time_bankwire":1354,"customer_support":1357,"account_type":35,"child_account_conditions":35,"support":1358,"special_features":35,"student_rating":35,"rating_joint_account":1359,"rating":1359,"bank_sustainability_rating":35,"rating_without_schufa":35,"fee_payment_euro_countries":424,"fee_withdrawal_100_euro_countries":1360,"fee_payment_100_euro_countries":1135,"custody_fee":850,"creditcard_value":774,"debitcard_value":424,"girocard_value":424,"account_maintenance_fee":1361,"overdraft_interest":1362,"fee_payment_non_euro_countries":1363,"fee_payment_100_non_euro_countries":1135,"fee_withdrawal_100_non_euro_countries":1364,"additional_callout":35,"tan_method_value":35,"ident_method_value":35,"custom_cta":35,"min_fee_withdrawal":35,"max_fee_withdrawal":35,"percentile_fee_withdrawal":35,"fixed_fee_withdrawals":226,"max_amount_free_withdrawals":35,"necessary_deposits":35,"account_fees_without_deposits":1361,"account_fees_with_deposits":1361,"app_rating_value":654,"sustainability_score":35,"fee_information_description":35,"fee_information":35,"real_time_bankwire_value":434,"price_performance_description":35,"free_withdrawals_per_month":435,"starting_premium":35,"fee_withdrawal_euro_countries":1365,"deposit_protection":437,"button_info":35,"joint_accounts_card_count":6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data-sheets-root=\"1\">Die Sparkassen-Card (Debitkarte) gibt es kostenlos zum Girokonto dazu. Mit ihr kann weltweit bargeldlos an allen Girocard- und Mastercard-Akzeptanzstellen bezahlt werden.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Bis 100.000€ (gesetzlich, freiwillig unbegrenzt) über die Institutssicherung der Sparkassen, Landesbanken und Landesbausparkassen (auch Haftungsverbund der Sparkassen-Finanzgruppe genannt).\u003C\u002Fp>","\u003Cp>S-Tagesgeld\u003C\u002Fp>","\u003Cp>Sparkassen-Card (Debitkarte) \u003C\u002Fp>","\u003Cp>Filialen nur im Raum Hamburg\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Bis zum 30. Lebensjahr kostenlos, sonst jährlich 0,195% vom Kurswert (in €) am 31.12. (mind. allerdings 10€).\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Bis zum 23. Lebensjahr gibt es keine Kontoführungsgebühr, vom 23. bis 30. Lebensjahr kostet das Konto 4,95€ mtl. und ab dem 30. Lebensjahr kostet das Konto 9,95€ mtl.\u003Cspan data-sheets-root=\"1\">Bis zum 23. Lebensjahr gibt es keine Kontoführungsgebühr, vom 23. bis 30. Lebensjahr kostet das Konto 4,95€ mtl. und ab dem 30. Lebensjahr kostet das Konto 9,95€ mtl.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>1,25% (min. 5€) Abhebegebühr zzgl. 1,5% (min. 1€) Fremdwährungsgebühr. Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank (EWR), Wechselkurs von Visa oder Mastercard (je nach Karte im Nicht-EWR)\u003C\u002Fp>","\u003Cp>Es kann unbegrenzt kostenlos an den 23.574 Sparkassen-Geldautomaten abgehoben werden.\u003C\u002Fp>","\u003Cp>\u003Cspan style=\"font-size: 10pt; font-family: Arial; font-style: normal;\" data-sheets-value=\"{"1":2,"2":"Verfügungen im girocard-System in Euro kostenlos"}\" data-sheets-userformat=\"{"2":4609,"3":{"1":0},"12":0,"15":"Arial"}\">Verfügungen im girocard-System in Euro kostenlos\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Abhängig von der Bonität\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Jährlich 36€\u003C\u002Fspan>\u003C\u002Fp>",[410],[1355,1356],{"label":413,"value":15},{"label":415,"value":15},[417,764],[417,764],3.32603,"4,95€","9,95€","9,69% - 11,69%","1,5% (min. 1€)","5€","1% (min. 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1€)",[1371,1373,1375],{"label":450,"logo":1372},{"id":452,"filename_download":453},{"label":455,"logo":1374},{"id":457,"filename_download":458},{"label":460,"logo":1376},{"id":462,"filename_download":463},[1378,1380],{"label":466,"logo":1379},{"id":468,"filename_download":469},{"label":679,"logo":1381},{"id":681,"filename_download":682},[1383],{"atm_networks_id":1384},{"label":1385,"machines_count":1386},"Sparkassennetz","22.000",[1388,1390],{"label":477,"image":1389},{"id":479,"filename_download":480},{"label":695,"image":1391},{"id":697,"filename_download":698},[1393,1395],{"label":488,"image":1394},{"id":490,"filename_download":491},{"label":493,"image":1396},{"id":495,"filename_download":496},[1398],47,{"label":1400,"tan_method_value":35,"tan_method_description":35,"ident_method_value":35,"ident_method_description":35,"customer_support":35,"customer_support_description":35,"app_rating_value":35,"app_rating_description":35,"branches":16,"branches_description":35,"bic":1401,"app_rating":35,"logo":1404},"Hamburger 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Tagesgeld-Pocket\u003C\u002Fp>","\u003Cp>Das Gemeinschaftskonto ergänzt das Hauptkonto und kann nicht ohne jeweils eigenes Girokonto bei C24 geführt werden.\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>\n\u003Cp>Giro- oder Debitkarten (die Karten vom persönlichen Konto können mit dem Gemeinschaftskonto verknüpft werden, oder es kann je eine kostenlose virtuelle Mastercard erstellt werden). \u003C\u002Fp>","\u003Cp>Echtes Gemeinschaftskonto oder Shared Space mit unbegrenzter Anzahl an Teilnehmern möglich\u003C\u002Fp>","\u003Cp>Das Guthaben auf dem Girokonto wird mit 0,5% verzinst.\u003C\u002Fp>","\u003Cp>75€ Bonus bei C24 Kontoeröffnung und Umzug über den Check24 Kontoumzug (über unseren Link oder mit dem Code „C24FINANZF75“). Das alte Konto muss geschlossen werden. Außerdem erhältst du 0,50% Zinsen auf dem Tagesgeldkonto und 0,50% Zinsen auf dem Girokonto. Weitere Konditionen auf der Website des Anbieters.\u003C\u002Fp>","75€ Bonus bei C24 Kontoeröffnung und Umzug über den Check24 Kontoumzug (über unseren Link oder mit dem Code „C24FINANZF75“). Das alte Konto muss geschlossen werden. 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data-sheets-value=\"{"1":2,"2":"virtuelle Kreditkarte Mastecard Classic Debit inklusive; physische Mastercard-Kreditkarte 2,42€ mtl."}\" data-sheets-userformat=\"{"2":11011,"3":{"1":0},"4":{"1":2,"2":16777215},"11":3,"12":0,"14":{"1":2,"2":0},"16":10}\">virtuelle Kreditkarte Mastercard Classic Debit inklusive; physische Mastercard-Kreditkarte 2,42€ mtl.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"digitale Girocard inklusive; Girocard V Pay 1,25 € mtl. 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Man erhält eine Visa- oder Mastercard-Debitkarte.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp dir=\"ltr\">Bis 100.000€ über den litauischen Einlagensicherungsfonds VĮ Indėlių ir investicijų draudimas.\u003C\u002Fp>","\u003Cp>Revolut Tagesgeld\u003C\u002Fp>","\u003Cp>Das Gemeinschaftskonto ergänzt das Hauptkonto und kann nicht ohne jeweils eigenes Girokonto bei Revolut geführt werden.\u003C\u002Fp>\n\u003Cp>Physische oder virtuelle Debitkarten.\u003C\u002Fp>","\u003Cp>20€ Bonus für Neukunden. Du musst innerhalb eines Monats nach Eröffnung deines Kontos und vor dem 31.12.2026 Einkäufe im Wert von mindestens 20€ tätigen, um den Willkommensbonus zu erhalten. Weitere Konditionen auf der Seite des Anbieters.\u003C\u002Fp>","20€ Bonus für Neukunden. Du musst innerhalb eines Monats nach Eröffnung deines Kontos und vor dem 31.12.2025 Einkäufe im Wert von mindestens 20€ tätigen, um den Willkommensbonus zu erhalten. Weitere Konditionen auf der Seite des Anbieters.","\u003Cp>Max. 200€ p.M. (max. 5 Abhebungen), danach 2% Gebühr (min. 1€).\u003C\u002Fp>","\u003Cp>Max. 200€ p.M. (max. 5 Abhebungen), danach 2% Gebühr (min. 1€). Wechselkurs: \u003Cspan data-sheets-root=\"1\">Ab 1.000€ p.M. zzgl. 0,5% Gebühr auf den echten Wechselkurs. Laut Revolut fallen weitere Gebühren an, wenn selten verwendete Währungen getauscht werden oder die Devisenmärkte geschlossen sind (z.B. am Wochenende zzgl. 1 %). Für welche Währung eine Gebühr anfällt und wie hoch die Kosten sind, ist vor der Transaktion in der App zu sehen.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Wechselkurs: \u003Cspan data-sheets-root=\"1\">Ab 1.000€ p.M. zzgl. 0,5% Gebühr auf den echten Wechselkurs. Laut Revolut fallen weitere Gebühren an, wenn selten verwendete Währungen getauscht werden oder die Devisenmärkte geschlossen sind (z.B. am Wochenende zzgl. 1 %). Für welche Währung eine Gebühr anfällt und wie hoch die Kosten sind, ist vor der Transaktion in der App zu sehen.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>5 Mal kann pro rollierendem Monat kostenlos an den Mastercard-Geldautomaten abgehoben werden, danach kostet es je Abhebung 2% (min. 1€). Maximal sind 200€ p.M. möglich.