[{"data":1,"prerenderedAt":7064},["ShallowReactive",2],{"comparison-girokonto-mit-kreditkarte":3},{"directusData":4,"page":6794,"uri":7062,"type":7063},{"id":5,"slug":6,"title":7,"text":8,"date_updated":9,"factsheet":10,"show_calculator":15,"show_filter":15,"show_layout_toggle":16,"default_parameters":17,"default_filter_parameters":30,"items_filter":35,"custom_table_columns":39,"table_sort":212,"disclaimer":219,"selected_alt_product_name":57,"parent_awards":220,"award_highlight":221,"tags":57,"award_1_label":222,"award_2_label":223,"award_4_label":224,"comparison":225,"user_created":4684,"award_1_item":4690,"award_2_item":4695,"award_4_item":4700,"items":4705,"table_columns":6735,"product_selection_title":231},2,"mit-kreditkarte","Girokonto mit Kreditkarte","\u003Ch2>Die besten Girokonten mit Kreditkarte 07\u002F2026\u003C\u002Fh2>\n\u003Cp>Bei diesen Girokonten musst du dich nicht zusätzlich um einen Kreditkartenanbieter kümmern. Das ist hilfreich beim Reisen. Um herauszufinden, welches Girokonto mit Kreditkarte zu dir passt, kannst du hier die Konditionen vergleichen.\u003C\u002Fp>","2026-07-01T09:10:30.298Z",[11],{"key":12,"value":13,"icon":14,"label":12},"Befragte Personen","1.193","users",true,false,[18,22,26],{"title":19,"key":20,"value":21},"Geldeingang p.M.","monthlyDeposit","1000",{"title":23,"key":24,"value":25},"Ø Abhebebetrag p.M.","monthlyWithdrawal","800",{"title":27,"key":28,"value":29},"Abhebungen p.M.","monthlyWithdrawalCount","4",[31],{"title":32,"key":33,"value":34},"Kreditkarte","hasCreditcard","true",[36],{"key":37,"filter":38},"card_preview","notempty",[40,46,49,53,58,63,69,73,79,84,87,92,98,104,108,111,114,117,121,124,127,130,134,137,140,146,149,153,156,159,164,168,172,177,182,187,190,194,198,202,205,209],{"label":41,"key":37,"type":42,"active":15,"options":43},"Karte","image",[44,45],"transparent","full-width",{"key":47,"type":47,"active":15,"label":48,"filterable":16},"provider","Anbieter",{"key":50,"type":51,"active":15,"label":52,"filterable":16},"label","product","Konto",{"key":54,"type":55,"active":15,"label":56,"custom_cta":57,"custom_cta_no_affiliate":57},"url","cta","Angebot",null,{"label":59,"key":60,"type":61,"active":15,"description":62},"Gesamtkosten","total_costs","text","\u003Cp>Für die Gesamtkosten berechnen wir die Kontoführungsgebühr und die Kosten für Abhebungen am Geldautomaten. Bei der Kontoführungsgebühr wird der Geldeingang berücksichtigt, weitere Faktoren wie das Alter, Ausbildungszeit oder Nutzung eines Depots fließen nicht ein. Die Kosten für die Abhebungen werden für die günstigste Karte berechnet. Dafür wird der durchschnittliche Abhebebetrag pro Monat gleichmäßig auf die einzelnen Abhebungen verteilt.\u003C\u002Fp>",{"key":64,"type":64,"active":15,"description":65,"label":66,"options":67,"sort_options":68,"sortable":16},"rating","\u003Cp>Wenn du wissen möchtest, wie wir getestet haben, dann kannst du dir \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSNA1NJHYGEm7vZkrMQoEsoKvWJt8Dq1Q_oG8dfMgBOZIN8J1sbvRMR9gGXb_ULb2HErg2hz0AVU-pu\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa> ansehen.\u003C\u002Fp>","Girokonto-Test",[],[],{"key":70,"type":61,"active":15,"label":71,"mobile_rank":72},"account_maintenance_fee","Kontoführungsgebühr (p.M.)",1,{"key":74,"type":42,"active":15,"label":75,"options":76,"mobile_rank":78},"girocard","Girocard",[77],"icons-filled",3,{"key":80,"type":42,"active":15,"label":81,"options":82,"mobile_rank":83},"debitcard","Debitkarte",[77],4,{"key":85,"type":42,"active":15,"label":32,"options":86,"mobile_rank":57},"creditcard",[77],{"key":88,"type":42,"active":15,"label":89,"options":90},"contactless_payment_services","Mobile Bezahldienste",[91],"disable-tooltip",{"key":93,"type":94,"active":15,"label":95,"description":96,"options":97},"deposit_money","check","Geld einzahlen","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Unter Geld einzahlen verstehen wir, dass Bargeld ab 100€ überregional eingezahlt werden kann. Zudem werden nur Möglichkeiten zum Einzahlen angezeigt, die mit der günstigsten Bankkarte funktionieren.\u003C\u002Fspan>\u003C\u002Fp>",[77],{"key":99,"type":100,"active":15,"value":57,"field":101,"label":102,"description":103,"mobile_rank":5},"atm_network","atmnetwork","atm_networks_id.machines_count","Anzahl Geldautomaten","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Ein Geldautomatenverbund ist ein Zusammenschluss von Banken, um den Kunden möglichst viele Geldautomaten anzubieten. Angezeigt wird in unserem Vergleich die Anzahl der Geldautomaten, die man mit den kostenlos enthaltenen Bankkarten nutzen kann. Falls weder die Girocard noch die Debit- oder Kreditkarte kostenlos ist, wird davon die günstigste Karte gewählt.\u003C\u002Fspan>\u003C\u002Fp>",{"key":105,"type":61,"active":15,"label":106,"description":107},"free_withdrawals_per_month","Anzahl kostenloser Abhebungen p.M.","\u003Cp>Bei manchen Konten gibt es einen Mindestbetrag, den man pro Vorgang abheben muss. Wenn dieser Betrag größer als 50€ ist, zeigen wir diesen per Tooltip an. Beachte zudem, dass Geldautomatenbetreiber im In- und Ausland ein zusätzliches Entgelt verlangen können, auf das die Bank keinen Einfluss hat. Achte daher darauf, ob der Geldautomat zusätzliche Gebühren auf dem Display anzeigt.\u003C\u002Fp>",{"label":109,"key":110,"type":94,"active":16},"Bargeld im Handel","cash_in_retail",{"key":112,"type":61,"active":15,"label":113},"fee_withdrawal_euro_countries","Gebühr für Abhebung im Euro-Ausland",{"key":115,"type":61,"active":16,"label":116},"fee_withdrawal_100_euro_countries","Gebühr für 100€-Abhebung im Euro-Ausland",{"key":118,"type":61,"active":15,"label":119,"description":120},"fee_withdrawal_non_euro_countries","Gebühr für Abhebung im Nicht-Euro-Ausland","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Im Nicht-Euro-Ausland können Gebühren für das Abheben und den Währungstausch anfallen. Für die Fremdwährung fällt meist eine Fremdwährungsgebühr an. Teilweise gibt es einen zusätzlichen Aufschlag auf den echten Wechselkurs. Häufig wird beim Wechselkurs zwischen dem Europäischen Wirtschaftsraum (EWR) und der Region außerhalb (Nicht-EWR) unterschieden. Kreditkartengesellschaften, wie Visa oder Mastercard, erheben häufig einen Aufschlag auf den echten Wechselkurs. Teilweise verlangen Banken zudem einen Aufschlag auf den Wechselkurs der Kreditkartengesellschaft.\u003C\u002Fspan>\u003C\u002Fp>",{"key":122,"type":61,"active":16,"label":123},"fee_withdrawal_100_non_euro_countries","Gebühr für 100€-Abhebung im Nicht-Euro-Ausland",{"key":125,"type":61,"active":15,"label":126},"fee_payment_euro_countries","Gebühr für Zahlung im Euro-Ausland",{"key":128,"type":61,"active":16,"label":129},"fee_payment_100_euro_countries","Gebühr für 100€-Zahlung im Euro-Ausland",{"key":131,"type":61,"active":15,"label":132,"description":133},"fee_payment_non_euro_countries","Gebühr für Zahlung im Nicht-Euro-Ausland","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Wie beim Abheben entstehen bei Zahlungen im Nicht-Euro-Ausland üblicherweise Kosten für den Währungstausch. Die Gebühren äußern sich in der Fremdwährungsgebühr oder in Aufschlägen auf den Wechselkurs.\u003C\u002Fspan>\u003C\u002Fp>",{"key":135,"type":61,"active":16,"label":136},"fee_payment_100_non_euro_countries","Gebühr für 100€-Zahlung im Nicht-Euro-Ausland",{"label":138,"key":139,"type":94,"active":15},"Kostenlose SEPA-Überweisung","free_wire",{"key":141,"label":142,"type":143,"active":16,"description":144,"options":145},"real_time_bankwire","Echtzeitüberweisung","multicheck","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Mit einer Echtzeitüberweisung kann jederzeit (auch an Sonn- und Feiertagen) Geld innerhalb von maximal 20 Sekunden überwiesen werden. Im Vergleich geben wir an, ob das Senden und Empfangen von Echtzeitüberweisungen möglich ist und wie viel das Senden kostet.\u003C\u002Fspan>\u003C\u002Fp>",[77],{"label":147,"key":148,"type":94,"active":15},"Zinsen auf dem Girokonto","giro_interest",{"label":150,"key":151,"type":94,"active":15,"description":152},"Kostenloses Tagesgeld mit Zinsen","free_daily_account_interests","\u003Cp>Die genauen Konditionen der Tagesgeldkonten findest du in unserem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fvergleich\u002Ftagesgeld\u002F\" target=\"_blank\" rel=\"noopener\">Tagesgeld-Vergleich\u003C\u002Fa>.\u003C\u002Fp>",{"key":154,"type":61,"active":15,"label":155},"overdraft_interest","Dispozins",{"key":157,"type":61,"active":16,"label":158},"custody_fee","Verwahrentgelt",{"key":160,"type":161,"active":15,"label":162,"description":163},"customer_support","icons","Telefon-\u002FChat-Support","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Der Telefon- und Chat-Support bezieht sich auf den allgemeinen Kundenservice. Daher zählt etwa eine telefonische Sperrhotline nicht.\u003C\u002Fspan>\u003C\u002Fp>",{"key":165,"type":94,"active":15,"label":166,"options":167},"branches","Filialen",[],{"key":169,"type":42,"active":15,"options":170,"label":171},"online_banking",[44],"Online-Banking",{"label":173,"key":174,"type":42,"active":15,"options":175,"description":176},"App-Bewertung","app_rating",[44],"\u003Cp>Für die App-Bewertung haben wir den Durchschnitt von den Bewertungen im Apple- und Google-Store gebildet. Bei mehreren Apps wurde jeweils die zuerst angezeigte App verwendet (TAN-Apps ausgenommen).\u003C\u002Fp>",{"label":178,"key":179,"type":42,"active":15,"options":180,"description":181},"Ident-Verfahren","ident_method",[44],"\u003Cp>Bei der Eröffnung des Girokontos wird deine Identität per Ident-Verfahren überprüft. Typisch sind E-, Video- und Post-Ident. Bei E-Ident wird die Online-Ausweisfunktion des Personalausweises genutzt.\u003C\u002Fp>",{"label":183,"key":184,"type":42,"active":15,"options":185,"description":186},"TAN-Verfahren","tan_method",[44],"\u003Cp>Mithilfe eines TAN-Verfahrens können Transaktionen freigegeben werden. In diesem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fbanking\u002Fonline-banking-sicherheit\u002F\" target=\"_blank\" rel=\"noopener\">Ratgeber\u003C\u002Fa> erfährst du mehr über die verschiedenen TAN-Verfahren.\u003C\u002Fp>",{"key":188,"type":61,"active":15,"label":189},"free_sub_accounts","Anzahl kostenloser Unterkonten",{"key":191,"type":94,"active":15,"label":192,"options":193},"depot","Kostenloses Depot",[77],{"key":195,"type":94,"active":15,"label":196,"options":197},"account_switching_service","Kontowechsel-Service",[77],{"key":199,"type":200,"active":16,"label":201},"price_performance","link","Preis- und Leistungsverzeichnis",{"key":203,"label":204,"type":200,"active":16},"fee_information","Entgeltinformation",{"key":206,"type":207,"active":15,"label":208,"filterable":16,"filter_type":57,"filter_options":57,"filter_condition":57},"special_features","features","Besondere Eigenschaften",{"key":210,"type":61,"active":16,"label":211},"starting_premium","Startprämie",[213,216],{"label":214,"key":60,"sort":215,"default_sort":16},"Gesamtkosten p.M.","asc",{"label":217,"key":64,"sort":218,"default_sort":15},"Testnote","desc","\u003Cp>Quellen: Konditionen-Verzeichnisse und Website-Auskünfte der Banken\u003C\u002Fp>\n\u003Cp>Hinweis: Wir können leider keine Gewähr für die Aktualität, Richtigkeit und Vollständigkeit der Informationen auf dieser Seite übernehmen. Auf den Webseiten der entsprechenden Anbieter findest du alle aktuellen Produkt- und Preisinformationen. Die aufgeführten Konditionen im Vergleich beziehen sich auf Neukunden. Wie wir die Punkte für einzelne Konditionen vergeben, findest du in \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSFKdS9x1_dPbLJyYOS4fRDDONf5Xm1JBm34ABrtMGn0O0oADA4CzM6HlkSAHLC0ItxEBh0oTDBTLt1\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unserer Übersicht\u003C\u002Fa>. Als Highlights heben wir den Testsieger sowie besonders attraktive Angebote (z.B. eine hohe Startprämie) bei Produkten mit der Note „sehr gut“ farblich hervor.\u003C\u002Fp>\n\u003Cp data-pm-slice=\"1 1 []\">*Das ist ein Werbe- oder Affiliate-Link. Wenn du darauf klickst und etwas kaufst oder abschließt, erhalten wir eine Provision. Für dich entstehen dadurch keine Mehrkosten und du unterstützt damit unsere Arbeit. Unsere Produktbewertungen bleiben davon unbeeinflusst. Erfahre hier, \u003Ca class=\"ProsemirrorEditor-link\" href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fso-verdienen-wir-geld\u002F\">wie wir uns finanzieren\u003C\u002Fa>.\u003C\u002Fp>",[],"0","Testsieger","Beste Kreditkarte","100€ Bonus",{"title":226,"slug":227,"date_updated":228,"factsheet":229,"product_selection_title":231,"default_parameters":232,"table_columns":236,"table_sort":331,"disclaimer":219,"award_1_label":334,"award_2_label":335,"award_3_label":336,"award_4_label":337,"user_created":338,"award_1_item":342,"award_2_item":353,"award_3_item":364,"award_4_item":374,"items":391},"Girokonto-Vergleich","girokonto","2026-07-09T09:27:06.988Z",[230],{"key":12,"value":13,"icon":14,"label":12},"Deine Girokonto Auswahl",[233,234,235],{"title":19,"key":20,"value":21},{"title":23,"key":24,"value":25},{"title":27,"key":28,"value":29},[237,238,239,240,241,245,247,250,253,256,258,261,262,263,266,267,270,272,275,276,277,280,281,282,284,288,289,291,293,294,295,297,299,301,305,309,311,314,316,318,319,324,325,326,327,328],{"key":47,"type":47,"active":15,"label":48,"filterable":16},{"key":50,"type":51,"active":15,"label":52,"filterable":16},{"key":54,"type":55,"active":15,"label":56,"custom_cta":57,"custom_cta_no_affiliate":57},{"label":214,"key":60,"type":61,"active":15,"description":62},{"key":64,"type":64,"active":15,"description":242,"label":66,"options":243,"sort_options":244,"sortable":16},"\u003Cp>\u003Cspan style=\"font-weight: 400;\">Hier sind \u003Ca href=\"https:\u002F\u002Fdocs.google.com\u002Fspreadsheets\u002Fd\u002Fe\u002F2PACX-1vSFKdS9x1_dPbLJyYOS4fRDDONf5Xm1JBm34ABrtMGn0O0oADA4CzM6HlkSAHLC0ItxEBh0oTDBTLt1\u002Fpub?output=pdf\" target=\"_blank\" rel=\"noopener\">unsere Bewertungskriterien\u003C\u002Fa>.\u003C\u002Fspan>\u003C\u002Fp>",[],[],{"key":70,"type":61,"active":15,"label":246,"mobile_rank":72},"Kontoführungsgebühr p.M.",{"key":74,"type":42,"active":15,"label":248,"options":249,"mobile_rank":78},"Girocard p.M.",[77],{"key":80,"type":42,"active":15,"label":251,"options":252,"mobile_rank":83},"Debitkarte p.M.",[77],{"key":85,"type":42,"active":15,"label":254,"options":255,"mobile_rank":57},"Kreditkarte p.M.",[77],{"key":88,"type":42,"active":15,"label":89,"options":257},[91],{"key":105,"type":61,"active":15,"label":259,"description":260},"Anzahl kostenloser Abhebungen im Monat","\u003Cp>Beachte, dass Geldautomatenbetreiber im In- und Ausland ein zusätzliches Entgelt verlangen können, auf das die Bank keinen Einfluss hat.\u003C\u002Fp>",{"key":112,"type":61,"active":15,"label":113},{"key":115,"type":61,"active":16,"label":116},{"key":118,"type":61,"active":15,"label":264,"description":265},"Gebühr für Abhebung in Fremdwährung","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Im Nicht-Euro-Ausland können Gebühren für das Abheben und den Währungstausch anfallen.\u003C\u002Fspan>\u003C\u002Fp>",{"key":122,"type":61,"active":16,"label":123},{"key":93,"type":94,"active":15,"label":95,"description":268,"options":269},"\u003Cp>\u003Cspan style=\"font-weight: 400;\">Unter Geld einzahlen verstehen wir, dass Bargeld ab 100€ überregional an einer Vielzahl von Stellen eingezahlt werden kann. Zudem werden nur Möglichkeiten zum Einzahlen angezeigt, die mit der günstigsten Bankkarte funktionieren.\u003C\u002Fspan>\u003C\u002Fp>",[77],{"key":99,"type":100,"active":15,"value":57,"field":101,"label":102,"description":271,"mobile_rank":5},"\u003Cp>\u003Cspan style=\"font-weight: 400;\">Ein Geldautomatenverbund ist ein Zusammenschluss von Banken, um den Kunden möglichst viele Geldautomaten anzubieten. Angezeigt wird in unserem Vergleich die Anzahl der Geldautomaten, die man mit der günstigsten enthaltenen Bankkarten nutzen kann.\u003C\u002Fspan>\u003C\u002Fp>",{"label":273,"key":110,"type":94,"active":15,"description":274},"Bargeld im Handel abheben","\u003Cp>Viele Banken ermöglichen, im Handel (z.B. an Supermarktkassen) Bargeld zu beziehen.\u003C\u002Fp>",{"key":125,"type":61,"active":15,"label":126},{"key":128,"type":61,"active":16,"label":129},{"key":131,"type":61,"active":15,"label":278,"description":279},"Gebühr für Zahlung in Fremdwährung","\u003Cp>\u003Cspan style=\"font-weight: 400;\">Wie beim Abheben entstehen bei Zahlungen im Nicht-Euro-Ausland üblicherweise Kosten für den Währungstausch.