\u003C\u002Fp>","\u003Cp>Unbegrenzt viele Unterkonten\u003C\u002Fp>",[2521,2522],{"label":413,"value":15},{"label":415,"value":15},[764],[764],[2526,2528],{"feature":2527,"rating":15},"beliebig viele Unterkonten",{"feature":2529,"rating":15},"Währungskonten in über 30 verschiedenen Währungen",4.14894,4.33333,"20€ Bonus","oder Foto vom Ausweis","4,9 \u002F 5","https:\u002F\u002Fwww.revolut.com\u002Fen-IT\u002Flegal\u002Ffee-information-document\u002F","5 (max. 200€)","20€","LT","2 kostenlose Karten; nur mit je eigenem Revolut-Girokonto","Revolut 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Card\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">girocard (Debitkarte) für 12€ im Jahr\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>UniCredit Card (Mastercard-Debitkarte) und HVB ServiceCard\u003C\u002Fp>","\u003Cp>Nicht berücksichtigt in der Gesamtkosten-Berechnung: Vorteilsprogramm valyou: Bronze Status 7,43€\u002FMonat, Silber Status 4,95€\u002FMonat, Gold Status 0€\u002FMonat\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\" data-sheets-value=\"{"1":2,"2":"Für Neukunden ist das HVB PlusKonto zwei Jahre kostenlos statt 9,90 € mtl., danach in Abhängigkeit vom Status im Vorteilsprogramm valyou: kein Status 9,90 € mtl., Bronze Status 7,43 € mtl., Silber Status 4,95 €, Gold Status 0,00 €."}\" data-sheets-userformat=\"{"2":4995,"3":{"1":0},"4":{"1":2,"2":16711935},"10":2,"11":3,"12":0,"15":"Arial"}\">Vorteilsprogramm valyou: Bronze Status 7,43€\u002FMonat, Silber Status 4,95€\u002FMonat, Gold Status 0€\u002FMonat\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"Kostenlos an Geldautomaten der UniCredit Group"}\" data-sheets-userformat=\"{"2":769,"3":{"1":0},"11":3,"12":0}\">Kostenlos mit der UniCredit Card an Geldautomaten der UniCredit Group und der Cash Group\u003C\u002Fspan>\u003Cspan style=\"font-size: 10pt; font-family: Arial; font-style: normal;\" data-sheets-value=\"{"1":2,"2":"Kostenlos an Geldautomaten der UniCredit Group"}\" data-sheets-userformat=\"{"2":769,"3":{"1":0},"11":3,"12":0}\">\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">An Geldautomaten der UniCredit Group fallen lediglich 1,75% Fremdwährungsgebühr an. 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Das alte Konto muss geschlossen werden. Außerdem erhältst du 0,50% Zinsen auf dem Tagesgeldkonto und 0,50% Zinsen auf dem Girokonto. Weitere Konditionen auf der Website des Anbieters.\u003C\u002Fdiv>\n\u003C\u002Fdiv>","\u003Cp>20 Abhebungen pro Monat kostenlos, danach je Abhebung 2€. Wechselkurs: Mastercard\u003C\u002Fp>","\u003Cp>20 Abhebungen kostenlos. Danach 2€ pro Abhebung, Wechselkurs: Mastercard\u003C\u002Fp>",[3051,3052],{"label":413,"value":15},{"label":415,"value":15},[417,764],[417,764],[3056],{"feature":3057,"rating":15},"0,5% Cashback (max. 12€ 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Extra Konto\u003C\u002Fp>","\u003Cp>Für alle mit mind. 1000€ Geldeingang oder unter 28 Jahren kostenlos. Ansonsten betragen die Kosten 4,90€.\u003C\u002Fp>","\u003Cp>200€ Bonus für die Eröffnung deines ersten Girokontos oder Girokonto Future bis zum 31.07.2026. Dafür musst du „Tipps für Sie persönlich\" zustimmen, dich mindestens einmal mit deinen eigenen Zugangsdaten in der ING App einloggen und in den ersten vier Monaten zwei aufeinanderfolgende monatliche Geldeingänge erhalten: ab 28 Jahren mindestens 1.000 €, unter 28 Jahren mindestens 700 €. Weitere Infos auf der Website des Anbieters.\u003C\u002Fp>","\u003Cp>🟡 Klimaschutz: 49%\u003C\u002Fp>\n\u003Cp>\u003Cspan data-sheets-root=\"1\">🟡\u003C\u002Fspan> Korruption: 75%\u003C\u002Fp>\n\u003Cp>🟡 Gender Equality: 48%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 70%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 70%\u003C\u002Fp>\n\u003Cp>🟡 Biodiversität: 60%\u003C\u002Fp>\n\u003Cp>🟡 Steuern: 36%\u003C\u002Fp>","200€ Bonus für die Eröffnung deines ersten Girokontos oder Girokonto Future bis zum 31.07.2026. Dafür musst du „Tipps für Sie persönlich\" zustimmen, dich mindestens einmal mit deinen eigenen Zugangsdaten in der ING App einloggen und in den ersten vier Monaten zwei aufeinanderfolgende monatliche Geldeingänge erhalten: ab 28 Jahren mindestens 1.000 €, unter 28 Jahren mindestens 700 €. Weitere Infos auf der Website des Anbieters.","\u003Cp>\u003Cspan data-sheets-root=\"1\">Wenn min. 1.000€ Geldeingang oder unter 28 Jahren, sonst 4,90€ p.M.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Mindestabhebebetrag: 50€. Es kann unbegrenzt kostenlos an den Visa-Geldautomaten abgehoben werden.\u003C\u002Fp>","\u003Cp>1% (\u003Cspan data-sheets-root=\"1\">min. 2,50€, max. 7,50€)\u003C\u002Fspan> bei teilnehmenden Handelspartnern\u003C\u002Fp>\n\u003Cp> \u003C\u002Fp>","\u003Cp>5 Tagesgeldkonten mit eigener IBAN möglich\u003C\u002Fp>",[410],[3110,3111],{"label":413,"value":15},{"label":415,"value":15},[417,764],[417,764],4.14249,3.2475,"9,14%","2,2%","2,20€","🟠 56 \u002F 100 (schwach)","https:\u002F\u002Fwww.ing.de\u002Fdokumente\u002Fentgeltinformation-girokonto\u002F","ING 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Nötig sind die Zustimmung zu \"Tipps für Sie persönlich\" sowie zwei aufeinanderfolgende monatliche Geldeingänge (auch in Teilbeträgen) in den ersten vier Monaten. Ab 28 Jahre: 1.000€ Geldeingang (auch bei Gemeinschaftskonten), unter 28 Jahren: 700€ Geldeingang (auch bei Gemeinschaftskonten mit einem Kontoinhabenden unter 28 Jahren). Weitere Konditionen auf der Website des Anbieters.\u003C\u002Fp>","200€ Bonus bei Eröffnung des ersten Girokontos bis zum 31.05.2026. Nötig sind die Zustimmung zu \"Tipps für Sie persönlich\" sowie zwei aufeinanderfolgende monatliche Geldeingänge (auch in Teilbeträgen) in den ersten vier Monaten. Ab 28 Jahre: 1.000€ Geldeingang (auch bei Gemeinschaftskonten), unter 28 Jahren: 700€ Geldeingang (auch bei Gemeinschaftskonten mit einem Kontoinhabenden unter 28 Jahren). Weitere Konditionen auf der Website des Anbieters.","\u003Cp>1€ Girokonto Future Gebühr wenn min. 1.000€ Geldeingang oder unter 28 Jahren, sonst 5,90€ p.M.\u003C\u002Fp>","\u003Cp>Es kann unbegrenzt kostenlos an den Visa-Geldautomaten abgehoben werden.\u003C\u002Fp>","\u003Cp>1% (\u003Cspan data-sheets-root=\"1\">min. 2,50€, max. 7,50€) bei teilnehmenden Handelspartnern\u003C\u002Fspan>\u003C\u002Fp>",[410],[3377,3378],{"label":413,"value":15},{"label":415,"value":15},[417,764],[417,764],[3382,3384],{"feature":3383,"rating":15},"Guthaben werden nachhaltige Kredite&Anlagen gegenübergestellt",{"feature":3385,"rating":15},"Kontogebühr wird zur Unterstützung sozialer\u002Fökologischer Projekten verwendet",3.81334,3.13778,"1000€","ING Girokonto 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Wechselkurs: Ab 1.000€ p.M. zzgl. 0,5% Gebühr auf den echten Wechselkurs. Laut Revolut fallen weitere Gebühren an, wenn selten verwendete Währungen getauscht werden oder die Devisenmärkte geschlossen sind (z.B. am Wochenende zzgl. 1 %). Für welche Währung eine Gebühr anfällt und wie hoch die Kosten sind, ist vor der Transaktion in der App zu sehen.\u003C\u002Fp>","\u003Cp>Wechselkurs: Ab 1.000€ p.M. zzgl. 0,5% Gebühr auf den echten Wechselkurs. Laut Revolut fallen weitere Gebühren an, wenn selten verwendete Währungen getauscht werden oder die Devisenmärkte geschlossen sind (z.B. am Wochenende zzgl. 1 %). Für welche Währung eine Gebühr anfällt und wie hoch die Kosten sind, ist vor der Transaktion in der App zu sehen.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann an den Mastercard-Geldautomaten abgehoben werden. 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data-sheets-root=\"1\">oder 135€ pro Jahr\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Max. 800€ p.M., danach 2% Gebühr (min. 1€)\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Max. 800€ p.M., danach 2% Gebühr (min. 1€). 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data-sheets-root=\"1\">Virtuelle Visa Platinum-Debitkarte ist bis 31.12.2025 kostenlos. Für die erste physische Karte fallen keine Versandkosten an (inkl. jährlichem Kartentausch), danach fällt für jede weitere Karte eine Versandgebühr von 4,99€ an.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\"> 0,50 € pro Überweisung ab der 21. Überweisung pro Monat\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">7,99€ p.M. zzgl. Inaktivitätsgebühr 1€ p.M., wenn zwölf Monate lang keine Kontoaktivität. Weitere Bedingungen auf der Seite des Anbieters.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">2,99€ Abhebegebühr + 1% Fremdwährungsgebühr; Wechselkurs: Visa\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">1% Fremdwährungsgebühr; Wechselkurs: Visa\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann unbegrenzt kostenlos an den Visa-Geldautomaten abgehoben werden.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Sparkonto (Unterkonto ohne eigene IBAN) mit 1,5% p.a. Zins auf bis zu 3.000€\u003C\u002Fspan>\u003C\u002Fp>",[410],[4215,4216],{"label":413,"value":16},{"label":415,"value":16},[417],[417],[4220,4221],{"feature":922,"rating":16},{"feature":4222,"rating":16},"20 kostenlose Überweisungen pro Monat, sonst 0,50€",2.88882,3.02121,"8,99€","Western Union Premium-Konto","2025-11-13T11:09:44.143Z","2025-09-17T12:51:53.205Z","2,99€ + 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data-sheets-root=\"1\">Die BforBasic Karte ist kostenlos, wenn eine Kartenzahlung oder Abhebung pro Monat getätigt wird, sonst mtl. 2€. Die BforZen Karte kostet 5€ p.M.