\u003C\u002Fspan>\u003C\u002Fp>",{"key":135,"type":61,"active":16,"label":136},{"label":138,"key":139,"type":94,"active":15},{"key":141,"label":142,"type":143,"active":16,"description":144,"options":283},[77],{"label":285,"key":286,"type":94,"active":15,"description":287},"Geld senden und empfangen mit Wero","wero","\u003Cp>Wero ist ein europaweiter Echtzeit-Bezahldienst.\u003C\u002Fp>",{"label":147,"key":148,"type":94,"active":15},{"label":150,"key":151,"type":94,"active":15,"description":290},"\u003Cp>Die genauen Konditionen der Tagesgeldkonten findest du in unserem \u003Ca href=\"https:\u002F\u002Fwww.finanzfluss.de\u002Fvergleich\u002Ftagesgeld\u002F\" target=\"_blank\" rel=\"noopener\">Tagesgeld-Vergleich\u003C\u002Fa>. Kostenlose Unterkonten wie Pockets oder Spaces, auf denen es Zinsen gibt, zeigen wir ebenfalls an.\u003C\u002Fp>",{"key":188,"type":61,"active":15,"label":189,"description":292},"\u003Cp>Als Unterkonten zählen wir Pockets, Spaces, Shares und Tagesgeldkonten.\u003C\u002Fp>",{"key":157,"type":61,"active":16,"label":158},{"key":160,"type":161,"active":15,"label":162,"description":163},{"key":165,"type":94,"active":15,"label":166,"options":296},[],{"key":169,"type":42,"active":15,"options":298,"label":171},[44],{"label":173,"key":174,"type":42,"active":16,"options":300,"description":176},[44],{"label":302,"key":303,"type":42,"active":15,"options":304},"App-Bewertung (iOS)","app_rating_ios",[44],{"label":306,"key":307,"type":42,"active":15,"options":308},"App-Bewertung (Android)","app_rating_android",[44],{"label":178,"key":179,"type":42,"active":15,"options":310,"description":181},[44],{"label":183,"key":184,"type":42,"active":15,"options":312,"description":313},[44],"\u003Cp>Mithilfe eines TAN-Verfahrens können Transaktionen freigegeben werden. Typische TAN-Verfahren sind SMS, Chip, Push, Photo und QR.\u003C\u002Fp>",{"key":191,"type":94,"active":15,"label":192,"options":315},[77],{"key":195,"type":94,"active":15,"label":196,"options":317},[77],{"key":154,"type":61,"active":15,"label":155},{"label":320,"key":321,"type":322,"active":15,"description":323},"Gesetzliche Einlagensicherung","deposit_protection","flag","\u003Cp>In der EU sind Bankeinlagen bis 100.000€ gesetzlich durch nationale Sicherungssysteme geschützt.\u003C\u002Fp>",{"key":199,"type":200,"active":16,"label":201},{"key":203,"label":204,"type":200,"active":16},{"key":206,"type":207,"active":15,"label":208,"filterable":16,"filter_type":57,"filter_options":57,"filter_condition":57},{"key":210,"type":61,"active":16,"label":211},{"label":329,"key":330,"type":94,"active":16},"Kostenlos für Studenten","is_free_for_students",[332,333],{"label":214,"key":60,"sort":215,"default_sort":16},{"label":217,"key":64,"sort":218,"default_sort":15},"Bestes Girokonto","40€ 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data-sheets-value=\"{"1":2,"2":"Auf Wunsch kann die Mastercard direkt ohne Bonitätsvoraussetzung und ohne Jahresbeitrag zusammen mit dem Girokonto plus beantragt werden"}\" data-sheets-userformat=\"{"2":769,"3":{"1":0},"11":4,"12":0}\">Auf Wunsch kann die Mastercard direkt ohne Bonitätsvoraussetzung und ohne Jahresbeitrag zusammen mit dem Girokonto plus beantragt werden.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Norisbank Top-Zinskonto\u003C\u002Fp>","\u003Cp>Norisbank ServiceCard und Mastercard direkt sind kostenlos\u003C\u002Fp>","\u003Cp>🟡 Klimaschutz: 40%\u003C\u002Fp>\n\u003Cp>🟡 Korruption: 72%\u003C\u002Fp>\n\u003Cp>🔴 Gender Equality: 38%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 56%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 65%\u003C\u002Fp>\n\u003Cp>🟡 Biodiversität: 41%\u003C\u002Fp>\n\u003Cp>🔴 Steuern: 17%\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Mit der Mastercard Kreditkarte ist die Abhebung kostenlos.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan 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€ Versandkosten für die physische Debitkarte - entfällt wenn gleichzeitg 100€ auf das Konto eingezahlt werden; \u003Cspan data-sheets-formula-bar-text-style=\"font-size:13px;color:#000000;font-weight:normal;text-decoration:none;font-family:'Arial';font-style:normal;text-decoration-skip-ink:none;\">virtuelle Debitkarte ist kostenlos\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Es gibt keine gesetzliche Einlagensicherung.\u003C\u002Fp>","\u003Cp>Debitkarten\u003C\u002Fp>","\u003Cp>Nicht berücksichtigt in der Gesamtkosten-Berechnung: Wenn über einen Zeitraum von 12 aufeinanderfolgenden Monaten keine Zahlungen auf oder von dem Konto getätigt werden, einschließlich Kartenzahlungen (aber mit Ausnahme geschuldeter Gebühren und Verwaltungszahlungen), wird eine monatliche Inaktivitätsgebühr für das Konto von 1€ fällig, bis die Transaktionsaktivität wieder aufgenommen wird.\u003C\u002Fp>","\u003Cp>Bild von Personalausweis\u002FReisepass und Selfie\u003C\u002Fp>","\u003Cp>Ausgehende 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data-sheets-root=\"1\">Die Sparkassen-Card (Debitkarte) gibt es kostenlos zum Girokonto dazu. 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Das alte Konto muss geschlossen werden. Außerdem erhältst du 0,50% Zinsen auf dem Tagesgeldkonto und 0,50% Zinsen auf dem Girokonto. Weitere Konditionen auf der Website des Anbieters.\u003C\u002Fp>","75€ Bonus bei C24 Kontoeröffnung und Umzug über den Check24 Kontoumzug (über unseren Link oder mit dem Code „C24FINANZF75“). Das alte Konto muss geschlossen werden. 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data-sheets-root=\"1\">Ausstellung einer physischen Karte kostet 19,90€ (1€ bei einer virtuellen Karte). Die monatliche Nutzung einer physischen oder virtuellen Karte ist kostenlos, danach kostet jede weitere Karte 0,99€ p.M.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Vivid Zinskonto\u003C\u002Fp>","\u003Cp>Debitkarte zum normalen Konto\u003C\u002Fp>","\u003Cp>Kostenlos, wenn mind. eine Kartenzahlung p.M. oder Gesamtguthaben von mind. 1.000€ am Ende des Monats. Ansonsten 3,90€ p.M.\u003C\u002Fp>","\u003Cp>Shared Space mit bis zu 5 Teilnehmern\u003C\u002Fp>","\u003Cp>Nicht berücksichtigt in der Gesamtkosten-Berechnung: Kontoführung kostenlos, wenn mind. eine aktive Karte und mind. eine Kartenzahlung p.M. oder Gesamtguthaben von mind. 1.000€ am Ende des Monats, sonst 3,90€. p.M.\u003C\u002Fp>","\u003Cp>Kontakt nur über Formular\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Fotoprüfung in der App mit Personalausweis oder Reisepass\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Wenn min. eine aktive Karte und min. eine Kartenzahlung p.M. oder Gesamtguthaben von min. 1.000€ am Ende des Monats, sonst 3,90€ p.M.\u003C\u002Fp>","\u003Cp>Maximal 200€ p.M. (min. 50€ pro Abhebung), danach je Abhebung 3% (min. 1€).\u003C\u002Fp>","\u003Cp>1% Fremdwährungsgebühr & zusätzlich für Abhebungen über 200€ p.M. 3% (mind. 1€). Wechselkurs: Visa\u003C\u002Fp>","\u003Cp>3 Pockets mit eigener IBAN\u003C\u002Fp>",[411],[1885,1886],{"label":414,"value":15,"neutral":16},{"label":416,"value":15},[],[],[1890],{"feature":1341,"rating":16},3.28015,2.78015,3.42767,"1,00 €","0,00 €","200","3,90€","https:\u002F\u002Fwww.solarisgroup.com\u002Fcustomer-information\u002Fgermany\u002Fde-iban\u002Fgerman\u002Ffee-information-vivid-money-standard-account-germany-de-iban-german-v2.3.pdf","bis 200€","Vivid Standard","2026-05-07T09:11:35.255Z","2023-01-04T13:55:03.608Z","https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fvivid-girokonto","https:\u002F\u002Fwww.solarisgroup.com\u002Fcustomer-information\u002Fgermany\u002Fde-iban\u002Fgerman\u002Fannex-prices-for-special-services-in-relation-to-vivid-money-germany-de-iban-german-v1.1.pdf",[1906,1908,1910],{"label":451,"logo":1907},{"id":453,"filename_download":454},{"label":456,"logo":1909},{"id":458,"filename_download":459},{"label":461,"logo":1911},{"id":463,"filename_download":464},[1913,1915],{"label":467,"logo":1914},{"id":469,"filename_download":470},{"label":693,"logo":1916},{"id":695,"filename_download":696},[1918],{"atm_networks_id":1919},{"label":705,"machines_count":706},[],[1922,1924,1926],{"label":719,"image":1923},{"id":721,"filename_download":722},{"label":494,"image":1925},{"id":496,"filename_download":497},{"label":709,"image":1927},{"id":711,"filename_download":712},[72],{"id":1930,"label":1931,"status":442,"date_updated":1932,"date_created":1933,"user_created":533,"user_updated":533,"image":1934},68,"Vivid