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Bfor+ Tagesgeldkonto\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Chat in der App\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann eine Inaktivitäts- bzw. Kartengebühr anfallen, wenn mit der BforBasic Karte nicht einmal pro Monat bezahlt oder abgehoben wird. In diesem Fall entsteht eine Gebühr in Höhe von 2€. Wer die BforZen Karte für monatlich 5€ auswählt, kann sie beliebig häufig nutzen, ohne dass ggf. Kosten entstehen.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">3 kostenlose Abhebungen mit der BforBasic Karte in der Eurozone, danach je 1€. Mit der BforZen Karte unbegrenzt kostenlos in der Eurozone.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Die ersten 3 Abhebungen mit der BforBasic Karte kosten 1,95%, danach 1€ + 1,95%. 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data-sheets-root=\"1\">Physische Girocard Debit Mastercard kostet jährlich 9€. Die Girocard ist gleichzeitig auch eine Mastercard-Debitkarte. Girocard Debit Mastercard bis zum 31.12.2026 für Neueröffnungen kostenfrei, danach 9€ Jahresgebühr.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Physische Girocard Debit Mastercard kostet jährlich 9€. Die Girocard ist gleichzeitig auch eine Mastercard-Debitkarte. Girocard Debit Mastercard bis zum 31.12.2026 für Neueröffnungen kostenfrei, danach 9€ Jahresgebühr. Die virtuelle Girocard ist kostenlos.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>UmweltFlexkonto\u003C\u002Fp>","\u003Cp>100€ Bonus an den Kunden zzgl. 50€ Spende an den NABU. Voraussetzung: Zustimmung zu Werbeeinwilligungen, Datennutzung und mind. einem Gehalts- bzw. Renteneingang in den ersten 3 Monaten nach Kontoeröffnung. Zudem Kontoführung in den ersten 12 Monaten kostenlos, danach 4,90€ monatlich. Girocard Debit Mastercard bis zum 31.12.2026 für Neueröffnungen kostenfrei, danach 9€ Jahresgebühr. 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Eine Kreditkarte ist nicht inbegriffen.\u003C\u002Fp>",{},{"content":7175,"dropCap":16,"anchor":7141},"Das C24 Smartkonto ist bedingungslos kostenlos, das heißt, dass es an keine weiteren Konditionen geknüpft ist, damit du es kostenlos nutzen kannst. Das Konto bietet eine kostenlose \u003Ca href=\"\u002Fbanking\u002Fgirocard\u002F\" class=\"app-link\">Girocard\u003C\u002Fa> sowie eine Mastercard-Debitkarte. Eine Kreditkarte ist nicht inbegriffen.",{"innerBlocks":7177,"name":7144,"postId":7136,"originalContent":7178,"get_parent":7179,"attributes":7180,"dynamicContent":35},[],"\u003Cp>Es besteht zudem die Möglichkeit, 4 kostenfreie Unterkonten mit eigener IBAN einzurichten – darunter auch ein Tagesgeldkonto. Mit dem C24 Smartkonto kannst du allerdings nur 4 Mal im Monat kostenfrei an einem der 53.000 Mastercard-Geldautomaten \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fgirokonto\u002Fkostenlos-geld-abheben\u002F\">Geld abheben\u003C\u002Fa>, danach liegen die Kosten bei 2€ je Abhebung.\u003C\u002Fp>",{},{"content":7181,"dropCap":16,"anchor":7141},"Es besteht zudem die Möglichkeit, 4 kostenfreie Unterkonten mit eigener IBAN einzurichten – darunter auch ein Tagesgeldkonto. Mit dem C24 Smartkonto kannst du allerdings nur 4 Mal im Monat kostenfrei an einem der 53.000 Mastercard-Geldautomaten \u003Ca href=\"\u002Fgirokonto\u002Fkostenlos-geld-abheben\u002F\" class=\"app-link\">Geld abheben\u003C\u002Fa>, danach liegen die Kosten bei 2€ je Abhebung.",{"innerBlocks":7183,"name":7184,"postId":7136,"originalContent":7141,"saveContent":7141,"get_parent":7185,"attributes":7186},[],"acf\u002Fcta-box-border",{},{"name":7184,"data":7187},{"title":375,"cta_box_border_description":7141,"cta_box_border_list_0_cta_box_border_list_description":7188,"cta_box_border_list_0_cta_box_border_list_icon":7189,"cta_box_border_list_1_cta_box_border_list_description":7190,"cta_box_border_list_1_cta_box_border_list_icon":7189,"cta_box_border_list_2_cta_box_border_list_description":7191,"cta_box_border_list_2_cta_box_border_list_icon":7189,"cta_box_border_list_3_cta_box_border_list_description":7192,"cta_box_border_list_3_cta_box_border_list_icon":7189,"cta_box_border_list_4_cta_box_border_list_description":7193,"cta_box_border_list_4_cta_box_border_list_icon":7189,"cta_box_border_list_5_cta_box_border_list_description":7194,"cta_box_border_list_5_cta_box_border_list_icon":7195,"cta_box_border_list":5,"cta_box_border_image":7196,"cta_box_border_image_description":7141,"cta_box_border_button_link":7197,"cta_box_border_button_label":7198,"cta_box_border_button_id":7141,"cta_box_border_same_tab":7141,"cta_box_border_image_url":16},"Bedingungslos kostenloses Girokonto","checked","Debitkarte ist kostenlos","Girocard ist kostenlos","Bargeld kann 4x im Monat kostenlos abgehoben werden, danach 2€ pro Abhebung","4 kostenlose Unterkonten mit eigener IBAN","Bargeldeinzahlung kostet 1,75%","unchecked",3066430,{"title":7141,"url":376,"target":7141},"Zum Anbieter",{"innerBlocks":7200,"name":7135,"postId":7136,"originalContent":7201,"get_parent":7202,"attributes":7203,"dynamicContent":35},[],"\u003Ch3>Consorsbank! Girokonto\u003C\u002Fh3>",{},{"content":2992,"level":100,"anchor":7141},{"innerBlocks":7205,"name":7144,"postId":7136,"originalContent":7206,"get_parent":7207,"attributes":7208,"dynamicContent":35},[],"\u003Cp>Das Girokonto der Consorsbank ist kostenlos bis 31 Jahre oder bei mindestens 700€ monatlichem Geldeingang. Besonders hervorzuheben ist das umfangreiche Kartenpaket: Girocard, Debitkarte und Kreditkarte sind alle gebührenfrei enthalten. Die Visa Card Gold Light ermöglicht nicht nur weltweite kostenlose Bargeldabhebungen, sondern auch gebührenfreie Kartenzahlungen in Fremdwährung – ideal für Reisen und Online-Shopping im Ausland. Ein nennenswerter Nachteil: Bargeldeinzahlungen sind nur kostenpflichtig bei der Reisebank möglich.\u003C\u002Fp>",{},{"content":7209,"dropCap":16,"anchor":7141},"Das Girokonto der Consorsbank ist kostenlos bis 31 Jahre oder bei mindestens 700€ monatlichem Geldeingang. Besonders hervorzuheben ist das umfangreiche Kartenpaket: Girocard, Debitkarte und Kreditkarte sind alle gebührenfrei enthalten. Die Visa Card Gold Light ermöglicht nicht nur weltweite kostenlose Bargeldabhebungen, sondern auch gebührenfreie Kartenzahlungen in Fremdwährung – ideal für Reisen und Online-Shopping im Ausland. Ein nennenswerter Nachteil: Bargeldeinzahlungen sind nur kostenpflichtig bei der Reisebank möglich.",{"innerBlocks":7211,"name":7184,"postId":7136,"originalContent":7141,"saveContent":7141,"get_parent":7212,"attributes":7213},[],{},{"name":7184,"data":7214},{"title":2992,"cta_box_border_description":7141,"cta_box_border_list_0_cta_box_border_list_description":7215,"cta_box_border_list_0_cta_box_border_list_icon":7189,"cta_box_border_list_1_cta_box_border_list_description":7216,"cta_box_border_list_1_cta_box_border_list_icon":7189,"cta_box_border_list_2_cta_box_border_list_description":7217,"cta_box_border_list_2_cta_box_border_list_icon":7189,"cta_box_border_list_3_cta_box_border_list_description":7218,"cta_box_border_list_3_cta_box_border_list_icon":7189,"cta_box_border_list_4_cta_box_border_list_description":7219,"cta_box_border_list_4_cta_box_border_list_icon":7195,"cta_box_border_list":823,"cta_box_border_image":7220,"cta_box_border_image_description":7141,"cta_box_border_button_link":7221,"cta_box_border_button_label":7198,"cta_box_border_button_id":7141,"cta_box_border_same_tab":7141,"cta_box_border_image_url":7223},"Kostenloses Girokonto bis 31 Jahre oder bei min. 700€ Geldeingang p.M.","Kostenlose Girocard, Debitkarte und Kreditkarte","Mit der Visa Card Gold Light weltweit kostenlos Geld abheben","Keine Gebühr für Kartenzahlungen in Fremdwährung mit der Visa Card Gold Light","Einzahlungen nur bei der Reisebank gegen Gebühr möglich",3060716,{"title":7141,"url":2995,"target":7222},"_blank","https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2022\u002F11\u002Fconsorsbank-logo-square-1.png",{"innerBlocks":7225,"name":7135,"postId":7136,"originalContent":7226,"get_parent":7227,"attributes":7228,"dynamicContent":35},[],"\u003Ch3>BBVA Girokonto\u003C\u002Fh3>",{},{"content":355,"level":100,"anchor":7141},{"innerBlocks":7230,"name":7144,"postId":7136,"originalContent":7231,"get_parent":7232,"attributes":7233,"dynamicContent":35},[],"\u003Cp>Das Girokonto der BBVA ist bedingungslos kostenlos und bietet seinen Kunden eine kostenfreie Mastercard-Debitkarte, dafür aber keine Girocard oder Kreditkarte. Mit der Mastercard-Debitkarte können Nutzer unbegrenzt kostenlos Bargeld abheben. Ein Nachteil dabei ist, dass man mindestens 150€ abheben muss, ansonsten kostet jede Abhebung 2€.