Kreditkarte","2026-01-09T11:12:00.136Z","2023-05-05T12:54:36.776Z",{"id":1935,"filename_download":1936},"47e95190-5d3d-4b29-a955-05bc44eb8fa9","Vivid money.png",{"label":1938,"tan_method_value":57,"tan_method_description":57,"ident_method_value":57,"ident_method_description":57,"customer_support":57,"customer_support_description":57,"app_rating_value":57,"app_rating_description":57,"branches":16,"branches_description":57,"bic":1939,"app_rating":57,"logo":1942},"Vivid",[1940],{"bic":1941},"SXPYDEHHXXX",{"id":1943,"filename_download":1944},"6be4a578-4e2d-4fce-b3c4-cfa4ddea67f9","Vivid_Logo_130x35.svg",{"id":72,"description":57,"label":755,"date_updated":756,"date_created":757,"user_created":523,"user_updated":533,"logo":1946},{"id":759,"filename_download":760},{"id":541,"online_banking_id":57,"label":542,"status":442,"date_created":543,"date_updated":544,"user_updated":448,"user_created":448,"logo":1948},{"id":546,"filename_download":547},{"item":1950},{"free_daily_account_interests":15,"wero":16,"without_schufa":16,"free_wire":15,"cash_in_retail":15,"giro_interest":16,"joint_account_possible":15,"same_primary_residence_required":16,"is_free_for_students":57,"deposit_money":15,"account_switching_service":15,"depot":15,"branches":15,"id":1141,"free_sub_accounts":1395,"cash_limit_per_day":57,"cash_limit_per_week":57,"cash_limit_per_month":57,"app_rating_ios":72,"app_rating_android":5,"debitcard_description":1951,"girocard_description":1952,"deposit_protection_description":637,"giro_interest_description":57,"wero_description":57,"free_daily_account_interests_description":1953,"button_info_description":57,"joint_accounts_card_count_description":1954,"app_rating_android_description":57,"app_rating_ios_description":57,"is_free_for_students_description":57,"same_primary_residence_required_value":57,"same_primary_residence_required_description":57,"account_type_description":57,"joint_account_possible_value":57,"joint_account_possible_description":57,"giro_interest_value":57,"total_costs_description":57,"branches_value":57,"depot_value":57,"additional_callout_description":57,"customer_support_description":57,"tan_method_description":57,"ident_method_description":57,"cash_in_retail_description":57,"free_wire_description":57,"app_rating_description":57,"sustainability_score_description":1955,"customer_service_description":57,"real_time_bankwire_description":57,"starting_premium_description":57,"account_maintenance_fee_description":57,"fee_withdrawal_euro_countries_description":1956,"fee_withdrawal_non_euro_countries_description":1787,"fee_payment_euro_countries_description":57,"fee_payment_non_euro_countries_description":1787,"free_withdrawals_per_month_description":1957,"fee_withdrawal_100_euro_countries_description":57,"fee_payment_100_euro_countries_description":57,"deposit_money_description":1958,"fee_payment_100_non_euro_countries_description":1787,"fee_withdrawal_100_non_euro_countries_description":1787,"label_description":57,"depot_description":57,"free_sub_accounts_description":57,"branches_description":57,"support_description":57,"custody_fee_description":57,"overdraft_interest_description":57,"contactless_payment_services_description":57,"creditcard_description":1959,"country":1960,"real_time_bankwire":1961,"customer_support":1964,"account_type":57,"child_account_conditions":57,"support":1965,"special_features":57,"student_rating":57,"rating_joint_account":1966,"rating":1966,"bank_sustainability_rating":1967,"rating_without_schufa":57,"fee_payment_euro_countries":425,"fee_withdrawal_100_euro_countries":425,"fee_payment_100_euro_countries":425,"custody_fee":57,"creditcard_value":427,"debitcard_value":428,"girocard_value":432,"account_maintenance_fee":665,"overdraft_interest":1968,"fee_payment_non_euro_countries":663,"fee_payment_100_non_euro_countries":664,"fee_withdrawal_100_non_euro_countries":425,"additional_callout":57,"tan_method_value":57,"ident_method_value":57,"custom_cta":57,"min_fee_withdrawal":57,"max_fee_withdrawal":57,"percentile_fee_withdrawal":57,"fixed_fee_withdrawals":221,"max_amount_free_withdrawals":57,"necessary_deposits":57,"account_fees_without_deposits":665,"account_fees_with_deposits":665,"app_rating_value":578,"sustainability_score":1969,"fee_information_description":204,"fee_information":1970,"real_time_bankwire_value":435,"price_performance_description":671,"free_withdrawals_per_month":436,"starting_premium":57,"fee_withdrawal_euro_countries":425,"deposit_protection":438,"button_info":57,"joint_accounts_card_count":1971,"app_rating_android_value":578,"app_rating_ios_value":675,"student_account_url":57,"account_type_value":57,"label":1972,"status":442,"date_updated":1973,"date_created":1974,"fee_withdrawal_non_euro_countries":663,"url":57,"price_performance":1975,"user_updated":807,"user_created":533,"online_banking":1976,"contactless_payment_services":1983,"atm_network":1988,"ident_method":1991,"tan_method":1996,"joint_account_type_chips":2001,"card_preview":2003,"provider":2009,"girocard":2055,"debitcard":2057,"creditcard":2059,"app_rating":2061},"\u003Cp>UniCreditCard kostet jährlich 15€.\u003C\u002Fp>","\u003Cp>Girocard kostet jährlich 12€. Die ServiceKarte (eine andere Debitkarte) ist hingegen kostenlos, damit kann Bargeld nur an Geldautomaten der HypoVereinsbank abgehoben werden.\u003C\u002Fp>","\u003Cp>\u003Cspan class=\"Yjhzub\">HVB FlexSparen\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Service Card ist kostenlos\u003C\u002Fp>","\u003Cp>🟡 Klimaschutz: 39%\u003C\u002Fp>\n\u003Cp>🟡 Korruption: 63%\u003C\u002Fp>\n\u003Cp>🟡 Gender Equality: 60%\u003C\u002Fp>\n\u003Cp>🟡 Menschenrechte: 53%\u003C\u002Fp>\n\u003Cp>🟡 Arbeitsrechte: 64%\u003C\u002Fp>\n\u003Cp>🟡  Biodiversität: 41%\u003C\u002Fp>\n\u003Cp>🔴 Steuern: 23%\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">An jedem Geldautomaten mit dem Cash Group Logo und europaweit bei allen UniCredit Banken.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann mit der UniCredit Card unbegrenzt kostenlos an den 7.000 Cash Group-Geldautomaten und an UniCredit Group Geldautomaten abgehoben werden.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Kostenlos am Schalter der HypoVereinsbank\u003C\u002Fp>","\u003Cp>Jährlich 30€\u003C\u002Fp>",[411],[1962,1963],{"label":414,"value":15},{"label":416,"value":15},[418,784],[418,784],2.90135,2.35719,"12,92%","🟠 40 \u002F 100 (schwach)","https:\u002F\u002Fwww.hypovereinsbank.de\u002Fcontent\u002Fdam\u002Fhypovereinsbank\u002Fshared\u002Fpdf\u002FFID\u002FFID_Akti.pdf","1 kostenlose Karten","HypoVereinsbank AktivKonto","2026-06-29T12:24:22.850Z","2023-02-17T08:15:02.487Z"," https:\u002F\u002Fwww.hypovereinsbank.de\u002Fcontent\u002Fdam\u002Fhypovereinsbank\u002Ffooter\u002FGeschaeftsbedingungen\u002FHVB-Aktuelles-Preis-Leistungs-Verzeichnis.pdf",[1977,1979,1981],{"label":451,"logo":1978},{"id":453,"filename_download":454},{"label":456,"logo":1980},{"id":458,"filename_download":459},{"label":461,"logo":1982},{"id":463,"filename_download":464},[1984,1986],{"label":467,"logo":1985},{"id":469,"filename_download":470},{"label":693,"logo":1987},{"id":695,"filename_download":696},[1989],{"atm_networks_id":1990},{"label":1203,"machines_count":1204},[1992,1994],{"label":478,"image":1993},{"id":480,"filename_download":481},{"label":709,"image":1995},{"id":711,"filename_download":712},[1997,1999],{"label":494,"image":1998},{"id":496,"filename_download":497},{"label":499,"image":2000},{"id":501,"filename_download":502},[2002],52,{"id":2004,"label":1972,"status":442,"date_updated":57,"date_created":2005,"user_created":448,"user_updated":57,"image":2006},79,"2023-05-10T13:53:28.127Z",{"id":2007,"filename_download":2008},"05d9580e-dc46-4c13-b6b6-cb456f7e4690","HVB-Mastercard.png",{"label":2010,"tan_method_value":57,"tan_method_description":57,"ident_method_value":57,"ident_method_description":57,"customer_support":57,"customer_support_description":57,"app_rating_value":57,"app_rating_description":57,"branches":15,"branches_description":57,"bic":2011,"app_rating":57,"logo":2052},"HypoVereinsbank",[2012,2014,2016,2018,2020,2022,2024,2026,2028,2030,2032,2034,2036,2038,2040,2042,2044,2046,2048,2050],{"bic":2013},"HYVEDEMMXXX",{"bic":2015},"HYVEDEMM300",{"bic":2017},"HYVEDEMM460",{"bic":2019},"HYVEDEMM408",{"bic":2021},"HYVEDEMM488",{"bic":2023},"HYVEDEMM448",{"bic":2025},"HYVEDEMM447",{"bic":2027},"HYVEDEMM483",{"bic":2029},"HYVEDEMM455",{"bic":2031},"HYVEDEMM473",{"bic":2033},"HYVEDEMM433",{"bic":2035},"HYVEDEMM495",{"bic":2037},"HYVEDEMM419",{"bic":2039},"HYVEDEMM417",{"bic":2041},"HYVEDEMM360",{"bic":2043},"HYVEDEMM430",{"bic":2045},"HYVEDEMM453",{"bic":2047},"HYVEDEMM405",{"bic":2049},"HYVEDEMM406",{"bic":2051},"HYVEDEMM480",{"id":2053,"filename_download":2054},"4f02e5eb-10e9-4c2e-a713-62174e891295","Hypovereinsbank_Logo_130x35.svg",{"id":83,"description":57,"label":75,"date_updated":521,"date_created":522,"user_created":523,"user_updated":524,"logo":2056},{"id":526,"filename_download":527},{"id":529,"description":57,"label":530,"date_updated":531,"date_created":532,"user_created":533,"user_updated":534,"logo":2058},{"id":536,"filename_download":537},{"id":529,"description":57,"label":530,"date_updated":531,"date_created":532,"user_created":533,"user_updated":534,"logo":2060},{"id":536,"filename_download":537},{"id":541,"online_banking_id":57,"label":542,"status":442,"date_created":543,"date_updated":544,"user_updated":448,"user_created":448,"logo":2062},{"id":546,"filename_download":547},{"item":2064},{"free_daily_account_interests":15,"wero":15,"without_schufa":16,"free_wire":15,"cash_in_retail":15,"giro_interest":16,"joint_account_possible":15,"same_primary_residence_required":16,"is_free_for_students":57,"deposit_money":15,"account_switching_service":15,"depot":15,"branches":16,"id":1846,"free_sub_accounts":1395,"cash_limit_per_day":2065,"cash_limit_per_week":57,"cash_limit_per_month":57,"app_rating_ios":72,"app_rating_android":5,"debitcard_description":2066,"girocard_description":1550,"deposit_protection_description":398,"giro_interest_description":57,"wero_description":57,"free_daily_account_interests_description":2067,"button_info_description":57,"joint_accounts_card_count_description":2068,"app_rating_android_description":57,"app_rating_ios_description":57,"is_free_for_students_description":57,"same_primary_residence_required_value":57,"same_primary_residence_required_description":57,"account_type_description":57,"joint_account_possible_value":57,"joint_account_possible_description":57,"giro_interest_value":57,"total_costs_description":57,"branches_value":2069,"depot_value":57,"additional_callout_description":2070,"customer_support_description":57,"tan_method_description":57,"ident_method_description":57,"cash_in_retail_description":57,"free_wire_description":57,"app_rating_description":57,"sustainability_score_description":57,"customer_service_description":57,"real_time_bankwire_description":57,"starting_premium_description":2071,"account_maintenance_fee_description":57,"fee_withdrawal_euro_countries_description":2072,"fee_withdrawal_non_euro_countries_description":2073,"fee_payment_euro_countries_description":57,"fee_payment_non_euro_countries_description":2074,"free_withdrawals_per_month_description":2075,"fee_withdrawal_100_euro_countries_description":2072,"fee_payment_100_euro_countries_description":57,"deposit_money_description":2076,"fee_payment_100_non_euro_countries_description":2074,"fee_withdrawal_100_non_euro_countries_description":2074,"label_description":57,"depot_description":57,"free_sub_accounts_description":57,"branches_description":57,"support_description":57,"cust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Girocard Debit-Mastercard ist gleichzeitig eine Debitkarte.\u003C\u002Fp>","\u003Cp>Berliner Volksbank Tagesgeld\u003C\u002Fp>","\u003Cp>Girocard (gleichzeitig Debitkarte)\u003C\u002Fp>","\u003Cp>Filialen nur im Raum Berlin\u003C\u002Fp>","\u003Cp>Bei Eröffnung bis 15.09.2026: 200€ Bonus für Neukunden (keine Kundenverbindung in den letzten 24 Monaten) über 18. Voraussetzung: Ab dem 2. Monat nach der Kontoeröffnung muss für 5 Monate lang mindestens ein monatlicher Geldeingang in Höhe von 700€ erfolgen. Innerhalb der ersten 4 Wochen muss die Zustimmung zur Kommunikation per Telefon und E-Mail erteilt werden. Weitere Konditionen auf der Website des Anbieters. Das Berliner Volksbank Girokonto lässt sich als \u003Ca href=\"https:\u002F\u002Flink.finanzfluss.de\u002Fout\u002Fberliner-volksbank-gemeinschaftskonto\" target=\"_blank\" rel=\"noopener\">Gemeinschaftskonto*\u003C\u002Fa> eröffnen.\u003C\u002Fp>","Bei Eröffnung bis 30.06.2026: 200€ Bonus für Neukunden (keine Kundenverbindung in den letzten 24 Monaten) über 18. Voraussetzung: Ab dem 2. Monat nach der Kontoeröffnung muss für 5 Monate lang mindestens ein monatlicher Geldeingang in Höhe von 700€ erfolgen. Innerhalb der ersten 4 Wochen muss die Zustimmung zur Kommunikation per Telefon und E-Mail erteilt werden. Weitere Konditionen auf der Website des Anbieters. Das Berliner Volksbank Girokonto lässt sich als Gemeinschaftskonto eröffnen.","\u003Cp>\u003Cspan data-sheets-root=\"1\">Mit Girocard\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Abhebegebühr 1% (min. 7,50€) zzgl. Fremdwährungsgebühr in Höhe von 1,8%. Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank\u003C\u002Fp>","\u003Cp>Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank\u003C\u002Fp>","\u003Cp>Es kann unbegrenzt kostenlos an den 17.300 Bankcard-Geldautomaten und eigenen Volksbank-Automaten abgehoben werden.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Kostenlos an Volksbank-Automaten\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Eine Kreditkarte ist im Kontomodell inklusive. Jede weitere Kreditkarte kostet 30€ jährlich.\u003C\u002Fspan>\u003C\u002Fp>",[411],[2080,2081],{"label":414,"value":15},{"label":416,"value":15},[418,784],[418,784],3.62007,"3,95€","11,954%","1,8% ","1,80€","200€ Bonus","https:\u002F\u002Fwww.berliner-volksbank.de\u002Fservice\u002Fpflichtinformationen\u002Fentgeltinformationen.html","200€","Berliner Volksbank Girokonto","2026-06-19T07:28:58.302Z","2023-09-06T09:30:57.839Z","1% (mind. 7,50€) + 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An bankeigenen Geldautomaten treten keine Kosten auf.\u003C\u002Fp>","\u003Cp>an eigenen Geldautomaten sind Abhebungen im Euro-Ausland kostenlos; bei Banken die am BankCard Service-Netz teilnehmen 1,02 € pro Abhebung, wobei die Gebühr für 13 Abhebungen pro Quartal durch die PSD komplett erstattet wird\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-value=\"{"1":2,"2":"am Schalter und am Automat"}\" data-sheets-userformat=\"{"2":14851,"3":{"1":0},"4":{"1":2,"2":16777215},"12":0,"14":{"1":2,"2":2039583},"15":"\\"Google Sans\\", Roboto, sans-serif","16":10}\">am Schalter und am Automat\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Zzgl. 0,30% auf den letzten verfügbaren Euro-Referenzwechselkurs der Europäischen Zentralbank (Währungsumrechnungsentgelt).\u003C\u002Fp>","\u003Cp>mit der kostenpflichtigen Girocard V Pay; Wechselkurs: Euro-Referenzwechselkurs der Europäischen Zentralbank\u003C\u002Fp>",[411],[2483,2484],{"label":414,"value":15},{"label":416,"value":15},[418,784],[418,784],2.82334,"1,95€","7,14%","1 % (min. 0,77€, max. 3,83€) ","1,00€","1,02 €","0,01€","2,90€","PSD Bank GiroDirekt","2026-06-09T10:54:15.215Z","2023-09-18T09:38:38.489Z","1% (mind. 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18€, virtuelle Mastercard Debit kostenlos (ausschließlich zur Nutzung von Apple Pay).\u003C\u002Fp>","\u003Cp>Deutsche Bank Flexgeld\u003C\u002Fp>","\u003Cp>Girocard\u003C\u002Fp>","\u003Cp>Kostenlos an Geldautomaten von BGL in Luxemburg und BNP Paribas in Frankreich.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">1% (mind. 5,99€) Kosten für die Abhebung zzgl. 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Wechselkurs: Euro-Referenzwechselkurs der EZB (EWR) und Mastercard (Nicht-EWR)\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>1% (mind. 1,50€) Fremdwährungsgebühr + 0,5% Währungsumrechnungsentgelt\u003C\u002Fp>","\u003Cp>Am Schalter der Deutschen Bank kostenlos\u003C\u002Fp>","\u003Cp>Jährlich 39€, Mastercard oder Visa möglich.