\u003C\u002Fp>",{},{"content":7234,"dropCap":16,"anchor":7141},"Das Girokonto der BBVA ist bedingungslos kostenlos und bietet seinen Kunden eine kostenfreie Mastercard-Debitkarte, dafür aber keine Girocard oder Kreditkarte. Mit der Mastercard-Debitkarte können Nutzer unbegrenzt kostenlos Bargeld abheben. Ein Nachteil dabei ist, dass man mindestens 150€ abheben muss, ansonsten kostet jede Abhebung 2€.",{"innerBlocks":7236,"name":7184,"postId":7136,"originalContent":7141,"saveContent":7141,"get_parent":7237,"attributes":7238},[],{},{"name":7184,"data":7239},{"title":355,"cta_box_border_description":7141,"cta_box_border_list_0_cta_box_border_list_description":7188,"cta_box_border_list_0_cta_box_border_list_icon":7189,"cta_box_border_list_1_cta_box_border_list_description":7240,"cta_box_border_list_1_cta_box_border_list_icon":7189,"cta_box_border_list_2_cta_box_border_list_description":7241,"cta_box_border_list_2_cta_box_border_list_icon":7189,"cta_box_border_list_3_cta_box_border_list_description":7242,"cta_box_border_list_3_cta_box_border_list_icon":7195,"cta_box_border_list_4_cta_box_border_list_description":7243,"cta_box_border_list_4_cta_box_border_list_icon":7195,"cta_box_border_list":823,"cta_box_border_image":7244,"cta_box_border_image_description":7141,"cta_box_border_button_link":7245,"cta_box_border_button_label":7141,"cta_box_border_button_id":7141,"cta_box_border_same_tab":7141,"cta_box_border_image_url":7246},"Kostenlose Mastercard-Debitkarte","\u003Cspan data-v-8a5a3276=\"\">Unbegrenzt kostenlos Geld abheben (wenn min. 150€ abgehoben werden, ansonsten 2€ pro Abhebung)\u003C\u002Fspan>","Geld einzahlen für 1,4% bei Handelspartnern, 50€ - 999€, monatlich max. 8.000€","Spanische Einlagensicherung",3098702,{"title":7141,"url":356,"target":7222},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2025\u002F07\u002Fbbva-logo-square.png",{"innerBlocks":7248,"name":7135,"postId":7136,"originalContent":7249,"get_parent":7250,"attributes":7251,"dynamicContent":35},[],"\u003Ch3>Santander BestGiro\u003C\u002Fh3>",{},{"content":2293,"level":100,"anchor":7141},{"innerBlocks":7253,"name":7144,"postId":7136,"originalContent":7254,"get_parent":7255,"attributes":7256,"dynamicContent":35},[],"\u003Cp>Das Konto von Santander ist ein bedingungslos kostenloses Konto, dies kannst du also z.B. auch gut als Spaßkonto nutzen, falls du ein \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fbanking\u002Fkontenmodelle\u002F\">3-Konten-Modell\u003C\u002Fa> hast. Mit deiner kostenlosen Debitkarte kannst du unbegrenzt oft Bargeld von deinem Konto abheben. Eine Girocard bekommst du für 1€ pro Monat, eine Kreditkarte ist kostenfrei. Auch bei Santander kannst du dir als kostenloses Unterkonto ein Tagesgeldkonto einrichten.\u003C\u002Fp>",{},{"content":7257,"dropCap":16,"anchor":7141},"Das Konto von Santander ist ein bedingungslos kostenloses Konto, dies kannst du also z.B. auch gut als Spaßkonto nutzen, falls du ein \u003Ca href=\"\u002Fbanking\u002Fkontenmodelle\u002F\" class=\"app-link\">3-Konten-Modell\u003C\u002Fa> hast. Mit deiner kostenlosen Debitkarte kannst du unbegrenzt oft Bargeld von deinem Konto abheben. Eine Girocard bekommst du für 1€ pro Monat, eine Kreditkarte ist kostenfrei. Auch bei Santander kannst du dir als kostenloses Unterkonto ein Tagesgeldkonto einrichten.",{"innerBlocks":7259,"name":7144,"postId":7136,"originalContent":7260,"get_parent":7261,"attributes":7262,"dynamicContent":35},[],"\u003Cp>Als Kreditkarte steht dir die Möglichkeit zur Verfügung, eine Revolving-Karte einzurichten, also eine Karte, bei der du das ausgegebene Geld entweder gesamt oder in Raten zurückzahlen kannst. Mehr zu Revolving-Kreditkarten erfährst du in unserem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fkreditkarte\u002F\">Kreditkarten-Ratgeber\u003C\u002Fa>.\u003C\u002Fp>",{},{"content":7263,"dropCap":16,"anchor":7141},"Als Kreditkarte steht dir die Möglichkeit zur Verfügung, eine Revolving-Karte einzurichten, also eine Karte, bei der du das ausgegebene Geld entweder gesamt oder in Raten zurückzahlen kannst. Mehr zu Revolving-Kreditkarten erfährst du in unserem \u003Ca href=\"\u002Fkreditkarte\u002F\" class=\"app-link\">Kreditkarten-Ratgeber\u003C\u002Fa>.",{"innerBlocks":7265,"name":7184,"postId":7136,"originalContent":7141,"saveContent":7141,"get_parent":7266,"attributes":7267},[],{},{"name":7184,"data":7268},{"title":2293,"cta_box_border_description":7141,"cta_box_border_list_0_cta_box_border_list_description":7188,"cta_box_border_list_0_cta_box_border_list_icon":7189,"cta_box_border_list_1_cta_box_border_list_description":7190,"cta_box_border_list_1_cta_box_border_list_icon":7189,"cta_box_border_list_2_cta_box_border_list_description":7269,"cta_box_border_list_2_cta_box_border_list_icon":7189,"cta_box_border_list_3_cta_box_border_list_description":7270,"cta_box_border_list_3_cta_box_border_list_icon":7189,"cta_box_border_list_4_cta_box_border_list_description":7271,"cta_box_border_list_4_cta_box_border_list_icon":7189,"cta_box_border_list_5_cta_box_border_list_description":7272,"cta_box_border_list_5_cta_box_border_list_icon":7195,"cta_box_border_list":5,"cta_box_border_image":7273,"cta_box_border_image_description":7141,"cta_box_border_button_link":7274,"cta_box_border_button_label":7198,"cta_box_border_button_id":7141,"cta_box_border_same_tab":7141,"cta_box_border_image_url":7275},"Girocard kostet 1€ pro Monat","Kreditkarte ist kostenlos","Bargeld kann unbegrenzt kostenlos an den 2.800 CashPool-Geldautomaten abgehoben werden und 4x kostenlos an den 53.000 Visa-Geldautomaten","1,85% Gebühr für Zahlungen im Nicht-Euro-Ausland",3088822,{"title":7141,"url":2296,"target":7141},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2024\u002F11\u002Fsantander-logo-square.png",{"innerBlocks":7277,"name":7135,"postId":7136,"originalContent":7278,"get_parent":7279,"attributes":7280,"dynamicContent":35},[],"\u003Ch3>DKB Girokonto\u003C\u002Fh3>",{},{"content":2861,"level":100,"anchor":7141},{"innerBlocks":7282,"name":7144,"postId":7136,"originalContent":7283,"get_parent":7284,"attributes":7285,"dynamicContent":35},[],"\u003Cp>Das DKB Girokonto ist nicht bedingungslos kostenfrei – es müssen mindestens 700€ pro Monat auf das Konto eingehen oder du musst unter 28 Jahren sein, damit es kostenfrei geführt werden kann. Es ist also eine gute Wahl, falls du es als Gehaltskonto nutzen möchtest. Die Girocard sowie die Kreditkarte sind bei der DKB ebenfalls nicht komplett kostenfrei, es fallen jeweils 0,99€ für die Girocard und 2,49€ für die Kreditkarte pro Monat an. \u003C\u002Fp>",{},{"content":7286,"dropCap":16,"anchor":7141},"Das DKB Girokonto ist nicht bedingungslos kostenfrei – es müssen mindestens 700€ pro Monat auf das Konto eingehen oder du musst unter 28 Jahren sein, damit es kostenfrei geführt werden kann. Es ist also eine gute Wahl, falls du es als Gehaltskonto nutzen möchtest. Die Girocard sowie die Kreditkarte sind bei der DKB ebenfalls nicht komplett kostenfrei, es fallen jeweils 0,99€ für die Girocard und 2,49€ für die Kreditkarte pro Monat an.",{"innerBlocks":7288,"name":7144,"postId":7136,"originalContent":7289,"get_parent":7290,"attributes":7291,"dynamicContent":35},[],"\u003Cp>Möchtest du Geld abheben, geht dies aber komplett kostenlos. Bei der DKB kannst du jeden Monat, so oft wie du magst, Geld von deinem Konto abheben. Ein kostenloses Tagesgeldkonto kannst du ebenfalls als Unterkonto hinzufügen. Es fallen außerdem keine Gebühren für \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fbanking\u002Fgeld-abheben-bezahlen-ausland\u002F\">Zahlungen und Abhebungen im Ausland\u003C\u002Fa> an – sowohl im Euro-Ausland als auch bei einem Geldeingang von mindestens 700€ pro Monat im Nicht-Euro-Ausland.\u003C\u002Fp>",{},{"content":7292,"dropCap":16,"anchor":7141},"Möchtest du Geld abheben, geht dies aber komplett kostenlos. Bei der DKB kannst du jeden Monat, so oft wie du magst, Geld von deinem Konto abheben. Ein kostenloses Tagesgeldkonto kannst du ebenfalls als Unterkonto hinzufügen. Es fallen außerdem keine Gebühren für \u003Ca href=\"\u002Fbanking\u002Fgeld-abheben-bezahlen-ausland\u002F\" class=\"app-link\">Zahlungen und Abhebungen im Ausland\u003C\u002Fa> an – sowohl im Euro-Ausland als auch bei einem Geldeingang von mindestens 700€ pro Monat im Nicht-Euro-Ausland.",{"innerBlocks":7294,"name":7184,"postId":7136,"originalContent":7141,"saveContent":7141,"get_parent":7295,"attributes":7296},[],{},{"name":7184,"data":7297},{"title":2861,"cta_box_border_description":7141,"cta_box_border_list_0_cta_box_border_list_description":7298,"cta_box_border_list_0_cta_box_border_list_icon":7189,"cta_box_border_list_1_cta_box_border_list_description":7299,"cta_box_border_list_1_cta_box_border_list_icon":7189,"cta_box_border_list_2_cta_box_border_list_description":7300,"cta_box_border_list_2_cta_box_border_list_icon":7189,"cta_box_border_list_3_cta_box_border_list_description":7190,"cta_box_border_list_3_cta_box_border_list_icon":7189,"cta_box_border_list_4_cta_box_border_list_description":7301,"cta_box_border_list_4_cta_box_border_list_icon":7195,"cta_box_border_list":823,"cta_box_border_image":7302,"cta_box_border_image_description":7141,"cta_box_border_button_link":7303,"cta_box_border_button_label":7198,"cta_box_border_button_id":7141,"cta_box_border_same_tab":7141,"cta_box_border_image_url":7304},"Kostenlos, wenn mindestens 700€ pro Monat auf das Konto eingehen","Girocard kostet 0,99€ pro Monat","Kreditkarte kostet 2,49€ pro Monat","Bargeldeinzahlung kostet 1,5% (min. 2,50€)",3055801,{"title":7141,"url":2864,"target":7141},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2022\u002F07\u002Fdkb-logo-square.png",{"innerBlocks":7306,"name":7135,"postId":7136,"originalContent":7307,"get_parent":7308,"attributes":7309,"dynamicContent":35},[],"\u003Ch3>Consorsbank Girokonto Essential\u003C\u002Fh3>",{},{"content":7310,"level":100,"anchor":7141},"Consorsbank Girokonto Essential",{"innerBlocks":7312,"name":7144,"postId":7136,"originalContent":7313,"get_parent":7314,"attributes":7315,"dynamicContent":35},[],"\u003Cp>Das Girokonto Essential von der Consorsbank ist ebenfalls komplett kostenfrei, wenn du jeden Monat über 700€ Geldeingang hast oder du noch unter 28 bist. Eine Kreditkarte bekommst du hier für 9€ im Monat. Auf Abhebungen und Zahlungen im Nicht-Euro-Ausland fällt eine Gebühr von 2,1% an. Du kannst dir zu deinem Girokonto Essential auch ein kostenloses Tagesgeldkonto einrichten. Während die Möglichkeit besteht, unbegrenzt Bargeld von deinem Konto kostenlos abzuheben, musst du für das \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fgirokonto\u002Fgeld-einzahlen\u002F\">Einzahlen von Geld\u003C\u002Fa> eine Gebühr zahlen. Einzahlungen sind nur zwischen 1.000€ und 25.000€ möglich – pro angefangene 5.000€ fällt eine Gebühr von 7€ an.\u003C\u002Fp>",{},{"content":7316,"dropCap":16,"anchor":7141},"Das Girokonto Essential von der Consorsbank ist ebenfalls komplett kostenfrei, wenn du jeden Monat über 700€ Geldeingang hast oder du noch unter 28 bist. Eine Kreditkarte bekommst du hier für 9€ im Monat. Auf Abhebungen und Zahlungen im Nicht-Euro-Ausland fällt eine Gebühr von 2,1% an. Du kannst dir zu deinem Girokonto Essential auch ein kostenloses Tagesgeldkonto einrichten. Während die Möglichkeit besteht, unbegrenzt Bargeld von deinem Konto kostenlos abzuheben, musst du für das \u003Ca href=\"\u002Fgirokonto\u002Fgeld-einzahlen\u002F\" class=\"app-link\">Einzahlen von Geld\u003C\u002Fa> eine Gebühr zahlen. Einzahlungen sind nur zwischen 1.000€ und 25.000€ möglich – pro angefangene 5.000€ fällt eine Gebühr von 7€ an.",{"innerBlocks":7318,"name":7184,"postId":7136,"originalContent":7141,"saveContent":7141,"get_parent":7319,"attributes":7320},[],{},{"name":7184,"data":7321},{"title":7310,"cta_box_border_description":7141,"cta_box_border_list_0_cta_box_border_list_description":7322,"cta_box_border_list_0_cta_box_border_list_icon":7189,"cta_box_border_list_1_cta_box_border_list_description":7191,"cta_box_border_list_1_cta_box_border_list_icon":7189,"cta_box_border_list_2_cta_box_border_list_description":7190,"cta_box_border_list_2_cta_box_border_list_icon":7189,"cta_box_border_list_3_cta_box_border_list_description":7323,"cta_box_border_list_3_cta_box_border_list_icon":7189,"cta_box_border_list_4_cta_box_border_list_description":7324,"cta_box_border_list_4_cta_box_border_list_icon":7189,"cta_box_border_list_5_cta_box_border_list_description":7325,"cta_box_border_list_5_cta_box_border_list_icon":7195,"cta_box_border_list":5,"cta_box_border_image":7220,"cta_box_border_image_description":7141,"cta_box_border_button_link":7326,"cta_box_border_button_label":7198,"cta_box_border_button_id":7141,"cta_box_border_same_tab":7141,"cta_box_border_image_url":7223},"Kostenlos, wenn mindestens 700€ pro Monat auf das Konto eingehen oder unter 28 Jahren","Kreditkarte kostet 9€ pro Monat","Bargeld kann unbegrenzt kostenlos abgehoben werden","Bargeldeinzahlung nur in Reisebank-Filialen möglich, kostet 7,50€\u002Fangefangene 5.000€",{"title":7141,"url":2995,"target":7141},{"innerBlocks":7328,"name":7135,"postId":7136,"originalContent":7329,"get_parent":7330,"attributes":7331,"dynamicContent":35},[],"\u003Ch2>Kostenlose Konten ohne Bedingungen\u003C\u002Fh2>",{},{"content":7332,"level":89,"anchor":7141},"Kostenlose Konten ohne Bedingungen",{"innerBlocks":7334,"name":7144,"postId":7136,"originalContent":7335,"get_parent":7336,"attributes":7337,"dynamicContent":35},[],"\u003Cp>Viele Konten sind nur kostenlos, wenn es einen regelmäßigen monatlichen Geldeingang gibt. Dieser Betrag variiert bei jeder Bank, liegt in der Regel aber bei 700€. Wenn du ein kostenloses Girokonto suchst, dieses aber nur sporadisch nutzt, zum Beispiel als Zusatzkonto, fällt eine Kontoführungsgebühr an. Ein Konto mit Mindesteingang als Gehaltskonto zu nutzen, wäre allerdings kostenlos.\u003C\u002Fp>",{},{"content":7338,"dropCap":16,"anchor":7141},"Viele Konten sind nur kostenlos, wenn es einen regelmäßigen monatlichen Geldeingang gibt. Dieser Betrag variiert bei jeder Bank, liegt in der Regel aber bei 700€. Wenn du ein kostenloses Girokonto suchst, dieses aber nur sporadisch nutzt, zum Beispiel als Zusatzkonto, fällt eine Kontoführungsgebühr an. Ein Konto mit Mindesteingang als Gehaltskonto zu nutzen, wäre allerdings kostenlos.",{"innerBlocks":7340,"name":7341,"postId":7136,"originalContent":7141,"saveContent":7141,"get_parent":7342,"attributes":7343},[],"acf\u002Fdashed-card",{},{"name":7341,"data":7344},{"color":7345,"title":7346,"description":7347,"emoji":7348,"link":7349,"button_text":7350},"blue","Kostenloses Girokonto ohne Mindesteingang","In unserem Vergleich findest du 10 Girokonten ohne Mindesteingang und kannst deren Konditionen direkt miteinander vergleichen.","🚀","\u002Fvergleich\u002Fgirokonto\u002Fkostenlos-ohne-mindesteingang\u002F","Zum Vergleich",{"innerBlocks":7352,"name":7144,"postId":7136,"originalContent":7353,"get_parent":7354,"attributes":7355,"dynamicContent":35},[],"\u003Cp>Die vier besten kostenlosen Girokonten ohne Bedingungen sind das Smartkonto von C24, das Konto BestGiro von Santander, das Konto OnlineOnly von Meine Bank und das Revolut Standard Konto. Die wichtigsten Eigenschaften der Konten ohne Bedingungen von Revolut und Meine Bank haben wir dir im Folgenden zusammengefasst. Die Konditionen der anderen beiden bedingungslos kostenlosen Girokonten von unserem Testsieger C24 Smart und Santander haben wir oben bereits aufgeführt. \u003C\u002Fp>",{},{"content":7356,"dropCap":16,"anchor":7141},"Die vier besten kostenlosen Girokonten ohne Bedingungen sind das Smartkonto von C24, das Konto BestGiro von Santander, das Konto OnlineOnly von Meine Bank und das Revolut Standard Konto. Die wichtigsten Eigenschaften der Konten ohne Bedingungen von Revolut und Meine Bank haben wir dir im Folgenden zusammengefasst. Die Konditionen der anderen beiden bedingungslos kostenlosen Girokonten von unserem Testsieger C24 Smart und Santander haben wir oben bereits aufgeführt.",{"innerBlocks":7358,"name":7184,"postId":7136,"originalContent":7141,"saveContent":7141,"get_parent":7359,"attributes":7360},[],{},{"name":7184,"data":7361},{"title":7362,"cta_box_border_description":7141,"cta_box_border_list_0_cta_box_border_list_description":7363,"cta_box_border_list_0_cta_box_border_list_icon":7189,"cta_box_border_list_1_cta_box_border_list_description":7364,"cta_box_border_list_1_cta_box_border_list_icon":7189,"cta_box_border_list_2_cta_box_border_list_description":7365,"cta_box_border_list_2_cta_box_border_list_icon":7189,"cta_box_border_list_3_cta_box_border_list_description":7366,"cta_box_border_list_3_cta_box_border_list_icon":7189,"cta_box_border_list_4_cta_box_border_list_description":7367,"cta_box_border_list_4_cta_box_border_list_icon":7189,"cta_box_border_list_5_cta_box_border_list_description":7368,"cta_box_border_list_5_cta_box_border_list_icon":7195,"cta_box_border_list":5,"cta_box_border_image":7369,"cta_box_border_image_description":7141,"cta_box_border_button_link":7370,"cta_box_border_button_label":7198,"cta_box_border_button_id":7141,"cta_box_border_same_tab":7141,"cta_box_border_image_url":7371},"Meine Bank OnlineOnly","\u003Cp data-pm-slice=\"1 1 ["list",{},"list_item",{"indent":1,"type":"numbered"}]\">Bedingungslos kostenloses Girokonto\u003C\u002Fp>\r\n\r\n\u003Cdiv id=\"gtx-trans\" style=\"position: absolute; left: -19px; top: 36.9896px;\">\r\n\u003Cdiv class=\"gtx-trans-icon\">\u003C\u002Fdiv>\r\n\u003C\u002Fdiv>","Kostenlose Girocard Debit-Mastercard","Mit der Girocard unbegrenzt kostenlos an den 17.300 Bankcard-Geldautomaten Geld abheben\r\n\u003Cdiv id=\"gtx-trans\" style=\"position: absolute; left: 0px; top: -9.78819px;\">\r\n\u003Cdiv class=\"gtx-trans-icon\">\u003C\u002Fdiv>\r\n\u003C\u002Fdiv>","Tagesgeld Plus als kostenloses Unterkonto","Keine Kosten für Zahlungen im Euro-Ausland","Keine Bargeldeinzahlung möglich",3084194,{"title":7141,"url":1512,"target":7141},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2023\u002F05\u002Fmeine-bank-logo-square.png",{"innerBlocks":7373,"name":7144,"postId":7136,"originalContent":7374,"get_parent":7375,"attributes":7376,"dynamicContent":35},[],"\u003Cp>Das OnlineOnly-Konto von Meine Bank enthält eine kostenfreie Girocard, mit der du an mehreren Automaten unbegrenzt und kostenlos Geld abheben kannst. Eine Debitkarte gibt es nicht, die Kreditkarte von Mastercard oder Visa erhältst du für 25€ jährlich. Ein kostenloses Unterkonto – das Tagesgeld-Plus-Konto – kannst du ebenfalls eröffnen.