\u003C\u002Fp>",[411],[2559,2560],{"label":414,"value":15},{"label":416,"value":15},[418,784],[418,784],2.96646,2.38882,"5,99€","3,25€","6,90€","11,35%","1% (mind. 1,50€) + 0,5%","6,49€","https:\u002F\u002Fwww.deutsche-bank.de\u002Fdam\u002Fdeutschebank\u002Fde\u002Fshared\u002Fpdf\u002Fentgeltinformation-aktivkonto-ag.pdf","1% (min. 5,99€)","Deutsche Bank Aktiv-Konto","2026-05-18T08:02:17.205Z","2023-02-17T07:54:55.447Z","1% (mind. 7,49€) + 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data-sheets-root=\"1\">Zzgl. 7,99€ Versandkosten (Standardversand ohne Sendungsverfolgung). Man erhält eine Visa- oder Mastercard-Debitkarte.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp dir=\"ltr\">Bis 100.000€ über den litauischen Einlagensicherungsfonds VĮ Indėlių ir investicijų draudimas.\u003C\u002Fp>","\u003Cp>Revolut Tagesgeld\u003C\u002Fp>","\u003Cp>Das Gemeinschaftskonto ergänzt das Hauptkonto und kann nicht ohne jeweils eigenes Girokonto bei Revolut geführt werden.\u003C\u002Fp>\n\u003Cp>Physische oder virtuelle Debitkarten.\u003C\u002Fp>","\u003Cp>20€ Bonus für Neukunden. Du musst innerhalb eines Monats nach Eröffnung deines Kontos und vor dem 31.12.2026 Einkäufe im Wert von mindestens 20€ tätigen, um den Willkommensbonus zu erhalten. Weitere Konditionen auf der Seite des Anbieters.\u003C\u002Fp>","20€ Bonus für Neukunden. Du musst innerhalb eines Monats nach Eröffnung deines Kontos und vor dem 31.12.2025 Einkäufe im Wert von mindestens 20€ tätigen, um den Willkommensbonus zu erhalten. Weitere Konditionen auf der Seite des Anbieters.","\u003Cp>Max. 200€ p.M. (max. 5 Abhebungen), danach 2% Gebühr (min. 1€).\u003C\u002Fp>","\u003Cp>Max. 200€ p.M. (max. 5 Abhebungen), danach 2% Gebühr (min. 1€). Wechselkurs: \u003Cspan data-sheets-root=\"1\">Ab 1.000€ p.M. zzgl. 0,5% Gebühr auf den echten Wechselkurs. Laut Revolut fallen weitere Gebühren an, wenn selten verwendete Währungen getauscht werden oder die Devisenmärkte geschlossen sind (z.B. am Wochenende zzgl. 1 %). Für welche Währung eine Gebühr anfällt und wie hoch die Kosten sind, ist vor der Transaktion in der App zu sehen.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Wechselkurs: \u003Cspan data-sheets-root=\"1\">Ab 1.000€ p.M. zzgl. 0,5% Gebühr auf den echten Wechselkurs. Laut Revolut fallen weitere Gebühren an, wenn selten verwendete Währungen getauscht werden oder die Devisenmärkte geschlossen sind (z.B. am Wochenende zzgl. 1 %). 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Visa ClassicCard Direct Debit ist kostet 19,95€ pro Jahr.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Girocard V Pay (ist auch gleichzeitig eine Debitkarte). 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Weitere Konditionen auf der Website des Anbieters.","\u003Cp>\u003Cspan data-sheets-root=\"1\">kostenlos, wenn min. 150€ abgehoben werden, ansonsten 2€ pro Abhebung\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>2€ je Abhebung unabhängig vom Abhebebetrag, kostenlos mit der Debitkarte an BBVA-Geldautomaten in Spanien.\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">1,4% bei Handelspartnern, 50€ - 999€, monatlich max. 8.000€\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Sparbox\u003C\u002Fp>","\u003Cp>Aktuell nur für Bestandskunden erhältlich (2€ p.M.). 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p.a.","ES","2026-07-01T15:08:20.535Z","2025-07-18T14:08:54.485Z",[4403,4405,4407],{"label":451,"logo":4404},{"id":453,"filename_download":454},{"label":456,"logo":4406},{"id":458,"filename_download":459},{"label":461,"logo":4408},{"id":463,"filename_download":464},[4410,4412],{"label":467,"logo":4411},{"id":469,"filename_download":470},{"label":693,"logo":4413},{"id":695,"filename_download":696},[4415],{"atm_networks_id":4416},{"label":530,"machines_count":706},[4418],{"label":478,"image":4419},{"id":480,"filename_download":481},[4421,4423],{"label":489,"image":4422},{"id":491,"filename_download":492},{"label":494,"image":4424},{"id":496,"filename_download":497},[],{"label":360,"tan_method_value":57,"tan_method_description":57,"ident_method_value":57,"ident_method_description":57,"customer_support":57,"customer_support_description":57,"app_rating_value":57,"app_rating_description":57,"branches":57,"branches_description":57,"bic":57,"app_rating":57,"logo":4427},{"id":362,"filename_download":363},{"id":529,"description":57,"label":530,"date_updated":531,"date_created":532,"user_created":533,"user_updated":534,"logo":4429},{"id":536,"filename_download":537},{"id":541,"online_banking_id":57,"label":542,"status":442,"date_created":543,"date_updated":544,"user_updated":448,"user_created":448,"logo":4431},{"id":546,"filename_download":547},{"item":4433},{"free_daily_account_interests":16,"wero":16,"without_schufa":15,"free_wire":16,"cash_in_retail":16,"giro_interest":16,"joint_account_possible":16,"same_primary_residence_required":16,"is_free_for_students":57,"deposit_money":16,"account_switching_service":16,"depot":16,"branches":15,"id":4434,"free_sub_accounts":72,"cash_limit_per_day":57,"cash_limit_per_week":57,"cash_limit_per_month":57,"app_rating_ios":72,"app_rating_android":5,"debitcard_description":4435,"girocard_description":57,"deposit_protection_description":935,"giro_interest_description":57,"wero_description":57,"free_daily_account_interests_description":57,"button_info_description":57,"joint_accounts_card_count_description":57,"app_rating_android_description":57,"app_rating_ios_description":57,"is_free_for_students_description":57,"same_primary_residence_required_value":57,"same_primary_residence_required_description":57,"account_type_description":57,"joint_account_possible_value":57,"joint_account_possible_description":57,"giro_interest_value":57,"total_costs_description":57,"branches_value":57,"depot_value":57,"additional_callout_description":57,"customer_support_description":57,"tan_method_description":57,"ident_method_description":57,"cash_in_retail_description":57,"free_wire_description":4436,"app_rating_description":57,"sustainability_score_description":57,"customer_service_description":57,"real_time_bankwire_description":57,"starting_premium_description":57,"account_maintenance_fee_description":4437,"fee_withdrawal_euro_countries_description":57,"fee_withdrawal_non_euro_countries_description":4438,"fee_payment_euro_countries_description":57,"fee_payment_non_euro_countries_description":4439,"free_withdrawals_per_month_description":4440,"fee_withdrawal_100_euro_countries_description":57,"fee_payment_100_euro_countries_description":57,"deposit_money_description":57,"fee_payment_100_non_euro_countries_description":57,"fee_withdrawal_100_non_euro_countries_description":57,"label_description":57,"depot_description":57,"free_sub_accounts_description":4441,"branches_description":57,"support_description":57,"custody_fee_description":57,"overdraft_interest_description":865,"contactless_payment_services_description":57,"creditcard_description":57,"country":4442,"real_time_bankwire":4443,"customer_support":4446,"account_type":57,"child_account_conditions":57,"support":4447,"special_features":4448,"student_rating":57,"rating_joint_account":57,"rating":4452,"bank_sustainability_rating":57,"rating_without_schufa":4453,"fee_payment_euro_countries":425,"fee_withdrawal_100_euro_countries":57,"fee_payment_100_euro_countries":57,"custody_fee":877,"creditcard_value":57,"debitcard_value":425,"girocard_value":57,"account_maintenance_fee":3819,"overdraft_interest":877,"fee_payment_non_euro_countries":573,"fee_payment_100_non_euro_countries":57,"fee_withdrawal_100_non_euro_countries":57,"additional_callout":57,"tan_method_value":57,"ident_method_value":57,"custom_cta":57,"min_fee_withdrawal":57,"max_fee_withdrawal":57,"percentile_fee_withdrawal":57,"fixed_fee_withdrawals":57,"max_amount_free_withdrawals":57,"necessary_deposits":57,"account_fees_without_deposits":4454,"account_fees_with_deposits":3819,"app_rating_value":578,"sustainability_score":57,"fee_information_description":57,"fee_information":57,"real_time_bankwire_value":964,"price_performance_description":57,"free_withdrawals_per_month":436,"starting_premium":57,"fee_withdrawal_euro_countries":425,"deposit_protection":965,"button_info":57,"joint_accounts_card_count":57,"app_rating_android_value":2401,"app_rating_ios_value":966,"student_account_url":57,"account_t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data-sheets-root=\"1\">Virtuelle Visa Platinum-Debitkarte ist bis 31.12.2025 kostenlos. Für die erste physische Karte fallen keine Versandkosten an (inkl. jährlichem Kartentausch), danach fällt für jede weitere Karte eine Versandgebühr von 4,99€ an.