\u003C\u002Fp>",{},{"content":7377,"dropCap":16,"anchor":7141},"Das OnlineOnly-Konto von Meine Bank enthält eine kostenfreie Girocard, mit der du an mehreren Automaten unbegrenzt und kostenlos Geld abheben kannst. Eine Debitkarte gibt es nicht, die Kreditkarte von Mastercard oder Visa erhältst du für 25€ jährlich. Ein kostenloses Unterkonto – das Tagesgeld-Plus-Konto – kannst du ebenfalls eröffnen.",{"innerBlocks":7379,"name":7144,"postId":7136,"originalContent":7380,"get_parent":7381,"attributes":7382,"dynamicContent":35},[],"\u003Cp>Für Abhebungen im Euro-Ausland zahlst du pro Abhebung 1€, im Nicht-Euro-Ausland dann 1€ plus 1%. Als Wechselkurs wird bei Meine Bank der Euro-Referenzwechselkurs der Europäischen Zentralbank genutzt oder der von Visa oder Mastercard im Nicht-Euro-Ausland.\u003C\u002Fp>",{},{"content":7383,"dropCap":16,"anchor":7141},"Für Abhebungen im Euro-Ausland zahlst du pro Abhebung 1€, im Nicht-Euro-Ausland dann 1€ plus 1%. Als Wechselkurs wird bei Meine Bank der Euro-Referenzwechselkurs der Europäischen Zentralbank genutzt oder der von Visa oder Mastercard im Nicht-Euro-Ausland.",{"innerBlocks":7385,"name":7184,"postId":7136,"originalContent":7141,"saveContent":7141,"get_parent":7386,"attributes":7387},[],{},{"name":7184,"data":7388},{"title":2540,"cta_box_border_description":7141,"cta_box_border_list_0_cta_box_border_list_description":7389,"cta_box_border_list_0_cta_box_border_list_icon":7189,"cta_box_border_list_1_cta_box_border_list_description":7390,"cta_box_border_list_1_cta_box_border_list_icon":7189,"cta_box_border_list_2_cta_box_border_list_description":7391,"cta_box_border_list_2_cta_box_border_list_icon":7189,"cta_box_border_list_3_cta_box_border_list_description":7392,"cta_box_border_list_3_cta_box_border_list_icon":7189,"cta_box_border_list_4_cta_box_border_list_description":7368,"cta_box_border_list_4_cta_box_border_list_icon":7195,"cta_box_border_list":823,"cta_box_border_image":7393,"cta_box_border_image_description":7141,"cta_box_border_button_link":7394,"cta_box_border_button_label":7198,"cta_box_border_button_id":7141,"cta_box_border_same_tab":7141,"cta_box_border_image_url":7395},"\u003Cp data-pm-slice=\"1 1 ["list",{},"list_item",{"indent":1,"type":"numbered"}]\">Bedingungslos kostenloses Girokonto\u003C\u002Fp>\r\n\r\n\u003Cdiv id=\"gtx-trans\" style=\"position: absolute; left: -3px; top: 36.9896px;\">\r\n\u003Cdiv class=\"gtx-trans-icon\">\u003C\u002Fdiv>\r\n\u003C\u002Fdiv>","Debitkarte ist kostenlos\r\n\u003Cdiv id=\"gtx-trans\" style=\"position: absolute; left: 1px; top: 36.9896px;\">\r\n\u003Cdiv class=\"gtx-trans-icon\">\u003C\u002Fdiv>\r\n\u003C\u002Fdiv>","Bargeld kann 5 Mal im Monat kostenlos abgehoben werden, aber nur maximal 200€ pro Monat. Danach 2% Gebühr (mindestens 1€)","Unbegrenzt kostenlose Unterkonten",3087599,{"title":7141,"url":2543,"target":7141},"https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2023\u002F05\u002Frevolut-logo-square.png",{"innerBlocks":7397,"name":7144,"postId":7136,"originalContent":7398,"get_parent":7399,"attributes":7400,"dynamicContent":35},[],"\u003Cp>Mit dem kostenfreien Girokonto von Revolut erhältst du auch eine kostenlose Debitkarte, mit der du bis zu 5 Mal im Monat kostenlos Geld an einem der 53.000 Mastercard-Geldautomaten abheben kannst. Revolut ermöglicht dir, so viele Unterkonten zu eröffnen, wie du magst. Die Unterkonten sind alle kostenlos. Zahlungen im Euro-Ausland sind auch unbegrenzt kostenlos.\u003C\u002Fp>",{},{"content":7401,"dropCap":16,"anchor":7141},"Mit dem kostenfreien Girokonto von Revolut erhältst du auch eine kostenlose Debitkarte, mit der du bis zu 5 Mal im Monat kostenlos Geld an einem der 53.000 Mastercard-Geldautomaten abheben kannst. Revolut ermöglicht dir, so viele Unterkonten zu eröffnen, wie du magst. Die Unterkonten sind alle kostenlos. Zahlungen im Euro-Ausland sind auch unbegrenzt kostenlos.",{"innerBlocks":7403,"name":7144,"postId":7136,"originalContent":7404,"get_parent":7405,"attributes":7406,"dynamicContent":35},[],"\u003Cp>Bei Revolut kannst du bis zu einem Betrag von 1000€ im Monat im Nicht-Euro-Ausland kostenlos zahlen. Ab 1.000€ kommen 0,5% Gebühr auf den echten Wechselkurs dazu. Es können laut Revolut weitere Gebühren anfallen, wenn z.B. selten verwendete Währungen getauscht werden. Erst in der App kannst du sehen, für welche Währung eine zusätzliche Gebühr anfällt und wie hoch diese ist.\u003C\u002Fp>",{},{"content":7407,"dropCap":16,"anchor":7141},"Bei Revolut kannst du bis zu einem Betrag von 1000€ im Monat im Nicht-Euro-Ausland kostenlos zahlen. Ab 1.000€ kommen 0,5% Gebühr auf den echten Wechselkurs dazu. Es können laut Revolut weitere Gebühren anfallen, wenn z.B. selten verwendete Währungen getauscht werden. Erst in der App kannst du sehen, für welche Währung eine zusätzliche Gebühr anfällt und wie hoch diese ist.",{"innerBlocks":7409,"name":7144,"postId":7136,"originalContent":7410,"get_parent":7411,"attributes":7412,"dynamicContent":35},[],"\u003Cp>Die Revolut Bank UAB ist von der Europäischen Zentralbank zugelassen, unterliegt aber der litauischen Einlagensicherung. Dies kann für einige Nutzer eher unattraktiv sein.\u003C\u002Fp>",{},{"content":7413,"dropCap":16,"anchor":7141},"Die Revolut Bank UAB ist von der Europäischen Zentralbank zugelassen, unterliegt aber der litauischen Einlagensicherung. Dies kann für einige Nutzer eher unattraktiv sein.",{"innerBlocks":7415,"name":7135,"postId":7136,"originalContent":7416,"get_parent":7417,"attributes":7418,"dynamicContent":35},[],"\u003Ch2>Welche Kosten können bei Konten anfallen?\u003C\u002Fh2>",{},{"content":7419,"level":89,"anchor":7141},"Welche Kosten können bei Konten anfallen?",{"innerBlocks":7421,"name":7144,"postId":7136,"originalContent":7422,"get_parent":7423,"attributes":7424,"dynamicContent":35},[],"\u003Cp>Ein kostenloses Girokonto bezeichnet ein Girokonto ohne regelmäßige Kontoführungsgebühren. Auch wenn das Konto kostenlos ist, können aber unerwartete Gebühren anfallen. Zum Beispiel beim Geld abheben, für Zahlungen im Ausland oder für Überweisungen. Die von uns berücksichtigten Gebühren in unserem Vergleich erklären wir dir in den nächsten Punkten genauer.\u003C\u002Fp>",{},{"content":7425,"dropCap":16,"anchor":7141},"Ein kostenloses Girokonto bezeichnet ein Girokonto ohne regelmäßige Kontoführungsgebühren. Auch wenn das Konto kostenlos ist, können aber unerwartete Gebühren anfallen. Zum Beispiel beim Geld abheben, für Zahlungen im Ausland oder für Überweisungen. Die von uns berücksichtigten Gebühren in unserem Vergleich erklären wir dir in den nächsten Punkten genauer.",{"innerBlocks":7427,"name":7135,"postId":7136,"originalContent":7428,"get_parent":7429,"attributes":7430,"dynamicContent":35},[],"\u003Ch3>Kontoführungsgebühren\u003C\u002Fh3>",{},{"content":7431,"level":100,"anchor":7141},"Kontoführungsgebühren",{"innerBlocks":7433,"name":7144,"postId":7136,"originalContent":7434,"get_parent":7435,"attributes":7436,"dynamicContent":35},[],"\u003Cp>Die Kontoführungsgebühr ist die Gebühr, die monatlich für das Girokonto gezahlt werden muss. Auch wenn das Konto als kostenlos beworben wird, kann unter bestimmten Bedingungen eine Gebühr anfallen. Zum Beispiel, wenn man das Konto nicht aktiv nutzt oder wenn es einen Mindesteingang pro Monat gibt. Ob ein jeweiliges Konto komplett kostenfrei ist oder ob es bestimmte Bedingungen gibt, damit eine kostenlose Kontoführung möglich ist, siehst du oben in der Vergleichstabelle unter „Kontoführungsgebühr p.M.“.\u003C\u002Fp>",{},{"content":7437,"dropCap":16,"anchor":7141},"Die Kontoführungsgebühr ist die Gebühr, die monatlich für das Girokonto gezahlt werden muss. Auch wenn das Konto als kostenlos beworben wird, kann unter bestimmten Bedingungen eine Gebühr anfallen. Zum Beispiel, wenn man das Konto nicht aktiv nutzt oder wenn es einen Mindesteingang pro Monat gibt. Ob ein jeweiliges Konto komplett kostenfrei ist oder ob es bestimmte Bedingungen gibt, damit eine kostenlose Kontoführung möglich ist, siehst du oben in der Vergleichstabelle unter „Kontoführungsgebühr p.M.“.",{"innerBlocks":7439,"name":7135,"postId":7136,"originalContent":7440,"get_parent":7441,"attributes":7442,"dynamicContent":35},[],"\u003Ch3>Karten\u003C\u002Fh3>",{},{"content":7443,"level":100,"anchor":7141},"Karten",{"innerBlocks":7445,"name":7144,"postId":7136,"originalContent":7446,"get_parent":7447,"attributes":7448,"dynamicContent":35},[],"\u003Cp>In der Regel gibt es beim Girokonto eine kostenlose Debitkarte dazu. Diese ersetzt in vielen Fällen die Girocard. Möchtest du trotz der Debitkarte eine Girocard haben, kostet diese bei vielen Banken bis zu 1€ pro Monat. Aber schau genau nach, ob der von dir ausgewählte Anbieter auch eine Girocard zur Verfügung stellt. Viele Anbieter haben meist gar keine mehr im Angebot.