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\"> 0,50 € pro Überweisung ab der 21. Überweisung pro Monat\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">7,99€ p.M. zzgl. Inaktivitätsgebühr 1€ p.M., wenn zwölf Monate lang keine Kontoaktivität. Weitere Bedingungen auf der Seite des Anbieters.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">2,99€ Abhebegebühr + 1% Fremdwährungsgebühr; Wechselkurs: Visa\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">1% Fremdwährungsgebühr; Wechselkurs: Visa\u003Cbr>\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann unbegrenzt kostenlos an den Visa-Geldautomaten abgehoben werden.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Sparkonto (Unterkonto ohne eigene IBAN) mit 1,5% p.a. Zins auf bis zu 3.000€\u003C\u002Fspan>\u003C\u002Fp>",[411],[4444,4445],{"label":414,"value":16},{"label":416,"value":16},[418],[418],[4449,4450],{"feature":956,"rating":16},{"feature":4451,"rating":16},"20 kostenlose Überweisungen pro Monat, sonst 0,50€",2.88882,3.02121,"8,99€","Western Union Premium-Konto","2025-11-13T11:09:44.143Z","2025-09-17T12:51:53.205Z","2,99€ + 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data-sheets-root=\"1\">Die BforBasic Karte ist kostenlos, wenn eine Kartenzahlung oder Abhebung pro Monat getätigt wird, sonst mtl. 2€. Die BforZen Karte kostet 5€ p.M.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>Bfor+ Tagesgeldkonto\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Chat in der App\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Es kann eine Inaktivitäts- bzw. Kartengebühr anfallen, wenn mit der BforBasic Karte nicht einmal pro Monat bezahlt oder abgehoben wird. In diesem Fall entsteht eine Gebühr in Höhe von 2€. Wer die BforZen Karte für monatlich 5€ auswählt, kann sie beliebig häufig nutzen, ohne dass ggf. Kosten entstehen.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">3 kostenlose Abhebungen mit der BforBasic Karte in der Eurozone, danach je 1€. Mit der BforZen Karte unbegrenzt kostenlos in der Eurozone.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Die ersten 3 Abhebungen mit der BforBasic Karte kosten 1,95%, danach 1€ + 1,95%. Mit der BforZen Karte ist die erste Abhebung kostenlos, danach 1,95%.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Mit der BforBasic Karte 1,95% und kostenlos mit der BforZen Karte.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Tagesgeldkonto\u003C\u002Fspan>\u003C\u002Fp>",[418,784],3.78851,3.95778,"16%","1,95%","3,9 \u002F 5","BforBank 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rating_android_value":433,"app_rating_ios_value":433,"student_account_url":57,"account_type_value":57,"label":4567,"status":1679,"date_updated":4568,"date_created":4569,"fee_withdrawal_non_euro_countries":4570,"url":4571,"price_performance":57,"user_updated":524,"user_created":533,"online_banking":4572,"contactless_payment_services":4579,"atm_network":4582,"ident_method":4585,"tan_method":4592,"joint_account_type_chips":4595,"card_preview":57,"provider":4596,"girocard":4602,"debitcard":4604,"creditcard":4606,"app_rating":4608},92,"\u003Cp>\u003Cspan data-sheets-root=\"1\">Physische Girocard Debit Mastercard kostet jährlich 9€. Die Girocard ist gleichzeitig auch eine Mastercard-Debitkarte. Girocard Debit Mastercard bis zum 31.12.2026 für Neueröffnungen kostenfrei, danach 9€ Jahresgebühr.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>\u003Cspan data-sheets-root=\"1\">Physische Girocard Debit Mastercard kostet jährlich 9€. Die Girocard ist gleichzeitig auch eine Mastercard-Debitkarte. Girocard Debit Mastercard bis zum 31.12.2026 für Neueröffnungen kostenfrei, danach 9€ Jahresgebühr. Die virtuelle Girocard ist kostenlos.\u003C\u002Fspan>\u003C\u002Fp>","\u003Cp>UmweltFlexkonto\u003C\u002Fp>","\u003Cp>100€ Bonus an den Kunden zzgl. 50€ Spende an den NABU. Voraussetzung: Zustimmung zu Werbeeinwilligungen, Datennutzung und mind. einem Gehalts- bzw. Renteneingang in den ersten 3 Monaten nach Kontoeröffnung. Zudem Kontoführung in den ersten 12 Monaten kostenlos, danach 4,90€ monatlich. Girocard Debit Mastercard bis zum 31.12.2026 für Neueröffnungen kostenfrei, danach 9€ Jahresgebühr. 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class=\"wp-block-table\">\u003Ctable>\u003Cthead>\u003Ctr>\u003Cth>Girokonto\u003C\u002Fth>\u003Cth>Kreditkarte\u003C\u002Fth>\u003Cth>Debitkarte\u003C\u002Fth>\u003C\u002Ftr>\u003C\u002Fthead>\u003Ctbody>\u003Ctr>\u003Ctd>1822direkt\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003Ctd>❌\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>bunq\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>C24 Bank\u003C\u002Ftd>\u003Ctd>❌\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Comdirect\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Commerzbank\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Consorsbank\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Deutsche Bank\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>DKB\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>HypoVereinsbank\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>ING\u003C\u002Ftd>\u003Ctd>❌\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>N26\u003C\u002Ftd>\u003Ctd>❌\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Norisbank\u003C\u002Ftd>\u003Ctd>❌\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Revolut\u003C\u002Ftd>\u003Ctd>❌\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Santander\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Targobank\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Tomorrow\u003C\u002Ftd>\u003Ctd>❌\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>Vivid\u003C\u002Ftd>\u003Ctd>❌\u003C\u002Ftd>\u003Ctd>✔️\u003C\u002Ftd>\u003C\u002Ftr>\u003C\u002Ftbody>\u003C\u002Ftable>\u003C\u002Ffigure>",{},{"hasFixedLayout":16,"caption":6803,"head":6859,"body":6867,"foot":6956,"anchor":6803},[6860],{"cells":6861},[6862,6865,6866],{"content":6863,"tag":6864,"scope":6803,"align":6803},"Girokonto","th",{"content":32,"tag":6864,"scope":6803,"align":6803},{"content":81,"tag":6864,"scope":6803,"align":6803},[6868,6876,6881,6886,6891,6896,6901,6906,6911,6916,6921,6926,6931,6936,6941,6946,6951],{"cells":6869},[6870,6872,6874],{"content":1855,"tag":6871,"scope":6803,"align":6803},"td",{"content":6873,"tag":6871,"scope":6803,"align":6803},"✔️",{"content":6875,"tag":6871,"scope":6803,"align":6803},"❌",{"cells":6877},[6878,6879,6880],{"content":921,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6882},[6883,6884,6885],{"content":380,"tag":6871,"scope":6803,"align":6803},{"content":6875,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6887},[6888,6889,6890],{"content":737,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6892},[6893,6894,6895],{"content":1218,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6897},[6898,6899,6900],{"content":3192,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6902},[6903,6904,6905],{"content":2616,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6907},[6908,6909,6910],{"content":3046,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6912},[6913,6914,6915],{"content":2010,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6917},[6918,6919,6920],{"content":3325,"tag":6871,"scope":6803,"align":6803},{"content":6875,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6922},[6923,6924,6925],{"content":1686,"tag":6871,"scope":6803,"align":6803},{"content":6875,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6927},[6928,6929,6930],{"content":349,"tag":6871,"scope":6803,"align":6803},{"content":6875,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6932},[6933,6934,6935],{"content":2701,"tag":6871,"scope":6803,"align":6803},{"content":6875,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6937},[6938,6939,6940],{"content":2450,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6942},[6943,6944,6945],{"content":3456,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6947},[6948,6949,6950],{"content":840,"tag":6871,"scope":6803,"align":6803},{"content":6875,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},{"cells":6952},[6953,6954,6955],{"content":1938,"tag":6871,"scope":6803,"align":6803},{"content":6875,"tag":6871,"scope":6803,"align":6803},{"content":6873,"tag":6871,"scope":6803,"align":6803},[],{"innerBlocks":6958,"name":6798,"postId":6799,"originalContent":6959,"get_parent":6960,"att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Kosten solltest du beachten\u003C\u002Fh2>",{},{"content":6962,"level":5,"anchor":6803},"Diese Kosten solltest du beachten",{"innerBlocks":6964,"name":6806,"postId":6799,"originalContent":6965,"get_parent":6966,"attributes":6967,"dynamicContent":57},[],"\u003Cp>Bei einigen Girokonten solltest du beachten, dass das Girokonto und die Kreditkarte Kosten verursachen können. Diese Kosten können dabei entstehen.