\u003C\u002Fp>",{},{"content":7449,"dropCap":16,"anchor":7141},"In der Regel gibt es beim Girokonto eine kostenlose Debitkarte dazu. Diese ersetzt in vielen Fällen die Girocard. Möchtest du trotz der Debitkarte eine Girocard haben, kostet diese bei vielen Banken bis zu 1€ pro Monat. Aber schau genau nach, ob der von dir ausgewählte Anbieter auch eine Girocard zur Verfügung stellt. Viele Anbieter haben meist gar keine mehr im Angebot.",{"innerBlocks":7451,"name":7144,"postId":7136,"originalContent":7452,"get_parent":7453,"attributes":7454,"dynamicContent":35},[],"\u003Cp>Auch für eine echte Kreditkarte mit einem Kreditrahmen wird meist eine monatliche Gebühr erhoben. Hier ist von Bank zu Bank ganz unterschiedlich geregelt, wie hoch die Gebühren im Monat sind. Manche Banken bieten dir eine kostenlose Kreditkarte, bei anderen zahlst du bis zu 9€ monatlich.\u003C\u002Fp>",{},{"content":7455,"dropCap":16,"anchor":7141},"Auch für eine echte Kreditkarte mit einem Kreditrahmen wird meist eine monatliche Gebühr erhoben. Hier ist von Bank zu Bank ganz unterschiedlich geregelt, wie hoch die Gebühren im Monat sind. Manche Banken bieten dir eine kostenlose Kreditkarte, bei anderen zahlst du bis zu 9€ monatlich.",{"innerBlocks":7457,"name":7135,"postId":7136,"originalContent":7458,"get_parent":7459,"attributes":7460,"dynamicContent":35},[],"\u003Ch3>Geld abheben\u003C\u002Fh3>",{},{"content":7461,"level":100,"anchor":7141},"Geld abheben",{"innerBlocks":7463,"name":7144,"postId":7136,"originalContent":7464,"get_parent":7465,"attributes":7466,"dynamicContent":35},[],"\u003Cp>Für Bargeldabhebungen haben Girokonten sehr unterschiedliche Regelungen. Mit der Debitkarte ist häufig eine bestimmte Anzahl an Bargeldabhebungen am Automaten in Deutschland kostenlos – meistens kannst du 3-5 Mal gebührenfrei Bargeld abheben. Weiterhin wird eine Gebühr erhoben. Auch ermöglichen einige Banken, unbegrenzt viele Bargeldabhebungen bei einem bestimmten Geldautomatenverbund.\u003C\u002Fp>",{},{"content":7467,"dropCap":16,"anchor":7141},"Für Bargeldabhebungen haben Girokonten sehr unterschiedliche Regelungen. Mit der Debitkarte ist häufig eine bestimmte Anzahl an Bargeldabhebungen am Automaten in Deutschland kostenlos – meistens kannst du 3-5 Mal gebührenfrei Bargeld abheben. Weiterhin wird eine Gebühr erhoben. Auch ermöglichen einige Banken, unbegrenzt viele Bargeldabhebungen bei einem bestimmten Geldautomatenverbund.",{"innerBlocks":7469,"name":7470,"postId":7136,"originalContent":7141,"saveContent":7141,"get_parent":7471,"attributes":7472},[],"acf\u002Fguide-card",{},{"name":7470,"data":7473},{"guide_card_description":7474,"guide_card_display_name":7475,"guide_card_url":7476},"In unserem Banking-Handbuch erfährst du alles rund um das Thema Banking. Hier kannst du dich auch nochmal ausführlicher über Auslandszahlungen, Dispokredit oder unterschiedliche Kontenmodelle informieren.","Banking-Handbuch","\u002Fbanking\u002F",{"innerBlocks":7478,"name":7135,"postId":7136,"originalContent":7479,"get_parent":7480,"attributes":7481,"dynamicContent":35},[],"\u003Ch3>Bargeld einzahlen\u003C\u002Fh3>",{},{"content":7482,"level":100,"anchor":7141},"Bargeld einzahlen",{"innerBlocks":7484,"name":7144,"postId":7136,"originalContent":7485,"get_parent":7486,"attributes":7487,"dynamicContent":35},[],"\u003Cp>Genauso wie Geld abheben, ist das Einzahlen von Bargeld bei den Banken auch unterschiedlich geregelt. Möchtest du ab 100€ Bargeld überregional auf dein kostenloses Girokonto einzahlen, ist dies bei einigen Banken kostenfrei, bei anderen gegen eine Gebühr von z.B. 1,75% oder 1,5% bei teilnehmenden Handelspartnern möglich. Bei Banken wie z.B. Revolut, Meine Bank oder Klarna steht diese Möglichkeit nicht zur Verfügung.\u003C\u002Fp>",{},{"content":7488,"dropCap":16,"anchor":7141},"Genauso wie Geld abheben, ist das Einzahlen von Bargeld bei den Banken auch unterschiedlich geregelt. Möchtest du ab 100€ Bargeld überregional auf dein kostenloses Girokonto einzahlen, ist dies bei einigen Banken kostenfrei, bei anderen gegen eine Gebühr von z.B. 1,75% oder 1,5% bei teilnehmenden Handelspartnern möglich. Bei Banken wie z.B. Revolut, Meine Bank oder Klarna steht diese Möglichkeit nicht zur Verfügung.",{"innerBlocks":7490,"name":7135,"postId":7136,"originalContent":7491,"get_parent":7492,"attributes":7493,"dynamicContent":35},[],"\u003Ch3>Überweisungen und Echtzeitüberweisungen\u003C\u002Fh3>",{},{"content":7494,"level":100,"anchor":7141},"Überweisungen und Echtzeitüberweisungen",{"innerBlocks":7496,"name":7144,"postId":7136,"originalContent":7497,"get_parent":7498,"attributes":7499,"dynamicContent":35},[],"\u003Cp>Überweisungen sind bei nahezu allen Girokonten kostenlos, egal ob sie gesendet oder empfangen werden. Davon ausgenommen sind Echtzeitüberweisungen. Dies sind Überweisungen, die innerhalb von maximal 20 Sekunden getätigt werden. Die Regelung gilt auch für Sonn- und Feiertage.\u003C\u002Fp>",{},{"content":7500,"dropCap":16,"anchor":7141},"Überweisungen sind bei nahezu allen Girokonten kostenlos, egal ob sie gesendet oder empfangen werden. Davon ausgenommen sind Echtzeitüberweisungen. Dies sind Überweisungen, die innerhalb von maximal 20 Sekunden getätigt werden. Die Regelung gilt auch für Sonn- und Feiertage.",{"innerBlocks":7502,"name":7144,"postId":7136,"originalContent":7503,"get_parent":7504,"attributes":7505,"dynamicContent":35},[],"\u003Cp>Pro Echtzeitüberweisung verlangen viele Banken einen Betrag zwischen 0,50€ und 1,50€. Dabei unterscheidet sich, ob die Überweisung gesendet oder empfangen wird, denn hier können unterschiedliche Kosten anfallen. In den meisten Fällen kostet es aber nur etwas, wenn du Geld als Echtzeitüberweisung versenden möchtest.\u003C\u002Fp>",{},{"content":7506,"dropCap":16,"anchor":7141},"Pro Echtzeitüberweisung verlangen viele Banken einen Betrag zwischen 0,50€ und 1,50€. Dabei unterscheidet sich, ob die Überweisung gesendet oder empfangen wird, denn hier können unterschiedliche Kosten anfallen. In den meisten Fällen kostet es aber nur etwas, wenn du Geld als Echtzeitüberweisung versenden möchtest.",{"innerBlocks":7508,"name":7135,"postId":7136,"originalContent":7509,"get_parent":7510,"attributes":7511,"dynamicContent":35},[],"\u003Ch3>Auslandseinsatz\u003C\u002Fh3>",{},{"content":7512,"level":100,"anchor":7141},"Auslandseinsatz",{"innerBlocks":7514,"name":7144,"postId":7136,"originalContent":7515,"get_parent":7516,"attributes":7517,"dynamicContent":35},[],"\u003Cp>Du willst mit deinem kostenlosen Girokonto im Ausland zahlen oder Geld abheben? Auch dies ermöglichen dir die meisten Anbieter – und das zum Teil auch komplett kostenfrei.\u003C\u002Fp>",{},{"content":7518,"dropCap":16,"anchor":7141},"Du willst mit deinem kostenlosen Girokonto im Ausland zahlen oder Geld abheben? Auch dies ermöglichen dir die meisten Anbieter – und das zum Teil auch komplett kostenfrei.",{"innerBlocks":7520,"name":7144,"postId":7136,"originalContent":7521,"get_parent":7522,"attributes":7523,"dynamicContent":35},[],"\u003Cp>Im Euro-Ausland kannst du bei mehreren Anbietern gebührenfrei Bargeld abheben. Genauer gesagt erheben die Banken keine eigenen Gebühren für die Abhebung. Dennoch entstehen meist Kosten durch den Automatenbetreiber, da die eigene Bank üblicherweise zu keinem Geldautomatenverbund im Ausland gehört. Bei einigen Banken gibt es eine bestimmte Anzahl an Abhebungen, die du tätigen kannst, ohne Gebühren zu erheben. Bei anderen Banken kannst du maximal z.B. nur 200 oder 500€ vonseiten der Bank kostenfrei abheben, danach fallen Kosten auf jede weitere Abhebung an. Im Nicht-Euro-Ausland ist dies ungefähr gleich geregelt: Bei einigen Banken fallen neben dem Wechselkurs keine weiteren Gebühren für das Abheben von Bargeld an. Standardmäßig kommen jedoch pro Abhebung 1 bis 2% Gebühren bei jeder Abhebung dazu.\u003C\u002Fp>",{},{"content":7524,"dropCap":16,"anchor":7141},"Im Euro-Ausland kannst du bei mehreren Anbietern gebührenfrei Bargeld abheben. Genauer gesagt erheben die Banken keine eigenen Gebühren für die Abhebung. Dennoch entstehen meist Kosten durch den Automatenbetreiber, da die eigene Bank üblicherweise zu keinem Geldautomatenverbund im Ausland gehört. Bei einigen Banken gibt es eine bestimmte Anzahl an Abhebungen, die du tätigen kannst, ohne Gebühren zu erheben. Bei anderen Banken kannst du maximal z.B. nur 200 oder 500€ vonseiten der Bank kostenfrei abheben, danach fallen Kosten auf jede weitere Abhebung an. Im Nicht-Euro-Ausland ist dies ungefähr gleich geregelt: Bei einigen Banken fallen neben dem Wechselkurs keine weiteren Gebühren für das Abheben von Bargeld an. Standardmäßig kommen jedoch pro Abhebung 1 bis 2% Gebühren bei jeder Abhebung dazu.",{"innerBlocks":7526,"name":7144,"postId":7136,"originalContent":7527,"get_parent":7528,"attributes":7529,"dynamicContent":35},[],"\u003Cp>Geht es nun um Zahlungen im Euro-Ausland, sind diese wirklich bei fast allen Banken aus unserem Vergleich komplett kostenlos. Bei Zahlungen im Nicht-Euro-Ausland fallen neben dem Aufschlag auf den Wechselkurs, ähnlich wie bei den Abhebungen, ebenfalls Gebühren von 1 bis 2% auf jede Zahlung an.\u003C\u002Fp>",{},{"content":7530,"dropCap":16,"anchor":7141},"Geht es nun um Zahlungen im Euro-Ausland, sind diese wirklich bei fast allen Banken aus unserem Vergleich komplett kostenlos. Bei Zahlungen im Nicht-Euro-Ausland fallen neben dem Aufschlag auf den Wechselkurs, ähnlich wie bei den Abhebungen, ebenfalls Gebühren von 1 bis 2% auf jede Zahlung an.",{"innerBlocks":7532,"name":7341,"postId":7136,"originalContent":7141,"saveContent":7141,"get_parent":7533,"attributes":7534},[],{},{"name":7341,"data":7535},{"color":7536,"title":7537,"description":7538,"emoji":7539,"link":7540,"button_text":7541},"orange","Kreditkarten-Vergleich","Du möchtest im Ausland garantiert mit guten Konditionen bezahlen können? Wähle mit unserem Vergleich die für dich beste Kreditkarte aus. Vergleiche über 60 verschiedene Anbieter miteinander.","💳","\u002Fvergleich\u002Fkreditkarte\u002F","Zum Kreditkarten-Vergleich",{"innerBlocks":7543,"name":7135,"postId":7136,"originalContent":7544,"get_parent":7545,"attributes":7546,"dynamicContent":35},[],"\u003Ch3>Dispozins\u003C\u002Fh3>",{},{"content":151,"level":100,"anchor":7141},{"innerBlocks":7548,"name":7144,"postId":7136,"originalContent":7549,"get_parent":7550,"attributes":7551,"dynamicContent":35},[],"\u003Cp>Ein Dispositionskredit oder kurz Dispo wird von den meisten Banken angeboten. Bei Überziehung des Guthabens erheben sie dafür einen Dispozins. Dieser Zins liegt in der Regel bei 7% bis 13%. Bei einigen Banken berechnet sich der Dispo nach deiner Bonität, bei anderen Banken kommt es darauf an, wie weit im Minus das Konto ist.\u003C\u002Fp>",{},{"content":7552,"dropCap":16,"anchor":7141},"Ein Dispositionskredit oder kurz Dispo wird von den meisten Banken angeboten. Bei Überziehung des Guthabens erheben sie dafür einen Dispozins. Dieser Zins liegt in der Regel bei 7% bis 13%. Bei einigen Banken berechnet sich der Dispo nach deiner Bonität, bei anderen Banken kommt es darauf an, wie weit im Minus das Konto ist.",{"innerBlocks":7554,"name":7135,"postId":7136,"originalContent":7555,"get_parent":7556,"attributes":7557,"dynamicContent":35},[],"\u003Ch3>Verwahrentgelt\u003C\u002Fh3>",{},{"content":154,"level":100,"anchor":7141},{"innerBlocks":7559,"name":7144,"postId":7136,"originalContent":7560,"get_parent":7561,"attributes":7562,"dynamicContent":35},[],"\u003Cp>Die wenigsten Anbieter aus unserem Vergleich erheben ein Verwahrentgelt. Meist gilt dies ab einer Summe von 50.000 oder 500.000€ auf dem Konto. Dann fallen in der Regel 0,5% Verwahrentgelt an.\u003C\u002Fp>",{},{"content":7563,"dropCap":16,"anchor":7141},"Die wenigsten Anbieter aus unserem Vergleich erheben ein Verwahrentgelt. Meist gilt dies ab einer Summe von 50.000 oder 500.000€ auf dem Konto. Dann fallen in der Regel 0,5% Verwahrentgelt an.",{"innerBlocks":7565,"name":7135,"postId":7136,"originalContent":7566,"get_parent":7567,"attributes":7568,"dynamicContent":35},[],"\u003Ch2>Kostenloses Girokonto eröffnen\u003C\u002Fh2>",{},{"content":7569,"level":89,"anchor":7141},"Kostenloses Girokonto eröffnen",{"innerBlocks":7571,"name":7144,"postId":7136,"originalContent":7572,"get_parent":7573,"attributes":7574,"dynamicContent":35},[],"\u003Cp>Du hast den richtigen Anbieter für dich gefunden und möchtest jetzt ein kostenfreies \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fgirokonto\u002Fkonto-eroeffnen\u002F\">Girokonto eröffnen\u003C\u002Fa>? In unserer Schritt-für-Schritt-Anleitung erklären wir dir, wie du das machen kannst – es ist ganz einfach.\u003C\u002Fp>",{},{"content":7575,"dropCap":16,"anchor":7141},"Du hast den richtigen Anbieter für dich gefunden und möchtest jetzt ein kostenfreies \u003Ca href=\"\u002Fgirokonto\u002Fkonto-eroeffnen\u002F\" class=\"app-link\">Girokonto eröffnen\u003C\u002Fa>? In unserer Schritt-für-Schritt-Anleitung erklären wir dir, wie du das machen kannst – es ist ganz einfach.",{"innerBlocks":7577,"name":7578,"postId":7136,"originalContent":7141,"saveContent":7141,"get_parent":7579,"attributes":7580},[],"acf\u002Flist-number",{},{"name":7578,"data":7581},{"list_number_0_list_number_description":7582,"list_number_0_list_number_headline":7583,"list_number_1_list_number_description":7584,"list_number_1_list_number_headline":7585,"list_number_2_list_number_description":7586,"list_number_2_list_number_headline":7587,"list_number_3_list_number_description":7588,"list_number_3_list_number_headline":7589,"list_number":73},"Über unseren Vergleich gelangst du zu deiner zukünftigen Bank, indem du auf „Zum Anbieter“ klickst. Dort gibst du all deine persönlichen Daten ein. Gibt es eine Filiale, kannst du auch in die Filiale gehen und mit einem Mitarbeiter all deine Daten in ein Antragsformular eintragen.","Antragsformular ausfüllen","Wenn du alles abgeschickt hast, wirst du aufgefordert, deine Identität nachzuweisen. Dies geschieht entweder vor Ort in einer Postfiliale oder digital mit deinem gültigen Personalausweis oder Reisepass. Die meisten Banken verwenden als Ident-Verfahren das Video-Ident, Post-Ident oder E-Ident.","Identität nachweisen","Nachdem die Bank deinen Antrag geprüft hat, bekommst du deine Zugangsdaten und Karten per Post zugesandt. Manche Onlinebanken ermöglichen es dir, direkt eigene Zugangsdaten zu hinterlegen und sofort dein Konto einrichten zu können.","Karten und Zugänge bekommen","Hast du nun all deine Zugänge und Karten, kannst du dein Online-Banking einrichten. Dies machst du im Web über die Website deiner Bank oder über die App. Wenn du fertig eingerichtet bist, kannst du dein Konto direkt nutzen.","Online-Banking einrichten",{"innerBlocks":7591,"name":7341,"postId":7136,"originalContent":7141,"saveContent":7141,"get_parent":7592,"attributes":7593},[],{},{"name":7341,"data":7594},{"color":7345,"title":232,"description":7595,"emoji":7596,"link":7597,"button_text":7598},"Jetzt in unserem Girokonto-Vergleich über 40 Anbieter miteinander vergleichen.","🤓","\u002Fvergleich\u002Fgirokonto\u002F","Zum Girokonto-Vergleich",{"innerBlocks":7600,"name":7135,"postId":7136,"originalContent":7601,"get_parent":7602,"attributes":7603,"dynamicContent":35},[],"\u003Ch2>Häufig gestellte Fragen\u003C\u002Fh2>",{},{"content":7604,"level":89,"anchor":7141},"Häufig gestellte Fragen",{"innerBlocks":7606,"name":7607,"postId":7136,"originalContent":7141,"saveContent":7141,"get_parent":7608,"attributes":7609},[],"acf\u002Faccordion",{},{"name":7607,"data":7610},{"accordion_0_accordion_headline":7611,"accordion_0_accordion_description":7612,"accordion_1_accordion_headline":7613,"accordion_1_accordion_description":7614,"accordion_2_accordion_headline":7615,"accordion_2_accordion_description":7616,"accordion":100},"Welche Bank ist wirklich kostenlos?","Es gibt mehrere Banken, die ein kostenloses Girokonto anbieten. Dazu gehören Banken wie C24, Santander, Revolut oder Meine Bank. Diese Banken verzichten bedingungslos auf Kontoführungsgebühren. Das heißt, es gibt keine Bedingungen wie einen Mindesteingang pro Monat. Prüfe jedoch immer die Bedingungen und eventuelle Zusatzkosten im Detail.","Ist es kostenlos, ein Girokonto zu eröffnen?","Ja, bei fast allen Banken ist die Eröffnung eines Girokontos komplett kostenlos. Schließlich haben sie ein Interesse daran, dass du Kunde bei ihnen wirst. Einige Banken zahlen dir sogar Prämien, wenn du dort ein Konto eröffnest.","Bei welcher Bank gibt es keine Kontoführungsgebühren?","Banken wie die DKB, N26 und ING bieten Girokonten ohne Kontoführungsgebühren an. Es ist ratsam, die genauen Konditionen zu prüfen, da einige Banken nur bei regelmäßigem Geldeingang – meist 500 bis 700€ pro Monat – komplett kostenfrei sind.",[7618,7621,7623],{"title":7619,"link":7620},"Vergleich","\u002Fvergleich\u002F",{"title":7622,"link":7597},"Girokonto",{"title":7624,"link":7141},"Kostenlos","cG9zdDozMDY3MDk2",{"__typename":7627,"metaDesc":7628,"opengraphType":7629,"opengraphTitle":7630,"opengraphSiteName":7631,"opengraphImage":7632,"metaRobotsNoindex":7639,"metaRobotsNofollow":7640,"opengraphDescription":7628,"opengraphModifiedTime":7641,"opengraphPublishedTime":7141,"twitterTitle":7141,"twitterDescription":7141,"title":7630,"readingTime":822},"PostTypeSEO","Du suchst ein kostenloses Girokonto, das zu dir passt? In unserem Vergleich findest du die besten Girokonten ohne Gebühren. Jetzt vergleichen!","article","Kostenloses Girokonto 07\u002F2026: Mehr als 19 Konten im Test","Finanzfluss",{"__typename":7633,"sourceUrl":7634,"mediaDetails":7635},"MediaItem","https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2023\u002F05\u002Fimage-3-1.png",{"__typename":7636,"width":7637,"height":7638},"MediaDetails",1280,720,"index","follow","2026-02-24T14:42:24+00:00","Kostenloses Girokonto 2026","https:\u002F\u002Fvg06.met.vgwort.de\u002Fna\u002F7fc3455048494cae8fdf48a8a400af1b","\u002Fvergleich\u002Fgirokonto\u002Fkostenlos\u002F","sub-comparison","https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2023\u002F02\u002Fbanking-handbuch-header.jpg",1784640733247]