\u003C\u002Fp>",{},{"content":6968,"dropCap":16,"anchor":6803},"Bei einigen Girokonten solltest du beachten, dass das Girokonto und die Kreditkarte Kosten verursachen können. Diese Kosten können dabei entstehen.",{"innerBlocks":6970,"name":6798,"postId":6799,"originalContent":6971,"get_parent":6972,"attributes":6973,"dynamicContent":57},[],"\u003Ch3>Kosten für das Konto\u003C\u002Fh3>",{},{"content":6974,"level":78,"anchor":6803},"Kosten für das Konto",{"innerBlocks":6976,"name":6806,"postId":6799,"originalContent":6977,"get_parent":6978,"attributes":6979,"dynamicContent":57},[],"\u003Cp>Viele Girokonten sind kostenlos, doch dies ist häufig an Bedingungen geknüpft. So kann es sein, dass ein Girokonto nur bei aktiver Nutzung, zum Beispiel wenn man es als Gehaltskonto nutzt, kostenlos ist. \u003C\u002Fp>",{},{"content":6980,"dropCap":16,"anchor":6803},"Viele Girokonten sind kostenlos, doch dies ist häufig an Bedingungen geknüpft. So kann es sein, dass ein Girokonto nur bei aktiver Nutzung, zum Beispiel wenn man es als Gehaltskonto nutzt, kostenlos ist. ",{"innerBlocks":6982,"name":6806,"postId":6799,"originalContent":6983,"get_parent":6984,"attributes":6985,"dynamicContent":57},[],"\u003Cp>Kosten, die für das Girokonto anfallen können:\u003C\u002Fp>",{},{"content":6986,"dropCap":16,"anchor":6803},"Kosten, die für das Girokonto anfallen können:",{"innerBlocks":6988,"name":6989,"postId":6799,"originalContent":6803,"saveContent":6803,"get_parent":6990,"attributes":6991},[],"acf\u002Ficon-list",{},{"name":6989,"data":6992},{"icon_list_0_icon_list_description":6993,"icon_list_0_icon_list_id":6803,"icon_list_0_icon_list_icon":6994,"icon_list_1_icon_list_description":6995,"icon_list_1_icon_list_id":6803,"icon_list_1_icon_list_icon":6994,"icon_list":5},"\u003Cstrong>Kontoführungsgebühr: \u003C\u002Fstrong>\r\nEine monatliche Gebühr für die Kontoführung. Diese liegt in der Regel zwischen 0€ und 5€ pro Monat.","checked","\u003Cstrong>Dispozins: \u003C\u002Fstrong>\r\nWird das Konto überzogen, fallen dafür Zinsen an. Um diese Kosten zu vermeiden, sollte also immer ausreichend Geld auf dem Konto vorhanden sein.",{"innerBlocks":6997,"name":6798,"postId":6799,"originalContent":6998,"get_parent":6999,"attributes":7000,"dynamicContent":57},[],"\u003Ch3>Kosten für die Kreditkarte\u003C\u002Fh3>",{},{"content":7001,"level":78,"anchor":6803},"Kosten für die Kreditkarte",{"innerBlocks":7003,"name":6806,"postId":6799,"originalContent":7004,"get_parent":7005,"attributes":7006,"dynamicContent":57},[],"\u003Cp>Zumindest eine Bankkarte ist häufig kostenlos beim Girokonto inklusive. Dies kann eine Kredit- oder Debitkarte sein. Trotzdem ist die Nutzung nicht immer komplett kostenfrei und es können diese Kosten anfallen:\u003C\u002Fp>",{},{"content":7007,"dropCap":16,"anchor":6803},"Zumindest eine Bankkarte ist häufig kostenlos beim Girokonto inklusive. Dies kann eine Kredit- oder Debitkarte sein. Trotzdem ist die Nutzung nicht immer komplett kostenfrei und es können diese Kosten anfallen:",{"innerBlocks":7009,"name":6989,"postId":6799,"originalContent":6803,"saveContent":6803,"get_parent":7010,"attributes":7011},[],{},{"name":6989,"data":7012},{"icon_list_0_icon_list_description":7013,"icon_list_0_icon_list_id":6803,"icon_list_0_icon_list_icon":6994,"icon_list_1_icon_list_description":7014,"icon_list_1_icon_list_id":6803,"icon_list_1_icon_list_icon":6994,"icon_list_2_icon_list_description":7015,"icon_list_2_icon_list_id":6803,"icon_list_2_icon_list_icon":6994,"icon_list_3_icon_list_description":7016,"icon_list_3_icon_list_id":6803,"icon_list_3_icon_list_icon":6994,"icon_list":83},"\u003Cstrong>Gebühr für die Karte: \u003C\u002Fstrong>\r\n\r\nZwar sind viele Kredit- und Debitkarten kostenlos, doch für vereinzelte Karten kann eine monatliche Gebühr zwischen 1€ und 4€ anfallen.","\u003Cstrong>Einmalige Kosten: \u003C\u002Fstrong>\r\nManche Banken verlangen für die Ausstellung oder den Versand eine zusätzliche Gebühr. Sofern Kosten auftreten, betragen sie meist zwischen 5€ und 10€.","\u003Cstrong>Gebühr für Bargeldabhebungen: \u003C\u002Fstrong>\r\nEinige Banken räumen eine bestimmte Anzahl kostenloser Abhebungen ein. Darüber hinaus fällt eine Gebühr pro Abhebung an. Diese Kosten sind im In- und Ausland fast immer unterschiedlich.","\u003Cstrong>Gebühr für Zahlungen: \u003C\u002Fstrong>\r\nIm Inland fallen für Kartenzahlungen in der Regel keine Gebühren an. Im Ausland – insbesondere in fremden Währungen – können hier aber Kosten von 1-2% des Umsatzes anfallen.",{"innerBlocks":7018,"name":6798,"postId":6799,"originalContent":7019,"get_parent":7020,"attributes":7021,"dynamicContent":57},[],"\u003Ch2>Häufig gestellte Fragen\u003C\u002Fh2>",{},{"content":7022,"level":5,"anchor":6803},"Häufig gestellte Fragen",{"innerBlocks":7024,"name":7025,"postId":6799,"originalContent":6803,"saveContent":6803,"get_parent":7026,"attributes":7027},[],"acf\u002Faccordion",{},{"name":7025,"data":7028},{"accordion_0_accordion_headline":7029,"accordion_0_accordion_description":7030,"accordion_1_accordion_headline":7031,"accordion_1_accordion_description":7032,"accordion_2_accordion_headline":7033,"accordion_2_accordion_description":7034,"accordion":78},"Was ist das beste Girokonto mit Kreditkarte?","Das Girokonto der Comdirect ist das beste Girokonto und es beinhaltet eine kostenlose Debitkarte. Das Girokonto ist kostenlos, wenn es aktiv genutzt wird.","Hat ein Girokonto eine Kreditkarte?","Bei den meisten Banken beinhaltet das Girokonto eine Debit- oder Kreditkarte. Eine Debitkarte ist fast immer dabei.","Bei welcher Bank gibt es eine kostenlose Kreditkarte?","Eine kostenlose Kreditkarte gibt es bei der Norisbank, Santander und Targobank. Kostenlose Debitkarten gibt es bei fast allen Banken.",[7036,7039,7041],{"title":7037,"link":7038},"Vergleich","\u002Fvergleich\u002F",{"title":6863,"link":7040},"\u002Fvergleich\u002Fgirokonto\u002F",{"title":7042,"link":6803},"Mit Kreditkarte","cG9zdDozMDY3MDcy",{"__typename":7045,"metaDesc":7046,"opengraphType":7047,"opengraphTitle":7048,"opengraphSiteName":7049,"opengraphImage":7050,"metaRobotsNoindex":7057,"metaRobotsNofollow":7058,"opengraphDescription":7046,"opengraphModifiedTime":7059,"opengraphPublishedTime":6803,"twitterTitle":6803,"twitterDescription":6803,"title":7048,"readingTime":5},"PostTypeSEO","Du suchst ein Girokonto mit Kreditkarte? Wir haben für dich verglichen, welches Konto mit Kreditkarte sich wirklich lohnt und welche Bedingungen du beachten musst.","article","Girokonto mit Kreditkarte im Vergleich 07\u002F2026","Finanzfluss",{"__typename":7051,"sourceUrl":7052,"mediaDetails":7053},"MediaItem","https:\u002F\u002Fcontent.finanzfluss.de\u002Fwp-content\u002Fuploads\u002F2023\u002F05\u002Fimage-2.png",{"__typename":7054,"width":7055,"height":7056},"MediaDetails",1280,720,"index","follow","2025-10-24T11:59:33+00:00","Girokonto mit Kreditkarte 2026","https:\u002F\u002Fvg06.met.vgwort.de\u002Fna\u002F230f4c8f93d9470f83085a5ea21a57e2","\u002Fvergleich\u002Fgirokonto\u002Fmit-kreditkarte\u002F","sub-comparison",1784640732813]